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Turning Straw into Gold: Creating Long Term Security & A Solid Home
Hello, I am joining you on the debt free journey, for a couple
of loans that are giving me anxiety and also my mortgage. I have been reading
these diaries for inspiration and it’s time to start my own. I hope to get to
know many of you as time goes on. I moved into my home last April and I have some
loan repayments that…
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Ordered Broadband from Sky got Streaming Box
Is Sky giving away it's streaming service? My daughter ordered fibre optic broadband from Sky, she doesn't have any services from Sky at the moment, and she got the streaming box and remote control sent to her she's still waiting on the Sky router. She did contact them about it but has not heard back yet but is this a…
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DCB LEGAL RECORD OF PRIVATE PARKING COURT CLAIM DISCONTINUATIONS
A UKPC/DCB Legal pattern is now emerging, the same as the Highview/CP Plus/GroupNexus/DCB Legal pattern that has evidenced itself over the past few weeks. * Court claim issued * Defence completed * Hearing date given * Witness Statement deadline dictated by the court * Phone call from DCB Legal to defendant * Email to…
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NS&I: Premium Bonds - older than 1990s
Hello there I am the fortunate owner of £5 of Premium Bonds acquired within a year of my birthday circa 50 years ago! Woo hoo! I hear you cry: a whole £5. Well, yes, if adjusted for subsequent inflation (which painfully it is not) it would have been worth £33.89 in July 2025 according to the Bank of England's inflation…
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Stopping the backsliding… a family of four no longer living beyond their means
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
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Groupon - Section 75 and Chargeback Query
I recently asked my credit card company to raise a chargeback against Groupon for non delivery of what I ordered and it was impossible to get a positive outcome from Groupon. The credit card company responded stating as there was no "debtor-creditor-supplier" agreement in place they could not raise a chargeback or process…
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Roof tile query
What are everyone's thoughts on the placement of these tiles on our extension? Our regular roofer came out today for a different matter and said the builders have laid them wrong as they're not in a line. I asked the builders about it and they said they've always laid them like that and never had any issues with building…
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Telsa vs Sigenergy
Hi, Pros and cons of Tesla PW3 vs Signergy 2 x 10 batteries with an 8kw inverter please? Average 18kwh per day, 6700kwh per year. Lots of aircon and computers/monitors used for a couple that work from home all day. 19 Aiko 515w panels, but 10 of those are North facing so half as efficient as the 9 on the South roof. Thanks!
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Retirement Living Standards
I'm seeing some press reports - in the Independent for example - that the retirement living standards have been updated, but I can't find the new report, it may not be available yet. I know we've collectively disagreed with these standards in the past, but I'd still like to read it. As far as I can make out there have been…
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US Markets Risk
Morningstar articles about investing tend to be informative rather than fluff pieces, many are an excellent trove of information. Below is an article that attempts to quantify the risk in US markets currently, supported by understandable metrics. (see the graphic entitled, Market Themometer). "I like this chart because it…
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Inaccurate data (Autodata) used to service car
Hi I wanted to ask whether anyone else had experience where a dealer is using data and information from Autodata to service vehicles where the data is actually not in line with dealers recommendations. I have two examples. Autodata has the incorrect tyre pressures for my car. I raised this 2-years ago, it is still wrong.…
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Weekly Flylady Thread 1 June 2026
Welcome to the weekly Flylady Thread. What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole…
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Washing machine shock absorbers.
This is a Bosch Serie 6, WAT28660 WM. It clunks when starting to spin, and makes a hell of racket as the speed increases. The drum seems too easy to move, so I assumed failed shock absorbers. Bought a set of three new ones, but was surprised to find that these had around a cm of 'play' in the piston travel. Ie, at whatever…
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Best convincing non-wood wooden worktop?
As title. I've cautioned against real wood due to busy lifestyle and stuff, but they'd still like 'wood'. Missus! Any properly realistic offerings these days? After all, most real wood 'tops look like plastic with all the coatings...
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At-fault insurer (INSHUR) lowball total loss payout offer and pre accident damage fabrication.
Hi all, looking for some advice/sanity-checking on a ridiculous third-party claim ordeal. On 31 01 26, I was sideswiped by a driver who made an illegal overtake. I have dashcam footage of the aftermath where he admits fault, and the police attended. I claimed directly against his insurer, INSHUR (acting for WAKAM), as a…
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Payment a Day - Chapter 2026
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…
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365 Day 1p Challenge for 2026
This challenge has been running for a number of years and is so popular I have agreed to run it again in 2026. If you wish to join please post on this thread and I will allocate you a number which should be quoted when you update on your progress. You can do this either using cash in a jar or virtually by transferring to a…
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2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
To use Guineapigsqueaks/Sa1sysoo words “A new thread for declutterbugs in (2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025) 2026!" My 2025 has been another washout on the decluttering & decorating fronts as my Decluttering Mojo went ‘walkabout’ presumably as a reminder that I should Plan Ahead 😔 A better year…
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Advice on pay increase complaint
Hi all Last year I was awarded a bonus paid over 12 months in lieu of an increase in salary which I was told was due to my salary being above the top of a newly set pay range for my role which meant I was unable to be awarded a salary increase. I was told verbally this situation would be escalated and resolved but this…
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Initial Parking - POPLA - Seel Street, Liverpool
Hi there, My son (19), received an NTK for parking at Seel Street, Liverpool. He said that he paid for the parking and showed the payment details. I appealed to Initial Parking (IP), using the newbie thread and copied the blue text. I also added that he had paid for it and attached his bank statement (his ticket was lost).…
