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Shower screen
I noticed a very small drip on the edge of the door when the water hits the door. It drips into the basin not outside it how big an issue is it? I am going to resilcone it at some point. Most of the Google AI answers seem to suggest it leaks outside but it doesn’t
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An in-between phase
I am largely starting this thread so as to not rudely put a long whinge on the lovely @foxgloves and @EssexHebridean threads! I will talk a little more about my slightly unsettled life situation in due course, but for now, just whinging 😂 Today I have been trying to switch to a more money saving phone contract. It has been…
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Payment a Day - Chapter 2026
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…
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Amazing April's No-Spend Days Challenge!
Welcome to Amazing April's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your…
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Steadily climbing the mountain, enjoying the view along the way
I have been pondering for a while stating a new thread, as at 700+ pages my old one is getting very long and doesn’t feel so aligned with where I am now. 2026 is going to be about getting myself to as healthy and happy a place as I can. Life is short and my inherent perfectionism means that I tend to want to achieve,…
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Car Finance Agreement
Hi. I have made a complaint 7 days ago about a car finance agreement using Martins template email to Commissionqueries@hyundaifinanceuk.co.uk I have not received an acknowledgement of my email. Should I be concerned about this?
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Make Do, Mend & Minimise
With the cost of living showing little sign of easing soon, I thought I'd start a new thread for this. I'm sure many of us are trying to be as environmentally friendly as we can be as well as stretching our budgets as far as we can. I'm putting together a To Do list towards this end and will publish any achievements as and…
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2026 Fashion On The Ration Challenge
(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". After some discussion, it was agreed that the 2026…
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Cheap-rate electricity sounds great in theory, but how do people actually remember?
I get the idea of using electricity at the cheaper times, and in theory it makes total sense. But in real life I think the hardest part is just remembering at the right moment. It’s easy to say “run the washing machine later” or “wait until the cheaper period”, but day to day I think most people just forget or get busy.…
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Prosperous and Creative Soul Year 5
Close to 4 years ago I finalised my divorce and completed on my biggest ever mortgage - £202K and switched from interest only between 2 of us to repayment on my own. I took the term for as long as I could - so 22 years - which means I would be 73.5 by the time I was actually free. Then I owed c£1.5K on a 0% but had a £2K…
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Gatehouse bank final profit total.
Hello This isn't that big a deal, but l noticed that when I decided to roll over my 1 year fix isa at 4.36% for another year (same term and interest) the maturity information stated my profit would be £855 but when l checked this morning it was only £853.31. Is this normal because of the sharia nature of the organisation.…
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Stock markets are too high and set to fall?
Unusual intervention/comment - why?
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HEATING OIL
Hi guys HEATING OIL ASSISTANCE I’ve been waiting for the new government “Crisis & Resilience Fund” to go live on my local council which has replaced “LWAS” and it’s exactly the same! I’m a 55 yr old living alone with health issues and receive pip and uc. I’m a tenant and the energy fuel is by way of heating oil. I live in…
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Kia App - EV v ICE mileage
Have recently purchased a Kia Sportage PHEV 2025 model. Anyone know if there is a way to compare mileage on EV only compared to ICE? Haven't found any indications yet either in the App or on the car console. Just the total mileage and per journey mileage. My previous BMW X1 PHEV had these figures in the reports, so maybe…
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Should I redo my EPC?
So The plan is to get a heat pump before 2030 as I'm not sure what happens with the next government so I don't have this atm, and atm it can actually reduce your EPC score potentially My mortgage is due to renew next year. I've noticed some providers have "green" mortgages available to those with an A or B rated house.…
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EPC misrepresented as A, actually a B
We are in the process of purchasing a new build which was advertised and represented to us during viewings as being A rated. We agreed a purchase price, which was partly driven by this rating. During the conveyancing process, we saw the EPC actually certifies the property as a B, albeit a high B. We gave the developer the…
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Can you suggest a good fixed electric panel radiator?
Our son-in-law rents out a 2 bedroom flat in Scotland. Since he first started doing this, 12 years back, requirements have changed and he now needs to fit fixed heaters in the 2 bedrooms. There is no gas in the building, hall and lounge have nightstore type heaters, he never found the bedrooms cold so had no need for any…
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Santa Baby - it's the 2026 Christmas Chatter Thread!!
Hello
and welcome to the 2026 Christmas chatter thread! I have taken up the mantle
this year to start the thread in replace of long-time poster @princesskitty29
who has been busy of late xx If
you're new to the thread please pop in for a chat, pull up a chair by the fire
and get yourself a hot chocolate - we all love…
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Damp in boiler cupboard
We've lived here just over a year and never had damp until this turned up in the boiler cupboard. The kitchen wall is on ine side and the chimney breast on the other. We had the chimney removed before christmas - could that be causing the damp?
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Moving on
Welcome to my new thread: my old one is here: Cherry takes the reins — MoneySavingExpert Forum and my very old one is here: Coffee and chocolate — MoneySavingExpert Forum Quite a lot changed in 2023, and now it's time to move on. I left the job and career path I'd followed for many years and don't feel I can or should go…
