Recent Discussions

Hi There I am only at Stage 2 of the First Eight stages - Ignoring them. But I wanted to start a specific thread for possible assistance with witness statement and in case they don't discontinue. I hope that is ok. So: 'Incident' occurred August 2025. Parking Charge Notices came through the post at some point thereafter…

New year, new start - trying to save in 2025.

So, Capita have taken over the admin for the CSPS and their new website and members portal went live this week. I have just registered on the new portal and am not in the least bit surprised to find that the information available on the new portal is very scant and incorrect in terms of my length of service. With…

To cut the incident short: Location is a middle roundabout of a 70mph dual carriage way with side roads entering and exiting it, the roundabout is 40MPH restricted)I entered the roundabout at point A for e.g. in the right lane of two lanes to turn far right and exit at junction D. I was going 12-15MPH max and drove past…

Hi Compers, We're working right now on the new version of Competition Time. The plumbing work is mostly done, now we’re choosing the taps and tiles. Below are some screenshots of the new functionality along with some early designs. ⚠️ All subject to change and not guaranteed! The main index Below the title, the Closing…

Lawnmower Strimmer Gardening vouchers BBQ Uk holiday Selection of beer Drinks hamper Easter hamper Food hamper Gardening tools Product of year goodybag Uk holiday Smart watch Actifryer Amazon vouchers Selection of books Selection of wine Bluetooth speakers Macbook Beauty products - ACHIEVED What's everyone else focusing on?

Anyone else had experience with CINCH-buying a car of them that they had had NOT checked paperwork/MOT history correctly ? I purchased a car that i noted on the MOT history that the mileage had gone DOWN between two MOTs,i questioned this and was told it was before they had it and it was just a typo !! Well a year on and i…

Welcome to Outstanding October's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help…

Can anyone work the maths between usage & credits?

I decided to sell the house I was letting. The tenant moved out in August. The house is sold STC. The sale could complete in November. House currently empty, unfurnished. What do people in these circumstances normally do about home insurance? The current insurers insist that after 30 days unoccupied - they insisted that…

I am just about to retire at 68 and have a decent DC pot , I am going to get a annuity at good enhanced rate to cover my basic expenses and more with my state pension around to around 27K before tax. That gives me just 23K headroom up to the 50K higher tax band. I know with 25% tax free lump sum that would go up to approx…

Scenario: Parent A and Parent B now deceased. The house deeds show them as 'Tenants in Common' with a life interest trust if I've understood the terminology correctly. Somewhat simplified by having a single beneficiary (child) who is also the executor and trustee. When Parent A died (Feb 2026), as far as I can see no…

Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…

MSE Insert: We've seen some debate on this thread about the relevance of some posts to the topic. To ensure the thread remains on topic for forumites wanting to discuss the latest news we're asking that all posts contain a link to the news you're discussing. For the purposes of this thread the "news" needs to be within the…

Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.

Welcome to the 10th Grocery Challenge of 2026! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…

I took on an endowment mortgage in 1996. 8 years later a letter warned me they predicted I would owe more that the total house purchase cost at the end of the 25 year mortgage. I panicked and changed to a repayment mortgage starting the 25 year term again. Can anyone advise what happens to the money I paid for 8 years? Is…

To use Guineapigsqueaks/Sa1sysoo words “A new thread for declutterbugs in (2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025) 2026!" My 2025 has been another washout on the decluttering & decorating fronts as my Decluttering Mojo went ‘walkabout’ presumably as a reminder that I should Plan Ahead 😔 A better year…

https://www.euronews.com/green/2024/07/23/solar-balconies-are-booming-in-germany-heres-what-you-need-to-know-about-the-popular-home- There was an item on radio four about a booming trend of pug in solar, in Germany. I got the impression that you just plug it into your 13amp socket and it gets used by your appliances. Have…

Hi all, This is my wall which is 4m x 3ft high. It obviously needs some TLC. Ive been quoted £800 for dismantling/rebuilding damaged areas, and reset stone Repointing both sides of the wall: £500 Cement capping: £200 Would you say it needs dismantling/rebuilding? And is this a fair quote? Thanks