-
Monmouth Building Society is so slow
Like millions of others I applied via my computer for their new regular saver a/c yesterday. Today they told me it would be faster if I downloaded their app and applied that way. I've been stuck on a page saying they're "currently processing your application" for 6 minutes now and presume it will be a long long time before…
-
An in-between phase
I am largely starting this thread so as to not rudely put a long whinge on the lovely @foxgloves and @EssexHebridean threads! I will talk a little more about my slightly unsettled life situation in due course, but for now, just whinging 😂 Today I have been trying to switch to a more money saving phone contract. It has been…
-
PCN Proceed to Court
We have a PCN problem and have followed advice gven. We have received paperwork etc and filled in our defence to court. The legal company has come back and said they wish to proceed to court. We have evidence on a bank statement that we paid the fees, can we tell them we have this evidence before they take us to court and…
-
Balance Transfer from my company's credit card to my personal credit card
I really need your help about balance transfer before I can apply a credit card for that purpose. I am a sole company director for a micro business company which is registered with the Company House. Currently I have been using my company's Capital on Tap credit card quite a lot. Therefore, I am planning to open a new…
-
Progress not Perfection
Happy New Year! I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things
can only get better My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining. That's a hell of a lot of waffle over the years 😆…
-
July 2025 Grocery Challenge
Welcome to the seventh Grocery Challenge of 2025! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
-
Related electricity meters
This discussion was created from comments split from: Related electric meter unable to switch online - how to fix?.
-
Starting a self managed DMP
So after browsing the forum for months and finding myself in a terrible cycle of just about meeting minimum payments but then using credit again just to live, I have bit the bullet and decided to sort my life out 🤯. I get paid tomorrow so have cancelled a few direct debits and will not pay my usual unsecured debts. So am I…
-
Apcoa Manchester Airport appeal rejected
Hi all, this is my first post i've needed to make as usually i can find what i'm looking for through other posts and would really appreciate some detailed help. I recently appealed a parking charge from apcoa and they have rejected it. I am aware that when appealing these pcn's that you should not admit to being the driver…
-
Buying a little piece of Middle England; Manifesting my way to mortgage free.
Hi there, today I reactivated my account with MSE. Hoping to get some motivation to pay off our mortgage a little quicker. Little bit of back story- So I had a diary in the debt free wannabe forum many years ago. I paid said debt off, saved up money to purchase a house :) and moved. Since then (2015) I have divorced, been…
-
EON FIT Tariff for Solar Panel Generation
I currently have solar panels and have always been on the EON Feed In Tariff, getting paid quarterly for the electricity I generate to the grid. Recently I was asked - as usual - to provide my meter reading so they could make the payment, but when I came to the meter it was completely blank! I let EON know and they said I…
-
Santander Edge with 25£ Amazon voucher
In April, I opened 2 Santander Edge accounts through a MSE offer which included a £25 Amazon voucher per account to be paid within 3 months. I should have received the voucer on 2-3 July. Here's the message I received in April when I opened the accounts: "Thanks for registering.IMPORTANT: To be eligible for the Gift Card…
-
DCB Legal - Creating my defence
Hi everyone, before I get into it I just want to say thank you for all the resources on this forum, I have been following through this process up to this point following the advice here and now I'm creating my defence. I'm pretty sure what I'm doing next, but just to clarify - IM NOT uploading my defence using the portal…
-
smart meter
thames water sent me a letter about installing a smart meter in my house. it says my bills will be smarter, will have 24/7 control..spot sneaky leaks. and save money. I can't stop laughing!
-
Boundary issue - vendors backtracking - advice please!
I posted a thread a while back, which might be useful: Changing title plan - boundary issue. — MoneySavingExpert Forum But in short, neighbours nabbed a piece of Land 20 years ago about 2 feet in length and quite narrow. Vendors agreed to cede the land and have the land registry updated to reflect this change. Mortgage…
-
The Best Is Yet To Come
The Best Is Yet To Come - or so the front cover of my new diary says. I normally hang out in the debt free wannabes, but as I have had my diary on there for almost 10 year (yes the same diary), and have been debt free since April 2018 I thought it was time to migrate over to the mortgage free wannabe area. Please be gentle…
-
Index-Linked Gilts question
In the attached screen shot from Yieldgimp, what can "Gross Real Yield" mean, given that the future yield in unknown as it is a function of future RPI/CPI? Perhaps it is the yield without inflation? So,for T28 for example, which has a "Gross Real Yield" of 0.49%, the gilt will pay at least that yield if held to maturity?…
-
Advice on car accident
I live in a cul de sac with a turning space for large vehicles. I reversed slowly out of my drive and to the right. There was nothing ahead. As I moved forward a car reversed out of the turning space and hit my right wing. At the time I was already distressed about something and just couldn't deal with it. Their view was…
-
Help identifying curtain rail fixings
I need to find some replacement fixings for a curtain rail in a bay window. The track itself is OK but the brackets have failed so I'd like to find some replacements if anyone recognises them? If it helps in identification I can tell you that they attach in my case to a plastic thing that slides on a metal bracket as shown…
-
2025 DECLUTTERING CAMPAIGN MrsSD - The Joy of Decluttering
To use Guineapigsqueaks/Sa1sysoo words “A new thread for declutterbugs in (2015 2016 2017 2018 2019 2020 2021 2022 2023 2024) 2025 !" My 2024 was another washout on the decluttering & decorating fronts. That is what happens when I don’t plan ahead 😔 Neither DH nor I have managed to summon up any enthusiasm for anything…
