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Combining credit limits on cards with same provider (Virgin)
Hi, Has anyone any recent experience of requesting credit limits be 'merged' when you have two (or more) cards from the same provider, in order to get one large limit on a better card, and then close down the old card? I remember this being a thing in the early stoozing days with MBNA, and maybe Virgin and typically I've…
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Charles Stanley Direct
Thinking of taking advantage of the Charles Stanley Direct Cashback offer and transferring my SIPP from Interactive investor across to them. SIPP is c100k. Has anyone used them and are they safe and an ok provider to use? Fees are higher that II but the cashback offsets that for 12 months, even allowing for the transfer…
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UC - Loss of transitional protection through house move
Hello. After managed migration a couple of months ago, I now get reduced UC plus ESA top up fortnightly. I was on a mix of contribution based and Income based ESA.(I didn't realise I was on a mixed type until the switch) I plan to move home next year to a different county council authority, which is a 'change of…
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Moving on
Welcome to my new thread: my old one is here: Cherry takes the reins — MoneySavingExpert Forum and my very old one is here: Coffee and chocolate — MoneySavingExpert Forum Quite a lot changed in 2023, and now it's time to move on. I left the job and career path I'd followed for many years and don't feel I can or should go…
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Amazon.....How do I contact them?
Does anyone know how to contact Amazon at management level? The other evening I witnessed some absolutely appalling behaviour by an Amazon driver. I wrote a detailed description of my complaint. I then searched the website and couldn't find a contact email so went on to online chat. They gave me an email but they dont seem…
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No channels found
No channels found when I switched my ancient Panasonic tv Have checked connections and aerial still no channelsTried in another room, still not working. Could it be the tuner, do not want to get engineer as might as well get a new one. Have used Roku and it does work with it installed.
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Tax on DC Pension
Hi, I'm hoping to move my works DC Pension next Oct and withdraw it as I will be 55 and I'm wondering how much tax I will pay. My total pay is £50,000 so will I get 25% tax free and then pay 40% tax on the rest? I have a normal works Pension, which Im going to take at 60.
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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Hi all 😊 I'm Cheery 😊 By name and (usually 🙄) by nature. I've been around here for many years, taking in all the excellent wisdom and trying to use as much of it as possible 😊 We are two, Mr Cheery and I. We have been together for over 18 years 😮 We moved to the countryside six years ago, gained a large mortgage, and a…
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Trust Pilot - can they be trusted?
There is a famous Latin quote: "Quis custodiet ipsos custodes?" - which translates as "Who is guarding the guards themselves?"Or to put in this particular context - who is reviewing the reviewers?Most of the posts in this forum about TrustPilot seem to raise questions about whether TrustPilot is pressured or influenced by…
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Dealer servicing vehicle do you trust them VW
On the first service received the report with a amber notice stating rear brake pads 6mm(50%) This car had very low mileage I did query this at the time and was told it was correct Second service visit 1 year on no red or amber warning for brake pads viewed full report brake pad now reading 9mm not to impressed
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Sainsbury's SmartShop payment issue
Dear all, A few weeks ago, I made a payment using the SmartShop app at Sainsbury’s. I first tried Bank Card 1 three times, and each time I received a rejection message. I then used Bank Card 2, and the payment went through successfully. However, when I later checked my statements, I discovered that all four attempts had…
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The all new using what you have from your Freezer, Cupboard or Shed (Barn)
It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment!
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Now TV via Firestick Max issues.
I use Now TV via my Firestick Max and for the life of me can not get the settings right for it. The issue i am having is when i watch Sky Sports UHD via the Now TV app its seems dark and i have messed around with the TV brightness settings and i can not get it right. I have a freesat box for normal TV and that is ok so it…
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Most rewarding credit card
I have a John Lewis credit card that gives me points that translate into vouchers for Waitrose. My local waitrose is handy for me so the vouchers are useful even though I do my main shop elsewhere. The number of points per £ spent has been slashed so I’m wondering if there is another card with a better reward. interest…
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Horizon Parking and Epping Forest
Hi all, unfortunately I've only just discovered this forum which provides lots of useful information and tips, many of which I've broken over the last few months. I've searched for other threads which cover my case but can't find anything similar so I hope I haven't broken any rules or breached etiquette by starting a new…
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Best budget 8 inch tablet for around £100 or so.
Hi there folks, Hope everyone is good. I have a few Kindle fire 8 tablets, think its the 22 model, only 2 GB Ram, so waiting on apps and things to open on them is a right pain in the behind. I have reset but after a few days or so same old thing. I have tried a few close all apps software and while it helps I do think I…
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The Diary Of Onebrokelady Aged 60 And A Half
New Year new diary 😀 erm that's all I've got to say 😂😂
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Coming Up to Retirement - Portfolio Changes
I am looking to retire in 12 months or so. I am 58 and have a large SIPP (£895k), an ISA (£356k) and a Section 32 policy (£3.2k at 65 years). My state pension forecast is £12,034 when I am 67. My partner is retired and is drawing a small income from a SIPP until next April, when it will be exhausted, and she will then…
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Summertime
...and the living is easy Well, at least all about us doing the things that will make our day to day lives easier, our minds easier, and our long term life and MSE goals easier to achieve 🥂 Oh, and finding mse ways to enjoy it! Looking forward to hearing about everyone's summer aims and achievements 😊
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Weekly Flylady Thread 25 August 2025
Welcome to the weekly Flylady Thread. What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole…
