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July 2025 Grocery Challenge
Welcome to the seventh Grocery Challenge of 2025! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
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Pension vs ISA vs current income
I could do with some help on working out how best to proceed in terms of allocation of saving for pension vs. ISA, and what a realistic retirement could look like. I have played around with Guiide extensively but am still somewhat confused. We were both aiming to retire in 10 years, which would make us both 55. Clearly…
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Any advice please on how to tackle the council from taking most of my inheritance.
A year ago a genealogy company contacted me. My father had died 3 years earlier and his council had been dealing with his finances whilst he was in a care home.( My father walked out on Mum and me many years ago and there was no contact) When I contacted them they offered me no information or help. I managed to get them to…
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What advice re' Help To Buy ISA with £13K invested.
Hello, I'd appreciate a sense check on the advice I'm thinking of giving my daughter re' her H2B ISA . She is hoping to buy a house in the second half of 2026 (although nothing is certain!!), but given the current housing market its’ likely to cost more than the £250k H2B ISA limit. So it seems that her H2B ISA is actually…
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CEL Court Defence - Restaurant Related
Me and the driver went to have a curry back in Feb this year and ended up with a parking fine. So we were in a restaurant/pub we'd been to before on 25th Feb in the evening. We spent about an hour in the restaurant, just the 2 of us. In April we received a PCN dated 15/04/24. Saying we'd failed to obtain a permit in…
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Energy news in general
For GENERAL observations and information not related to specific suppliers.
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National Parking Control Group Ltd/DCB Legal PCN – Lidl Paddock Retail Park - Defence Assistance req
Hello everyone! Thank you for the wealth of knowledge provide on MSE. I have
read through many threads and have a good grasp of what the process will
entail. I plan to update this thread at each stage and would be grateful for
any assistance. Background: - Two family members went to Lidl at Paddock
Retail Park, Weybridge -…
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Now TV offers
My Now TV entertainment pass went up to £9.99, so I did the usual and tried cancelling expect them to give me an offer, but nope they just cancelled. Is there anyway to get a new Now TV entertainment pass at a good price now, as it seems like the old ways to get it cheap have all gone.
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ESA 98 Letter
I was trying to find a template of the above letter online but cannot find an identical layout is anyone familiar with the above letter ESA98 About Your Employment and Support Allowance your payments are changing Has anyone seen this before?
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What are you making for dinner?
There were problems with the original thread in that it disappeared and could not be reinstated. So a new thread was created and we all started again, unfortunately that thread also seems to have joined it's predecessor. So here's a new one. We need to hear about Suki's lamb casserole and Island Maid is back from Amsterdam…
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What does this mean? - Predeceased child of testator
My Mother-in-Law died in 2022 and the wording of part of her will includes the following "to hold the residue thereof (hereinafter called "my Residuary Estate") UPON TRUST for such of my son E and my daughter V as shall survive me and if more than one in equal shares absolutely PROVIDED THAT if any child of mine dies…
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Civil enforcement PCN and LBC time frame
Hi, my husband (RK of daughter's car) received a PCN issued on 28/05/2025 from Civil Enforcement (CE) Daughter was at a pub on 23/05/2025 for just over 15 minutes, picking up a friend who was unwell and as she was not staying (only picking up) did not (know to) register car at the bar. She appealed with the pub, but they…
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Old Style Weight Loss Challenge - 3rd Quarter 2025
Hi All Welcome to the Old Style Weight Loss thread for quarter three 2025 Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st July until the 30th September. You do not have to submit a loss or gain for the first week as it's our starting week, you can post your first…
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Receiving inheritance
Hi All My dad has passed away and I will be receiving approximately £100,000 within the next month or so. I am a 44 year old woman that works just above minimum wage. I have a partner who also works at just above minimum wage. I have two children at 14 and 18. I have never had much spare cash after all bills paid and food…
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Progress is...
Starting a Mortgage Free Diary!
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Cooking for one (Mark Three)
Welcome to Cooking one (Mark Three), time to get a shiny new thread up and running. The link to "Cooking for one (Mark Two)" can be found here https://forums.moneysavingexpert.com/discussion/comment/73708876#Comment_73708876 Cooking For One 13th Jan 17 at 7:32 PM Hi, newbie poster though long time lurker trying to adjust…
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15months to debt free - I hope
Well I thought it was time I started a diary having put my two pennorth into several others. Brief bit about me. I am a retired careworker having done other things as well. I have a husband who has mental health issues and 3 old dogs. A 15 year oldJack Russell X who has heart and kidney failure so I am not sure how long we…
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Building concerns
Good afternoon I wonder if you can offer some advice please. We bought a property in 2008. We remortgaged in 2012 with a new mortgage provider and the new mortgage company asked to look in our loft. Upon their inspection they saw that the struts in the loft had been removed by the previous owners to make the loft an extra…
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Rolling Down the Green Hill Towards REtirement 😊🌄💚💜
Happy New Year!!! As our MFW journey finished back in July 2015(wow!) on our family home and Apr 202 on our BTL (because we sold it! :D ) I thought it was time for a new diary (seeing as some others are doing it, I thought I'd also jump on the bandwagon 😉 🚙) and the new year seems a good time to start. Back when I started…
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Am I the only person with Nectar Price App Issues?
When I use the nectar prices app I have to walk around the store to get it to place me inside the store and allow the shop. I have used Sainsburys wifi and my own 5g and eventually i get it to confirm my location in the store after trying every position in each isle. I get the error message "please try again later" as the…
