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2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
To use Guineapigsqueaks/Sa1sysoo words “A new thread for declutterbugs in (2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025) 2026!" My 2025 has been another washout on the decluttering & decorating fronts as my Decluttering Mojo went ‘walkabout’ presumably as a reminder that I should Plan Ahead 😔 A better year…
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Passport Photos - apps or DIY?
Hello all, All 4 of us (2 adults and 1 child passport renewal and 1 child brand new passport) need new passports, and I was wondering what the cheapest or best option would be for the passport photos? I vaguely remember taking our own photos on my phone for our last passports, but this was over 10 years ago, and I know…
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60% rise in monthly billing - WaterSure Wales
I just got my monthly water bill, and wow, it shot up by about 60%! I used to pay £36 a month, but now it’s £57.50. I’m on the WaterSure Wales tariff because we get pension credit and have some medical conditions that mean we need to use more water. I contacted Welsh Water to ask why my bill jumped so much instead of just…
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Transfer of S&S ISA with Scottish Widows to Charter Savings Bank
Not having a good experience with the transfer. Currently have £76k for a house deposit with Scottish Widows in a S&S ISA all in cash (all investments sold). Applied and posted an application to Charter by first class post on 19th January 2026 (cost me £3.05). Not heard anything from either providers since. Am I right in…
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MSE News: Sky to hike mobile prices: You've 30 days to LEAVE penalty-free – can you switch and save?
Most Sky Mobile customers – including many who are mid-contract – will see prices rise by £1.50 a month from 14 February 2026, the provider has announced. But you've got 30 days from being notified to leave penalty-free, so check now if you can save by haggling or switching and ditching... Read the full story: 'Sky to hike…
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My Off-grid and need to be frugal diary
New year, new start - trying to save in 2025.
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Cooking for one (Mark Three)
Welcome to Cooking one (Mark Three), time to get a shiny new thread up and running. The link to "Cooking for one (Mark Two)" can be found here https://forums.moneysavingexpert.com/discussion/comment/73708876#Comment_73708876 Cooking For One 13th Jan 17 at 7:32 PM Hi, newbie poster though long time lurker trying to adjust…
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Progress is...
Starting a Mortgage Free Diary!
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Pay ALL Your Debt Off By Xmas 2026!
Welcome to Pay ALL Your Debt Off By Xmas 2026 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2026). Thank you for last year! Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that…
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2026: time to face facts and plan for the hard times ahead
Hello everyone, I've been a long time lurker under a different alias but have now created a new moniker to be a bit more vague about name and area of UK as starting this journey and will be posting for my own sanity and all your support I've seen so much across the years. I'm in a deep pile of debt that I've been servicing…
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Security monitor/ microphone / speaker for elderly
My elderly mother is hardly ever left alone but I need some way to contact her at home on the very rare occasions that I have to leave her unattended for a short period. She can no longer cope with answering the phone as her hands are too arthritic. Is there a gadget that's pretty easy to set up which I could use to speak…
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This is it! 2027 is the goal...update
Hello I have been lurking around these boards for the past year, I have finally made the decision to start a diary to track the progress of my goal. I'm hoping that it will hold me accountable and perhaps inspire others along the way. As of May 2019 my mortgage balance was £118, 842 4 years into a 10 year fix over a 20…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: To provide a list of the top regular savers currently on offer To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article which…
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Worth getting anti allergy pillow protectors?
When it comes to allergies, blocked noses etc, is itcworth getting an anti allergy pillow protector or normal one washed the same?
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Letter of claim
There was an error rendering this rich post.
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Old Style Weight Loss Challenge - 1st Quarter 2026
Hi All Welcome to the first Old Style Weight Loss thread for 2026. Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st January until the 31st March. You do not have to submit a loss or gain for the first week as it's our starting week, you can post your first loss or…
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Applying for new passport but old passport lost in transit.
On Friday 23rd January, my husband and myself both applied for new UK passports. We both sent our old passports back to the Passport Office by Royal Mail First Class Signed For, with proof of delivery (in separate envelopes with different tracking numbers). My application is going smoothly. They have confirmed that my old…
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Remove burnt on food from oven floor
I used too small a container for cooking chicken breasts in suace this morning as usual larger casserole dish not available. The result is burnt on food. I've scrapped and wiped the worst off but what will be the best way to remove it all please. Suggestions appreciated please.
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Progress not Perfection
Happy New Year! I thought it was about time I started a new diary. I've been on these diaries since 2008. My last diary is here Things
can only get better My first diary is here Champagne Lifestyle Lemonade Budget and the one after that here Looking for the Silver Lining. That's a hell of a lot of waffle over the years 😆…
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HMRC pension forecast tool wrong
I'm seeing various reports today about a bug in the HMRC pension forecast tool on the web. One example from the Telegraph… https://www.telegraph.co.uk/money/pensions/state-pensions/state-pension-forecasts-can-be-wrong-hmrc-admits/ Apologies if that is behind a pay wall. I don't subscribe so don't believe so. Other sites…
