Recent Discussions

Hope someone can help me and advise me on this, I’ve read a lot of posts on here with people fighting against these thieves. I’ve ignored everything from the original first notice received from horizon parking and now dcb legal for 4 years to date, yes 4 years wow, I’ve never acknowledged anything from anyone as was…

My car is driving well, just an ordinary saloon nissan note , just curious on the scrappage value nowadays. costs insurance and roadtax adds up to half the value of the car. been told by the mechanic "there's still 4 years left in it" mileage 84k

 My previous diary was pulling my frugal pants on. I decided to start a new diary because, well because our new start that we had planned isn’t going to happen. So dad’s house sale finally went through and we’d decided that we would use my inheritance to offset OH dropping a day at work. Money would be tight but doable.…

I am largely starting this thread so as to not rudely put a long whinge on the lovely @foxgloves and @EssexHebridean threads! I will talk a little more about my slightly unsettled life situation in due course, but for now, just whinging 😂 Today I have been trying to switch to a more money saving phone contract. It has been…

Good evening MFW'rs I hope there is a little space in diary land for me (Greying Pilgrim) to take up residency and chart our journey to mortgage freedom - albeit we're doing it a little back to front. The short story is, that we did own a home - Greying Towers - but 4 years ago we moved into rental accommodation with the…

I've been on this board for a while and it was invaluable while I was paying down debt and navigating finances while working and juggling 5 children. We followed the Dave Ramsey plan loosely to get us where we wanted and the last year or so we were trundling along comfortably. Unfortunately, a breast cancer diagnosis has…

Morning, I have had a diary on here before but had to close it down. I am a single mum with an 8 year old DD. I have found myself in debt since the age of 18 when I went to university and have been in it ever since. I decided to change this in 2017 and then found myself a single parent in 2018 and having to attain more…

I thought it was about time for a new diary. Ive been a member of MSE many years now and got my debt down from £20,000’s to a big fat ZERO. I kept the debts to myself as I was the one who built them up. Dh would have been ok and we’d have worked through them together…..but it was my mess that I wanted to clear myself and…

Here we go again.

Thanks to this forum I defeated a parking ticket from NCP about 3 years ago - they wasted half a forest in threatening letters. So I've been through the instructions etc I might have dropped a clanger this time. I parked up, there was only the app or phone ways to pay - the booth that took cash was closed. I couldn't get a…

We are PAYG customers with Scottish Power and are fully electric with no other power supply. Following the storms last weekend our meter has gone faulty, the display is lit up so it has power, but there is no display at all which means we have no idea how much credit we have left. I've contacted them and they have said…

Welcome to Nifty November's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…

I have lurked on this forum for years and found it very inspirational, so I've taken the plunge and joined - hello! 😊 On Thursday (23 April) I had a phone call to fix my mortgage again, and I've decided that now is the time to buckle down and clear it. My new fix comes into effect on 2 August, and I've fixed for another 2…

Hi there. I currently have a Freesat recorder but I have found that I have genuinely not used it for over six months, now. I just find that everything is online, anyway, so you can just look for it on there. I occasionally used Freesat for watching Live TV (for example World Cup matches) but have found that these are all…

NST NOVEMBER The Ninja Saving Turtles were inspired by Ninja Saving Kat (NSK - look up her original awe inspiring challenges) so that we could continue as a group when Kat went off on her travels. Kat's essentials were - knowing your debt free date, setting all your budgets before the start of the month (and sticking to…

My mum's British Gas Collective Nov26 tariff is due to end soon. Looking on the her British Gas energy usage page for the 12 month period it states 3rd October 2025 and 30th October 2026 Annual Electric October 2026 to September 2026 = £853.33 Annual Electric October 2026 to September 2026 = 2775kwh Annual Gas October 2026…

Hi all, Has anyone got experience of doing the above? We are well acquainted with how the Amex voucher works on standard one-way/return flights but we're looking into using the next one (when we get it) with an "open jaw" / multi city flight i.e fly out of LHR to one city but fly back to LHR, at later date, from another…

To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site "Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC here…

A bit of advice, please! My brother flew out with his family from Gatwick after driving down from Birmingham. He parked his car at Gatwick North, not realising that their return flight would be landing at Heathrow! He is now stressing about how he is going to get back to his car with his family and a load of luggage. I've…

New Year new diary 😀 erm that's all I've got to say 😂😂