-
Over 70s driving licence renewal
At 72 years of age My driving licence is due for renewal on my 73rd birthday in mid may. I went to do it recently but on the website, it was suggested that if I renew it now, within the 90 day window allowed, the expiry date will be from the date the renewal is processed not the date my current 3 year licence expires inn…
-
2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution
To use Guineapigsqueaks/Sa1sysoo words “A new thread for declutterbugs in (2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025) 2026!" My 2025 has been another washout on the decluttering & decorating fronts as my Decluttering Mojo went ‘walkabout’ presumably as a reminder that I should Plan Ahead 😔 A better year…
-
Payment a Day - Chapter 2026
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…
-
Renewables: "talking 'bout my generation"
Please forgive the corny thread title inspired by The Who but this post on the bloated 'how do I make the most of it' thread prompted me to initiate a new one... Well, there was yet another misty and bleak start in North Notts today (Thursday), but my SSW 3.92 kWp system was generating around 3kW for just a few minutes…
-
Vauxhall camshaft chain recall
My partner currently finances (HP) a used vauxhall grandland. Following the recall letter we booked the car in, but due to personal circumstances the 2 appoitments made were missed. During that time the car had broke down and the AA towed our car to our local vauxhall dealer for diagnosis. The diagnosis has confirmed the…
-
Heat Pump Sizing?
Octopus suggested their biggest unit, 11.2kw but is that the right size I currently have a modulating boiler with weather comp and a smart meter so I know that the boiler runs at a steady 8.2kw (gas input) to maintain the house temp at 20c when the outdoor temp is 0 degrees (flow temp low 50s C). It uses a fair bit less…
-
Faulty iPhone
Hi all. I'll try and keep this brief. Bought iPhone in November, from Apple directly, Online and taking their 0% offer through Barclays. Phone stopped working yesterday. Went to Apple store today and they said it's definitely faulty and offered to repair it. I said I'd rather it was replaced but they refused. I asked for a…
-
Failed GivEnergy AIO
Hi, My battery failed after 10 months, my question is who has the liability ? the installer or the manufacturer ? I have been trying to get support from GivEnergy since December, but their support is dreadful. I'm now worried since GivEnergy look like they are going bust, and my installer is just ignoring my request to…
-
Old Style Weight Loss Challenge - 1st Quarter 2026
Hi All Welcome to the first Old Style Weight Loss thread for 2026. Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st January until the 31st March. You do not have to submit a loss or gain for the first week as it's our starting week, you can post your first loss or…
-
ECP /DCB LEGAL COURT CLAIM 3
I missed this one.. hands up, just couldnt keep up. I have some discontinued, some that appear to not have been follwed up, some that went wrong and had to be corrected, and yeah, i just missed it. POC are mirror image of the others, AOS sent 13-08-25 Can i ask if the template defense including cause of action…
-
The Mental Debt Struggle...
I've known that this diary needed to be started... But I've run away from the idea as the accountability made me nervous and I didn't think anyone would want to read it. But then I realised it would be financially and mentally therapeutic for me, and that's the whole point after all. I've read other diaries and gained so…
-
Cooking for one (Mark Three)
Welcome to Cooking one (Mark Three), time to get a shiny new thread up and running. The link to "Cooking for one (Mark Two)" can be found here https://forums.moneysavingexpert.com/discussion/comment/73708876#Comment_73708876 Cooking For One 13th Jan 17 at 7:32 PM Hi, newbie poster though long time lurker trying to adjust…
-
Civil Enforcement Witness Statement
Hi all, I received a PCN from CE for what we think was a major keying error. The initial notice was received after the 14 day statutory period, we appealed, and were unsuccessful but then could not do an additional keying error appeal. I found this forum after submitting my defence which was regrettable, but I have been…
-
My Off-grid and need to be frugal diary
New year, new start - trying to save in 2025.
-
February 2026 Grocery Challenge
Welcome to the 2nd Grocery Challenge of 2026! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's…
-
Brewdog Shares
So never had it been cheaper of late to buy some shares. Resellers have these listed for £12 a share, brewdog last offered them for £25, and the last investor sale round sold them for £15. Given they are an unlisted company, it’s difficult to truly value the price of a share. You could take into consideration the online or…
-
Self-Managed DMP - First Contact/Payments to Creditors Advice
Hi there, Just after some brief advice having recently embarked on a self-managed DMP due to a big change in personal circumstances and large uptick in outgoings due to needing a second address. Am in the process of half a dozen loans/credit cards being defaulted, sold, managed by third parties etc, having stopped all…
-
If leaving octopus what happens to Outgoing tariff
I am thinking leaving octopus to join EON what will happen to my outgoing tariff for solar export? My FIT is with Eon
-
Azure parking UPDATE
Been in an ongoing appeal with Azure as they sent the ticket outside the 14 day period and sent it over a month later. Made a post on this forum and responded according to advice and have received a response where they have now doubled the charge by post. Here is my original appeal and the subsequent email exchanges: I am…
-
Dividends Not Paid During Transfer
I’m stuck on where to go next and wonder if anyone can help. I transferred some shares from HL to T212. I initiated the transfer at the end of January and HL say they transferred the shares on 6th Feb. It took a while for them to appear in my T212 account and T212 say the transfer took place on 2nd March. The ex div date…
