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Frump to Fab 2026.
Good Morning lovely ladies...... Welcome to the new thread and a happy new year to one and all. Am I fab yet. Lol. Nearly, but not quite fab enough yet, there's always room for improvement, so I continue my journey to fabdom. My word for this year is refresh. Me, my home, my life. 🤪 This year I want to change my image a…
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What brokers use the below?
Do you have any brokers who approach the below: Hinckley & Rugby BS Saffron BS Leek United BS Bath BS Market Harborough BS Tipton & Coseley BS Mansfield BS Buckinghamshire BS Melton Mowbray BS and have you used any of them?
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The final countdown to June 2026
After +15 years of lurking on the site l have finally decided to create a MFW diary of my own. A brief-ish history 2009 took out current mortgage a tracker with FD, +0.79% base rate, allows fee free unlimited overpayments, and crucially, withdrawals upto the original amount borrowed. Thanks to your inspiration, super low…
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Pay off mortgage and start having even more fun 😁
Finally after twelve years of part one of this diary it’s time for part two 😆 Heres part one, slightly lengthy now to say the least! https://forums.moneysavingexpert.com/discussion/2408201/pay-off-mortgage-and-start-having-fun/p1 So condensing 12 years into a few sentences…. I joined the mfw board in April 2010, with a…
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Payment a Day - Chapter 2026
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…
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Parking Code of Practice Consultation 2025 - now let's see what happens
This was a thread to discuss these questions: https://www.gov.uk/government/consultations/private-parking-code-of-practice Let's see what the MHCLG do next.
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Samsung TV - Freesat EPG
I'm thinking about buying this TV Samsung 55 Inch QE55Q7FAAU Smart 4K UHD HDR LED TV I will be using my current sky dish to connect to the tv. can anyone please confirm if it will pick up all the freesat channels and give me full 7 day EPG?
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Lose weight in '26 with Slimming World & SWIP's.
Time for a new Slimming World thread as we go into 2026. Feel free to join in. We are all at different stages of our journey & some are awesome target members. We are a lovely supportive wee group. Some go to group & some go it alone. As we move into new year feel free to pop in to our lovely thread. All welcome. SW have…
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Debt recovery plus - Euro Car Parks - Walsall
Hi everyone. I have received a letter from Debt Recovery Plus regarding a parking violation within a Euro car park. They are claiming that I parked in the Waterfront car park in Walsall back in February 2024 without paying. We were in the process of buying a new car at the time and we sold the vehicle in question shortly…
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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Virgin Atlantic Reward+ card cancelling before anniversary
Hello....hope this makes sense. My anniversary date is the 14th August and I've got to spend £10k in order to receive a voucher and I know I'll definitely do that by mid April. I took the card out because I had just downsized property to my 'forever' home which needed major refurbishment work and new furniture & fittings…
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Resourcefulness: The budgeter's friend
Happy New Year to readers old & new! Well, it's time for a new chapter. My old diary ("Put away your purse & become debt averse") achieved pretty much what I intended. I shared the story of how I got into debt at the age of 19 & stayed that way until a pretty enormous lightbulb pinged on during my early 40s, I've shared…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Transferring Royal London plan to II SIPP
I have a Royal London plan through a past employer that's sat with RL since I left. I've confirmed as best I can this is actually just a RL personal pension but via a group discount so around 0.35% all-in. Main thing is it doesn't have a protected access age and it doesn't have any safeguarded benefits. I can't think of…
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claim tax relief on pension: impossible! I need a professional...
Dear all, I've been trying to claim tax relief on my pension contributions for month with no luck. I've followed this page: https://www.gov.uk/guidance/claim-tax-relief-on-your-private-pension-payments after having contributed some considerable extra amount to my private pension for 3 years (within the tax-free allowance…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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Parking stories in the News/media
To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site "Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC here…
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Tesla Powerwall 3 set up.
Hi, I thought I would start a new thread for Tesla Powerwall set up discussion.
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2016 prius plus 60k miles 15k
Is it woth to buy 2016 prius plus 60k miles for 15k ?? Should I give in for toyota service as the service history may be a bit dodgy cause two services done on Toyota. its reg at nov 16. Toyota can replace battery in case of any issues or I can retrun the car in case of major issues reported by toyota ? is it a good plan ?…
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Why Do Ebay Sellers Tell Outright Lies ?
Purchased an item, loads available, chose this one because the listing shows RM T48 with delivery Friday which would be a reasonable expectation as we need it fairly quickly. Item now marked as despatched and tracking provided ……. but with Evri so who knows when we will actually receive it 🤬