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Car dealer false advertising refused refund
Hello all, On the 2nd August we purchased and collected a used car from a local dealer to ourselves, all fine and dandy in the first week apart from we could not understand how to function the infotainment screen, during that week my Wife asked me to take a look, I was reading the manual to see what we needed to do but was…
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NTK PCN from Smart Parking for Bidford Big Meadow Park
Hi, Newbie after some advice on an NTK I have received from Smart Parking regarding not paying for enough time (took 8 minutes to pay due to having to redownload the app and was 4 minutes over when leaving). Unsurprisingly, they denied my initial appeal about there being a grace period to pay and when leaving but at least…
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Lloyds bank premier account and debit card cash back
Anyway to get cash back by paying money into a savings account with another bank / building society like Yorkshire for example via the debit card or would these be excluded from the cash backs? What would the MCC be?
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Newcastle Airport UK parking patrol office pcn.
Hi. I've just received a PCN a couple of days ago whilst at Newcastle Airport, the pcn was issued by UK parking patrol office it was issued on the 31st January 2025. My wife had taken me to work and dropped me off at the Skyway filling station at Newcastle Airport next to the car wash that day. She was there for less than…
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A landlord on UC
Hi ive been a lurker, this is my first post. Ill try to be as brief but concise as possible. Ive been on income support then switched myself over to UC for about 7 years i was in the support group on IS. Im a single mum, by that I mean I get no maintenance from the dad. Me and child lived with my mum. My mum passed away…
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Going self-employed - a few questions
Hi there, I have a few questions about going self employed. 1) If I register as
self employed under my own name can I work 2 separate self employed
jobs? eg...firstly as a gardener and secondly as an artist? I would
probably be doing 5-10 hrs per week gardening, the artwork is much
more sporadic, a few hours per month. 2)…
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Does anybody remember FREE dial up internet ?
I have a memory of TOTALLY FREE dial up in about 1997How did they run the business at a loss ?How did it work ?It was not a "buy 60 minutes for £x" scheme - it was totally free on a freephone number.....
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C.U.P enforment pcn
Hi all, Looking to get a pcn cancelled that i had the pleasure of receiving today. As per the newbies sticky threads, I usually complain to the landowner first, but in this case my vehicle was parked in an unauthorised parking spot after business hours. Retail store was shut. Is it still worth complaining to them? The…
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Parking Ticket - Court Letter Received
I am being pursued for parking despite having paid for parking on the day in question.On 02/08/21, I attempted to purchase a parking ticket while on holiday with my family, including young children. The car park was extremely busy, with long queues at the payment machines. I successfully purchased a ticket; however, the…
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Retrospective application for Disability Living Allowance (DLA)?
Hi, Our son was diagnosed with autism six years ago. Our daughter has just had the same diagnosis, however this time we were advised by the specialist that we should apply for Disability Living Allowance on her behalf. This was never suggested at the time of our son's diagnosis and I wondered if a retrospective application…
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redundancy entitlement
worked for a company since 2008 aged 35 at the time if i get made redundant what would the redundancy be - salary 50k, Thanks
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2025 Mortgage-Free Wannabes
MFW 2025 - The annual challenge for everyone who would like to track their mortgage overpayments, mortgage payments, or even house-related savings. Feel free to join any time throughout the year. A very warm welcome to the Mortgage Free Wannabe 2025 thread! <3 Over the last few years, this challenge has been providing…
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Possible Fraud
I have come across a video on the WGT golfing app for TraderAI, it includes a video of Martin extolling the virtues of this money making app. It does not sound like him.
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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
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Trading Loss
Help, A friend has lost money trading and now owe a considerable sum of money. the company want the money back but they cannot afford to give the whole amount back - is it possible to come to an agreement of some sort? Help please
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Newbie Help Letter Before Claim
I received a letter before claim from Gladstones on behalf of Horizon Parking Ltd where it stated that they carried out a UK Search trace, which produced a possible alternative address. I replied to them via email, informing them of the change of address, using the template in the newbies threat,d and this is the reply I…
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Tax efficiency on savings interest
Hello all, I have inherited a lump sum that I'd like to keep as savings until I retire in 5 years, with a view to buying a house for my retirement. It would help a lot to minimise the tax I have to pay on the interest over the 5 years. I've seen somewhere that if you pay the interest into an ISA, it won't be taxed. Is this…
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Back again
Morning everyone, I closed my DF diary a few months ago for various reasons at the time. However on reflection I think I haven't been myself for months , but I feel myself coming out of the place I've been and wanted to be back here. The last two years have been very testing with RL things going on in the back ground but…
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Buy new ceramic hob or fix old one?
Hi. We have a Neff ceramic hob, one of the rings went a while ago. Another went tonight, and I have no idea what is needed to fix it. Having searched online it seems to involve getting a technician in to see if something has blown underneath it. The alternative is to buy a new one, which comes with the installation cost of…
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Biting back with a vengeance
I've won several PCN appeal lately, mostly ia POPLA and am now taking on another. I can easily appeal this one based on other things such as the issuer already has details of my blue badge, as confirmed by a previous successfully appealed case. However I'm going at this one from a novel standpoint where I am going to use…
