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Travelodge hotels
Travelodge hotels seem to very expensive recently,are their any ways of reducing the cost of staying at Travelodge using some sort of voucher scheme? Thank you.
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Moving abroad: What to do with my house?
I am planning to move abroad so that I can be closer my dad. I am in a bit of a situation with the house that I live in. Currently it is mortgaged with a decent equity and I do wish to return to it in nearer future as I love the place and the area. I was thinking of renting it out but had a horror experience before on a…
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Mortgage declined after acceptance
Hi guys, Mortgage had been accepted subject to work being carried out before they would lend due to structual issues - so that mortgage is pending. We decided today to pull out and our broker ran another AIP with them again for an additional 50k but it came back with ‘declined’ and the reason being ‘credit score?’ Broker…
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Merged: Mortgage declined
This discussion has been merged.
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Judge has requested documents
Am I an unlucky one?? Feel like im a bit too deep in this now... The file has been seen by a judge who has requested that both parties supply copies of claim forms and defence form.... Anyone had this??
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Re-tiling roof
Hey.. I have a 1920s terraced house with welsh slates (no felt) and have had to repair slipped tiles a few times over the past 8 years I have been here. On the last repair, the roofer reported that they also had to fix the tiles surrounding the one that had slipped, as they were all loose and only held in place by…
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Fit to travel but not insured for condition
I've just had a preliminary diagnosis of 'mild stable angina' re an incident of breathelessness that happened 3 months ago long after I booked 'bucket list' holidays to Asia.I've been fine since and been given aspirin, statins to take and a GTN spray to use in case I get out of breath. I asked the consultant if I was ok to…
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Council Tax + Bailiffs. How to deal with this?
Apologies If this ends up being long but there is considerable context and history here. Background 2017 - I fell ill (cancer) and we had a new baby on the way. Pretty much ended in financial disaster. For several years we just tried to get by but ended up in this weird debt cycling with the council. The process is this.…
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Phasing out of Scottish banknotes in Scotland
There seems to be a new thing in Scotland now since end if last year where the cash machines only issue Bank of England notes now. I can’t see anything online about it. Have they now finished and we are moving to just one type of note?
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Mortgage free mayhem
Hi everyone! Really excited to track my mortgage-free journey at 52. Before becoming a uni lecturer this year, I've worked in charities my whole life. I've got a pension of £60K, an easy-access savings pot of £3000, and a mortgage of £84206. I want to see how quickly I can pay off the mortgage with my new higher income.…
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Gilts - pricing
Been looking on Bell at the gilt offerings they have. Quick Q - I am assuming the prices for older gilts issues are all dirty and include the accrued interest?
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2026 Frugal Living Challenge
Welcome to the all new 2026 Frugal Living Challenge Challenge yourself to live a frugal lifestyle so you can afford the freedom to enjoy life. This is about household budgeting, simple living and being creative with your money. Frugality can be a fabulous lifestyle choice for debtbusting, boosting savings or investing in…
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Microsoft License
Today I bought a new printer HP envy 6100e Tried to install found it hopeless ,contacted HP support who spent over an hour still could not get it up and running remotely, said he would call back when problem found. He calls back says the problem is my windows 10 is no longer supported and i would need a new license it…
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Loan repayments from my partner and tax
Evening all, I will be lending my partner £20,000 to pay off debts. I have researched how to create a loan agreement and carefully considered whether to go ahead after lots of frank conversations. My remaining questions are on how to organise the repayments of £350 per month over 5 years. Could someone confirm I will be…
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Virgin Media bundles
I took out an 18month virgin media broadband and TV bundle for black Friday 2022. Its due to come to an end. I currently pay £38pm but it is due to explode to >£180pm for the package I have (virgin TV with all Sky Sports and BT Sports), netflix, disney plus. Clearly I don't want to pay the £180pm. When is the best time to…
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Payment a Day - Chapter 2026
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…
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misstara's mortgage free diary
I've been kicking about dfw for years, firstly paying off debt, then saving a deposit and now am finally joining the mfw section of mse :smiley: We've just bought a wee 2 bedroom terraced house - missives were concluded last week, will sign all paperwork this week and get the keys next week. Thanks to an extremely generous…
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DCB LEGAL RECORD OF PRIVATE PARKING COURT CLAIM DISCONTINUATIONS
A UKPC/DCB Legal pattern is now emerging, the same as the Highview/CP Plus/GroupNexus/DCB Legal pattern that has evidenced itself over the past few weeks. * Court claim issued * Defence completed * Hearing date given * Witness Statement deadline dictated by the court * Phone call from DCB Legal to defendant * Email to…
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Advice on dcblegal
Long story short, a family member has been hounded for a pcn on a sold vehicle. No evidence of sale and was a delay in notifying dvla. Said vehicle was also not registered by new owner. Have responded to lbc and requested 30 days PAP. This has been ignored and claim form issued a week later. Is this worth pursuing. Only…
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Road To Financial Recovery
Ah, time to get back into the race so to speak, can’t believe I am doing this again.It is time to start taking finances seriously again. It is a rubbish feeling to be back in a position where I feel my finances are back in a mess. There isn’t any major debt so that is a positive of course but feel like a plan is needed…
