Recent Discussions

Hi everyone! I've been comping for about a year now and have been lucky enough to win some really amazing prizes along the way! One of my favourite things about comping is how lovely and generous the community is, especially when it comes to sharing competitions and helping each other out. I'm always looking for ways to…

we were delayed 13 hours on a jet2 flight from Palma, Majorca to Newcastle on 28th June 2024. I submitted a claim and it was refused, jet2 claimed it was due to extraordinary circumstances on a flight 2 flights before ours. I challenged them and they replied claiming that they can rely on extraordinary circumstances for…

I'm back again for a second time. First time they pulled out last minute before court date. A win! Thanks again for all the help from this forum. Re this new one, I've acknowledged on MCOL so I have a little time to get my defence in order. Just want to check a couple of things. It's Gladstones (representing for Horizon…

Hi, This is my first post so please forgive me if I'm asking something already answered and if so please feel free to point me to previous posts in that case (I couldn't see anything in the last couple of years). I appreciate any help you can give. My mother is considering writing a will and wants to leave her house to my…

Many posters have said/complained that they can only see a cumulative savings interest sum in their personal tax account, and you can only get a breakdown by requesting this from HMRC. I received my tax calculation for 25/26 today ( I do not do self assessment). The details of each of my savings accounts and the interest…

Dear All, I have got a PC from MET parking services as the registered keeper of the vehicle. They have mentioned the the reason for issuing the charge as "Vehicle was left in McDonald's car park while the occupants left McDonald's premises". Could the experienced member help me as to how to appeal this as the registered…

Hello guys and welcome to my mortgage-free wannabe diary! I wanted to start one of these ever since my offer was accepted on a lovely two-bed property in Kent but I thought maybe it was slightly too early. I've always been fiercely independent and want to finally move out of my parents' house where I was paying…

Chosing between these 2 laptops below. Here are points: Would like it to have a RAM of 32 RAM Uses for it? It wont really be used for heavy gaming. browing online, youtube, report creating, video/photo creation/ and editing Don't mind spending extra £ The HP one only has 1 USB(A), and No Hdmi port Might wait until black…

OH and I are in a position where we will be able to repay the mortgage on our own home either at the end of this year or in Jan 2023 thanks to an insurance claim we have been waiting to pay out for several months. However we also have 3 BTL mortgages which need to be cleared and our big dream is to clear them all before my…

Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…

(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". After some discussion, it was agreed that the 2026…

Not entirely sure where this thread needs to be located, but any advice appreciated. I’m 56 years old and retired earlier this year with a pension income just below the personal tax allowance level. Not a huge amount, but enough to survive! I’ve now been presented with an opportunity to provide a service to a local charity…

So, it looks like EDF Sunday Saver is gone, never to return. The new replacement is "Flextras" but that seems to be available via the app only. We can't even see what the offer / incentive is without the app. I am really not motivated to have yet another app that I really don't need but, then again, Sunday Saver could be…

Well, hello there, 👋 Be diary, new me! ✨✨✨✨✨✨✨ I'm starting a thread on the mortgage fee wannabe section because that's one of the things I really really really want to be! I have been a member of the forum for over 10 years, rather on and off mind, but had to change everything when I was found out. So I'm back new times…

If your beauty and toiletries are taking over your life, then this is the thread to help you work through the stash and motivate you to not buy anymore (hopefully!) Welcome all newbies and regulars to this very friendly and chatty thread where we give lots of lovely tips on how to use up your stash and lots of support and…

Any recommendations? I don't want an air fryer, I want an oven shape with a glass door and shelves. I've used a halogen oven for years but it is a bit restrictive for cooking more than one thing at a time. I like to roast and grill I've been looking at them and they range from £99 to over £300 so what features should I be…

Fedex staff completely shredded an international package delivered to me last month. If you saw it you'd know it must have been deliberate. So that was £3k destroyed. After some wrangling I had a second package sent. Today it was delivered. But not to me. It was delivered by Inpost, some third-rate clown company used by…

I’m starting myself a diary here after spending the last few days reading and lurking on the site. I used to have a diary over on debt free wannabe many years ago that was super helpful in getting my debt paid off. I can’t remember my old log in so am starting afresh. I have 12.5 years left on the mortgage - it’s split…

An unprovoked attack on my ankle by a metal workout bench has me lying down with a foot up this evening. Which makes this the ideal time to start this diary. And possibly to declutter some exercise equipment... Yesterday I was £9993.61 in debt. Today I have made a £1500 payment to one of my credit cards taking me down to…

Long time member here, sneaking back over from the MFW board... Previous diary here for those that want a back story: Money-shuffling towards mortgage freedom — MoneySavingExpert Forum Although my only debt is now my mortgage I've had to shift my focus from OP'ing to building up my savings instead, so don't really feel at…