We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Recent Discussions

We're a friendly community of MoneySavers sharing our experiences and tips to help each other out

UKPS Parking Charge Notice
Hi i have tried reading through a lot of the newbie posts but i am getting a little lost with all the information to be honest! I went to visit a friend a couple of weeks ago and parked in the end of a small retail car park which until a few months ago had no cameras. Unknowingly to me they had been installed at and i now…
Aegon Scottish Equitable -unable to get money out
Hello, I am new here, and perhaps someone can help me or share their own similar experience. I've been trying to take money out from my pension pot for months. I made an ill-health claim that was accepted in August 2024. Since then, it's been a succession of incorrect quotes, missing documents, "we-need-more-time" type…
Barclays make more changes that restricts customers interests
Just had a letter from Barclays that says all my foreign currency bank accounts are going to change on 09/10/25, making them cashless for any withdrawls or deposits, they will only be operated online with increased charges so as to increase profits for the bank, but not for the benefit of the customer as usual. The whole…
Transfer Share Certs to IWeb
I want to xfer my LLOYDS BANKING GROUP PLC share certs to IWeb & then sell. I have IWEB & CREST xfer forms in front of me. Certs are for: LLOYDS TSB GROUP PLC ord 25p LLOYDS BANKING GROUP PLC ord 25p LLOYDS BANKING GROUP PLC ord 10p Am I correct in thinking these will need 3 L entries on IWeb xfer form & 3 separate CREST…
Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
Hi all 😊 I'm Cheery 😊 By name and (usually 🙄) by nature. I've been around here for many years, taking in all the excellent wisdom and trying to use as much of it as possible 😊 We are two, Mr Cheery and I. We have been together for over 18 years 😮 We moved to the countryside six years ago, gained a large mortgage, and a…
Seeking Advice - Investment - Balancing Risk and Reward
Investing My Pension Lump Sum - Seeking Advice! Hi everyone, I’ve recently received a lump sum from a final salary pension that I literally started in 1987-1995! It was sitting there all those years, and seriously couldn't have come at a better time in terms of triggering, as I have been up against a wall finanically for…
June 2025 Grocery Challenge
Welcome to the sixth Grocery Challenge of 2025! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a…
Blank Canvass Garden - Design Inspiration Needed
Hello everyone, I am an avid reader of this thread and am in need of the collective advice. I moved house last year - downsized to a lovely 1930's semi. I had a large leafy garden in my old home but it is fair to say this new garden is rather bereft of any charisma. I attach a pic of the garden - now this is from the…
Distributing funds after probate granted.
So i have been granted probate as a executor of my mothers estate, probate was applied for on the 20th of May and believe it or not it was granted to me as sole executor on the 3rd of June !!, there is no property to sell as i was appointed as a court of protection deputy five years ago for my mother as she had advanced…
How can i prove they are mine.
Hi, I'm currently in receipt of disability benefit and I have to migrate over to universal credit meaning I will have to spend five weeks or more without any benefit.I wanted to sell some of my personal possessions to help me through that period.I'm worried that the HMRC might see what I'm doing as a side hustle and either…
Investing spare cash within LTD company – risks of losing trading status?
Seeking collective wisdom of the forum. Going forward, it looks like I will have a relatively large surplus of cash sitting in my LTD company account (myself & wife owners/directors). The company provides private medical services (VAT exempt). I am keen to invest this excess cash in equities longer-term. I have an…
Let's get this sorted then!
Hey everyone, I went back to uni just before I turned 40, so have quite a lot of debt from that, and from generally trying to live whilst working and studying. I tackled a bit before the end of 2024, but that was mostly getting on top of things, doing some 0% balance transfers, and I paid of two small debts of about £250…
+++ Whoops! Here comes the cheese! +++
My original < < < out of cheese error > > > diary started in 2017 and records our journey to be debt free, mortgage neutral and then last year (hurrah!) mortgage free. This new diary is to record our current focus on my efforts to retire early. Lots of cooking, some gardening, many cats and the occasional Pratchett quote.…
Natwest - Bereavement money transfer
Hi all! My family has a bit of a sticky wicket at the moment and while I can see the obvious resolution, this is not something that has been proposed by the bank so it's left us a bit concerned. Sadly a few weeks ago my father in law passed away, it took a bit of time to obtain the Death Certificate due to the Bank Holiday…
1st Central Car Insurance – Beware the Auto Renewal Bot – no Escape!
As reported previously, 1st Central car insurance, with whom I had paid for a year’s policy commencing 2024 June 14th, had ‘invited’ me to renew with them at an increased cost this year, but ‘no need to do anything, we’ll do everything for you’ and, crucially, take payment from ‘the debit card you used to pay us last year’…
Air Conditioning Regas questions?
BMW 116i Series1 F20. Ten years old, 40,000 miles. I have owned it since almost new and never had anything done to the Air Conditioning in ten years. The Air Con has stopped working. It normally blows very cold air, today it doesn't chill the air at all. It was a sudden change overnight and not a gradual fall off over…
BT Digital Voice and Carrier Codes
Last year BT sold me on switching from analogue to digital voice. Now I look to use the international call services such as 18866 and I discover - unlike with traditional analogue - BT Digital Voice is able to not support connection via these carrier codes :smirk: money grabbing 'make it difficult for our customers'…
How to get a Santander Edge Saver without using the current account
Hi All, I'm looking to get the Santander Edge Saver and adding 4k for the 6%. I see that I need an Edge current account do it. But I already have a Santander 123 Lite account and think I am better off keeping that for the cashback. Can I open an Edge current account, get the £30 Amazon voucher via the MSE link, and then…
The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
New fence quote
Hi everyone, please could you let me know what you think of the quote we have received for replacing a boundary fence at 20 meters long? Dispose of old fence, prune any hedges and plants prior to new fence fit new posts (cost shared with neighbour) attach 6ft overlap panel fence £1600 with 50% deposit required (is this…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Which NatWest and RBS branches are closing from 2025? Here's the full list – and banking alternatives
NatWest and Royal Bank of Scotland (RBS), which are both part of the NatWest Group, will shut at least 108 of their bank branches in 2025 and beyond, after the Group announced a further 52 NatWest closures.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
Winter Fuel Payments will be reinstated to all pensioners in England and Wales this winter – but will be clawed back automatically from those earning over £35,000 a year, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up. MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis.
Car finance mis-selling update: regulator prepares for compensation scheme – and warns against using claims firms
Payouts for mis-sold car finance could be another step closer as the financial regulator has set out the factors it will consider if it were to introduce an industry-wide redress scheme – though we won't know more about how this will work until after a key Supreme Court decision expected in July. In the meantime, the regulator has warned that you DON'T need to sign up with a claims firm to be included.
Winter Fuel Payments to be extended to pensioners earning £35,000 or less – here's what we know so far
Winter Fuel Payments will be extended to all pensioners with incomes of £35,000 or less this winter, the Government has confirmed. It means nine million pensioners will get the £200 or £300 top-up.
Winter Fuel Payments extension confirmed for this winter – watch Martin Lewis' instant response and his message to the Chancellor
Winter Fuel Payments will be extended to more pensioners this winter – though not to everyone – the Chancellor has today confirmed. However, exact details of who will now qualify still remain scant. Watch MoneySavingExpert.com founder Martin Lewis give his instant response, as well as his key message for Rachel Reeves.
Nationwide Fairer Share: Free £100 bonus confirmed for 2025 – here's who will get it
If you bank with Nationwide, you could get a free £100 paid into your account in June or July as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it.
Forced onto a prepay energy meter? You may be due money back as 10,000s to be compensated
If you had an energy prepayment meter forcibly installed or your smart meter was remotely switched to prepay mode without your permission, you could be entitled to compensation of up to £1,000 and may even be eligible to have your energy debts written off.

View All

Recent Discussions

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Recent Discussions

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free