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USS - General discussion
I am taking early retirement ( 55) from USS and will have a DB annual pension of £23k and a separate £9k pa widows pension but my dilemma is I will need an additional £17k pa for the next 4 years to cover short term additional expenditure (supporting children through uni, maintain current standard of living) and I need…
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Fresh Diary for 2025!
Hello those who follow along! Last year goals; - Get debt gone (didn't complete) - Buy my house - COMPLETE - Meal plan/prep - Sort of - Cut out Coffee (I gave this up on 22nd November 2023) - Didn't complete - Have savings of at least 2k! - didn't complete Am I annoyed I didn't complete some goals? no. I can try again!…
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David Lloyd Membership Fee to increase 13.5%!
Hi there, I have just had notice that my David Lloyd gym membership is going up 13.5% in January! This is way beyond inflation, is it not? I have not tried to negotiate yet, but wondered what my rights were? Any ideas? Thank you in advance everyone!
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UKPC PCN Not Parked Correctly Within Markings
Registered keeper received this PCN in the post after the period of the reduced £60 fee (keeper lives in a new build and only gets post a few times per week), Driver had a newborn baby at the time and the car is a 3 door car and there were no parent/child spaces available after driving around multiple times and waiting for…
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Word limit when using the MCOL to file the defence
After we discussed this some time back, I wrote to the CCBC to ask for clarification about the character/word limit of submitting a defence using the MCOL form. This was because the MCOL user guide states (for claimants): However, there is no such guidance for defendants who may want or accidentally use the defence box.…
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Job Offer Medical Questionnaire
Hi I have signed a job offer, but an employment healthcare questionnaire has been sent out - I have high blood pressure (on medication) - just worried about putting it on - its a desk job that I do. Am I worried about nothing? Thanks
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Will this adaptor connect this pipe to this fitting?
Our new water softener has push-fit connection flexi pipes, whereas our old one, and the existing pipework under the sink, does not, they have thread connection (whatever that's called). If we unscrew the hose on the right of the picture of under the sink, will the pictured adaptor connect the new hose to the existing…
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Consecutive deaths and probate
My dad passed away at the beginning of the month, leaving everything (house owned as tenants in common plus some savings) to my mum in his will. They both have some individual investments that trigger a need for probate. My mum is also very unwell and likely to pass in the next week or two. I am named as the executor in…
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Refund of credit after switching
Today is the tenth working day after receiving my final bill from EDF after switching away from them in October , what do I do if I fail to receive my credit today and is there any penalty I would be due ? As a side issue , I switched to them in October 24 paying them in front , my fixed tariff ended 6th October 25 and…
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Octopus Energy failing to refund credit balance
I submitted a meter reading and requested a refund of my credit balance still leaving a credit balance. Octopus Energy have failed to refund after 4 weeks and just say it is processing. In the meantime they have taken a further Direct Debit payment. Did Ofgem not recently remind energy companies they have an obligation…
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Old Style Weight Loss Challenge - 4th Quarter 2025
Hi All Welcome to the Old Style Weight Loss thread for quarter four 2025 Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st October until the 31st December. You do not have to submit a loss or gain for the first week as it's our starting week, you can post your first…
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Car insurer WON'T quote for renewal!?
Hi, I have had 3 policies with GoSkippy. 2 cars and a scooter. Their customer services were helpful enough when needed them to regard them as fair. I did not make any claims.I bought an older car (06 plate, small petrol car) for second car and had it insured with them, the offer being the most reasonable.Comes to renewing,…
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Advise on Central Heating temperature/schedules & Cost Savings & Supplier
Hello All Apologies in advance, this is a topic & inquiry to seek advise. Will attempt to be as descriptive as possible and give a breakdown of my inquiry, how to be more effective & cost saving and potentially better supplier? So ... let's start: * Property: 18years old, a 3 floor house with 11 radiators * Boiler: Ideal…
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Wireless printer for iPad - is HP DeskJet 2810e AiO Wireless Printer & 3 Months Instant Ink any good
Hi, I use an iPad (5th generation, it says) bought in 2018. I need to get a printer for occasional printing. The least expensive seems to be the HP DeskJet 2810e AiO Wireless Printer & 3 Months Instant Ink, about £29 from my local Argos, but is it any good? If so, what do I need to be aware of to get the best out of it?…
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Back again
Morning everyone, I closed my DF diary a few months ago for various reasons at the time. However on reflection I think I haven't been myself for months , but I feel myself coming out of the place I've been and wanted to be back here. The last two years have been very testing with RL things going on in the back ground but…
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Milann’s mutterings through retirement
I thought it was about time for a new diary. Ive been a member of MSE many years now and got my debt down from £20,000’s to a big fat ZERO. I kept the debts to myself as I was the one who built them up. Dh would have been ok and we’d have worked through them together…..but it was my mess that I wanted to clear myself and…
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Nissan Leaf Battery Woes
Hi, looking for some advice... I have a 2019 Leaf that has done 47,000 miles and has had the Service EV light come on. Long story short is the car has been diagnosed by Nissan as needing a new battery which is not covered under the 5 year warranty as it's 6 years old and is not covered under the 8 year warranty for…
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Whisky investment
Has anyone had any experience with cask whisky investments and what to do when the company won’t sell your casks? I am dealing with Elite Wine and Whisky.
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All change for 2025
I thought I'd start a new diary to have a fresh start. After almost 21 years in my job, I've recently been placed at risk of redundancy. I'll find out for sure in the new year. If I manage to successfully challenge the redundancy, things will be very different at that employer next year, and if I do go, there will be a…
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Credit card and mortgage application
Hi was hoping someone could help me out! I’m looking to begin the progress of applying for a mortgage/buying a home in the next couple of months. I applied for a credit card two weeks ago because I thought you would need one (credit wise) to buy, but realise now that’s not necessary. Before I’m approved/denied the credit…
