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Paying off Mortgage - How do I do it.
I am in the fortunate position of being able to pay off the remainder of my mortgage when it comes out of its fixed period in Mid August. Is there anything I need to be aware of when doing this and how exactly do I do it. Do I just ring the bank and say I want to pay it off and transfer them the money or do I need to go…
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PCN sent after discount period or straight to Bailiff
Hi, does some of this advice transfer to my situation? My son picked up a couple of PCN for parking within the University grounds at Falmouth. They were from First Parking They arrived yesterday for parking in March. The first one is from the bailiff asking for 170. I contacted First Parking and pasted in your Freedom Act…
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Euro Car parks machine produced a ticket and conned me into thinking I have paid!
Hi I need some advice regarding a fine from Euro car parks (ECP). The letter to the CEO Below explains the full details. I appealed to POPLA and they took the Parking company's side in a reply riddled with errors! I have informed them (EPC & DRP) that I will not be paying the exorbitant costs which they are seeking (Debt…
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Car Finance (Personal Lease) - Faulty Car
Hi, Last July we received a Skoda Enyaq Sportline through a personal lease agreement. However, immediately I noticed a steering issue. Long story short, VWS have accepted that there is now a known issue with this car and some others produced at that time, however, they have yet to identify what the issue actually is far…
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Swagbucks Codes Thread 2026 - CODES ONLY PLEASE
This thread is only for Swag Codes, any chat etc should be on the Swagbucks discussion/chat thread If you had the old codes thread bookmarked you will need to bookmark this one
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Try Me Free Hunt
Introduction by Martin This thread is all about products which let you try me for free. A huge amount of work goes into it by a range of volunteers, led and collated by Dormouse. Thanks to all for all the hard work. Enough from me... onto Dormouse for the real info. ____________________________________ What is a try me…
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Santa Baby - it's the 2026 Christmas Chatter Thread!!
Hello
and welcome to the 2026 Christmas chatter thread! I have taken up the mantle
this year to start the thread in replace of long-time poster @princesskitty29
who has been busy of late xx If
you're new to the thread please pop in for a chat, pull up a chair by the fire
and get yourself a hot chocolate - we all love…
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Parking Charge Notice ( PCN ) for Heathrow Hilton Garden Inn terminal 2 (t2) from EURO CAR PARKS
Hello guys Im working as a private hire driver, a while ago I've dropped customers at Hilton Garden Inn terminal 2 and for my surprise I've received a PCN ticket. Now I remember I've dropped customers long time ago there and had no problems before and I'm also opted in for the automatic drop-off payments system for…
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Accommodation Cost Whilst Stuck Overseas Due to Middle East Crisis
Hello All. My partner and I went on a weeks holiday to the Maldives at the end of February, and were supposed to return on 1st March. Unfortunately, our return flight was repeatedly cancelled, due to the situation in the Middle East. We ended up stuck there for 16 extra days, and ran up a hotel bill for this time of almost…
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Halifax down?
It appears Halifax is down both online and app.
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MSE News: Law firms signing people up for mass action against Facebook and Instagram over scams
Social media is a cesspit of fake scam adverts, with deepfakes promising nonsense get-rich-quick schemes. Big tech firms are said to make billions from scams. Now a group claim against Meta – the parent company of Facebook and Instagram – is in the works, and the firms behind it say 100,000s could be eligible to join… Read…
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MSE News: Vet prescription fees to be capped as regulator cracks down on sector
Veterinary practices will soon be required to cap the cost of prescriptions, publish price lists online, provide itemised bills after treatment and more. It comes after a thorough review of the sector found that pet owners were being left "in the dark about prices" and "paying much more for medicines than they need to"……
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Should accepted property offers in England & Wales be made legally binding (like Scotland)?
We’ve tried to sell twice. Both times: offer accepted, everything progressing, costs incurred, chain moving. Both times: the buyer pulled out right before exchange. Weeks of time gone each time. Thousands spent. No consequence for the buyer. What’s really struck us is that until exchange of contracts, an “accepted offer”…
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Awful weather - typical Brits talk
Well it's been downright awful here in Somerset for the last couple of days with non-stop rain! Just wondering how committed you lovely peeps are... have you been put off by gardening when it's raining? Are you a shrinking violet or a hardy perennial? Just a light hearted thread ☔🌧️
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Do you tip in restaurants?
Wasn't sure if this was the right place to put this, so admin, please move if needed. Do you guys (and girls) tip when you go for a meal out? Personally I hate the idea, and it's even worse when you've got the waiter standing next to you as you select "No" on the card machine. However, I always say that I don't get tips…
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LISA use rules
I am currently living in Europe - is it possible to buy property here and then still use a LISA in the UK when I move back later? Or will my only penalty-free option be to use my LISA savings as a pension?
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Barclays £400 switch offer for opening a Premier Account (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier Account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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UFPLS Pension taken in March
Hi, I'm thinking of taking my annual UFPLS withdrawal of £16500, in March 2027, and I'm hoping to avoid the P55 Tax reclaim by taking the money after 7th March rather than after April 6th, using nearly my whole years Tax free Allowance. I wont have any other income for the year, as i can subsidise my income until March 27…
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MSE Energy Club Switch
Update: Chat GPT suggests the answer to the first 2 questions is yes. Third question suggests waiting until 14 days prior at which time I can request the switch takes place on 2nd July. ...................................…..... I am currently with E.on. Energy club offers an E.on switch which is marginally less but with a…
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North east facing garden
Hi all, Looking for peoples experiences with a North East facing garden. We're looking at buying this property. Garden isnt huge. Kitchen/diner is at the rear leading out to the garden. We've always had south/southeast facing gardens and I'm wondering if this will get any sun or it will just feel dark and dingy. We have…
