Recent Discussions

Hi everyone, My account was just activated and I need help drafting a defense against a ParkingEye County Court Claim Form. Here are my specific case details: • Claim Number: • Issue Date: 12 October 2026 • Acknowledgment of Service (AoS): Successfully submitted online today (19 October 2026). My defense deadline is…

I’ve worked for my employer for 25 years, and they have decided every employee now has to have a DBS check, i feel that’s it’s a step too far and would like to refuse it I’m also not happy providing a copy of my passport and driving licence that they say they need to complete the check, I’ve been told if I refuse it’ll be…

Hello, I joined Fuse through the MSE cheap energy club because there was a £20 cashback. Without this incentive I would not have switched This was in August last year. I have not yet received the cashback fron MSE. They just 'shrug their shoulders' and claim it's Fuse's responsibility. I also contacted Fuse, they'll…

Hello I recently asked this of British Gas but as unusual they are not forthcoming with any answer. So I wonder if anyone here can tell me why the LED status light of the Landis Gyr L470 5451 component of my flat's smart meter shows red all of the time? The LED status light is encircled in the picture below of the meter in…

For those that signed up to the British Gas Collective Nov25 (advertised by MSE Cheap Energy Club), the fix is approaching the end. What are your plans? Another fix with BG, a different provider fix, or the variable rate? I can’t quite decide but leaning towards another fix - likely BG. They say if they have a lower fix…

I am attempting to use my Samsung laptop (Windows 11) to browse the internet. However, I am getting non stop fake McAfee pop-ups on the righthand side of the screen. There are 3 of them there now and every few minutes I get a large pop-up in the middle of the screen. The pop-ups all tell me, using various different…

I worked for my current company through a recruitment agency for a number of years as a temporary employee (not a contractor) and then changed to a permanent role with the company a few years ago without a break in service. I was offered voluntary redundancy earlier in the year and was told at the time only my years as a…

I have just tried to update our details on MSE Energy Club but our new tariff is not listed.

Welcome to Outstanding October's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help…

Hi All, I applied for ESA on Friday and got sick note today. I have never claimed this before. Can anyone tell me what the process is? Is this £90/wk like JSA? Do I need to go into the JC? Should I upload sick note now? Doctor's surgery was very helpful and they got me this within a couple of hours TIA

It's a funny thing taking a break from incessant forum posting. There you are, quite happily chuntering away with updates every day, when you decide to have a rest. One month becomes two and you discover that you can't really be bothered starting up again. A two-month break probably seems like nothing to many of you, but I…

The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…

Time for a new diary I think. It is 2024, my last diary began over 10 years ago and so much has changed. My introduction in case we have not “met” My first diary told the story of, what I thought was a long and happy relationship, paying off a mortgage aiming to get my financial freedom from the world of work by paying off…

Well it's been downright awful here in Somerset for the last couple of days with non-stop rain! Just wondering how committed you lovely peeps are... have you been put off by gardening when it's raining? Are you a shrinking violet or a hardy perennial? Just a light hearted thread ☔🌧️

Last year I started a debt-free diary that really helped keep me on track, unfortunately I then realised that my username was one I had used elsewhere and with a bit of Googling, someone might be able to identify me and use my personal details. I have now got rid of that profile and started afresh- and not a moment too…

Hi, not a newbie just new to the updated process since my last court appearance. i understand the new MCOL setup and that i must adhere to strict dates etc, Background on the claim. i parked at a mfg petrol service station (free parking for 30 mins) i overstayed this 30 mins, i thought the time limit was longer, it wasnt,…

I think MSE should remove the "25% off first shop for Ocado" from the top of the list on Save on groceries using new customer supermarket delivery offers. Many reasons, the main one being that the 25% discount simply is a lie - I ordered £71.95 (sub-total, after additions and subtractions below) and got a discount of…

Dear all MSErs I am a first time buyer, Full NHS PAYE employment. I am looking to buy a relative new build <10 years. Do not need a specialist mortgage. I wonder if people in my own situations would recommend going directly to the lender for applications after doing a price comparision or going via a broker still…

Hello all. As the title says I'm looking for information on tenants in common. We bought our house, jointly with our daughter and her husband 13 years ago. Now we are both retired, and ageing fast, we would like to move back to civilisation. Son in law does not wish to sell! Does anyone know where we stand legally, please?…

Hello all - as with many I have amassed a lot of unsecured debt through bad life choices and necessities (Court cases following divorce). I'm not here to moan about it and wallow in self pitty but to tackle the issue head on. SOA is below. I have swayed between DMP and IVA. In all honesty I have no idea which is best and…