Recent Discussions

Hi, I stopped at the Premier Inn en route to my home in Scotland (M6J44) from 15:07 to 15:39. I waited patiently behind two other individual guests who were booking in, to see what availability and room rate was. It was more than I was prepared to pay, so I used the loo and left. I did spend some time sorting out the boot…

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…

Hi all, Created an account to post this question as I'm unsure about what to do - I did read the newbies thread and used the template email from it, but my particular situation is not covered (parking on a PRIVATE ROAD as opposed to a CAR PARK) and thus I feel it may be different. I received one of these invoices from…

Has the ability to sort things by closing date been removed today? I’m not sure if it’s my end being strange or if it has gone.

Hi all, long-time reader - have seen off several PCNs with this forum's help over the years. This one went a different way and I'd appreciate a defence review. Timeline: PCN (Notice to Keeper) from National Parking Control Group Ltd, posted 13/01/2026, for an alleged event on 08/01/2026. £100 demanded. Reason: "Not parking…

Hoping for some sage advice. This is a slightly different scenario to most rented properties. Background: We've rented our current home (3 bed detached) for more than 11 years. In that time the owner has never increased the rent. This has come about as an understanding formed between us that we'd take care of small…

Hello, I am joining you on the debt free journey, for a couple of loans that are giving me anxiety and also my mortgage. I have been reading these diaries for inspiration and it’s time to start my own. I hope to get to know many of you as time goes on. I moved into my home last April and I have some loan repayments that…

We are looking to replace carpets in 2 bedrooms. Would most fitters expect us as the customer to clear the room entirely for them beforehand? Or would they typically lift beds / bedside tables themselves as part of the installation process? We're keen to have our old carpets replaced, but if we're expected to dismantle the…

I would like to get a smart watch just for general day to day. Set alarms each day and track my running speed and distance, heart rate etc. Dont want to link to any sort app. Anyone have any suggestions? Thanks M99

I recently did my first self-assessment, which I only need to do to pay the child benefit high income charge (as I can't do this via PAYE for reasons I won't go into). At the end it told me the amount due, which was about what I expected. I've logged back into my HMRC account to sort out payment, and it says the current…

Hi all, Just wanted to start a thread to record this journey. I had parked in a car park for 4 hours - my first 2 hour payment did not go through which i did not realise at that point. When I went to extend it, that is when I realised and so I paid for those two hours, plus an extra 2 hours which covered the four hour…

I had the above Tiger garden shed built/installed 8 years ago. My neighbour only added his fence much more recently. He has now said that, in wet weather, rain is causing his new fence to rot. He wants me to get it moved to the left but it is on a concrete base. Has anyone solved this by adding guttering to the shed or is…

Hi all, I’d appreciate some advice before appealing a GroupNexus / CP Plus parking charge from Broughton Shopping Park. Timeline: Parking event: 29 Aug 2026 No windscreen ticket First postal notice dated: 16 Sep 2026 First notice received: 24 Sep 2026 Second letter dated: 1 Oct 2026 Second letter received: around 5 Oct…

So this is all new to me …. Myself and my other half both have ISA's that mature in early November. I have 20k and she has 12k. The plan is to transfer 20k each from her Premium Bonds into a new ISA before this new limit kicks in. The ISA's are with a very well know Bank that is in most high streets. The ultimate plan is…

Until the last few weeks, Freedom passes were issued by London boroughs as the 60+ TFL cards were due to expire. There is now a new centralised application process. Applications were closed for 2-3 weeks in September for the new system to be set up. You can't apply until 2 weeks before you are eligible. For me that fell in…

Just adding fuel to the fire in the campaign against routinely overcharging vulnerable adults. My elderly relative was being charged over £400 a month for her one bedroomed sheltered accommodation. She continued to have money taken for a year after her death despite zero energy usage. The money did come back automatically,…

I've noticed that whenever I buy into a stock, after doing all the research and stuff. It always drops the day I buy in, and continues to drop for the first few days after I buy in. Long term my positions do go up as I seem to have a natural ability to pick generally good strong companies. I've never tracked this statistic…

Where to start! My life has not been without challenges and I have had times where I’ve had a lot of debt, and times where I have had none. I always felt proud to say I have never missed a payment and always managed to get out of a sticky situation myself no matter what. But this time, I am not convinced I will find a way,…

I have been advised that my old copper connection will be upgraded to fibre soon. In preparation for that I have received the new smart hub which EE advise having running in preparation for the change over The Wi-Fi talks to all connected devices, except when I try and run Netflix (and other streaming apps) on the…

Hiya, I received a claim for parking in a leisure centre car park from Parking Eye. I do have a strong case as I did pay (proof shown on my wallet on my iphone). But upon getting the PCN I checked my actual bank statement and saw it did not go through. Possibly a fault with the system but anyway I think I have reasonable…