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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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Unsure if this is good or not
Im 56 years old with a very small DB pension which I paid into for only 18 months. My Main pension which Im not touching till I am of retirement age is separate. I earn approx £15k a year in interest and no other income due to early retirement (self funded no pensions taken) My Small DB pension has given me the following…
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Should I look for Car insurance that includes AA cover?
I have renewed my AA cover at £200 on the 2 Feb. Following Martins advice to get car insurance quotes early - I started looking. I see a lot of the insurance policies can include road side assistance. I am very happy with the AA (they have a dedicated wee van in my area and he's never far away). So wouldn't want to take…
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Motability Questions (car arrival date/ Payment deposit / car modifications allowed ? )
If you can try to answer as many questions as you can below thanks xx Here are some questions for a new motability car to be used for 3 years by a pip claimant. The car is to be applied for on motability and has been decided, and chosen. For simplicity of the questions here are some example dates. For Example JANUARY 1st,…
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Delay on buyers mortgage application?
A bit of a general question as we dont have the specifics so just general thoughts. Its now been 8 weeks since we accepted the offer on our property. At first were expecting the buyers to try and reduce their offer after the Level 3 survey. But that didnt find anythihng and we made it clear that we were not going any lower…
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LDK Parking Charge - Conflicting Times on letter - Appeal Successful
Hi, the registered keeper of the car got a parking charge from LDK, the contravention date and time is 24th August is early hours of that morning, however the entry date and time is stated to be just after lunchtime. with the exit time around 7 hours later. Therefore the contravention date and time is before the alleged…
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Mortgage Free now aiming for FIRE
Time to start a new Diary. I have had my old one since Autumn 19 which is when I moved into my forever home after 4 years of renting in London. I am 52 and I live with my DG on the South Coast. I have a well paid job for my sector and was finally made permanent and full time in December 21. DG is self employed which she…
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Another Britannia Parking Charge
Received a Britannia Parking Charge. See amended URL's below showing redacted…
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Parked out of bay, have to pay?
Countrywide Parking company. behind some shops. Parked out of bay. Have to pay this one? BTW, it's a very big van, if wheels aren't all in bay but it's straight (I know it wasn't on this occasion) because of size if van can I get away with not parking fully in bay?
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I need a new Network PC1 card to solve a problem.
Hi folks, I have an old desktop pc 16 years (has had a few upgrades in its time but otherwise running good) I do have a problem though Connected to Erro Router (with Youfibre through Ethernet) I do have this problem very often when either I start the PC or wakes from Sleep that the internet is not connected, The network…
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PCN for Camponile hotel - DCB Legal
Hello there, I'm hoping for some help with the draft defence against DCB Legal. Was parked in the Campanile hotel Runcorn without a ticket for 1-2 hours. Points I want to make in paragraph 3: *Occured late at night in Febraury around 10pm when dark and raining heavily, signage was not very readable - especially any written…
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Fabulous February's No-Spend Days Challenge!
Welcome to Fabulous February's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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Parking stories in the News/media
To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site"Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC…
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I've received a DCB Legal Letter of Claim
Hello to all those who read this. I am seeking clarity on my next steps and would appreciate your help. I got a letter of claim from DC Legal: Regarding this: I responded by email on the 26th of November, with the following: I refer to your letter of claim. I confirm that my address for service for the time being -…
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Too good to be true - cheap glasses that fix everything?
I can't believe this is true " No eye exam required👓100° to 700° autofocus】⚡One pair of glasses can correct multiple vision problems such as presbyopia, myopia, and astigmatism. Ultra-lightweight 7-gram frame, comfortable to wear, no pressure on the bridge of the nose." 【👨⚕️🥇No eye exam required👓100° to 700°…
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Pension drawdown
I would be very grateful if someone could help. I am about to begin taking money from my Bestinvest SIPP (first ever drawdown). I wanted to take a UFPLS of £16760 in order to make best use of my tax free allowance so that the full amount would be tax free (I will have no other income this tax year). Bestinvest informs me…
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Financial Advisor Planning to Move to New SIPP Platform?
My wife had her annual SIPP review meeting with her financial advisor. The company are considering moving her SIPP from AJ Bell to Soderberg. They claim that Soderberg has outperformed AJ Bell, but he also disclosed that Soderberg have made a small investment in their company. We have not heard of Soderberg, is moving…
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How to find out who owns land?
I have an outstanding parking ticket that I'm having help with on another thread. I've been trying for weeks to find out who owns the land the car park is on. I went to the land registry and got a copy of the title deed and it turned out to be the land right next to it. I've phoned the shop (Home Bargains, Nat Lane,…
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CEL court claim 2026
Hi all I hope you can help. I received a civil enforcement fine after parking at a retail park to go shopping with my daughter. One of the shops had a card machine not working so I had to walk into town to withdraw cash. The waiting time was apparently 2 hours (although I did not notice the very small signs) and I stayed 2…
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Teetering on the brink
Where to start! My life has not been without challenges and I have had times where I’ve had a lot of debt, and times where I have had none. I always felt proud to say I have never missed a payment and always managed to get out of a sticky situation myself no matter what. But this time, I am not convinced I will find a way,…
