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Prolific Academic Survey Alerts
Here we go again.
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Sell inherited property to sibling for less than probate value
Hi, first post so apologies if I have made any error in where to post. My father has passed away and I am set to inherit both of his properties. My half sibling lives in dad's second property and has done for several years. This has been an agreement between them and their stepfather (my dad) as it was beneficial to both…
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Spectos / Cadooz
Hello, I was hoping for some guidance. I have been a member of the panel for a couple of years, with no problems. I collected enough points to convert into £60 of Amazon vouchers, which I thought I did. However, what they sent was 2 x £3.00 vouchers. I accepted them thinking they were going to send the remainder, but…
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Private operator PCN for parking on public highway
Hi folks I've received 2 PCNs from a private parking enforcement operator for being parked on the public highway near some residential flats. The flats have a designated garage area, which is owned by the residents. Where I've parked is just outside the garage area. The operator has put signs up in the garage area where…
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I need some advice please, it pertains to Currys
I went to a Currys store on Friday to purchase a laptop. Bought one but they don’t keep laptops instore. Paid for next day delivery before noon which meant the laptop was getting delivered on Saturday. My partner waited in for the laptop and it never turned up. He went back to the store on Saturday where it was ordered at…
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Do you have life insurance?
Poll started 29 October 2024 Life insurance is designed to provide financial support for your loved ones when you die. This week, we'd like to know if you have life insurance. If not, what's your reason? Click here to vote in the poll Did you vote? Are you surprised at the results so far? Have your say below. If you…
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Internet TV for man cave.. help an oldie.
Hi I would like to install a nice TV for streaming in my revamped man cave. Everything will be over wifi/ ethernet from a relay with good speeds. I will want to watch all the main streaming services , netflix etc but have fallen a bit behind with new TVs etc I have just discovered Freely exists so this would allow me to…
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Dangers of BNPL
There is an article in yesterday's NY Times about the dangers of Buy Now Pay later. I know it is based on the American financial system but I am sure some of the tactics used by the BNPL companies will be universal. The comments are interesting, especially those ones where the article's author has replied to the comment. I…
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2nd Charge on property - Creditor Liquidation/Debt sold to Azzurro
UPDATE: Hi all, I am back with more information and the matter is still unresolved. I found through PWC that the interim second charge was sold to Azzurro/Solaris Law since July 2021. I sent an email to both early last year and sent a final notice on 6 October 2025 after which I received a response from Solaris Law. The…
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Revaluation of Council Tax bands that reflect today's values.
Hard to believe that my council tax bill is still based on how much my property was worth in 1991. Given that council tax is now such a lot of money should it not at least be based on current values? A lot has changed in 33 years so it's difficult to see how such an out of date tax base has any credibility. Is the…
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MSE News: Martin Lewis suggests alternative to cutting cash ISA limit – a 'starter investment ISA'
MoneySavingExpert.com founder Martin Lewis has made a suggestion on how to get young people investing WITHOUT cutting the £20,000 tax-free cash ISA limit... Read the full story: 'Martin Lewis suggests alternative to cutting cash ISA limit – a 'starter investment ISA'' If you haven’t already, join the forum to reply.
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Bank chargeback against Alibaba
Long story but - I purchased an engine on alibaba. It came damaged. its advertised as easy returns meaning I can return to Alibaba warehouse in uk. However supplier said its not possible same with Alibaba. seller said he would cover return costs and so did alibaba but no return label, no money sent, been messed around with…
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National Insurance Contributions - Has anyone actually got through to speak with Future Pensions?
Hello. I realise this may have been raised already (by many!) but has anyone managed to speak with someone about purchasing missing gaps in their National Insurance? I registered for a call back in March - received two "robotic sounding" phone calls during April and May asking for my DOB and National Insurance number - was…
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DCB LEGAL RECORD OF PRIVATE PARKING COURT CLAIM DISCONTINUATIONS
A UKPC/DCB Legal pattern is now emerging, the same as the Highview/CP Plus/GroupNexus/DCB Legal pattern that has evidenced itself over the past few weeks. * Court claim issued * Defence completed * Hearing date given * Witness Statement deadline dictated by the court * Phone call from DCB Legal to defendant * Email to…
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Anyone with experience of the Virgin Money Club M account travel insurance with existing conditions?
I've recently needed to have a stent fitted for stable Angina and the cheapest worldwide travel insurance I've found so far has been to pay the additional on our Nationwide FlexPlus account (via Aviva). I'd been considering moving the account to the Virgin Club M account as it's cheaper than Nationwide and provides similar…
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All change for 2025
I thought I'd start a new diary to have a fresh start. After almost 21 years in my job, I've recently been placed at risk of redundancy. I'll find out for sure in the new year. If I manage to successfully challenge the redundancy, things will be very different at that employer next year, and if I do go, there will be a…
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Watty's Awakening
Time for a new diary I think. It is 2024, my last diary began over 10 years ago and so much has changed. My introduction in case we have not “met” My first diary told the story of, what I thought was a long and
happy relationship, paying off a mortgage aiming to get my financial freedom
from the world of work by paying off…
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Does charity own leasehold or is it a tenant?
I am reviewing for a charity a deed from the 1950s which is headed LAND REGISTRATION ACT 1925. The
situation is that there is a body (a registered charity) that exists to support the work
of member charities. The Deed contains: - “By a transfer dated [date], the [member charity]
Trustees transferred to the [body] the said…
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Moved: Home insurance increase because retired
This discussion has been moved.
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Tax Free Lump Sum and 2025 Budget
Hi, Imagine the government does remove or reduce the TFLS at the budget, how would this be implemented does anyone know? Could they announce it as effective immediately? Or would that breach any rules or norms about allowing people approaching or of pension age having time to get their finances in order? Thanks, R