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Melton Building Society - Standing order not credited after nearly a week
Hi everyone Last Friday, my normal long-standing standing order left my bank account but has still not been credited to my Melton BS savings account. I notice that there is a banner on their website about issues crediting interest but just wondered if anyone is having the same issue as me? I sent a message but haven’t…
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Baby steps to mortgage freedom for beanielou.
My first thread on the MFW board!! My mortgage has 6 & 1/2 years left to run. My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage. I have managed an overpayment last month as I got some £££'s unexpectedly. My biggest fear is not being able to pay my mortgage &…
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Can you run an all electric house for free?
A little over a year ago I was paying £110 / month for electricity, which doesn't sound alot for a 3 bed semi family of 5, but i had already invested in quite a few ways to cut the annual cost. I had a large solar array already installed and a large battery bank taking charge from the solar to reduce annual costs as much…
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Refund onto card
I lent someone some cash and they paid my council tax bill with their credit card in lieu of paying back the loan. I'm due a refund from for the council tax. Does it have to be repaid onto the same card?
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Any experience of Ali-Express?
Hi, just wondered if anyone here has had any experience with Ali-Express? Some items there for good prices but I am concerned about returing if shoddy or outright faulty, do I have to pay the pstage n returning faulty items?
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HMRC on Doorstep
Heya, Not like this wasn't inevitable. I have just missed an in-person visit from the HMRC - she dropped a letter saying she will come back to discuss how I am going to pay in full. Obviously I can't do this as I need to go bankrupt - was hoping it would be them making me bankrupt or IVA company. It says if I don't pay…
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CST Law & UK Parking Administration Limited
Hi All. Long time lurker, and have been acting on the various advice posted here. But, now I'm in a place where I need to just make sure I'm doing the right things. I had a parking fine last year. I disputed it (and still do). The fine was made by UK Parking Administration Limited for overstay at a car charging spot. I had…
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MSE Lebara sim only deal
I want to sign up a lebara sim only deal with my existing number. but there is no options for inputting my number during the sign up procedure. i contacted lebara customer service. I was told that these sim only deals are for new numbers only. can not be sign to a existing number. even after the sign up. number can not be…
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A new chapter, An empty nest, Drama school & Last year of Uni
I've been on these boards for many years and a long time ago did start a diary when we'd had a windfall and cleared some debt and I'm not sure what happened but 'life' got in the way. Today starts a new chapter of my life as my youngest has just left home (albeit temporarily) for her to access a drama course in a different…
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UKPC and DCBL Harass Resident Leaseholder for 4.5 years *DISCONTINUED AT LAST*
After 4.5 years of tedious time-wasting by this pointless
pair, I now have an N279, 6 weeks before court. In a nutshell, this was a case where I had parked in my own parking
space as demised to me under my lease, but despite the undeniable facts, these
two pursued me from June 2021 until November 2025. With court just a…
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Apple / Barclays loan
Hi - I recently applied for the interest free loan for a new iPhone on the Barclays / Apple offer but was declined, I have a good credit rating, no debts, or missed payments. I have been in same job and lived in same property for last 6 years so I don’t know why I was declined. I spoke to both Barclays and Experian to see…
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Mediation call from court representative for Parking Fine Claim Not Answered
Hello, Today I received 3 calls from a court representative for Mediation service. All 3 calls directly went to voicemails. I was receiving voicemails, but my mobile phone never rang. There is no option for me to call back to book another appointment. Any idea what will happen now? And what recourse and options I have as I…
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Clarification needed on 90 day SAYE shares to ISA transfer.
Hi all. I am aware that on maturity of my SAYE scheme I am able to transfer some shares directly to my ISA, however cannot find any definative answer as to how the transfer value is determined. The HMRC guidance page explains that the shares must be transferred within 90 days and will count towards my annual £20K limit,…
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Living Large, on a Small Income, by the Sea.
I am living by the sea in a beautiful house. (I can’t believe that sentence is about me) I have spent two years living in other people’s homes. I ended up on a sofa for several months. The joy of my own home, my own key, my own bed…it is indescribable. I had to go to the top of my budget to buy the house, but it is exactly…
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Ditching gas, going electric immersion only, a wee project
I think this fits within the green and ethical section of MSE. This is an ongoing project to replace my gas combi boiler with water tanks heated by immersion. (Hopefully finished In next couple of weeks) A common question would be why not use a heat pump, and there are two reasons for this. 1. It would have to run all day,…
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Is there any way I can get Courier's to ring?
I've noticed there's a tendency to just leave the parcel at the doorway then walk away. This despite having a notice on the door asking couriers to ring. I know they are working against time, but it only takes a split second. I don't even expect them to wait of me coming to the door. I can't find any page to insert…
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UKPC DCB Legal - parked for longer than permitted free car park.
Hi All - Great forum and great advice. Ive received a claim over 5 days ago and already started putting my thoughts down in paragraph 3 of the template. Ive redacted anything that looks identifiable (I think) on the claim form, and need to do the same for my Paragraph 3 before posting, Im looking for any advice. The story:…
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Welcome Financial Services/Cattles
Hi I worked for Welcome Financial Services (Cattles) from 2007 to 2010 and am trying to find details of any workplace pension I had. I've tried all the usual tracing services but no luck so wondered if anyone might have any info? thanks!
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Contacting Sky to renew or cancel contract
Hi, My TV/BB contract ends this month, and the renewal offer is a lot more than I pay now but I cannot get through to Sky to haggle a better deal (or perhaps cancel). They say all their lines are closed for essential staff training. I'll keep trying over the next few days but if I cannot get through what is the legal…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
