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Refund of credit after switching
Today is the tenth working day after receiving my final bill from EDF after switching away from them in October , what do I do if I fail to receive my credit today and is there any penalty I would be due ? As a side issue , I switched to them in October 24 paying them in front , my fixed tariff ended 6th October 25 and…
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Octopus Energy failing to refund credit balance
I submitted a meter reading and requested a refund of my credit balance still leaving a credit balance. Octopus Energy have failed to refund after 4 weeks and just say it is processing. In the meantime they have taken a further Direct Debit payment. Did Ofgem not recently remind energy companies they have an obligation…
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Old Style Weight Loss Challenge - 4th Quarter 2025
Hi All Welcome to the Old Style Weight Loss thread for quarter four 2025 Please feel free to start posting your weight loss goals for the next challenge which will run from the 1st October until the 31st December. You do not have to submit a loss or gain for the first week as it's our starting week, you can post your first…
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Car insurer WON'T quote for renewal!?
Hi, I have had 3 policies with GoSkippy. 2 cars and a scooter. Their customer services were helpful enough when needed them to regard them as fair. I did not make any claims.I bought an older car (06 plate, small petrol car) for second car and had it insured with them, the offer being the most reasonable.Comes to renewing,…
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Advise on Central Heating temperature/schedules & Cost Savings & Supplier
Hello All Apologies in advance, this is a topic & inquiry to seek advise. Will attempt to be as descriptive as possible and give a breakdown of my inquiry, how to be more effective & cost saving and potentially better supplier? So ... let's start: * Property: 18years old, a 3 floor house with 11 radiators * Boiler: Ideal…
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Wireless printer for iPad - is HP DeskJet 2810e AiO Wireless Printer & 3 Months Instant Ink any good
Hi, I use an iPad (5th generation, it says) bought in 2018. I need to get a printer for occasional printing. The least expensive seems to be the HP DeskJet 2810e AiO Wireless Printer & 3 Months Instant Ink, about £29 from my local Argos, but is it any good? If so, what do I need to be aware of to get the best out of it?…
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Back again
Morning everyone, I closed my DF diary a few months ago for various reasons at the time. However on reflection I think I haven't been myself for months , but I feel myself coming out of the place I've been and wanted to be back here. The last two years have been very testing with RL things going on in the back ground but…
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Milann’s mutterings through retirement
I thought it was about time for a new diary. Ive been a member of MSE many years now and got my debt down from £20,000’s to a big fat ZERO. I kept the debts to myself as I was the one who built them up. Dh would have been ok and we’d have worked through them together…..but it was my mess that I wanted to clear myself and…
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Nissan Leaf Battery Woes
Hi, looking for some advice... I have a 2019 Leaf that has done 47,000 miles and has had the Service EV light come on. Long story short is the car has been diagnosed by Nissan as needing a new battery which is not covered under the 5 year warranty as it's 6 years old and is not covered under the 8 year warranty for…
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Whisky investment
Has anyone had any experience with cask whisky investments and what to do when the company won’t sell your casks? I am dealing with Elite Wine and Whisky.
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All change for 2025
I thought I'd start a new diary to have a fresh start. After almost 21 years in my job, I've recently been placed at risk of redundancy. I'll find out for sure in the new year. If I manage to successfully challenge the redundancy, things will be very different at that employer next year, and if I do go, there will be a…
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Credit card and mortgage application
Hi was hoping someone could help me out! I’m looking to begin the progress of applying for a mortgage/buying a home in the next couple of months. I applied for a credit card two weeks ago because I thought you would need one (credit wise) to buy, but realise now that’s not necessary. Before I’m approved/denied the credit…
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Letter of claim received from DCB Legal
About 3 years ago, I went to pick up a heater off a student who was living at some flats and was moving out. I went to address he gave and when I got there he said to me he was unable to carry it down so I said I would be able to help and asked where to leave my car. He said just here is fine hes a resident anyway so I…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Zero launches 'Planet Safe Saver' ethical savings account
Fintech app Zero's new 'Planet Safe Saver' account pays 3.66% AER (variable). It's currently the highest-paying easy-access 'ethical' saver, meaning it avoids funding fossil fuels, weapons, tobacco and similar sectors. It's not a top market rate, but 'ethical' accounts are something we're often asked about, and the rates…
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Let's get this sorted then!
Hey everyone, I went back to uni just before I turned 40, so have quite a lot of debt from that, and from generally trying to live whilst working and studying. I tackled a bit before the end of 2024, but that was mostly getting on top of things, doing some 0% balance transfers, and I paid of two small debts of about £250…
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Amazon not honouring offer of return for refund
Hi everyone, I’m hoping for some guidance on a consumer rights issue. I bought a new iPhone from Amazon on 11 June 2024. From day one it has had a charging fault — it only charges after a reboot. I tried multiple cables but the problem persists. Unfortunately, I didn’t contact Amazon until 4 June 2025. Customer Service…
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Working discount voucher for Ancestry
Does anyone have a working Discount voucher code number for Ancestry.co.uk ?Please don't point me towards "no voucher required" discounts - because they never work....Also - not DNA !
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S&P without FX fees?
I have been buying S&P 500 stocks on Trade212 but I noticed recently that when I buy company stocks I pay an FX fee since they are American but when I buy S&P 500 stocks which are also American I do not pay any FX fees and the share price is shown in GBP. The stock is even listed on the LSE which does not make sense to me.…
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Missed Something in the Budget?
Maybe not in the budget, but possibly in Martin's interview with Rachel from Accounts.....did she mention anything about anyone in receipt of both state pension and works/private pension would have to start filling in tax returns from 2027 ???
