Recent Discussions

newbie here please be gentle with me. i have been trying to do an IAS appeal and was getting the run around on the computer they are not really my thing. i have messaged them on the IAS website asking for the forms so i can do it by post. any ideas if i will get the forms. i think that i have a very good case so i need…

EDIT: After sending through my appeal, this was cancelled. For anyone interested, this was the full appeal text I sent: I dispute your 'parking charge', as the keeper of the vehicle. I deny any liability or contractual agreement exists. ​ ​The alleged contravention was 13th July 2026. Your Notice to Keeper, dated 24th July…

My mother died two years ago. She owned a buy to let, which as her executor I had to manage until it could be sold. I've recently checked my credit score which used to be perfect, and it's gone down by more than 20% and that appears to be because that property, which was sold six months ago, remains linked to me for the…

I am semi retired and still work a couple of half days a week, when I choose. I have a small Ford Connect van which I am giving to a relative for free. So was thinking of buying a estate car to use, which would most probably work out cheaper, road and insurance wise. May budget is upto £10k, but would push it to £15k. So…

I had a PCN in April which I appealed and lost. I still haven't paid and am now getting letters/emails from debt collectors. I'm planning on ignoring these as I'm quite happy to go to court and argue my case. You often read/hear 'just ignore it all and it'll go away' but does anybody have any experience of this stage or…

Welcome to the all new 2026 Frugal Living Challenge Challenge yourself to live a frugal lifestyle so you can afford the freedom to enjoy life. This is about household budgeting, simple living and being creative with your money. Frugality can be a fabulous lifestyle choice for debtbusting, boosting savings or investing in…

Hi Everyone. I received a ‘Letter of claim’ from DCB Legal on the 8th September, letter dated 28th August, acting on behalf of ParkingEye Ltd T/A Car Parking Partnership for a parking charge issued on the 21st January 2021. The parking charge is for the hospital I work at and I pay an extortionate amount of money for the…

Hi all, This is not my first rodeo but I have 3x LBCs totalling £1360 for parking tickets over 2/3 years ago I know the process, just wondering if I can 100% assume I will get a court claim for this? I know it sounds a stupid Q For context this was a gym I have parked in, and I have entered my registration plate late, this…

Hi, my father recently passed away. He was a keen photographer and has >6000 photos held on an Mac Desktop. As part of clearing his belongings I would like to transfer the photos to view on a laptop PC. So far I have tried to connect an external hard drive to download photos (this does not work as the drive is formatted…

Starting a Mortgage Free Diary!

What’s this about? Willing to give your view on the Labour Party, answer questions about your sex life, or test out the latest moisturiser? If so, it’s possible to earn £100s a year, without any special skill or talent. It’s all about stashing cash from filling in online surveys or taking part in focus groups. The first…

Welcome to this group, old and new members of making our pennies work harder in 2026. This is to challenge yourself of collecting what would be nothing to others yet for us they have a lot of important work to do. Even collecting dropped change off the floor counts towards Tilly Tidying. Does your bank offer to round-up…

hi, I was wondering if I could get some help with this please, as I'm not sure if an appeal is possible. The driver took me to hospital due to an emergency and even though there were people without disabled badges in disabled bays, it wasn't possible to get anyone to move. I'd collapsed once and then did again in the…

The first point of call is read the full Survey Sites and Product Testing Panel guides. Then having found the best survey sites, this discussion is specifically to talk about feedback and tips for the survey site I-Say (formerly Ipsos) Simply click reply and add your feedback. If you want to discuss survey sites in…

Welcome to Outstanding October's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help…

I booked 2 Air India Business class return tickets from Birmingham to Delhi 9 November - 4 December. I have just been informed that the flight and apparently all direct flights from Birmingham to Delhi have been cancelled and flights now only go direct to Amritsar. The Air India staff are most unhelpful (and have difficult…

I have completed 9 entries past the limit. The terms and conditions say that entries over 150 will not be counted. Is it possible that the “you have reached your maximum entries” has been removed?

I’m totally at a loss about energy suppliers and usage. I moved into my new home three years ago and I’ve never changed my supplier as I just don’t understand it, no matter how much I read. Could anyone help please? Current supplier - Scottish Power Tariff - Standard Online with smart meters Payment - £98.23 direct debit a…

Hi, This is a feedback thread on car breakdown provider: Rescuemycar Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony

Previous thread: https://forums.moneysavingexpert.com/discussion/6493531/slow-living-doing-it-old-style/p1 I've decided to start a new thread as life has developed and changed since I started my previous one and my focus is definitely shifting! Being more frugal and living a slow life has definitely been an uplifting and…