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Taylor Wimpey new-build roof defect causing leak – NHBC experience?
Hi all, Looking for some experiences or advice from anyone who has dealt with a similar issue on a new-build home. We purchased a new-build property from Taylor Wimpey around 3.5 years ago. We have recently experienced water entering the loft and bedroom ceiling during periods of rain (water ingress). An independent…
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Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
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Council Tax Challenge Query
I have checked my council tax band via the steps listed, it does suggest that we are currently paying the correct amount, however, as part of this is based on what it should have been in 1991, I'm not sure if it's actually incorrect? this valuation check seems to suggest we are paying too much but our house has had an…
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BTL remortgage dilemma
My brother and I own a rental property which has about 16 years left on the term. We intend to keep it The current mortgage rate expires this summer so we need to remortgage but the broker and bank fees for fixed mortgages are £2.5k. The broker has access to the whole market. The comparable option would be to stay with the…
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Frosty melts the mortgage!
I have lurked on this forum for years and found it very inspirational, so I've taken the plunge and joined - hello! 😊 On Thursday (23 April) I had a phone call to fix my mortgage again, and I've decided that now is the time to buckle down and clear it. My new fix comes into effect on 2 August, and I've fixed for another 2…
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High fibre treats
Hi all, I'm looking for recommendations for high fibre treats please? Kind regards mark
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Microsoft rewards and free rakuten movie codes
Hi. It's possible to earn reward points for doing bing searches and mini quiz questions etc. But I've never been able to actually get a rakuten code. It lets me go through the redeem process but then it says there's been a problem. When I email customer services, they say they UK codes are out of stock. This seems like a…
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2026 - 52 Week Envelope Challenge
Save £1378 in 2026! Welcome to the '2026' 52 week envelope savings challenge! This challenge ran the last couple of years and I have been asked to set it up again for 2026. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! It can be done wither with…
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PCN letters not delivered, legal letter 1st correspondence received
Hello I wonder if anyone has a similar experience and/or advice. Brief outline: Gatwick drop off zone contravention 30/07/23 (omission of payment by driver of £5 to NCP). 1st correspondence regarding this matter from BW Legal dated 08/11/23 demanding £100 PCN charge and £70 debt recovery - received by the registered keeper…
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Santander Edge Cashback
hi all I’ve just opened an Edge account, and already covered the income and direct debit requirements. I your experience, how long does it take to show the cashback within the app? I see sections for ‘earnings in last 31days’ and ‘total earnings’ but they are showing 0 Any ideas? thanks in advance
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Parking stories in the News/media
To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site"Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC…
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I WANT TO SET UP POWER OF ATTORNEY ADVICE PLEASE
I am now 84 in pretty good health but realise that could change at any time. I have decided that I should set up power of attorney. For finance and health issues. I have a son and daughter and would like to have both their names on the document. Currently my solicitor has got my will and the deeds for my apartment. Should…
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How can EE sell the way they do and get away with it ?
My experience with EE yesterday was terrible. I contacted them after noticing that I was being charged an additional £ 37.25 for a TV package with my Broadband, which I had no recollection of signing up for. I remember asking for Netflix Premium last year, which was at £19.99 with an agent, but I have no recollection of…
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Best ways of checking for bankruptcy
Hi all. I'm an executor for my wife's aunties estate and we are approaching the stage of distributing the proceeds to the beneficiaries. Several of the beneficiaries are not that well known to me, and I'd like to check them for bankruptcy. From my research it appears that there are three different ways of doing this - on…
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Bills after death
I have quite a few things to sort out but my immediate one is this. I share a home with my disabled daughter, who gets UC with the disability top up. All household bills go out of my bank account. I cannot put my daughter in a joint acc with me as it might look like she earns as I work full time. Some of her disability is…
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Insurance needed - living in a house awaiting probate
My daughter and family are living in my late mother's home with a view to buying it once probate is finalised. Advice needed for best insurance in that instance please! Previous insurer didn't cover property in probate
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Quick question re: annuity quote
I just had a quick question in relation to accepting an annuity quote. If you accept an annuity quote, can you before it starts, make an amendment to it? For eg can you change the guaranteed period from 5 to 10 years? Obviously the income would be reduced but would the insurance company allow it or would you have to do a…
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Capital gains tax whilst living abroad
My partener has sold her UK house which is her second property in the UK ( she still owns the second house).. She lives in Spain and has done so for about 10 years. Is she liable for capital gains tax in both countries? We have worked it out she will have CG tax liability of about 4K. Thanks
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Cash ISA transfer - Charter to Vanquis
Has anyone experienced a Cash ISA transfer from Charter Savings Bank to Vanquis Bank? How long did the transfer take?
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Fuse Energy, anybody with them?
As they were being mentioned on another thread I thought I would take a look and sure enough very cheap SC for electricity and discounted unit rate by the looks of it. Personally happy with Octopus and our Tracker/Agile seasonal hop-skip-jump but it's always nice to see if the upstairs companies are getting any traction…
