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Swagbucks 2025
Might as well have a new thread for a new year!
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Make £2026 in 2026
This challenge is for noting down all money you have made in 2026. Ways you can make your £2026 are: Anything made at the end of 2025 needs to go in 2025 pot. SURVEYS WINS EBAY FB SELLING GROUPS OVERTIME SHARE DIVIDEND INTEREST INTEREST FROM BANK ACCOUNTS FREEBIES (VALUE OF) MATCHED BETTING VOUCHERS FROM POINTS EG SHOP…
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Resourcefulness: The budgeter's friend
Happy New Year to readers old & new! Well, it's time for a new chapter. My old diary ("Put away your purse & become debt averse") achieved pretty much what I intended. I shared the story of how I got into debt at the age of 19 & stayed that way until a pretty enormous lightbulb pinged on during my early 40s, I've shared…
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Do I Need to Complete the Lenders Income & Expenditure Forms?
So, I've got several credit cards that have now defaulted. A few of the debts have been sold to debt buyers (Lowels and Link). Others seem to have remained with the lenders themselves (Jaja and HSBC). I logged into Lowels portal and was able to set up a payment plan easily for £20 a montth. But when I logged into Jaja's…
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Danske £200 Switch Offer (Starts 29/01/2026) - NI only
A new Danske switch offer is now available. T&Cs. No end date announced yet. What you need to do: To open a new Danske Reward, Choice or Freedom current account you must be resident in NI.
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Hopefully debt free before Mortgage renewal in June 2026
Hi, So, My mortgage is due for renewal in June 2026. I bought a house for £190,000 with around a £48,000 deposit on a 5 year fixed rate of 1.63% interest which comes to an end on 30th June 2026. I currently owe £129,363 and pay £517.72 and i have 25 years and 6 months left to pay (i will be 68 when this ends). I know…
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Onwards and the debt goes downwards!
Hi All Old diary is here https://forums.moneysavingexpert.com/discussion/1000559 I can't do the posh linky things. Things are all changing in the Lucielle household. DS1 arrived back from New Zealand and has moved out to start his new job. Spent most of last week building flat pack furniture from the well known store. DD1…
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Parking eye ticket
we attend an event earlier this year and parked in carp park operated by Parking Eye. On our return one machine was out of order and the second was faulty and would not accept coins. There was no other method of payment. As evidence we took photos and ab video of the faulty machine not accepting payment. There was many of…
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What energy tariff should I be considering for a Phev?
Currently on Octopus Loyal 16M Fixed at 24.5p and 66p standing Lec, and 6.62 and 29.3p standing Gas. We have a Phev. It's only 14kWh, but it would be nice to have it regularly topped up at a cheap rate overnight from a standard socket at 2.4kW. No interest in adding the more powerful charger (3.7kW?) as that would require…
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Claim Form from Moorside Legal Services Ltd in the Civil National Business Centre
Hi everyone, I really need your help please ...this has been so stressful .... I appreciate all the time and effort you all put into getting back at these scumbags. I have tried reading through the various Forum posts and the Newbie threads over the past months and I have been able to make sense out of some of it. Most is…
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British Gas Homecare
Has anyone else had issues with booking an appointment with British Gas homecare? I pay a monthly direct debit but feel like I can’t get the service I am paying for! They are fully booked until May! We cant do week days as we both work full time. If I leave it till May that will mean my boiler has been waiting over 6…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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Mother deceased - I have no i.d. for banks
I am trying to retrieve funds from my recently deceased mother's bank accounts. My problem is I have no photo i.d. (passport/drivers licence). has anyone else had this issue, and how did they resolve it?
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Parked out of bay, have to pay?
Countrywide Parking company. behind some shops. Parked out of bay. Have to pay this one? BTW, it's a very big van, if wheels aren't all in bay but it's straight (I know it wasn't on this occasion) because of size if van can I get away with not parking fully in bay?
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HELP! Insurance settled car finance without consent - now want £18.5k before releasing car to me
My car was stolen on 28/10/25 and was recovered two days later having been involved in a police chase, covering only 50-100 miles since being taken. I reported the car stolen with my insurance company Admiral, who advised my case was eligible for a fast track settlement. I was told on 29/10/25 they wanted to write my car…
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Learning to walk before I run
Hello all! :) I am returning to the forum in an attempt to gain your collective wisdom in sorting out our dire finances. I've been experiencing a series of mini lightbulb moments of late and have realised that it's time for a change. Despite being vaguely savvy as regards areas of personal finance such as pensions, I have…
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Mock tudor facade advice
Hello, I’m hoping someone may be able to offer a bit of advice. I’ve searched the forum but haven’t been able to find any similar situations. We moved into our property in March last year. The house was built in the late 1980s and has a mock Tudor façade at the front, which incorporates the entrance porch and a first‑floor…
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Co-Op Regular Saver - Early Closure
I have a Co-Op regular saver that is due to mature on the 27th March. Does anyone know if it is possible to close the account early and then once closed open a new regular saver with them. I do not want to withdraw funds and then find I cannot open a new RS until the current maturity date. Appreciate any thoughts,
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Scottish Power Takeover scam
My wife was approached as a Scottish Power shareholder by an American caller asking if she wanted to sell her shares to a secretive buyer who is trying to take over Iberdrola, who own Scottish power. The story is that the buyer wishes to remain anonymous until s/he/they have acquired enough share backing to launch a…
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60% rise in monthly billing - WaterSure Wales
I just got my monthly water bill, and wow, it shot up by about 60%! I used to pay £36 a month, but now it’s £57.50. I’m on the WaterSure Wales tariff because we get pension credit and have some medical conditions that mean we need to use more water. I contacted Welsh Water to ask why my bill jumped so much instead of just…
