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2026 - 52 Week Envelope Challenge
LittleMissDetermined
Posts: 10,167 Forumite
Save £1378 in 2026!
Welcome to the '2026' 52 week envelope savings challenge!
This challenge ran the last couple of years and I have been asked to set it up again for 2026. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! It can be done wither with actual cash or virtually onlineWhat you will need for the physical challenge:
- 52 envelopes (the small cash envelopes are ideal)
- A safe place to keep cash such as a safe or lock box for example
- Cash
- A dedicated savings account/pot OR
- A spreadsheet/tracker to identify the money in a cumulative savings account
- A means of selecting a 'random' week number if you're adding money randomly
Don't forget to bookmark this thread to make it easier to find!
How it works:
Take 52 envelopes and label them from week 1 to week 52, or a handy tracker like you can find in the link a few posts on.
Throughout 2026 we will be adding money in £'s equivalent to the numbers on the envelopes.
At the end of the year you will have saved £1378 to use for whatever you like.
Each week, add a post with which envelope you've filled and I will update the tracker spreadsheet. It is helpful if you can add it with your number in bold to make it easy for me to keep track
Filling order is optional!
- Consecutively (forwards or backwards) 1-52 or 52-1
- Randomly by picking an number each week and adding that amount
- Alternately selecting 1, 52, 2, 51, 3, 50, 4 etc which evens it out across the year
- Equally by adding £26.50 each and every week
It would also be great to hear what you will be planning on spending your hard saved cash on at the end of the year!
Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me
2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
EF £1000/£1000 | Sabbatical £4220/£6000
2
Comments
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2026 - 52 week challenge roll call
#01 LittleMissDetermined
#02 Pinkpieuni
#03 Mrs_Z
#04 Lellybun
#05 Littletinks
#06 TheKickster
#07 Coconurtaler
#08 Doris17
#09 MissMoneyMishap
#10 Prodigal50
#11 MrsShazbat
#12 Jaxsmar
#13 StewieMarsh
#14 2sonmum
#15
#16 newroadahead
#17 Christa27
#18
#19 Dizzycap
#20Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Spreadsheet of amounts paid in 2026
https://docs.google.com/spreadsheets/d/14SiMlrMnnyPKrtyXtGboOqiAPImImBofC_tLt12v2tM/edit?gid=1262106362#gid=1262106362
When you post with your updates, I will add them to this trackerLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60000 -
Here's a handy tracker to print out and complete as you work through the challenge
https://docs.google.com/document/d/18qa3xzk4zQtyQ11i3Gk0ta0tJ8NRFEU_bsNgu3DAFEQ/edit?tab=t.0Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60000 -
Thanks @LittleMissDetermined for the new thread. Im in! Happy holidays
Challenges
NSD - January - 3/10
1. 2026 Mortgage-Free Wannabes #61 £1,129 /£29,000, MF target May 2026, current mortgage balance - £28,756
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)
1 -
Excellent!Pinkpieuni said:Thanks @LittleMissDetermined for the new thread. Im in! Happy holidaysYou’re #02 this yearLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Hi,
this sounds like my sort of challenge - so I’d like to join too please!1 -
Welcome aboard Mrs_Z! You're challenger #03Mrs_Z said:Hi,
this sounds like my sort of challenge - so I’d like to join too please! Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Thank you LMD, please could you add me x2023 Weekly Cash Envelope Savings Challenge #04
2024 Weekly Cash Envelope Savings Challenge #031 -
Absolutely I can, you're #04 Lellylellybun said:Thank you LMD, please could you add me x Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Hello LMD, can you add me too, please x2025 52 Week Savings Challenge (£1378) #5 5/52
2024 52 Week Savings Challenge (£1378) #26 52/52 completed Oct 24
Virtual Sealed Pot Challenge 2023 #2 £305.60/£3001
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