Please help

llangles

my mum received this letter over the weekend.

I was the driver, she the registered keeper at the time of the incident and had completely forgotten about the initial letter.

I wasn’t informed I had to put my reg into computer at the church (my child was attending a class there). It was very dark, poorly lit and I hadn’t seen any signs on the way in.

I emailed the church at the time and they said they wouldn’t help and I basically should’ve known better.

I genuinely forgot about the issue until this letter arrived, I know, I’m a dope.

I just want to know what I should / can do now.
Can

[Image removed by Forum Team]

I just transfer liability to me?

I’m so lost doing stuff like this, I’ve tried finding the answers in previous posts but finding it hard

thank you

Gr1pr

Your mum is the defendant so she must defend the claim, not you ! ( its too late to transfer liability from the keeper to the driver, so everything is done in her name )

She should login to MCOL via her government gateway account and complete the AOS online stage ASAP

Then she can use the Chan and Akande bespoke defence, from the defence template thread in announcements near the top of the forum , no changes, no additions

Note, its a Horizon claim via Gladstones dated 13th April, no breach pleaded

Nellymoser

You've left your car reg showing in POC and password in Important note. You can't edit/delete your posts until your newbie status changes to forumite. Hit the red report flag ask for your image to be removed.

fatbelly

Your timescale is

Issue date 13 apr

service date 18 apr

aos by 2 may

defend by 16 may

llangles

thanks so much for your comments

sorry I meant I’ll be doing everything for my mum as she’s computer illiterate!

I can’t find the chan and akande thread, idk if it’s bc I’m on mobile site

I wasn’t kidding when I said I was a dope!

@Nellymoser I didn’t realise but the car has actually been scrapped so I think it’s ok to leave it in?

Gr1pr

You want the 1st post in the defence template thread in announcements near the top of the forum by coupon mad

llangles

no password or reg this time🫣

Coupon-mad

Please change your thread title to Horizon claim via Gladstones.

You can find the NEWBIES thread and the Template defence thread. I'm also posting on a phone and everything on the forum is visible. See my signature for how to hop around.

Done the AOS yet?

llangles

https://forums.moneysavingexpert.com/discussion/comment/81974012#Comment_81974012

thank you, I did find the thread after GR1pr pointed it out, but of a Homer Simpson’s moment

I can’t find a way to edit the post now

I am a fully functioning adult honest 🫣

haven’t done AOS yet I just got overwhelmed and gave up, in truth.

Coupon-mad

But now you are able to do the AOS. Really really easy. There's a page by page pictorial link in the Template Defence thread.

Umkomaas

https://forums.moneysavingexpert.com/discussion/comment/81974040#Comment_81974040

You need to wait for your forum status to change from ‘Newbie’ to ‘Forumite’ to edit anything. Takes a few days or few more posts to get there. Alternatively, you can hit the ‘Report’ button (in red at the foot of each post) and ask an MSE Administrator to kindly edit it for you.