RBS Credit Card statement date

badger09

A bit of a long shot, but has anyone opened a new RBS credit card recently? I’m trying to establish how soon after 1st use a statement will be produced.

(I’m using full credit card payment DD on unused current ac I want to switch but would like to know how long it’s likely to be before payment is taken?)

born_again

Ring RBS & they will tell you as it's down to when acc opens & the billing cycle.

badger09

Thanks. I was hoping to avoid a long wait on the phone. I tried ‘Cora’ which, perhaps unsurprisingly, was fruitless.

CliveOfIndia

Statements will typically be produced on a monthly cycle. So your first one will be produced 1 month from the date of account opening (it doesn't matter if or when you've used the card, it'll be 1 month after you opened the account).

The "payment due" date varies between lenders, but is typically approximately 3 weeks from when the statement is produced. If you're paying by DD, this again will vary between lenders. Some will take the DD on the payment-due date, some will take it a few days before. But when you get the statement, it'll clearly show when the DD is going to be taken.

badger09

Thanks that all makes sense. I currently have 3 other CCs but had them so long I can’t remember when 1st statements were generated. Card was issued 12 May so not too long to wait.

HillStreetBlues

Do check as when I opened my Natwest CC card first statement was only 3 days after opening! It's the only one that's done it but made me wary.

I opened a RSB CC in May, I set up a direct debit, then messaged them to change the date (I chose the 2nd), which means statement will be about the 8th of the month.

eschaton

I’ve opened plenty of credit cards and most are generally a month after opening. I can’t remember when I last had one taking payment in less than one month.

Last card opened was NatWest around 2 months ago and unlike the previous poster, first statement was a month after opening the account.

molerat

With my Amazon Barclaycard the first payment was one month after opening with the statement date worked backwards from that so just over a week after opening.

badger09

UPDATE

In case it’s useful: RBS credit card opened 12/5/26. 1st statement is dated 12/6/26, payment due 7/7/26 which suits me.

RBS will replace Halifax CC so I retain both Visa & Mastercard for travel & as a bonus, it’s generated another DD for a current account switch to Nationwide.