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Motivation and Inspiration pre-retirement
Well, I'll be 60 in a couple of months, and my spreadsheets and projections say I should be able to retire at 62. Since I mentally set my self up to do this, I find I'm totally not motivated at work - I get my "hard" deadline projects done on time, but I just dawdle on others. I dread going to work, and the days drag - I…
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Lost cause? Help with Vinted/InPost
Hi all I wondered if someone could help or offer any advice at all about a recent problem with both Vinted and InPost. I don't know if I should just give up, but it seems so wrong! I posted an item out to a Vinted buyer via an InPost locker, however, the item wasn't registered correctly by the locker and I didn't receive…
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Frosty the Snowman - it's the 2025 Christmas thread!
Hello and welcome to the 2025 Christmas chatter thread! Better late than never I say! If you're new to the thread please pop in for a natter, pull up a chair by the fire and get yourself a hot chocolate - we all love Christmas but are also here to chat about anything else going on in our lives and offering each other…
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Back Billing And The Comedy Of Resolution With Octopus (Question Plus Mini Vent)
Hi everyone, I have been trying to find out if the Back Billing rules apply to Octopus Energy. I have been researching on Ofgem, CAB and other websites - but can't seem to find out if all energy companies mandatorily are signed to this, or if it is still voluntary for some. Does Octopus specifically have to follow the 12…
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Car finance - Supreme Court Judgment 1st August.
I have 4 claims that have DCA so just waiting but the chancellor can put in place after the judgment legislation that could cap the compensation which is not fair, its money we are owed all the monies that were earned from this doesn't get paid back so why we shouldn't be out of pocket . It would be politically…
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oriel glass box frameless window installation
I have commissioned a bespoke oriel window in my new extension and the building inspector says it's been installed incorrectly and is the wrong size to fit the opening. The suppliers have made the aluminium frame so that it is too short to be fixed into the brickwork of the structural window opening. The fitter has angled…
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Battery Electric Vehicle News / Enjoying the Transportation Revolution
I thought a more specific thread/title might be useful for posting news on BEV's (and EV's in general), given that we have threads to discuss the minutia about EV ownership, but perhaps a thread just for the news might be useful. Disclaimer from the start, BEV news can easily become Tesla heavy, so posts, especially mine,…
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NatWest reward account - how quickly can I take the 1250 payment out?
Can any NatWest rewards regulars in here answer a question? You have to pay in 1250 a month to qualify for rewards, but does it have to stay in for 24 hours like it does when doing their switch bonus, or can it go out again same day?
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online purchase return - can retailer charge restocking fee and outbound postage?
a week ago i ordered from an online website some car parts. however, on receipt i decided they weren't for me and wish to return them, fully understanding the cost of returns postage will be borne by me. i contacted the retailer by phone about the return and they informed me that they will charge a 15% restocking fee and…
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Telephone Assessment
Hi there, I was in receipt of ESA, but that migrated to Universal Credit back at the beginning of the year. I have received a letter today saying DWP want to carry out an assessment for my ESA claims this is part of the work capability assessment which looks at disability, illness or health condition affects my capability…
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Flight delay and cancellation compensation, BA ONLY
MSE Official Insert: This discussion thread is linked to from our Flight Delays Compensation guide. Please read that for full help.
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From broke to better ..a journey
Hi everyone. Well today is, as they say, the first day of the rest of my life. The first real day of my journey to get rid of debt. I am alone in this. No partner and no family for support so I am finding myself tearful and scared. I know noone here can hold my hand, but I've seen so much support on other people's diaries…
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One day at a time
Im starting this dairy to keep track and hold myself accountable. unsecured debts of £54k. Have clearly been living off CC more than i ever realised. All been low apr or 0% BT, now coming to an end this year, interest is killing me, monthly payments circa £1200. My OH knew nothing of any of it, they knew we had a loan and…
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PCP Claims via My Claim Group
Has anyone got any information about the Insurance Policy required by the engaged solicitor. For instance MY Claim Group has the following clause. This sounds a bit risky to me that No Win No Fee is totally correct? can anyone help? many thanks When initiating the claim, your "no win no fee" your solicitor may need to…
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Old Burglar Alarm System
When I moved into my current house fifteen years ago, there was a comprehensive burglar alarm system with motion sensors in almost every room. I decided to take the risk of being un-alarmed, and have never re-activated this system. Now I am planning to insulate the loft and I find that up there is a veritable rats' nest of…
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Insuring interstate property
My mother has recently died and left her assets in her Will to my and my sister. We are also both Executors of the Will. Whilst Probate takes its time, are we able to insure the property? It is over two hours away from where my sister and I live, and whilst we intend to go to it at least twice a month to check on it, I'm…
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Opened up fireplace
So I recently removed my gas fire and exposed the original brickwork. I’ve cleaned the bricks with brick acid but would need to get it repointed if I kept as is. I’m putting an electric log burner inside ontop of a slate hearth with an oak beam above but undecided whether to A.) get the original bricks repointed B.) have a…
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A pain in the PLUMs
On MSE recommendation I started a PLUM Cash ISA. No real issues, other than the usual digital format over-optioned click fest app (no I don't want this app to be the conduit of my life with various add ons and options - just want to save money get interest end off). The issue is now - trying to transfer the ISA out. As it…
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Sale of property and E.On
Good morning. I'm not sure if I should post on this forum but it is related to a recent sale. I've recently sold a property as the executor of my dearest friend, so on behalf of the previous owner who passed away. I wrote to E.On Next the other day (they already know that B. passed away last year) letting them know that…
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Meter box dispute
Hi my partner and I have been in a new build for 2 years now and have had issue with our neighbours due to our gas and electricity meter box positioning, it is on our wall on our detached house but unfortunately we have to step slightly on to our neighbours land to access it. Our neighbours have been trying to fight us on…
