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Am I in the wrong??? Smart parking now gone to debt recovery!!!
I recently appealed a parking ticket (Smart parking) I received at Towan car park in Newquay. I lost the appeal and now I have recieved a letter from debt collectors asking for a payment of £170. I entered the car park at 10:01 as per what the camera shows. The car park was busy and it is small. It took time for me to get…
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Appeal rejected, should I take it down formal route
Not sure if worth pursuing this or just pay. Entered car park at 9.47am Paid for parking ticket by 9.49 using Ringo. 4 hours for expiry 13.49 Received a PCN with a photo of me exiting carp ark at 13.58pm. Appealed as within 10 min grace period of paid ticket They rejected appeal as they have gone on the time I entered not…
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Keeping the house warm without putting the heating on?
The temps are dropping and while it’s easy enough to keep ourselves warm without putting the heating on yet but we have pets and it’s obvious they are starting to feel the cold particularly overnight where the house temp has been registering at 10-12 the last couple of nights. We have a Slightly arthritic dog, house rabbit…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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Forenames on will transposed
I’d appreciate some advice on probate application. My step father who died recently was always known by family and friends by his preferred middle name, John. As one of his executors I have now seen a copy of his will and this reflects his name preference i.e. middle name, first name, surname. The other executor and I are…
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Retrospective FENSA or building regs certificate - worth the risk?
I took the advice of some helpful people on this forum earlier this year regarding a lack of FENSA certification for the windows on a property I was purchasing. I now own the property and am considering whether it’s worth getting retrospective sign off (if that makes sense… Google says it’s called a Retrospective Building…
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Aviva Zero can't take a payment from me, what do I do?
I have had my car insurance through Aviva Zero for two years. Renewal time is here and I've now gone with another company at significantly lower cost. I logged into my Aviva account and cancelled the renewal. Having been paying by monthly direct debit I went onto my bank account and cancelled the DD thinking all payments…
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Rights relating to fraudulent ApplePay transaction
Hi, My daughter recently had money taken from her bank account from a website which doesn’t even exist (www.leanwarriors.com - this just appears to be a domain name, not an actual site). Her bank account says the transaction was made by ApplePay and therefore authorised by Face ID so won’t refund it. The only Apple Pay…
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QDR Solicitors letter receieved for non payment of fuel
Good evening, The registered keeper of our car has just received a letter from QDR solicitors about non payment for fuel. It's a petrol filling station we routinely use and on that day the driver selected "pay at Pump" then entered the credit card and PIN number. As usual, the pump held the £100 and we fuelled and left the…
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Can't afford new passport
I live on a War pension and Universal credit pays my rent , there is no spare money for £110 to renew my passport which is my only ID suitable for banks, forms and benefits ect. How can there be a situation where you need ID to function in life but you can't afford it ?
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Council Tax Single Person Discount sixth form leavers.
Carmarthenshire Council conducted a review of single person discounts in September and the form was misleading single parents of sixth form leavers into giving away their discount as their child was now 18.Has anybody else experienced this or been misled into paying Council Tax which they should not? The disregard which…
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O/S Daily Tuesday 7 October 2025
Morning all.
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Civil claim for 2 PCN’s sent to old address and 1 to current address after 4 months
Hi, Thanks in advance for your help on this. I have read the newbie thread and can’t find anything comparable. The claim is against my limited company to which I am the sole director. The car park stated is a 30 minute maximum stay with ampr camera, there are signs and no ticket was issued on the vehicle. I received a PCN…
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MET PCN Stanmore
Hi Everyone, this is my first post and i hope i can receive help with MET PCN, received at Macdonald store in Stanmore, London. I replied online, challenging the PCN as no adequate signs, and I was rejected. I did not take responsibility for the alleged offence, I went back to see the signage post on site. There was no…
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Mortgage Lender asking for HMRC but not self employed
Mortgage lender asking for 2.5 years of HMRC payments Bit of advice if any brokers around or anyone with any experience if this. Il try and keep it brief. Partner and I both buying together. Hes in the process of being bought out and my house is sold. For various reasons, but mostly because this will be classes as a 2nd…
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And now we go again...
...new diary title taken from the line I had already added in to my signature! Regulars will already recognise me - I've been here a while, although aside from one fairly short stint always on the DFW boards. A quick summary of our MSE history for those who have not stumbled across me before though - started out with a…
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Watty's Awakening
Time for a new diary I think. It is 2024, my last diary began over 10 years ago and so much has changed. My introduction in case we have not “met” My first diary told the story of, what I thought was a long and
happy relationship, paying off a mortgage aiming to get my financial freedom
from the world of work by paying off…
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HELP PLEASE! Residential defence witness statement against PCN claims brought by DCB Legal
I am defending two claims of a litany of PCNs issued by the same private parking company who is being represented by DCB legal. A hearing on one of the claims has been fixed for next month and the deadline to submit my witness statement is approaching within a week's time. Last week, the claimant emailed me and the court…
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Moneybarn interest
Hi I bought a car in January 2025 Purchase price was £10.999.00 With 60 monthly payments of £297 .I have made 8 payments all on time I have also made about £500 in extra payments. Around £2800 in all I asked for early settlement I still owe £10.237 so only £762 has come off my balance and 500 of that is extra payments so…
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MET Parking KFC Gatwick, DCBL debt recovery, Complaint rejected
I recently received a DCBL notice of debt recovery for £170 regarding a PCN that apparently occurred November last year, and this is the first correspondence I receive regarding this case. I sent a complaint to MET Parking using the templates from the Newbies thread, but I received a response from them saying that they did…
