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£2 Savers Club 2026
Welcome everyone to the £2 savers club for 2026. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
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Faulty hob after 3 years - still in warranty
hi Since Xmas my induction hob has not been working and since Xmas I’ve been trying to get Kitchen Aid to sort it out as it’s still under warranty. The hob is 3 years and cost around £2500. The problem is I can’t ever get to speak to kitchen aid person. All the numbers on their website don’t work and emails are unanswered…
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Trainline vs Uber plus trainline travel insurance
Hi guys i have a flight booked from lgw at 13:35. Looking at the 9:43 train. The travel insurance if the trains are cancelled or delayed will they book me a taxi or reimburse me if i book myself? Is there anything similar if i book through uber will national rail reimburse or provide alternative transport? Do they have…
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Samsung complaint
Hi everyone, I'll try and keep this brief else i'll end up waffling. I purchased a samsung tumble dryer and washing machine in 2022 directly from the samsung website (it was an employee purchase portal I got discount via work). It still cost over £1,000 for them. I was told it was a 5 year warranty on both products as long…
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New road tax VED rates to kill big classics?
I read that new VED rates are going to affect some post 2001 classics like the Mondeo ST 3.0 and VW Golf R32 where the current £430 road tax is rising to £790 in April as they are in K and higher CO2 bands. This will surely kill any market for them as affordable classics.…
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Zopa Biscuit account cashback offer for Android users
Does anyone have a working link to the MSE £15 cashback offer for downloading the Zopa app on an android phone? The link on the main site only seems to work with iphones even when trying the Google playstore link it takes you the the apple app store!
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Searching for critical mass
I wanted to send this out as a pulse check to see if we are on the right track, generally, and if there is maybe other things we should consider. Married, 2 kids, just turned 40. My partner and I have £390,000 invested across ISAs & pension. Combined we are putting away around £2500 a month into these, and mainly into…
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British Airways compensation - 4 months and still waiting
On a return flight from Cancun to the UK, there was a fault with the electrical ovens so they could not provide breakfast. Over the tannoy all passengers were told that we would be compensated automatically. A case was raised just over 4 months ago (on 11/11/25) and I spoke to someone on live chat who siad it would take up…
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Looking To The Future With Hope
After reading @Onebrokelady thread I feel so inspired and in awe of how someone can be so positive when they’ve faced such adversity that I’ve decided to start a diary. Now, I can’t promise that I’ll keep this up, as I do have a tendency to start things full of enthusiasm and then I stumble and give up, but we shall see.…
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New guidance for voluntary NI contributions for time abroad including transitional arrangements
https://www.gov.uk/guidance/check-the-new-rules-on-or-before-5-april-2026-for-paying-voluntary-national-insurance-for-time-abroad There's finally been an update on the transitional arrangements. Here are the criteria for paying voluntary contributions under the old 3-year rule: You must meet all the following: you applied…
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Baby steps to mortgage freedom for beanielou.
My first thread on the MFW board!! My mortgage has 6 & 1/2 years left to run. My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage. I have managed an overpayment last month as I got some £££'s unexpectedly. My biggest fear is not being able to pay my mortgage &…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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365 Day 1p Challenge for 2026
This challenge has been running for a number of years and is so popular I have agreed to run it again in 2026. If you wish to join please post on this thread and I will allocate you a number which should be quoted when you update on your progress. You can do this either using cash in a jar or virtually by transferring to a…
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Stuck with Utility Warehouse?
Hi Like a few people over the last few years my broadband has gone from Shell to Talktalk and as of December 1st, Utility Warehouse. I'm not finding UW any good - my broadband is very up and down and their phone lines close at 5.30 which seems pretty early for a utility co; and when I do get hold of them they are more…
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2026 - 52 Week Envelope Challenge
Save £1378 in 2026! Welcome to the '2026' 52 week envelope savings challenge! This challenge ran the last couple of years and I have been asked to set it up again for 2026. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! It can be done wither with…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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No Buying Unnecessary Toiletries March 2026
If your beauty and toiletries are taking over your life, then this is the thread to help you work through the stash and motivate you to not buy anymore (hopefully!) Welcome all newbies and regulars to this very friendly and chatty thread where we give lots of lovely tips on how to use up your stash and lots of support and…
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JSA eligibility
Can anyone help with this situation please. Eligibility question person working several jobs all adding up £14000 in 23-24 no national insurance taken from payslips all jobs on PAYE, similar earnings following tax year 24-25 and a small amount of NI taken from one of the jobs. This tax year 25-26 again similar amount earnt…
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Mortgage Free now aiming for FIRE
Time to start a new Diary. I have had my old one since Autumn 19 which is when I moved into my forever home after 4 years of renting in London. I am 52 and I live with my DG on the South Coast. I have a well paid job for my sector and was finally made permanent and full time in December 21. DG is self employed which she…
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Freetrade 1% Cashback on S&S ISA Transfer.
ISA Transfer was completed abouta month ago and the offer rewards tab on their app shows this … Has anybody else completed the transfer and hsve a tick for point 2 above? Transfer is definitely covered for the offer…
