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Euro Car Parks - DCB Legal LTD - Court Claim 2025
Hi Apologies for starting a new thread . Just looking for some advice . I have received a letter from the above which is a pre legal advice note ( Terminal Notice - Pre legal action ) , What would be the best way for me to handle this - They are wanting £170 from me for parking in Morissons car park ? Any advice given much…
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Downgrade of hotel
Wondering what peoples opinions are:- Received email from company stating hotel we have booked has been changed from a Platinum category to a Sun category. email states all facilities still the same - however it states we have access to 7 restaurants - when we booked it was 11 restaurants. Went to online chat with company.…
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Renters Rights Act 2025 - an overview
I thought this article might be helpful in outlining some of the changes being introduced by the RRA 2025. Note that some elements are not being brought into force immediately.
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O2 termination fee
I have taken your advice about keaving o2 who i gave been with dor tears through a company called aerial direct i sent the text for my pac code and was sent this immediately asking for iver £300 termination im sim only.
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Offsetting Tax Against Buying Costs
I've started buying from liquidation auctions and then re-selling on eBay. Can I claim the buyer's commission cost and postage from the liquidation auctions against income tax? I'm struggling to find a correct answer online. Thanks for any replies.
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Starting Afresh Back Home
Hi Everyone. It's been over a year since I posted on the forum and a lot has changed since then so I thought I'd start a fresh new diary to go with my fresh new chapter in life. Last year my marriage broke down and I left Yorkshire and moved back to my home village in Lincolnshire. I'm currently living with my parents but…
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TV LICENCE SITE PERMANENTLY DOWN
Our website is temporarily unavailable. We apologise for any inconvenience this may cause. We are working hard to resolve this issue. Been trying to renew licence after threatening letter for over a week, anyone else having above message
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Stamp duty refund
Hello, I was wondering if anybody had any experience of the following at all? I lived in my previous residential for around 10 years, I bought a new residential property in May 2024 but kept my old one and rented it out. This meant I paid higher rate stamp duty on my new property. i have a limited company for the purpose…
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our forever patch challenge
well, this week sees the new start to my mortgage free plans. After 18 months clearing debts, then paying for our wedding, which took most of our hard earned savings, we are at the beginning again. Due to restructure at work, OH is on a reduced monthly pay, so the savings are even more of a challenge! Our plan is over the…
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Virgin Media increased monthly price after moving home
Hi all, Earlier this year we renewed our Virgin Media contract at our old address. Virgin Media made several errors in not correctly applying the new contract price, which took several months to resolve satisfactorily (with them even refusing to acknowledge the contract they had sent to us clearly stating what was agreed).…
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Lack of response from GivEnergy
I am looking for anyone who has had dealings with GivEnergy in the hope that they could advise me what action I can take. So far I have contacted Citizen's Advise and Ofgem and created a complaint with Resolver. In April we were approached by the company who fitted our solar system, Solar Armour. They suggested that we…
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A whole new world, for now
So, here’s the new thread I’ve been promising myself for a few months. My old one, that served me so well, is https://forums.moneysavingexpert.com/discussion/4855808 A potted history of me. I’m 49, live in NI with OH, DD and dog and DS is London based. Have been in debt for a lot of my life and came here post personal debt…
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Escape to the country & living off savings
Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…
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Next steps; grip-relaxing bimbling, and avoiding the temptations
Time, I think, to start a new diary. My first was about removing our debts, paying off our mortgage and working towards, and through, the first few years of not working. I don't call it retirement at that point, because a wealth of volunteer activities were taken on or continued, and a number of hobbies aspired to or taken…
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Debt and Caring
An unprovoked attack on my ankle by a metal workout bench has me lying down with a foot up this evening. Which makes this the ideal time to start this diary. And possibly to declutter some exercise equipment... Yesterday I was £9993.61 in debt. Today I have made a £1500 payment to one of my credit cards taking me down to…
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E.On Next compensation
I've had a saga with E.On Next where they suddenly tried to back-bill me for £9,000 that they claimed was due to a prior adjustment going back to 2021. Now they've conceded they were wrong and we're haggling over compensation. After telling me I owed them £9k, they said they were putting my monthly direct debit up to over…
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All change for 2025
I thought I'd start a new diary to have a fresh start. After almost 21 years in my job, I've recently been placed at risk of redundancy. I'll find out for sure in the new year. If I manage to successfully challenge the redundancy, things will be very different at that employer next year, and if I do go, there will be a…
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Using carry forward
Hi, I’m planning to deposit my unused allowance (carry forward) from last year into my SIPP before the upcoming budget. I have a couple of questions: * Will I still receive 40% tax relief on the carried-forward contribution? * There are rumours that tax relief could be changed to a flat 30% rate in the next budget. If I…
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Debt, Endo and Reno
Hi! I’ve been reading different diaries for a while and think I need to hold myself accountable! I have a slightly odd set up as I live with the boyf, but have a house that’s now a holiday let/buy-to-let that I need to finish and get let out. I know evil landlord and all, but don’t want to put all my eggs in one basket…
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Is this RWG PAYG as ideal as it sounds?
https://www.rwgmobile.wales/webshop/offers/order-a-sim/ The idea is to keep my daughter's mobile number 'live' while she is away travelling. I moved it to Lebara as that was well priced, and I use them myself, but she now ain't coming back for the best part of another year, so I'm paying out a few squid pm for now't. Is…
