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New Gov.uk Probate Application
I am wondering how many people have used the new gov.uk probate application online? Are they finding it a quicker / Straightforward service? I submitted the requested original will with my application the 3rd week of August. Currently it's still on the documents received (step 2). Personally I found it very straightforward…
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Moving house - getting help to clear house
Not massively disabled (but do have a blue badge) but do have back issues.... It makes it difficult now to move stuff around. Move stuff into storage. An hour or so loading the car etc means 3-4 days of pain. Just wondered how poor people even worse off than me manage with things like this. Is there someone you can pay…
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Should I pursue this refund?
Hi all, my friend and I booked and paid online in July for a spa break of three nights Sept 1-4. Then her sister asked to join us, so we upgraded to a triple room on Aug 7th at a further cost of £493. Unfortunately, my friend who is a cancer survivor was given a last-minute oncology appointment bang in the middle of our…
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From Frugal Foundations to Fortified Family Future
Good evening MFW'rs I hope there is a little space in diary land for me (Greying Pilgrim) to take up residency and chart our journey to mortgage freedom - albeit we're doing it a little back to front. The short story is, that we did own a home - Greying Towers - but 4 years ago we moved into rental accommodation with the…
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Retrospective application for Disability Living Allowance (DLA)?
Hi, Our son was diagnosed with autism six years ago. Our daughter has just had the same diagnosis, however this time we were advised by the specialist that we should apply for Disability Living Allowance on her behalf. This was never suggested at the time of our son's diagnosis and I wondered if a retrospective application…
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Council tax court summons was not even aware.
Long story short. I had a court summons for council tax early this month. I did not know about it because I no longer have anything to do with the property. The landlord had their solicitor email me a complaint and in that they scanned all letters received after I stopped dealing with the property. The letter was sent on…
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Payment a Day - Chapter 2025
Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2025 challenge! (this will start from 1 January 2025) We've decided…
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"Free Motor Legal"
https://www.freemotorlegal.co.uk/ What is the deal with this? Sounds too good to be true, like it must be some kind of scam. My guess would be it's similar to the "courtesy" car hire scams where they get you to rent a car at some ridiculous rate, and then try to get the money from the at-fault insurer. Except here they…
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Royal Mail not delivering mail
Good Morning, As per the title, we've been living at the same address for the last 9 years and have always gotten our mail on time until the start of this year. In march, I phone to complain about it because I failed to receive a medical appointment invite from our local hospital - I was advised at the time that this was…
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Lloyds bank premier account and debit card cash back
Anyway to get cash back by paying money into a savings account with another bank / building society like Yorkshire for example via the debit card or would these be excluded from the cash backs? What would the MCC be?
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Static Caravans... I guess this is a "warning" to a tiny minority of people... and also a rant.
Every year the BBC seems to trot out a story like this expecting readers to be shocked or surprised. BBC News - Buying a caravan left massive hole in finances So this couple have bought a static caravan, (which for those who don't know is a limited life, depreciating item that costs £4,800 per year just to keep in one…
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Survey report points - maintenance jobs?
We arranged a Level 2 survey to be carried out and the report came back very positive; the property is structurally sound and nothing is falling apart or requires urgent, major work. There were a few minor issues and I'm wondering if I would be right in thinking that all the things below are just things we should absorb…
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Possible Fraud
I have come across a video on the WGT golfing app for TraderAI, it includes a video of Martin extolling the virtues of this money making app. It does not sound like him.
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MAN Airport - appealed before reading recommended APCOA text
Trying to type this without sharing personal information. Dropped off luggage and family in barrierless zone at Manchester, then parked elsewhere. Tried to pay but couldn't before flight time. By the time internet access was available the requisite 24 hours had passed. I appealed based on this information, although neither…
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What do I need - Insurance
So, I have a small Hyundi classic, rural driving, circumstances mean that I stay local ie no more than an hours leisurely (I hope) drive. I've had a quote better than the renewal but it depends on how much I need.Included :-Windscreen cover Uninsured driver promise Courtesy car while your car is repaired by an approved…
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Alicante Car Hire - check your Credit Card works!
Just back from Spain with my extended family. At Centauro Car Rental in Alicante Airport terminal we had 3 separate bookings and we all have hire car excess (from MSE recommendation) and therefore declined the comprehensive insurance policies. One of the guys provided his credit card to cover the €1400 block that was…
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Gifts out of regular income ending
If I were to gift £30k out of my surplus income once every year and I did this for say 5 years running and then year 6 I couldn't afford to do it anymore due to a change of circumstances would the previous 5 years be disallowed or would the £30k pa still be exempt from IHT
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🌞 Happy Days in our Golden Years 🌞
Just over a year has passed since the final entry of my last
diary. A whole year of no debts and no
mortgage 😁 We
are semi-retired, using our private pensions to cover the cost of bread and
butter and running our own business part-time to put jam on it. You’d think I could do without a money saving
diary in those…
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Stopping the backsliding… a family of four no longer living beyond their means
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
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Claim Form/CST Law/MET Parking BP South Mimms
Hi, I received a PCN for an overstay at South Mimms BP service station in September 2021. My POPLA appeal was rejected & have ignored all of the subsequent correspondence. The claim for dated the 7th December was delivered on Monday the 18th! I will file an acknowledgement of service & would appreciate any assistance in…
