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Are we STILL to be sitting tight waiting on Halifax reward payouts or should it be dealt with by now
Finding inconsistent entries. There's myself & 4 other family members. All of us have 3 accounts with the exception of one person who has 2. All accounts get dealt with the same. I know this because I'm the one who does it & I do it all at the same time (not literally but in the same sitting). £500 payment, £2k credit (I…
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Totally stuck house sale
We are selling our house and buying another. No chain either side. We are ready to exchange on our purchase but the sale is totally stuck. The buyers solicitors have said they have not had satisfactory responses to questions but refuse to clarify which responses they are not happy with. Our solicitors say they have…
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ID Phone contract to end of month- get new sim only early ?
My ID contract is not due to finish to 28th November - leaving now means £62 fee. The lebara deal on MSE is due to finish this week £3.45 month 5gb. Can I sign up to that now, and when they send the sim not use it till 29th November when the ID runs out . I could get the PAC code now as it lasts 30 days. I need to keep my…
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Moving on
Welcome to my new thread: my old one is here: Cherry takes the reins — MoneySavingExpert Forum and my very old one is here: Coffee and chocolate — MoneySavingExpert Forum Quite a lot changed in 2023, and now it's time to move on. I left the job and career path I'd followed for many years and don't feel I can or should go…
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Progressive Building Society - 7% Reg Saver?
Posting a specific thread on this as the general RegSav thread is too busy and thriving for me to follow easily. Hope that's ok. I have an RS with Progressive BS and think I'm only getting 5.5% But I had an email from them which was showcasing a 7% RS. I had to "Make an enquiry" as it doesn't seem to be an account I can…
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UC compliance interview Husband did not disclose savings and he’s now been found out
Please help me .I am broken .Married with a joint Uc claim and I didn’t know husband had savings over 16k an investment with the bank . i logged into the Uc account to see he had been invvited for a compliance interview and that’s when he disclosed to me he had savings . i am dealing with the betrayal and also worried…
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Is this a scam or do I have to pay it back?
Benefit agency are asking me to pay this back allegedly. How do I check it's real? And why am I paying anything back? Shall I google the number then call? [Image redacted for personal information by Forum Team]
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Drawdown @ 55
Hi I am just seeking some advice regarding making a drawdown on my private pension. I reached 55 in January and I am wondering if need financial advice to draw on the pension as I think my provider states that if I drawdown the rest of the funds need transferring? Is this something people are confident to manage…
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Claim 12 months rent if your Landlord failed to comply regarding licenced rentals.
Around London, in recent years, councils have begun to get landlords to pay a lot of money to get a licence before they can rent out a property. Failing to get property rental licenses is in the news; last night, we were discussing this. I looked up a London Borough's website, and this is what they say, see below. (I…
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New VAT number scam
After setting up a new company I created a government gateway account to register for vat. A month after receiving the number by post I tried to add it the my gateway account. ”already registered to another gateway account” Apparently the numbers are being intercepted somewhere and you can add them to any gateway account!…
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New build home purchase
Hi I’m buying a new build home and it is advertised as freehold. However on my solicitors financial statement there is a cost against ‘freehold property with leasehold title fee’. Is that another money making scheme? I didn’t have to pay that on my last house?
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The Second Purse Thread
Hello everyone, I’ve been thinking of reviving the Second Purse Challenge
for a while and a post by @Frugalistamama spurred me on. For those who don’t know about this way of grocery budgeting,
I’ve linked the original posting by @Mothership below. I intend to set aside £30 of my monthly food budget to look
for bargains to…
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Don't hit me with those negative waves Moriarity
I have lurked for a long time on this forum, then joined and lurked (and lurked some more). Maybe should have gone with an Adams family reference for the title but ho hum I'm here now. I think I'm ready to start a diary even though I've had one running through my head for months as I had my light bulb moment back in…
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Savings/investment DDs and debit card deposits- An updated list
Welcome to this thread. I have decided to create this thread to provide a regularly updated list of savings and investment accounts that can be paid into by direct debit and/or debit card for the purposes of satisfying the various bank switching offers and reward accounts that are available. This thread is intended to be a…
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2025 Fashion On The Ration Challenge
(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". We use the original, 1942, clothing rations.) ---------…
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Spendy Wendy to Saver Savvy
After lurking for what seems an age, I have finally created an account and started to interact this forum :) For years I feel that we have been flying by the seat of our pants, not planning in advance, using savings and investments to pay for holidays and other luxuries and just not really having control on our finances.…
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The Frugal Hearth: Stories of Simple Living and Living Well
Hello, and welcome, one and all to my new debt free diary! My Journey I started my old diary at the beginning of 2020, a couple of months before the pandemic hit the UK and we went into lockdown. That diary can be found here…
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HELP I need a website
Hi All - I need help. My wife has set up a new business called The Taste Experience and I am trying to help her out. She knows the basics like Word etc on the computer and I used to help her by building a website for her, but because I had viral meningitis years ago I cannot remember what I have to do and what one is…
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Energy supplier rewards and referral schemes
Hi everyone We've just published a new guide on Energy supplier rewards and referral schemes and we'd love to hear your feedback. If you haven’t already, join the forum to reply. Thanks for your help, MSE Clare
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Garden, but no garden.
As a cash buying, no chain buyer, I have been attempting to purchase a particular vacant property since the beginning of July 2025. I understand the sellerto be a housing association. Whilst an unusual property, in that it has been altered, it was advertised with a rear garden (albeit currently a paved slab area). At the…
