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State/private pensions
Hi, When both of my parents have died what happens to their pensions do they just stop? Thanks
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Charged twice for usage when switching provider
I switched from Utilities Warehouse to Octopus. I have smart meters and also took a photo of the meter reading on the morning I switched. I have now received a final bill from Utilities and been charged £10 + for electricity after I switched. Octopus have also charged me for this usage. I have been back to both Companies…
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Is Vida Bank secure?
I've opened an ISA with Vida Bank ready to transfer in another ISA. They have sent me a letter to authorise my linked account and the instructions say to visit their website at www.vidasavings.co.uk. I have tried this on Chrome, Edge and Norton browser and all three come up with a message stating that the website is Not…
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31.25% April 2026 Price Increase from O2
Hi all, got an email last week from O2 about their annual price rise, which am sure many of you also had. Great wording (not) "From April 2026, your airtime plan will now be increasing by £2.50 instead of £1.80." Main point of this isn't about the £2.50 increase, it's the % it represents of 31.25%! Unsure of the fixed…
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Income protection and pre-existing conditions
Hi all, Does anyone know of any trustworthy income protection insurers or insurance brokers that can provide at least some income protection for pre-existing medical conditions? It seems some do, but I am struggling to find them without calling up insurance companies or being compelled to complete an online quote. Sincere…
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The 365 Day 1p Challenge 2025
This challenge has been running for a number of years and is so popular I have agreed to run it again in 2025. If you wish to join please post on this thread and I will allocate you a number which should be quoted when you update on your progress. You can do this either using cash in a jar or virtually by transferring to a…
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Weekly Flylady Thread 3 November 2025
Welcome to the weekly Flylady Thread. What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole…
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Companies Without Savings Apps
Following on from my 13th payment project ( https://forums.moneysavingexpert.com/discussion/comment/80737194#Comment_80737194?utm_source=community-search&utm_medium=organic-search&utm_term=13th+payment+ ) here is a list I've been working on for longer. Building Societies: BeverleyBuckinghamshireChorleyDarlingtonDudleyEarl…
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QDR letter regarding alleged 5 year old infringement
I've received a text message with a link to a portal. On logging in the letter is actually addressed to my wife for her car based on a parking issue from over 5 years ago. We moved house in the August of that year. We don't recall receiving any communication before that. What should I do here? [Image removed by Forum Team]
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NYX Tesco £1 payments from my bank account
Anyone else seen this recently?Just noticed an NYX Tesco payment of £1.00 twice when I shopped and filled up with fuel at the superstore and garage four days ago but not when I shopped at the Tesco Express near home. Both times I paid using my iPhone. I've looked back to last month, and NYX Tesco does not occur.
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MSE News: Your Experian credit score might be about to drop
Credit reference agency Experian will soon give you a credit score out of 1,250, instead of the current 999, it has announced. Yet, while your Experian credit score's likely to drop as a result of the change, this WON'T affect the underlying data on your credit report – and it's that data (not your score) that lenders use…
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Paying SIPP charges
Does anyone know if I can pay charges from a personal bank account when the SIPP is funded from a business (limited company) account ?
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I’m being asked to pay two solicitors
Strange situation - wanted to instruct a smallish firm of solicitors for purchase of leasehold flat. They advised they can’t deal with Building Safety Act aspect so would refer me to another. They took £270 on account over phone but now second form quoted me £2300 for purchase conveyancing and want £400 on account. i…
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Dell Inspiron laptop power supply failure rate?
My partner bought a Dell Inspiron 3510 laptop in March 2022. The original power supply started to fail March this year after 3 years. It wouldn't charge the battery and the light on the supply didn't come on at all. However, if the supply was left unplugged for a few minutes it worked again for a number of days and then…
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Solar/Battery/ASHP/EV - what should I get?
Hi, I want to save money on my energy consumption. I could virtue signal about carbon footprint and, whilst that may be an additional benefit, it’s all about the £££. My ideal scenario is that someone else pays, eg the government but, as that looks unlikely, my next best option would be for any monthly repayments for the…
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Fund Selection
I wanted to try to set out the process that I go through
when I’m looking to add a fund to my portfolio but it became too lengthy to be
useful. Instead, I decided to set out some of the key actions that I go through
in the hope that others will point out important steps that I have overlooked
and will contribute…
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House buyer - red ash
Hi got my eye on a house and the vendor has shared there was red ash in the flooring however in 2023 whole ground floor renovation completed and certified with also insulation added. Is there going to be issue for mortgage and other than asking for the certificate what else do I need to ensure? Also there is a loft…
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Is Support for Mortgage Interest a good thing
Hi, I have been offered SMI but not sure if to take it or not. I would like to hear people's opinions. I am worried that when I come to sell the house then I would be paying back a lot more than I would if I kept my mortgage. Because I have been accepted and need to decide if to carry on with it, I am being asked if I want…
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Norstat how to contact them?
Does anyone know how to contact Norstat as been trying to send them a message via the contact page on their website and after trying to send it keep getting a error message saying The website encountered an unexpected error. Please try again later. its been like that for a couple of weeks and it seems that they are trying…
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2025 Mortgage-Free Wannabes
MFW 2025 - The annual challenge for everyone who would like to track their mortgage overpayments, mortgage payments, or even house-related savings. Feel free to join any time throughout the year. A very warm welcome to the Mortgage Free Wannabe 2025 thread! <3 Over the last few years, this challenge has been providing…
