Recent Discussions

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…

My mother died two years ago. She owned a buy to let, which as her executor I had to manage until it could be sold. I've recently checked my credit score which used to be perfect, and it's gone down by more than 20% and that appears to be because that property, which was sold six months ago, remains linked to me for the…

Hi, Our current Candy tumble dryer has given up the ghost. Looking for a replacement with a budget up to £350. The main thing we use the tumble dryer for is bath towels and bedding, everything else dry's on an Airer. With us speed is more important than eco so looking for something that would dry 4 bath towels in under an…

Hi I am looking to take an extended sabbatical (1-2 years) which probably lead into early retirement at 52 years. I was planning to take this March /April next year. Before I give any notice to my employer and I am currently still receiving a salary. Is there anything one recommends that should be applied for or…

Good morning, Looking to bed and ISA and minimise time out of market. I've already got the cash in my S&S so can execute the trades at the same time. However, I'm selling a fund (VAATTT) with Scottish Widows and buying ETF (FWRG) with T212. So I'm looking for valuation points for VAATTT; I'm guessing it's at the end of…

Looking for someone savvy with poor credit and first time buyers specifically in Scotland. I have an active DMP with a debt management company. Debt accrued due to change in circumstances over a year or two rather than long term poor financial management. I have the opportunity to offer a partial settlement to become debt…

I got this fine twice. I went into the Burger King/Cafe Nero parking area. I parked up for 5 mins but then I had to make a pickup from the airport so I had to leave. After I did the pickup I entered not to park but to go through the drive through The Burger King got my order wrong and so I had to drive in again 5 mins…

Booked a holiday in Spain for 15 days. Touring. We are couple. Taking gadgets with us Macbook £600 (used), tablet £300 (used), 2 camera (£970 + £500 both new) and our two phones (£300 x 2). Total £2,970. I notice that our monthly bank travel insurance does not cover our gadgets adequately. Single article limit Some…

Hi All I have been sent an invoice for charging at the holiday inn at Preston , it's the exact same location as reported in this thread https://forums.moneysavingexpert.com/discussion/6626741/pcn-from-parking-eye-from-holiday-inn-preston-south-company-car/p3 On this occasion the driver coudn't leave the vehical while…

I live in Scotland . Been a member of Halifax for as long as I can remember . Recently they took over bank of Scotland and all Halifax members in Scotland were meant to be transferred to bank of Scotland . Every time I sign in I still sign in with Halifax log in and never accepted visa or credit cards from bank of Scotland…

Hello everyone and welcome to our shiny new Cross Stitch and Craft Cafe 2026 thread! Please do join us in sharing your makes, your successes and your WIPs - we love to see what everyone is working on. My 2026 list to follow! Coxy xx

Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…

We’re currently trying to decide on our next house purchase and would really value some advice from people who have been in a similar situation. We’re a family of 5 and are looking to upsize from our current home. Ideally, our next move will be our forever home. We're torn between: 1. An older property that may need…

A three-year challenge for all of those who are want to pay down their mortgage (or save for house-related expenses) over a longer time period than MFW. First of all, a huge thank you to trix-a-belle who ran the 4 and 5 iterations of this challenge, inspiring many of us to stay on track (and becoming mortgage-free…

There is a famous Latin quote: "Quis custodiet ipsos custodes?" - which translates as "Who is guarding the guards themselves?"Or to put in this particular context - who is reviewing the reviewers?Most of the posts in this forum about TrustPilot seem to raise questions about whether TrustPilot is pressured or influenced by…

Good morning! So thought it was time I started a diary so I can keep track of progress we have made. Bought our home in 2019 with a £240000 mortgage. Consistently overpaid £100 a month for the last 4 years and now starting to tackle the mortgage seriously, we are able to overpay around £600 a month so we are clearing 2…

Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…

TalkTalk took over my landline account from Shell Energy in July 2024. I make no outgoing calls from the landline. I received a letter from TalkTalk dated 16/09/26 telling me: new account number next bill will look different "there are no changes to how much you pay" When my next bill arrived, the total is £2.75 higher…

Hi, Could anyone please confirm whether it's possible (or not) to to log in to Barclaycard online banking without use of the mobile app? To access online banking currently I enter my customer number (online) and then receive a notification in the Barclaycard App on my phone which I approve and then I can view my account…

Hi everyone, My family and I recently tried to fly from Naples to Manchester. We were refused boarding, evidently because of an error with our booking - our two year old daughter was booked as an 'object' rather than having the seat that a two-year old should have (I accept there may be some things lost in translation…