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Can you use pay in lieu of notice to make a personal pension contribution
Hi, I have been made redundant from 30th April 2026 because the company is closing. In additional to a redundancy payment, I will receive around £11,000 gross which is made up of my usual salary for the month, pay in lieu of notice and holiday pay. I will not be doing any further work from this date so this will be my…
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Sky to hike broadband and TV prices from April – you've got 30 days to check if you can switch, save
Millions of Sky TV, broadband and home phone customers will see prices rise from 1 April, the telecoms giant announced on Wednesday 18 February. If you're a broadband and/or home phone customer, you've got 30 days from being notified to cancel penalty-free. For TV customers, your rights depend on the exact service you have…
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MSE Forum Poll: What contactless spending limit would you be comfortable with?
From today (Thursday 19th March 2026) the Financial Conduct Authority is changing the rules on contactless spending, removing the £100 limit. Instead, banks and payment providers will be able to set their own thresholds. Some banks already allow their customers to set an individual limit for those who felt £100 was too…
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OBservices Parking and DCB LEGAL court claim
HiI am new to this forum. I received a letter from DCBL, dated 24th September 2025, saying 'Notice of Debt Recovery - Unpaid Parking Charge £170.00' relating to a parking charge 21.04.2022. The letter reads 'we previously wrote to you at a different address but did not receive a response. We therefore utilised a tracing…
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Profile Pensions annual fee?
Morning, everyone 🙂 I'd like to ask kindly anyone of Profile Pensions users, as I consider starting my private pension with them and still trying to find answers for whatever puzzles me.. Their annual fee is 0,82-0,86% with all the aspects included (ongoing investment advice as well) - but WHEN during a year do they…
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Help with defence following EV charging PCN poor signage - DCB
Hi, I am hopeful I can get some advice following a PCN I was sent following an incident September 2024. Situation: I had parked to charge my EV in the correct bay. I charged my vehicle for just over 1hr and then left. There were no obvious signs around the charging site indicating parking on the site was to be paid for in…
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UKCPS, MOORSIDE LEGAL court claim
Reading the forum, it seems they are new to this scam and dont appear on the success stories thread, so i thought id shate and follow others also being chased by them. Am about to send the email copied from post 2 of the newbies saying i will defend, confirming my address but not saying why. Is this right? I did…
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UKPC "Vehicle parked on yellow lines/hatched area" PCN
Hi. We have received this PCN through. Our daughter works at Next in Preston and my wife went to pick her up after her shift. When she arrived, there where no parking spaces free, so she pulled onto the hatched area to wait as a car was reversing out of a space. She was there for 1 minute and 16 seconds before pulling into…
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How long for funds transferred to be received in an ISA
I recently arranged a transfer of a Trading 212 Cash ISA to a Hargreaves Lansdown Stocks and Shares ISA. Trading sent me an email last Friday (13th March) at 09:53 to say the transfer was complete. Checking the Trading ISA showed that the balance was nil. Same for the HL one. However, I've just checked again now and the…
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credit card debts and terminal brain cancer diagnosis help!
Hello, My husband has several credit cards but has just been diagnosed with terminal cancer. Is there any standard letters out there that I can send to get the interest stopped or attempt to write off the debt? We have no assets or estate, no life insurance etc. I am in the midst of applying for PIP housing benefit etc for…
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Claim papers received, please help I am confused
Hello, I got a claim and really need support. I used this forum in the successfully but it seems I did everything wrong as I now received the small claims paperwork. I am panicking please help. I read the newbies thread but am really confused and afraid to proceed on my own. The worst bit is that everything is in the name…
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Refund of postage costs
Hopefully a quick one, I ordered an item from Very and paid £5.99 next day delivery. Within a few minutes I attempted to cancel the order and the system didn't allow it. I refused delivery of item and it went back to Very. I have been refunded less £5.99 and am trying to find out what the rules are for refunding when…
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Where do I take this??
I bought a new cooker online and had it the next day. Brilliant. However, a part its needing is missing. I've message this company since January who reply instantly and say they'll message the manufacturer to get this missing part sent out. First I'll have it in 3 days then weeks later, 5 - 10 days. Its now been two weeks.…
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Openreach - Moving a Pole
I’m building a house on my land and have run into an issue with an Openreach pole route that crosses the plot. I’d appreciate any advice from anyone who has dealt with similar situations. Openreach currently have four poles crossing my land. One of them (Pole 3) sits directly where the house foundation to go — it’s…
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Euro Car Parks PCN and BWLegal collection letter
Hi everyone, i wanted to ask for some help with this please. I parked in a pay and display where parking with a disabled badge should be free, and received a ticket. I went to appeal and show my badge but it couldn’t find my PCN and I forgot about it over Christmas due to being a moron who can’t think about more than one…
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Help! Rent-a-Roof Solar Panel Dilemma
Hi. I’ve been house-hunting and found a great property – but with rent-a-roof solar panels. I’ve read lots that says “don’t buy”, but Freetricity advise this lease only has six years left (just over 20yrs in total). I’d hope not to be selling onwards during this time, so I’m not considering the expense of a buy-out. I need…
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Challenging Council Tax Band Solely On Price?
Hi everyone, Apologies if this is in the wrong area of the form I’m really new. I’ve read Martin’s article on challenging your council tax band. But I wanted to get some clarification if anyone can help. I live on an estate in Yorkshire that was built around 2005. The estate has a few different house types, all builds…
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Curtain runners
Where can I get some more Karpol track runners with clips like this?
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Energy Consumption Reduction excercise
Hi All, There is a lot in the news with regards energy prices so thought I would note down the findings of both my old and recent exercises performed to reduce electric consumption. Back in July 2022 the cost of electric doubled and we were averaging 14 kWh of Electric per day. The estimated bill was surprisingly high, so…
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Few questions about choosing next tariff
Hi all, My current tariff is coming to an end, which is the Loyal Octopus 12m Fixed April 2025 v1 and I am trying to find the best thing to do in terms of choosing my next move. The cheapest option available to stay with Octopus will see my annual bill increase by a projected £153, however I am looking at moving to Outfox…
