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Aviva home insurance – kitchen still a mess 2 years on
Hi all, I’d really appreciate some advice and to hear from anyone with similar experiences. I’ve had a long-running home insurance claim with Aviva after an escape of water which damaged my kitchen. Their appointed contractor, Premier Property Services (PPS), started but never finished the job, and I’ve been left with a…
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Napier, B W Legal court claim 2025
Hi, I was meeting a friend in Northfield and pulled in to a Napier carpark. I found out 5 minutes later I was at the wrong carpark so left. When I met my friend she said she had got a parking ticket from that carpark before so I called to find out the grace period. I was told it was 5 minutes but I had been there 7…
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Stopping the backsliding… a family of four no longer living beyond their means
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
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DCB Legal ECP claim 2026
Hello, This is the third letter I’ve had for this ‘offence’ which I cannot recall 3 years ago. Not sure why this has taken over a week to be delivered. This letter says it’s a letter of claim but also states that I should ‘deal with this as a matter of urgency to avoid a claim being made’…. Which one is it!?
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Seeking a review of our appeal to Landowner after UPE and TNC LOI
Morning everyone, newbie here please be gentle. Im just looking for someone to review our complaint to the landowner, we received an NTK (late) then Outstanding PCN as usual and now a Notice of Intention. Cost has gone from £60 to £170 as I read when I first ignored the NTK. My complaint to the landowner is as follows: "I…
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Renault Battery Lease Hostage
Hi All, Ideally I'm after advice or suggestions. We own a second hand, 10yr old Renault Zoe with a leased battery. We're fed up of paying for repairs to the car, the suspension in particular breaks at least every 6 months and now the electrics are going. It needs scrapping, but before you do that you have to get out of the…
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Who's at fault?
This is in relation to an NHS pension. I started working late 1980s but didn't contribute to NHS pension. I had a private pension which was 'sold' and purchased some years of NHS pension. The date this was meant to take me to was Jan 1992. I have correspondence from NHS pensions quoting that date but they now say that the…
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Vendor Buying The Freehold First
Good morning everyone, I have had an offer accepted on a house. The house is currently a 900+ year leasehold and sits on a freehold. The freehold is owned by a well known Estate in North Wales. My offer was conditional on the vendor purchasing the freehold. I don't want to purchase a leasehold. The vendor's freehold…
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Can Google Maps display the road speed limit?
As heading. Wee i10 uses Google Maps as its SatNav, and it's very good (even receives messages from other users re cops and accidents...). One thing it doesn't currently do is display the speed limit of the road you are on. Yes, I know that's your responsibility, and no I wouldn't 'rely' on it, but it's a very useful…
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Off on a holiday of a lifetime but just had skin cancer diagnosis
Hi, So in 6 weeks time I'm off to The Maldives to celebrate my 25th wedding anniversary. Last week I had a dermatologist confirm I have a basal cell carcinoma on my face. She said it was ok to wait until I return from the trip to have it removed. My worry is regarding travel insurance (already in place). If I tell them,…
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Income to the estate during admin period
I keep seeing posts here that all interest / income to the estate during the administration period is taxable with no personal allowance. Could someone please confirm ISA’s remain in the tax free wrapper for 3 years and 1 day or until executor cashes them in, whichever comes first, so do not need to be declared & no tax…
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Starting (again). My mortgage-free journey took a detour
I am re-stating a diary of sorts because I feel I am at a genuine fork in the road and this type of diary really helped me early on when I was just starting my MFW journey years ago. In summer 2025 I was around five to six years away from being mortgage free. That was based on regular overpayments and the possibility of…
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The Royal Mint - Great British Treasure Hunt
https://www.royalmint.com/treasure-hunt If anyone has purchased the coin to take part in the further quests and needs help with solving the riddles etc. Please post below:-
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PCN for missing a digit in location code :(
Hi There, I am writing to ask for advice on recent PCN I received taking my partner's elderly mother shopping. The incident happened this morning Friday 06th Feb at around 11am. I had parked my car into a car park space on the street off Kentish Town Road. I had parked here to bring her to the pharmacy to collect her…
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Octopus Fixed Tariffs 2026
Octopus 12M Fixed January 2026 v1 Is now current offering. Mostly increased I think.
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Spar Unwanted vouchers / voucher requests
If you have won a spot prize on the Spar Spin To Win competition, https://forums.moneysavingexpert.com/discussion/6491301/e-01-01-win-10-000-spar-spin-to-win-daily-prizes#latest, which you do not want please feel free to post the voucher here including what the voucher is for.
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Fuse Energy & OFTM Reviews please ⚡️
Do you use Fuse Energy? What do think? How is the customer service? The App? Billing? Please let me hear your reviews. I've read the previous threads, Trust pilot etc. I'd like to hear from current or previous users. I'd also like to hear the same about Outfox the Market? It's time for me to divorce 🐙 It's been a long time…
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Insurance definition of an injury?
Our dog has had a small lump on her ear and we showed it to our vet a few years ago, they tested a sample and said it was best to leave it but if it got bigger it might need to be removed. Recently it quickly got bigger and seemed inflamed so we told the vet to remove it, all done and we paid just over £1000. We put a…
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Fiver Friday Challenge 2026
Hello all, Welcome to the Fiver Friday Challenge for 2026. Each Friday I will put away £5 into a separate account and if I stick to it will have £260 by the end of 2026. I did this in 2025 and found the little and often approach really worked towards this goal. Who is in for 2026?! Coxy
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Old Style Daily Friday 06 February 2026
Morning all. I'll be back tomorrow. Hugs to all.
