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On-grid domestic battery storage
Hello! Right, as discussed elsewhere, battery storage for self generation (typically PV) is interesting (to some), and gathering momentum in the UK. So here's a thread to discuss it, and watch it develop. I've called it on-grid, as off-grid is so much more specialised. And domestic as commercial scale storage, or grid…
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SMART PARKING, DCB LEGAL court claim
Hi there, long story short I stayed at a hotel over 3 years ago. I got a parking ticket for the hotel. Tried to complain to the hotel but they were useless and didn't resolve anything. I ignored the debt collectors letters, then silence. Now I've started getting DCBL letters and now a LOC. I don't have any record of the…
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BT Broadband Warning: Incompetent and Contemptuous
A warning for anyone considering BT Broadband: We have had a contract with BT Business for many years for our home telephone and broadband. In September 2025 I applied to switch to “full fibre” broadband, which I was told was available for my property. 6 months later and after about 4 visits from different engineers, and 2…
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ASHP design and BUS eligibility
We're starting the process of looking at the options for getting rid of the stinky oil boiler and stupidly small oil tank, and talking to ASHP installers. As we're planning on getting rid of the boiler, we've recently been running it as low as possible, and working on getting it delivering continuous low(ish) heat rather…
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Staircasing for £nil valuation - cladding hangover - advice please
I'd like some advice on the following situation please as I can't find the same anywhere else - not even Mr Google seems to be able to help with this situation: Background Shared Ownership owner of 30% share (SO). 70% owned by a Housing Association (HA). In early-2019, SO finds out building covered in non-compliant…
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Timescale to move from SIPP to drawdown AC with Hargreaves Lansdown?
Has anyone submitted an application to HL recently to move money from their SIPP account to their drawdown account? I am trying to get an estimate of the timescale it is taking. I made an application on 6th Nov, got a confirmation email saying 20 working days. That has now passed and I have messaged and called them for an…
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Can a Lender Legally do this?
Hello, My younger brother took out a unsecured loan for £2368 from a high street bank at 6.4% Interest rate over 36 months agreement. However my younger brother lost his part time job and no longer can afford the monthly payments and the lender registered a default on his credit report but the lender registered the amount…
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MSE News: Base rate held at 3.75% – here's what it means for you and when it might change
The Bank of England has once more held the base rate at 3.75%. We explain why, the latest predictions for when it might change, plus what it means for your mortgage and savings… Read the full story: https://www.moneysavingexpert.com/news/2026/03/base-rate-held/ If you haven’t already, join the forum to reply.
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New Solar & Battery Install
We are fortunate to have had a small cash windfall. Having discussed solar/batteries with a sell builder/house renovator friend we trust, we have decided now is the time to install solar panels and batteries as; we use approx 4500kWh electricity a year (we have a hot tub we use April/May-Sept/Oct); our gas boiler is 13 yrs…
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Alpha EPA under Capita
As we all know, there are bigger fish to fry at Capita HQ right now... But I'm just noting that I don't have my annual renewal letter for EPA. The EPA page, here, still states: The cost of buying an EPA is fixed each scheme year, but will change from year to year. We will automatically renew your EPA and write to you in…
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Reading as a cheap hobby
Reading needn't cost anything if you live within walking distance of a library or get a free bus pass. Libraries often put on free activities for children, too. If you're lucky, your local library will be warm and have some cosy armchairs. Some libraries will allow laptops so that students can work on projects and…
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April price cap. What reduction?
I've just received my email from Utility Warehouse setting out the revised unit rates from April 1st for the price capped Value Economy 7 electricity only tariff I am on. This has been trailed widely as likely to lead to a 6 to 9 percent reduction in bills; Not for everyone it seems, my cost will actually increase by 3%.…
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Moorside Legal (UKCPS) N1SDT Claim form - Please help :)
Hi all, I’m really hoping someone can help because I’m getting quite worried about a court claim I’ve received from Moorside Legal. I was the registered keeper of the vehicle back in 2022, but I was not the driver. The car only stopped briefly the driver didn’t get out and it was a weekend when all the surrounding…
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Apple watch and fall detection
Before we start - yes, latest OS versions. Now aside from "it hasn't been set up", is there a reason as to why once set up & the person falls wearing an apple watch, it DOESN'T alert someone notified? This was one of the reasons we got our mother an AW. Found out yesterday that she took a tumble last week. As per, she…
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Pension sharing annex - no solicitor
I started proceedings for a divorce in 2021. I have been awarded 33.3% of my ex husbands pension. I don't have a pension as I was a SAHM. No other assets. I've been asked to send the Pension sharing annex by my exes pension company so they can release the funds. I have looked at the form and I don't understand some of the…
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New message on unpaid items?
I mainly only do BIN listings with immediate payment and have it set up so even on some of my offers they need to pay if I accept an offer. However one buyer managed to offer, I accepted and they didn't pay - very annoying. It's been a while since I've had an unpaid but the message this time is different. After 4 days it…
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Invested my redundancy payout in a new kitchen, to be then told getting divorce and I need to leave
Hi bit of a tough one for me here however we were going up and down for a while, have 2 kids together and mortgage I am the primary owner and wife is part time and childcare mostly (which is absolutely fine), however I Got made redundant and we seemed to be going on right track, done therapy etc paid for new kitchen on…
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Struggling with debt? Ask a stepchange debt adviser a question
If you need help with your debts, this is the thread for you. This is a new thread, as the old one was getting a tad long. Trained advisers from StepChange Debt Charity are here and waiting to answer your debt questions. They're a friendly bunch so please don't be shy! There are three ways to get in touch: 1 - Simply post…
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Divorce settlement - chargeback on property
I am in the early stages of divorce with my partner and are working on the consent order. Things are mostly amicable, there's no fault, and we are using a fixed fee service for this rather than using individual solicitors. Of course, we've ran into a stumbling block regarding money. Our family home is worth an estimated…
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Export tariffs - FIT, SEG, Octopus Outgoing Agile
I was a Green Network Energy (GNE) customer and have just emerged from the transfer to EDF as Supplier of Last Resort (SoLR). I still need to get my GNE closing bill but my EDF account is fully functional, which has let me sign up for smart meters (don't all shout at once). One of the questions EDF asked was whether I…
