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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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CEL in-house claim, Defended
Hi, thanks for help in advance. @Coupon-mad and others I am at the stage of building my defence after completing acknowledgement of service via MCOL. Here is the POC… Correct me if I'm wrong. I understand I'm to use paragraph 3 from the CEL v Chan due to no mention of breach, and then everything else from the main thread.…
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Fake Card generators
There is any number of fake credit/debit card generator sites – that, supposedly allow you to create a fake card number to use on “dodgy” and “non dodgy” free trials etc I have never found one of these numbers that works….. I was wondering what the forum thought about doing this ? What is the legality of trying this ?
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MSE News: Lidl shopper? You now need to earn points to get 'freebies' and money-off coupons
Under Lidl's revamped loyalty scheme, which launched today (Tuesday 5 May), you now earn points for each pound spent, which you can either convert into money-off coupons or use to claim 'freebies'. But Lidl shoppers say they may now need to spend £10s or even £100s more to earn similar discounts to those they'd earn under…
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Returning VW after clearing 50% of car value
Hi, I would like to return my car to VW. VW financial services stay I can. I am 3 years into a 4 year term and I have cleared 50% of the purchase price. The car is in great condition. No damage internally or externally. Certainly not to my eye but I appreciate the assessor will find micro stone chippings etc. Has anybody…
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Gladstones / PREMIER PARKING ENFORCEMENT LTD
Thought I would share my journey but also, what do you think defence wise? Parking ticket issued for approximately 5 minutes 58 seconds, driver does not leave the car, passenger does, and then returns. I was not the driver, he (passenger) was reading the sign and then left, writing was very small and he is elderly. In…
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Natwest are a joke (imo)
As above, recently my wife died and i needed to close her accounts natwest and barclays both had less than 10k in them, barclays was all done within 45minutes and my wifes money was transfered to an account of my choice, Natwest almost 3 weeks later have still not completed the closure. Natwest yesterday i went into my…
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Fuse energy
Interested in real life experience of using Fuse Energy please. My fixed deal with Octopus ends next month and their renewal offer has considerably increased rates, so I am looking around for alternatives. Via a comparison site Fuse energy looks like a good option so I thought I would take a look at their website and…
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Default CCJ filed against me and Court Letters sent to wrong address
Hi Guys, So just last Thursday I discovered that I had a default CCJ lodged against me. The only reason I knew about this was due to a debt recovery agency sending a postal letter to me. At once I started to do my research and write up my Witness Statement as well as my Order. Address A - Haven't lived in there for 2…
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Where is this MSE article?
On the National Consumer Service (aka Consumer Action Group) home page there is a banner which links to this MSE article - Parcel protection insurance | MSE - but when I look for that article myself on the MSE site I can't find it. I'd expect it to be somewhere under Complain & Reclaim > Shopping & Consumer Rights but i…
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MSE News: On disability benefits? You could save £100s on water bills from 2027 with WaterSure
More people with disabilities will qualify for a cap on their water bills from next year, the Government has announced. The plans will see the existing WaterSure discount scheme expanded to cover an additional 53,000 households getting certain benefits in England and Wales. Here's what you need to know… Read the full…
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SEO Cashback Site
Hello you very wonderful and intelligent people that make up this forum. I sincerely hope everything is going well for you. I am going to be setting up a small cashback based site on a purchased script. Where users can complete affiliate offers for monetary pay-outs. I please wondered for SEO what are the aspects i should…
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Non-clone towns south of Birmingham
Any interesting places to visit for a bit of shopping and tourism that aren't clone towns in the south? Clone towns are ones where it's just all the same chain shops and nothing much unique, like 99% of places in the UK.
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Security deposits on holiday accommodation
Hi Martin I was watching your holiday special show last week and thought of a question that hopefully you can help with. I am planning road trip in Canada next year with hotel stops in 7 different destinations. Each place advise that they will require a credit card to take a security deposit of between 250 - 500 Canadian…
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NEW GUIDE: Tricks for managing your online subscriptions
We've put together a guide to help you stay on top of those pesky online subscriptions puncturing dozens of holes in your pocket every month. We tell you about your online subscription rights, the art of cancellation bluffing, and free trackers to help you manage it all each month.…
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NS&I premium bonds reply after bereavement
Anyone know how long NS&I are taking to respond to online form filling for a bereavement. I did this eight weeks ago and have heard absolutely nothing. Not even an acknowledgement. In a panic after getting no acknowledgement I phoned up a few days after doing the online bit and spoke to someone who said they did not send…
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How to buy a house for son with disabilities
Our money is mainly in our home. We have about 40k in savings. Otherwise we live on our state pensions and a small income from airbnb. We have 2 adult sons, one with autism who can’t work and is on PIP and ESA. His housing is very insecure and we have decided we would like to buy him a house nearer us and his brother. The…
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Trying to get update on State Pension application but can't get past security!
I am acting on behalf of my dad (he is a UK citizen). He reached state pension age whilst living abroad (he did not work or claim any benefits whilst he was there). He arrived back in the UK three months ago and has been living with me since. About two months ago we started his state pension application. As he did not…
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IHD stopped showing electrical use/mini not showing gas.
As title really, smart meter installed (Landis+Gyr E470 type 5424) 4 years ago.has worked fine, since a few days ago the IHD screen now only show gas usage (Chameleon) so what have I done ? how to fix. Now by chance I have just got my Octopus mini set up & that's not showing gas, am I just unlucky…
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Back billing rule
we moved in our property in 2023 and at the time, didn’t know who our energy supplier was. We didn’t get any letters or bills addressed to us personally or even to”the occupier”. fast forward 3 years later and OVO have sent us a whole 3 years worth of bills back dated. All estimates readings and have said this is the…
