-
ISA transfer experiences
My most recent experiences. First the bad and the ugly: * Monument to Santander. The request had to be made on paper, which I handed in to a friendly Santander employee in Branch. 6 weeks later, there had been nil progress as the form apparently "didn't reach the right department" (in Santander). This means I missed out on…
-
Salty living room wall?
Noticed what looks like salty deposits on our living room wall near the window. It's literally the only place in the whole of the living room that has this. More info... Our living room is a damp area. 2015 we had this treated. The walls were taken back to brick, Soverign products were used. Chemical washes, tanking slurry…
-
Becoming debt neutral - a long haul!!
I'm starting a diary here as I have decided that I want to start focusing properly on becoming debt neutral. I have been thinking about it for a while now and started the process a couple of months ago but feel that it's the right time to start a diary to help keep me on track as I have a horrible habit of spending…
-
Trinity Estates
Hi, I wondered how I could go about looking to remove trinity estates from managing our small development. Is this even possible? I am currently engaging with neighbours to understand their thoughts on it too but I would like to understand if this is an option? Thank you in advance for any advice
-
A thread of Pictures of parking firm NTKs
Notice to Keepers: ACE Security Services POFA-ish https://forums.moneysavingexpert.com/discussion/comment/80623847/#Comment_80623847 AM Parking by 'PCS' (DR Plus) non-POFA & for £120 https://forums.moneysavingexpert.com/discussion/comment/81498278/#Comment_81498278 ANPR 365 Ltd non-POFA…
-
Advice on future investments
Hi All, I am in the fortunate position to have come into £300K. I work full time and earn £80K per year. I have a rental income of £1,180 per month (after costs) and my partner earns around £12,500 per year too. We don't have any debts or mortgage. I currently don't have any ISAs. Our monthly costs (which include still…
-
DCB/DCB Legal - advice needed
I have received the
various bits of correspondence over the last few months from, DCB and now DCB
legal regarding 2 parking fines from over 2 years ago, which I never received from
the original parking firm because they went to my old address after I had moved. I have refused to pay
the fines because I totally dispute…
-
New SNUG rates
Great to see the off peak staying the same
-
Are we expecting the BOE Base Rate to drop to 3.5% on the 5th February 2026?
Potential for 3.5% by year end?
-
Fuse Energy & OFTM Reviews please ⚡️
Do you use Fuse Energy? What do think? How is the customer service? The App? Billing? Please let me hear your reviews. I've read the previous threads, Trust pilot etc. I'd like to hear from current or previous users. I'd also like to hear the same about Outfox the Market? It's time for me to divorce 🐙 It's been a long time…
-
The second hurdle - Nichelette v the huge mortgage
Hello! I thought I would start a new diary as we attack the second phase of our mortgage... In Jan 2019 we bought our first (lovely, but little) house for 320k with a 10% deposit. South east prices :s . With the fees we began our journey with a mortgage of £289,500 over 30 years. To be honest, whilst it was affordable to…
-
SLLM (Single Lady Large Mortgage)
Hello all SLLM - single ladies with large mortgages or single ladies who have previously had large mortgages or single laddies in the process of getting a large mortgage! So if you are a lady and own your own house then yes this is for you. Yes I could not resist it any longer. Ladies large mortgage is a loose term so if…
-
*** Urgent help ***
Hello I got a PCN in Sept. (Euro car parks). Due to life etc it slipped my mind. Let me briefly describe. It's 3 hours free parking. I parked and returned to my car after around 30 mins. Car battery dead. Called breakdown service who said it would be tomorrow now. So I left the car and returned the following morning. Rac…
-
UKCPS PoFA received - behind Leeds Railway station
Hi, I have read the NEWBIE forum/posts and I am still unsure on how to appeal this, or if I even should! I received the below PoFA (NOT non-PoFA, which is confusing me based on reading other threads...) on 17/12 for stopping on the yellow lines behind Leeds Railway station/opposite the multi-storey on 10/12. They have 3…
-
CP Plus Ltd - Nexus - Parking Charge Notice
Good day Forumites and other Newbies! Just want to say I've really found your forum useful, but think it's time I get some help. I use a company car and our fleet team forwarded me a parking charge notice from "GroupNexus" that was received on 31/10/2025. The thing is I was out of the country when the alleged parking…
-
Topcashback Not Paying
I have been with Topcashback for a few years but now losing faith. I submitted a claim 11 months ago which was a significant claim for TUI (it was a good cashback offer possibly too good) Just before christmas it was declined stating a number of possible reasons why it was declined including clearing browsers /using other…
-
Cheapest way to upgrade from Office 2016 pro plus
I understand that MS has decided that my Office 2016 pro plus lifetime licence (NOT on-line) is too old and has stopped providing updates. So I need to upgradeWhat's the cheapest (acceptable) way to upgrade to Office 2024 pro plus (lifetime licence) - again NOT on-line ?Groupon ?Any downsides to this version ?
-
Octopus Snug and clock issues
Hi, we have just gone over to Snug tariff. Things have not been going too well. I look after my elderly, unwell Mum, in a house which gets cold in Winter. We have been enjoying the benefits of 9p per Kwh at cheap rate, but now the clock, controlled by Octopus and our SMETS2 meter, has gone wrong! The heating has been…
-
Complex Leak in system after Heat Pump Install
Hi, I thought I would look here to get some information, as I seem to be going round in circles with Octopus. Last December I had a Daikin heat pump installed through Octopus, it was a painful process to get that far but I was excited when it went in. Since then though it's really not been smooth sailing. I noticed almost…
-
Indigo flight delay compensation
we got caught up in the massive Indian Indigo flight chaos and wish to claim compensation but the company website is not helpful. We were due to catch a flight from goa to Mumbai on the 4th Dec. I had email that night saying my flight had been changed to later that night which was unacceptable as we had other flight to…
