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Beat My Quote! Travel Agents Thread
What’s this about? This is a special thread where you can ask all the Travel Agents and MoneySavers who frequent this board to beat a holiday quote you have and get personalised replies. The idea is to see if someone can beat a quote for a specific holiday; not just a general price. So you need an exact quote. E.g. "I've…
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MoneyFarm cash ISA
This provider was on MSE best rate variable rate ISA last week but hasn’t appeared this week I was wondering if anyone has had any dealings with this investment company[ I am calling it this as from all I have read it is not a bank ] It is covered by the FSCS and has a good rate of 4.42%’
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Dangers of BNPL
There is an article in yesterday's NY Times about the dangers of Buy Now Pay later. I know it is based on the American financial system but I am sure some of the tactics used by the BNPL companies will be universal. The comments are interesting, especially those ones where the article's author has replied to the comment. I…
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Can a faulty meter correct itself?
I changed my supplier They took the 1st reading from the smart meter and 1 four months later. It then stopped sending readings I submitted a reading 12 months later and the usage had been in line with my historical usage. 7 weeks later I tried to submit a reading which it refused to accept. I later found it showed usage of…
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Do I really need a Executors Account
Hello, I am currently needing a bank account to put money into. My understanding is that you don't need an Executors Account, but to just keep money separate in a different current account? Some background: The estate is quite large at about 800K and there are four beneficiaries including myself and only one executor.…
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Away From The Madding Crowd
Hello and welcome to my little part of this wonderful MSE
community. For almost 10 years I have read
the contents of various forums seeking advice and inspiration regarding a
multitude of subjects. The help and
knowledge that I have gained cannot be underestimated and there are literally
too many people to thank…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Smart Overstay
Hi guys, my sisters had one from Smart for an overstay at a McDonalds.. She bumped into an old friend and got chatting whilst their kids played on the tablets they have in there. The ntk doesnt even specify any contravention or why the charge was issued, it just states location, arrival time, departure time, duration of…
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In specie Sipp transfer
I’ve requested a transfer from Charles Stanley direct to AJ Bell, it contains crystallised and uncrystallised funds - there are only two investments, HSBC ftse All world index inc. and Royal London Short term money market fund inc. plus a few hundred in cash - CSD charge £180 + £10 per investment for the transfer out but…
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Promo Code For Belfast City Airport
Anyone know a current working discount code for car parking please?
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Recommendations for alternative bank - HSBC requiring phone app
Hi there HSBC are ceasing use of their physical secure keys - and now require mobile app use. I had my accounts hacked when my phone was stolen last year - so have zero trust in the security of the phone apps. I'm therefore looking to switch banks. I'm looking for both personal and business services - and ones that don't…
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Revitive Circulation boosters
I am interested in buying one - to help mobility problems caused by knees ! 1. Do they genuinely work ? 2. Which model is best ? 3. Where is the cheapest place to buy from ?
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Hastings Direct Advice needed please!
My wife recently took out car insurance with Hastings Direct you drive for a black box policy. Shortly after and within a week she changed her mind and decided to renew with her existing provider instead and cancel the Hastings direct policy. They cancelled the policy but told her she had to pay a £20 non refundable…
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Smart Parking - DCBL - 28/12/2021
Hoping for some help with my situation. Received my first letter from DCBL 22nd May 2025 - with the classic final notice £160 outstanding narrative. The original fine was dated 28/12/2021 for parking in Havens Bank Retail Park Exeter (which has glowing online reviews). Reason for fine : Insufficient paid time. Never…
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PCN Court Claim DCBL
Hi, I received this claim forms this morning regarding a PCN that was issued in 2022. I have a picture of the sign on the car park from that time which i've attached. These signs werent changed until around 2023-24. I think they may not be compliant. An email was sent to DCBL in June stating the driver details, and these…
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What to do with £100,000
I sold some land recently for £100,000. I had planned to pay what I could of this into my pension, but my pension is an ancient with profits policy administered by Pheonix Life, and they have told me the policy is closed to new business and I can’t pay in a lump sum (even though I still pay in monthly). I have just turned…
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Stuck in Caravan sale! Pls help!
So my mum bought a caravan, 39k brand spanker.. without liaising with any of my siblings or me. Now, shes locked in a 67k loan for the caravan. Id like to get your advice on how I can make it pay for itsself and get it set up on her behalf. Not looking to make a profit more just to get her out of the !!!!!! hole shes dug…
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Barclaycard Rewards
Just received email from Barclaycard We’re relaunching our Barclaycard Cashback Rewards service in the app and changing the name to Barclays Cashback Rewards. Keep an eye on your inbox for more news and updates soon. Wonder what other changes are in the pipeline beyond the name change ?
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Not exactly parking - Euro Car Parks
So i just received a notice to keeper for an overstay after hours in a sainsburys car park . I was there from just past midnight and stayed over 30 mintues .. apparently the limit is 10 minutes. BUT .. I was actually teaching my 18 year old son to drive so we never actually PARKED . Im guessing though that just staying on…
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Should I receive P45 now even if an ex gratia payment still owing?
Hello, I was made redundant last month. I negotiated a slightly bigger settlement agreement than standard redundancy. We agreed the ex gratia bit of the settlement would be paid in 2 parts, one the end of October (along with my notice period pay and standard redundancy pay), in my final payslip, and the second ex gratia…
