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Automatic transfer from savings account to current account - how to do?
At present we are with NatWest, with which we just have our joint current account and an ISA. We do all our banking online via the app. We would like to open a savings account of some kind, from which we can transfer each month a set amount into our current account. Is this possible?
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POFA 2012 and on site attendants, hand taken photo evidence.
A question that is relevant to a recent NTK I received that references POFA 2012: Does POFA 2012 keeper liability still apply if the car park had an onsite attendant who took photo evidence of the parking infringement and could have challenged or identified the driver at the time if they chose to? The photo evidence on the…
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DCB Legal Letter of Claim query
Hi there, I'm helping my mum deal with this case from the 11th August 2021. They received a letter of claim form giving 30 days etc, I read through the newbies post and it says not to reply using the online form but to email which I've done, however reading through other posts it seems most of the time they disregard this…
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UKPC
I have recently lost an appeal to POPLA on a UK PC fine for being over a white line on an almost empty car park. Their judgement is as follows and it is still my view that whilst the signs, 8ft up, stated that over staying 3 hours is subject to a fine, there is no clear evidence that parking over a white line is…
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Octopus Octoplus free summer energy sessions don't forget to sign up
If you haven't received an email pop to your octopus account on a Web browser and you should see a sign me up button there or on the octopus section. 1st session tomorrow
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LoC from BW Legal received via UKCPM
Greetings everyone and hope all is well. First and foremost, thanks in advance to anyone who might be able to help, it’s greatly appreciated. After collecting a gift from a friends estate where I’ve been to and parked numerous times before without penalty, it was to my surprise to receive a pcn from ukcpm for not having a…
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Not dropping Santa down the chimney!: 2025 Santa, Shoebox & Life Chit,Chat,Chunter! ALL welcome....
Welcome to the shiny new thread which has a slightly different title and I have just updated the date! Now 2025 Santa's Challenge was set up by Mum2one some years ago but sadly she hasn't posted on this forum for a couple of years, so now we are on our own. We remember her, her Mum and daughter with fondness and hope that…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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FIXED CASH ISA
I have a Fixed Cash ISA due to mature shortly. I also have another Fixed Cash ISA with another provider which gives better interest (better than anything you can get today) and doesn't mature til July next year. Am I allowed to transfer the ISA due to mature to the one with a better rate?
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Flexiloan balance transfer
Hi I have several credit cards I want to balance transfer to a 0% credit card. I also have a flexiloan with HSBC which I was hoping to transfer to a credit card as well. Does anyone know if a 0% balance transfer credit card deal who will transfer the flexiloan as well?? Thanks
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2025 Fashion On The Ration Challenge
(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". We use the original, 1942, clothing rations.) ---------…
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Debt, Diet and Decluttering - The Lifetime Diary
Does anyone else get the urge to sort every single issue in their life at the same time, get totally overwhelmed then bury their head in the sand or is that just me? I can't just focus on one thing at a time, my brain will not allow it so here I am again tackling the following; * Pay off £7,450.68 - Lloyds CC * Pay off…
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Fit watch?
I walk, thats the extent of my exercise, walk and hike Now I usually just use the free version of Map My Walk on my iPhone as it basically does what I need, speed, distance, calories etc. But last weekend I did a charity marathon and A - the free version didnt give me the break downs I was looking for and B -it was a pain…
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PCN not found until two months after it was sent as we were away from home
I'm in a situation where I am unsure what the best course of action is. On 17.6.25 a PCN was posted for a supposed incident on 11.6.25 (£100 but reduced to £60 if paid within 14 days) On 4.11.25 a PCN -"notice before further action" was posted (£100 demanded) On 18.7.25 an "Action Needed" letter was posted (threatening…
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Octopus Agile
Is Octopus Agile worth changing to if all you can change to cheap hours is dishwasher and washing machine
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Parents Have Already Engaged with DRP and ECP. What now?
Hi everyone, I've gone through what I think is relevant in the newbie posts and read through some other mentions of ECP and DRP to see if I can get an answer there. It may be me thinking my problem is solely unique which it probably isn't but I just need to double check here. The short story is my mum received a letter…
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Vegan Storecupboard Challenge 2024
It's back!! 😁 ETA: This challenge is about using up what you have in your storecupboard and freezers to make vegan meals and save money on groceries! Link to last year's challenge: https://forums.moneysavingexpert.com/discussion/6413148/2023-vegan-storecupboard-challenge/p1 Following a massive deep clean of my food…
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Couldn’t cancel digital subscription to Deliciously Ella
I signed up for free 7 day trial with Deliciously Ella last Saturday afternoon. I tried to cancel last night (Friday night) clicked on cancel subscription on the website and app several times and then tried to delete my account. I didn’t feel confident that it had happened so emailed them. The money was taken from my…
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Can I make my PCP any cheaper? Does any company do interest only loans?
Took out PCP for 24k, 10k GMFV, GMFV due August 2029. 9% Overpaid loan by 14k, 10k GMFV left, paying monthly interest of around £74 which will equate to 3.5k and then pay 10k in 2029 (probably trade in) Can I get this 3.5k halved to by finding a better rate than 9%, I presume not....I do not want to take out a money…
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Instant pot is it worth it?
Instant pots are half price right now and I'm tempted but also worrying about whether it will be worth the initial outlay to save energy costs when cooking? Does anyone have one? What types of things do you cook n it?
