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Struggling with debt? Ask a stepchange debt adviser a question
If you need help with your debts, this is the thread for you. This is a new thread, as the old one was getting a tad long. Trained advisers from StepChange Debt Charity are here and waiting to answer your debt questions. They're a friendly bunch so please don't be shy! There are three ways to get in touch: 1 - Simply post…
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Divorce settlement - chargeback on property
I am in the early stages of divorce with my partner and are working on the consent order. Things are mostly amicable, there's no fault, and we are using a fixed fee service for this rather than using individual solicitors. Of course, we've ran into a stumbling block regarding money. Our family home is worth an estimated…
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Export tariffs - FIT, SEG, Octopus Outgoing Agile
I was a Green Network Energy (GNE) customer and have just emerged from the transfer to EDF as Supplier of Last Resort (SoLR). I still need to get my GNE closing bill but my EDF account is fully functional, which has let me sign up for smart meters (don't all shout at once). One of the questions EDF asked was whether I…
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£5m medical cover - is this enough for Spain?
Just in the process of buying travel insurance for a 7 day holiday to Majorca. I have got a quote for medical cover of 5m. The next level up of medical cover (10m) is an extra £25. Is 5m enough coverage or 10m excessive? I honestly have no idea what is recommended. Also, I read that to board the plane you have to provide…
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Found an Old Share Certificate for US company
I have a share certificate, 5 shares for Agilent Technologies. I got this years ago as I had a small number of HP shares when Agilent was born. I'd like to ask if you know how I could cash this in. A letter that is with it mentions Harris bank Thanks
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Unable to use discount code box on GoWallpaper ltd
Hi, Not sure if this is the correct board admin, so move to the correct if needed. For the life of me i cannot locate on their checkout page, a box where you can add codes. I have gone right through to the page where you enter card details & still cannot see one. If any of you knowledgeable people can tell me how to do or…
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Three years to get debt free
Morning, I have had a diary on here before but had to close it down. I am a single mum with an 8 year old DD. I have found myself in debt since the age of 18 when I went to university and have been in it ever since. I decided to change this in 2017 and then found myself a single parent in 2018 and having to attain more…
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Tomato Energy (Electric Only Supplier) - Too Good To Be True ?
Looking at Tomato Energy for our electric only property. They are offering 12M FIXED Tariffs which are based on your chosen lifestyle - with Daily Standing Charge as low as 40.82p The tariff Im looking at gives me a Unit Rate of; 00:00 to 06:00 = 5.00p 06:00 to 09:30 = 23.16p 09:30 to 11:30 = 13.37p 11:30 to 22:00 = 23.16p…
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The Frugal Hearth: Stories of Simple Living and Living Well
Hello, and welcome, one and all to my new debt free diary! My Journey I started my old diary at the beginning of 2020, a couple of months before the pandemic hit the UK and we went into lockdown. That diary can be found here…
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Could my lender pull my offer post exchange?
Seeing posts of lenders, especially Nationwide, pulling offers pre or even post exchange due to the rising interest rates, without reason and due to it being baked in their T&Cs they're able to do so. Just saw a post on reddit of someone having Nationwide pull their offer for no reason (could be fraud, but saw so many…
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PayPal+
The benifits of the gold level are pretty good but it requires you to spend 25k which is out of reach for me as normal spending even over a few years. Is there some hack to it? Is there a way to pay yourself and it be eligable spending? I have the money available in savings to do it but it's just if paying by the linked…
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Spectos/Royal Mail Monitoring and Posting Panel
After 600 pages of discussion on the Royal Mail Monitoring and Postal Panel thread, it seems like the time has come for a new thread to be created. Not because any of the discussion there is redundant (far from it) but because the contract for running the survey will shortly be passing from Kantar to Spectos (in…
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Nationwide Flexdirect Account
I have a Nationwide Bank account, which I am mostly happy with, however one small gripe is whenever I or someone transfers money to another Nationwide account it only shows the sort code and account number. I phoned them up to see if I was doing something wrong and they stated that I wasn't. So I guess I just have to put…
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DCB Legal - Letter of Claim on Behalf of Parking Eye
Hi there, I received the letter of claim dated 22nd December 2025 (For a parking fine on date 20/06/2020). Attached is the letter. Please help me with the next steps. I already paid DCB legal £340 pounds in the past as they managed to issue a County Claim related to another parking fine. I don't want to pay them a single…
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Amazon account hacked, account closed
Hi, I'm going to cut a long story short but... On 1st March I had notifications from Amazon re 3 orders for €150 gift cards which I hadn't ordered. It seemed my Amazon was hacked, changed into a business account and then 3 lots of gift cards ordered through amazon.es. The first two went through, the third was stopped by my…
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Everi overcharging for item I’d posted with pre-paid label
As per the title I sold a Slendertone toning belt which weighed less than 1kg. I bought a label from eBay and sent it off. I’ve now received an email from everi that I’ve incurred an extra charge of £3.48 as the courier has said that the item weighed 3.48kg. This is clearly a lie. is there a link or place on Evri’s website…
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They won't cancel my order
I ordered some wall lights from Tradesuperstoreonline (wish I'd checked the reviews first as now I have they look awful, with so many people having issues!) I know this bit is my fault, but I somehow didn't see the shipping (£19.99) and taxes (£19.71) that were added on - I suspect they weren't very visible but admittedly…
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Will / trust
My dad has recently passed away and I am confused about the will. Mum and dad had mirror wills. They were tenants in common. Mum died in 2018 and left her share of the home in trust for 3 daughters (all over 18 / left home) with dad having a life interest to remain living in the property. Her residuary estate passed to…
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Europarks Letter of Claim Higher Bridge Street Bolton
Hi Everyone I would appreciate some advice regarding a parking fine from Europarks in Bolton. The alleged offence was February 2025 and I have had a Final reminder on 16th Jan and a letter of claim sent 22nd Jan this year. The parking amchine wqas very unclear and I thought I had paid, this appeal got rejected. It seems…
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First car for daughter
Hi Folks My daughter will be finishing university this summer and in the process of choosing her first car. Can you give any advice regarding make/model? Thank You
