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Make Me A Winner - General Chat
Instead of bumping the Make Me A Winner thread, https://forums.moneysavingexpert.com/discussion/6539715/e-19-07-3pm-win-make-me-a-winner-20-free-entries-via-phone/p1?new=1, with needless chat about getting calls from someone other than the station and answering the phone with the phrase "Make Me A Wiinner" only to find out…
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Can i take over a deceased persons E-on bill?
Sorry for keeping this short and somewhat blunt. I'm struggling. My mother has sadly just passed away and has/is leaving the house to me. However, it turns out she has 2k in debt on her E-on energy. I am scared they will say I have to sell the house to pay for it. I stupidly didn't put my name on the bill but have lived…
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37 years old - My current situation and savings/retirement plan
Hi, I wanted to make this post about the journey I've been on in the last 15 years and how throughout the journey there are many times where I've felt off-track and wondered when will be the day I can see that my saving/retirement planning is beginning to work for me. It is a long thread and is meant to help others who may…
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Claim form only contains initial, not first name.
Hi there,Just wondering if anyone has any guidence. I am helping a friend who has a County Court claim form and she needs to file acknowlegement of service. The claim form and the parking charge notices have all been addressed to her with just Initial and last name. She did appeal initially and acknowledged to being the…
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Parked on yellow lines
Hello My I've got a parking charge notice and I do not think there is any way to get out of it. The problem is the letter date is 25th of December and I just got it yesterday! The "grace period" to pay is already past due! It means instead of £60 they ask me to pay £100 now. Can I appeal that letter took too long to…
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CAN I STILL GET UP TO 25% TAX FREE?
Hi I have been retired for 4 years now, and did not take all my 25% tax free allowance when I started to take monthly payments from this pension scheme. Now that I have reached state pension age, I have stopped taking monthly payments, and would like to know if I can somehow get the remaining 25% tax free allowance which I…
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Pension Sharing Order - Help.
Hi. I have been awarded a pension sharing order as part of my divorce settlement worth £600,000. I currently have no pension of any description and I need to set up a pension fund so that the amount can be credited to it. I have made an appointment with a financial advisor as advised but really I have no idea why it’s all…
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Thoughts and advice please.
Hi all. I need to borrow £2000 for some home improvements. Rather than going down the loan or add it to the mortgage route I'm thinking of withdrawing the cash on an existing credit card and then transferring the balance onto a long 0% balance transfer card, obviously paying it off within the 0% time period. Would this be…
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Save More Spend Less
Hello, Currently have a diary on DWF board, feel this will be a better place to be as I am currently saving for early retirement! We are mortgage and debt free. Mr D has his savings, he is very good at saving, we have joint savings and I am starting to build up my saving after being in debt for most of my adult life. So I…
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Smart Parking unfairly taking me to court via DCBL. Please help!
Hi everyone, Just needed some advice as I have just received a claim from Smart Parking/DCBL over an issue which was no fault of my own. I followed Smart Parkings appeals process and sent an appeal to them on 11/10/2021 via the website (please see attached image for evidence) I am yet to receive any response from them or…
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Heathrow cheapest Hotel & Parking
We are travelling down from North West the day before our flight at 8am from Heathrow so need 1 night stay & parking for our holiday. What are the cheapest options & easiest to reduce my stress as never done this before!
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What motivates agents to make wrongful deductions from a tenancy deposit, what is in it for them?
What motivates a rental agent to persist so hard in making deductions from a tenancy deposit, even when blatantly wrong and maybe even illegal? The agent doesn't get to keep any of the deposit, so what is their motivation? Do they maintain some sort of "successful deposit deductions" statistic they then use to encourage…
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Clarification needed on 90 day SAYE shares to ISA transfer.
Hi all. I am aware that on maturity of my SAYE scheme I am able to transfer some shares directly to my ISA, however cannot find any definative answer as to how the transfer value is determined. The HMRC guidance page explains that the shares must be transferred within 90 days and will count towards my annual £20K limit,…
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Transferring land registry deeds after death with a will trust
We're currently dealing with my late mother's estate where the sole beneficiary is my father (her spouse) and the estate has been treated as an excepted estate. There are no mortgages involved. There is a jointly owner property and a separate solely owned piece of land involved. I'll start with the piece of land, this is…
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Credit card reversal of Direct Debit
Hi All, I am writing on behalf of my wife. She has a credit card Virgin, and was paying it off on 0% regular payments. But last month ( September) she got a email saying that the payment had been missed please make minimum payment. Why the direct debit was cancelled on September we didn’t know we made the required payment…
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Need help from anyone who lives/works in Worthing
Hi all, I had visited Worthing on 19/03 to see a couple of friends and paid for parking. I then received a letter from NCP dated 01/04 claiming I hadn't paid, so I appealed it as I fortunately still had the tickets. However, my appeal was rejected as they claim I hadn't paid enough! I'd really like to take a photograph of…
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ECP Weavers Wharf PCN following Premier Inn stay - ticket purchased via Ring Go app
Hi, Following a a stay at the Premier in in Kidderminster I received a PCN from Euro Car Parks despite having bought the correct ticket using the Ring Go app. Before discovering this fantastic site I naively appealed to ECP straight away thinking that their system had not tied up the RingGo payment with the parking…
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PCN taking right turn.
Good afternoon expert, I have received a PCN on 29/10/2025 from Harrow council alleged contravention preforming a prohibited turn - NO Right Turn at Weston Drive at J/W Wetheral Drive. But there was no clear such warning or neither on the road marking. I need your valued expert advice how do I challenge it, please?
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O2 Price Increase April 2026
Hi all, I'm 11 months into a 24m sim only contract with o2. I would like to get a new handset as I don't think my current one will stretch for another 13months, so I'm thinking I might cancel my current contract and get a handset&airtime contract instead. Can I do this and not have to pay the outstanding balance? I've seen…
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Parking Eye Court Claim (In-house)
Hello everyone, first of all thankyou to everyone for all your input it has been quite helpful, I received a Letter Of Claim from Parking Eye on October 2024. I followed the guidance from everyone on here and did the AOC and compiled a Defence following the template off this forum, filled out the DQ and also done the…
