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Moorside legal first letter, no previous correspondence
Hello, So I've received a "letter before claim" from moorside legal on behalf of ukps. An invoice for £170 dated 16/4/26. Genuinely this is the first letter I've received, no previous correspondence from ukps. Problem is I have no idea where our when the PCN occurred. The only info I have is a moorside reference number, my…
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Letter of Claim Moorside Legal?
Hi, hoping someone can advise. My son has had a Letter of Claim from Moorside Legal for £170.00 for National carparks Ltd. There isn't any information on the letter as to where the claim is from, date of the alleged offence etc. There has been no prior communication regarding a parking ticket and my son has no clue as to…
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FUSE UPFRONT PAYMENT TO SWITCH
Email from Martin Lewis 16 April 2026 advising to get an energy fixed deal before they are withdrawn as July cap likely to be 15%. Signed up with FUSE only to find that once i had got to the end of the process, setting up Direct Debit etc., i was asked to xfer £100 as a pre payment (due to credit check red flag) to effect…
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Buy to Let or Stocks & Shares ISA in 2024
Just after some general advice in 2024 as to whether people would lean towards a BTL or Stocks and Shares ISA to try and grow thier savings pot? My partner and I have around 30k in a basic savings account and want to try and accelerate this over the next 3-5 years. Thanks
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Taking the co-tenant to small claims court for rent arrears.
Hi all, I need some advice regarding unpaid rent by a co-tenant. A while ago, I rented a flat with a friend. Both our names were on the letting agreement, and my name was on all the bills. We have decided to split the rent and all the bills 50/50. My friend paid rent to my account with reference “Rent [month]”. After a…
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PIP assessment - advice
Well, I got my assessment tomorrow morning for my PIP and I am nervous as I never applied for PIP in my life, does anyone know what questions they will ask? I give them my medical evidence when I applied online. Also, the call is going to be recorded as the assessor is going to record it and so am I, so I got my back…
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Well that was a short drop in prices...
Thank you Octopus IOG tariff. April Price drop Now informed May increase. So prices re now higher than pre April drop 🤣 Suppose bright side is off peak is a fraction cheaper 😜
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UC housing element rent in advance
Hi all A friend who is on UC has asked me to lend them 6k to pay 6 months rent up front in a new Tennancy She has been told to move by old landlord, and no agency nearby is accepting benefits, however one has stated they can of she pays 6 month up front. Google, AI all say this is fine and she will still be able to claim…
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Lufthansa cuts 20,000 summer flights
One question I have is are these new flights that haven't been scheduled yet or are these already bookable with passengers already on them? If the latter, then presumably passengers can get informed at any time their flight is now cancelled, they get refunded and there is nothing they can do about it ?…
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Switching Supplier
Hi all, I'm looking for a bit of advice please. My current energy deal expires on 1st July 2026, I'm with Eon. I know I can swich suppliers 49 days prior to the 1st July without incurring the early exit fee's, but can I agree to switch providers before the 49 days and still be fee free? For example, in my case the 49 days…
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The Cashback for Bank or Investment Accounts Discussion Thread
What's included in this list? This is a list of cashback offers that might be of interest to forum users, focusing on: * Savings accounts including ISAs; other bank accounts may be included too * Investments including pensions, but note there’s already a related thread on the Pensions board * Offers you can get in addition…
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Post Office Travel Insurance
Purchased Travel insurance from the Post Office, which is underwritten by Collinson Insurance Services Limited.Having filled out the "online claim form" I waited and then followed up by email, only to be sent a claim form in pdf format list of proof of ownership Proof that you own the items you’re claiming for. Of course,…
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Scottish Widows free Regular Investing review.
For anyone who hasn't use Scottish Widows/Iweb free "Regular Investing" yet, I thought a review might be useful. I've used it a few times for mopping up small divis but have noted that SW frequently execute orders very soon after the LSE opens. "Trading the open" can be profitable for experienced traders but comes with…
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Globlinker 2GB/month data "for life"
Anyone else come across the Globlinker 2GB/month free data portable mobile hotspot device? Looks like for £125ish upfront you get a mobile hotspot that includes 2GB data every month for free for life. Is this a scam? Is this based on the presumption 2GB/data will be close to useless in a few years and they are relying on…
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Cash ISA fixed term
I am looking for advice on renewing a fixed rate cash ISA during May 2026. There is not a great deal of difference between 1, 2, 3, 4 and 5 years. However, with war and bank interest I am wondering which way to leap. Can anyone help, giving reasons for the response? At 76 I am not really looking at Stocks & Shares ISA.
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DMP advice please
Hi all. I’m currently looking at setting up a DMP due to the amount of debt I currently have. ( over £60k ) I would just like some advice and help if possible on a few things. Having read a few posts on this forum I’ve set up a new separate bank account and my wages will now be paid into this bank. I’m currently in the…
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Have broadband prices taken a dip in recent times?
My BT broadband has gone up in price. It's now just over £40/month for broadband only. 300mb connection. Thankfully the contract ends in August because I'll be on my way at that price! Just now had a look to see what's out there on offer. MSE show Sky, YouFibre, Virgin, PlusNet all in & around the £20/month marker. Ok a…
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Bought a car from a dealer and discovered several faults. What should I do?
The situation: Bought a car for £8500 from a dealer around 3 weeks ago. Paid £299 on credit card, the rest by bank transfer. Have since discovered several faults I believe were 'pre-existing'. Specifically: The door handle broke within 24 hours. The car battery died within a week (inspection report subsequently showed it…
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Barclays, upto £2500 cash back for a cash, investments, or ISA transfer
https://www.barclays.co.uk/smart-investor/campaign/transfer/?campaign=SI_Email_Acquire_Campaign_email_Premier-2915-competitor_&chnnl=EMC Got an email about this, this morning. Need to transfer over £200k to get the maximum cash back and it’s paid out within 12 weeks after the end of the offer window I think, so around end…
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Wembley retail Park small claims trial
Hello All, I have followed the advice of the newbies forum and it seems we are going to court on 5th May. BW Legal or uk parking patrol limited have submitted their witness statement as have I. The alleged offence is 29 mins overstay in a retail park with a lidl, macdonalds, currys', carpet shop and jd sports and max stay…
