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ESA/ loss of income
I currently get new style esa I'm in the support group. I am going to get personal injury compensation which I understand will not affect my ESA. But I am also going to get past and future loss of income will this affect my ESA? Thank you
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Public sewer
Hello, I'm in the process of purchasing a property and the drainage search has shown that there is a public sewer running through the garden of the property. Have attached the picture from the search here. As you can see, it looks like this runs under where the property has been extended and also slightly across where we…
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Beware the December pay trap!
Yep - here we are again, time for the annual warning thread,,, I'm talking about the "December pay trap" - you know the one, rather than being paid on the last day of the month, or the 28th, "because it's Christmas" your company set up the pay run early - anything from 10 days early. The money lands in your bank account,…
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Newby wanting advice on debts please
This discussion was created from comments split from: Struggling with debt? Ask a stepchange debt adviser a question.
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2025 - 52 Week Envelope Saving Challenge
Save £1378 in 2025! Welcome to the '2025' 52 week envelope savings challenge! This challenge ran the last couple of years and I have been asked to set it up again for 2025. It can really boost your savings pots and help with paying for Christmas, or a family holiday...anything you like really! It can be done wither with…
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Baby steps to mortgage freedom for beanielou.
My first thread on the MFW board!! My mortgage has 6 & 1/2 years left to run. My income seems to decrease more & more & it becomes more & and more of a challange to pay my hefty(to me) mortgage. I have managed an overpayment last month as I got some £££'s unexpectedly. My biggest fear is not being able to pay my mortgage &…
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Euro Parking Services/Gladstones Solicitors - Court Claim (Defence help required)
Hello, my dad received a claim form today and I'm just looking for a few pointers on building his defence. I'll include everything we have so far below. I've already acknowledged the MCOL, I just need to send them the defence. I have my own thread on these forums for my own PCN so I've got a decent idea of what I'm doing…
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Alliance Parking - Appeal Rejected - Medical Emergency
[Image redacted by Forum Team for personal information] Hi I have been reading this forum looking for advice on the above charge I received from Alliance Parking. I thought I would create a new thread so I can check what advice you have that applies to my situation. 1. We paid for 2 hrs parking at Harlyn Bay car park. The…
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Quality Clothing Brand Suggestions- High street or not-so high street...
Hello everyone, It's been many a year since I last posted on the MSE forums! but thought I'd pop back on for some help/ advice. Where would you recommend I look for good quality clothes that will last longer than the things I am purchasing currently? I am a person that doesn't shop much, I hate clothes shopping and only go…
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Is a 9-week delay on a drainage & water search normal?
I’m buying a chain-free leasehold house Mortgage is already approved and the management pack was available at the start, so there were no usual bottlenecks. We were told in late October that the only thing left before we could complete the process was for the seller's solicitor to answer their enquiries. Once this was done…
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ECO 4 heating system grant
Hello MSE friends I guess I’m looking for people with similar experiences and/or how and if it was resolved rather than blind advice but if you think you can add anything that would also be much appreciated. I hope you read on but I’ll do a short and long version Short version We applied for an eco grant based on health…
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10 years to go .... maybe, with a fair wind
Hi, I've been lurking on here for years, but finally decided I should post a diary - more for my own sake than anyone else's!! So a little about me and my house ... I'm a 40 year old single mum with a lively 7 year old son. We live in a fairly ordinary terraced house on the edge of a large northern city, just a close walk…
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On going FA charge (sorry)
I have a small pot of £360k with Prudential that I cashed in 2022. The Pru appointed an FA and he set up a Prufund RM3 and Prufund Planet RM3. It just sits there and I have an annual review that takes about 30 minutes and its the only time he interacts with me. The Pru pay him monthly out of my fund. He has dropped his on…
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Sky stream vs sky Q and HD/UHD
Hi bit of advice pls. I’ve tried googling but get inundated with unhelpful ads or articles plagued with pop ups considering getting sky , primarily to watch premier league football so want sky sports and bt sport (tnt sport as it now calls itself) costed up on sky website and to get both with sky stream is about 60 a month…
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Plodding Along
I've been on here for a good few months now so it's about time I start my own diary. I have been in debt since I was 18 when I got my first credit card and I'm 41 and a half now. The debt has fluctuated over the years with the highest being around the £20k mark, but my head was firmly buried in the sand then. I started to…
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poor service from retailor
I ordered curtains from a well known department store back in September 2024. In November 2024 the curtains were fitted and before the fitter left the curtains came away from the wall. The curtains also covered 20 inches of the windows leaving the room dark. The company agreed to sort out the issue by putting up batons and…
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WARNING: I did not know eBay were doing this.
I recently saw in the eBay community forums that eBay is now giving POSITIVE feedback for your purchase if you do not leave negative or neutral feedback. I called eBay and they confirmed that they do this, they had a script with a convoluted argument justifying it, I asked if somewhere in their computer system the…
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Cashback missing at Virgin Money
Hi, has anyone had cause to complain about missing cashback for purchases made with their debit card on Virgin cashback retail deals? I had a 10% back at Asda for £30+ purchases and it didn't track. Put the missing transaction form in on the app and got a very automated looking reply back saying my card wasn't registered.…
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SDLT Refund
Wonder if anyone could help me help my son. He's abroad just now with dodgy wi-fi so I'm posting on his behalf. Girlfriend and him owned two flats. Bought first in Edinburgh (when they both lived here) and 2 years ago bought a small flat in London (where they both live now) Jointly paid around £22,000 in SDLT at the time.…
