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Moorside Legal
We received 3 PCN’s in a week from a car park in Cornwall in August 2020. We decided to ignore all letters after reading advice on this site. We now have a letter from Moorside Legal and I am worried now that they will take us to court. We have changed address in this time and they have tracked us down. I have no idea what…
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PCN into CCJ - all correspondence to old address.
Hi all, unsure what to do with the following situation. I lived in a flat with a management company looking after the car park. I twice got fined for parking in my own spot but not displaying the pass (spaces were numbered for flats but still had to display a pass). The management company have been useless and refusing to…
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Remortgaging -
Hey everyone I am looking for some advice ahead of a remortage later this year My current fixed deal ends at the end of June and I’m trying to understand what options might realistically be available before speaking to brokers. Here are some details: Property value around £320–330k Mortgage balance roughly £235k Remaining…
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Opening then Closing an ISA account
Hi, I've opened an ISA account but not funded it as I was going to transfer an ISA into it from the current tax year but have changed my mind Does this effect anything in terms of using an allowance provided I haven't put funds into it? I received a subscription certificate from Tesco Bank so I'm concerned I should now use…
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Stellantis Financial Services UK Limited
Hello I am new to the financial mis-selling issues. I have not on but two agreements with Vauxhall Finance/ Stellantis Financial Services UK Limited How do I make a claim?
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Old Style Daily Wednesday 18 March 2026.
Happy Birthday @camelot1001 🎂🎂🎉🎉 and a belated Happy Birthday @snoozer for yesterday.
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Help from Local Authority
Has anyone tried to get help from their local authorities? We live in a rural area with no gas supply so have to rely on heating oil. I have looked at the Crisis and Resilience fund application on our county council website but it is definitely means tested. I thought Ed Milliband said yesterday that it would not be?
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Boils my
The same story as many others ordered oil on 01 March money was taken 02 March had confirmation oil was on the way 03 March. On the 04th I had email asking me to cancel my order ?? Nothing to do with price I’d paid £322 for 500 litres now being quoted over £700 for same amount. We have used boiler juice for about ten years…
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Claim Notice Received DCB L/Parkmaven Ltd
Hi All, I’m hoping someone can help me with preparing a defence for a County Court Claim Form I've recently received from HMCTS regarding a parking charge. I've received the below and gone through the 8 steps so I think I have an idea of what I need to do but just need to make sure I'm doing this right. I have received an…
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What are you making for dinner?
There were problems with the original thread in that it disappeared and could not be reinstated. So a new thread was created and we all started again, unfortunately that thread also seems to have joined it's predecessor. So here's a new one. We need to hear about Suki's lamb casserole and Island Maid is back from Amsterdam…
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2026 Fashion On The Ration Challenge
(The Fashion On The Ration Challenge is about restraining our shopping impulses and buying the clothing we need as well as what we want. As @Laura_Elsewhere said "If this group is about anything, it's about understanding how we buy and what we buy and when we buy...". After some discussion, it was agreed that the 2026…
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Next steps; grip-relaxing bimbling, and avoiding the temptations
Time, I think, to start a new diary. My first was about removing our debts, paying off our mortgage and working towards, and through, the first few years of not working. I don't call it retirement at that point, because a wealth of volunteer activities were taken on or continued, and a number of hobbies aspired to or taken…
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Kitchen makeover / replacement
Our kitchen is looking tired. We are considering three options: Re-fiinishing / repairing / spraying the existing units Replacement doors / drawer fronts Replacing the kitchen entirely but retaining the existing layout We have well established local firms in mind for all three options. Which is the most MSE solution in…
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Octopus temporarily pause new sign up to Intelligent Octopus Flux (IOF) and Flux tariffs
Octopus have temporarily stopped switching / sign ups for their Flux tariffs. The following notice appears on the pages for Flux and IOF: Important: Energy prices are particularly volatile right now, so this tariff is temporarily unavailable. We’ll update this page as soon it’s available again.…
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Octopus April fixed tariff rates email
So now we have it Octopus have now started to send out the new rates to those of us on fixed tariff and explaining how the war is affecting us
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Smart meter not reporting usage - can I claim £40?
Hi all, I reported my gas meter is not providing readings to my supplier (EDF) on February 28th. They replied on March 2nd asking for a photo, which I provided on he same day. I asked for an update two days later (4th) having heard nothing and was told they were waiting to hear back from the relevant department. Today I…
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Lidl app problems
Is anyone else having problems with their coupon plus spend bar on the app? My spend has gone backwards! I shopped there on Monday and I should now have spent enough for the 10% off coupon but it hasn't updated. I checked on the website and it says to wait 48 hours and then contact them if it hadn't sorted itself out. I…
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Octopus Agile
Is Octopus Agile worth changing to if all you can change to cheap hours is dishwasher and washing machine
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MeandO's money-shuffling
Long time member here, sneaking back over from the MFW board... Previous diary here for those that want a back story: Money-shuffling towards mortgage freedom — MoneySavingExpert Forum Although my only debt is now my mortgage I've had to shift my focus from OP'ing to building up my savings instead, so don't really feel at…
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My Battle with The Trade Centre
I purchased a Nissan Qashqai from Trade Centre UK on 29 January 2026 for £13,200, paid through part exchange, credit card, and direct debit. My wife and I were shown a 99‑point safety inspection, which stated the vehicle was in full working order. However, after the sale was completed, we were told there was a “minor”…
