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Here’s where the story ends…
And another way of life begins? Another old tune that’s been stuck in my head this week. No more ninety months for me, aiming for four years from now so forty eight months. I have rejigged my budget as food prices and prices in general have gone up. Hopefully giving myself a reasonable amount to spend will stop me…
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DCB Legal / MET Parking - Claim Form Received for 2021 Parking (Great Cambridge retail park EN1 3FD)
Hi all, Firstly, thank you for creating such a helpful and supportive space — it’s really appreciated, especially when dealing with something as stressful as this! We’ve unfortunately received a claim form (issue date: 23 April 2025) from MET Parking Services Ltd, with DCB Legal Ltd acting on their behalf. The reason given…
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PCN received for driving in a bus lane but issued 16 days after the offence. isn't it 14 day limit?
I took a wrong turn and drove in a bus lane on 6th December, got a ticket from Cov City council for it today 23rd December. The date of notice is 22/12/25 which is 16 days after the offence. Isn't there a rule that they must issue within 2 weeks? If so, what do I need to do to get it cancelled? Thanks
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eToro Cash ISA - any experience?
Has anyone tried the eToro Cash ISA? https://www.etoro.com/investing/cash-isa/ It is currently paying 4.67% variable for 12 months (including a bonus).
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Pension recycling calculation for soon to be retiree
Help required with Pensions recycling rules and allowances. 22/23 £11,695 23/24 £ 8,307 24/25 £ 7,430 25/26 £ 8,533 £77,575
Tax Free Lump Sum taken from Defined Benefit Pension 26/27 to
take early retirement in April 26 27/28 So, Pension payments for previous 2 years from the Lump sum year were decreasing. The max…
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Partial Sipp withdrawal.
Hi. In my 50s working very part time as a self employed gardener. This tax year will likely earn approximately 9k. I have a Sipp with about 250k in it. Would I be correct in assuming I could use my unused portion of my tax code up to £12570 to remove some funds from my Sipp free of tax and park it into an s and s ISA?…
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Cheapest tariffs now non renewable electric
Noticed that on comparisons most of companies now selling non renewable electricity. this seems a recent change and includes eon and British Gas. A real shame :(
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New SIPP with II - Does the £100 offer mean transfer £16,000 or £20,000 net to qualify?
I was planning on opening a new SIPP in January with II anyway and can see that II has an offer that if you transfer £20,000 into your SIPP you qualify for the £100. I know I could contact them to clarify this and I probably will have to for confirmation but wondered if anybody knew whether if I opened a new SIPP with them…
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Can't Find My Fuse Tariff
My Fuse tariff is "Fuse Energy August 2025 Fixed (13m) V5" which is not listed on MSE Energy. Obviously the comparison is pretty useless unless its against the correct unit rate and standing charge. It works fine on Uswitch so maybe MSE don't want my referral money any more ;)
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Lifetime Mortgage
I have sold my house subject to contract. I was viewing new houses in an effort to downsize as my current mortgage has £56,000 outstanding, and was going to port a reduced mortgage to the new property. However, my employer has gone into administration and all staff, including myself, have been made redundant with immediate…
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Making my house a home and my life my own
I am long overdue a new diary as I have just read the first line of my last one. I was married, in my previous house with a much larger mortgage. I hadn’t realised that this was still the same one. I will add all the financial bits and my plans over the coming days, but the title says it all really.
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The Diary Of Onebrokelady Aged 60 And A Half
New Year new diary 😀 erm that's all I've got to say 😂😂
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DCBL on behalf of ECP incorrect reg
Hi Parked in ECP park October '24 and paid fee but entered wrong reg. Appealed showing evidence of payment, rejected early this year. DCBL sent a claim form beginning of July, and I entered defence two days later before finding this forum, just repeated that I'd paid and sent the payment screenshot again. Spoke with them…
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Electric switch terminology - gangs and ways
I'm planning on getting the house rewired and I need to be sure of the terminology. I get that gangs are the number of switches on a plate, and ways are the number of locations a light can be controlled from. However there's one switch I'm not sure how to describe. It's a 2 gang switch and each of the 2 lights that it…
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Customs Fees on Medical Devices
I'm not sure if I've
posted this in the right section, so mods/admin: feel free to move
this post if needed. I ordered a medical
device designed to reduce symptoms of Parkinson's Disease from
abroad. Royal Mail tried delivering it when I was out and left a
card, saying that there is a customs fee to pay (along with a…
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DCB LEGAL RECORD OF PRIVATE PARKING COURT CLAIM DISCONTINUATIONS
A UKPC/DCB Legal pattern is now emerging, the same as the Highview/CP Plus/GroupNexus/DCB Legal pattern that has evidenced itself over the past few weeks. * Court claim issued * Defence completed * Hearing date given * Witness Statement deadline dictated by the court * Phone call from DCB Legal to defendant * Email to…
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Claim Form + extra parking charge added
I am a newbie and hope the forum can help me. This concerns DCB Legal and Smart Parking Ltd and a Claim Form. I have read the newbies thread on the template defence to adapt for all parking cases. Five years ago during the first covid-19 lockdown I parked in a budget hotel car park and received a parking charge notice…
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£2 savers club 2025
Welcome everyone to the £2 savers club for 2025. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
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Saving for Christmas 2025 - £1 a day
The Aim: To save a £1 a day from 1st December 2024 to 30th November 2025. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you. 🎄 Getting ready for Christmas 2025 - save £1 a day challenge 🎄 Also, I just want to say, you don't have to save £1 a day, do…
