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DCA claim
Hi, I recently received a email from the solicitor that they have filed a complaint on my behalf to the finance company. I could not recall appointing this solicitor firm to represent me, however when I contacted them I was told that they received my details and a signature from a claims management company. I remember…
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Parking charge notice
I have received a parking charge notice but I haven't been driving the car on that day actually it was my daughter. On the photos all I can see is car driving on the road there is no any parking display or so .She could come in and leave as many times as she wanted because the only thing I can see is a car on the road no…
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Norton questions
Hello. I have Norton 360 deluxe installed on my PC. It came with the PC as a trial and I renewed it. Over the past few months there have been a few glitches with the PC and I have had offers of add ons from Norton which one or more seem to have sorted the issues out. I probably had a knee jerk reaction to the issues and…
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Solar panel advice
Morning all, I've been thinking about installing solar panels as we need to do some minor roof repairs and will have scaffolding for that (makes sense to do any solar at same time). I'm based on the south coast (hampshire) and we have had the rear extension built now (not showing on Google satellite map yet). The house is…
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Have your say on the future of Competitions Time
Hi Compers, We know the Competitions Time section is a bit special! Features like Checkmarks, Expiry Dates, and Closed Filters have made this space work really well for the way you use it. These tools are currently powered by a custom add-on built just for MSE. Later this year, it's planned to integrate these features…
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Winter Fuel Allowance and HMRC
Can anyone confirm if you have to inform HMRC when you opt out of Winter Fuel Allowance? I have opted out but don’t want to find my tax code altered next year due to DWP not speaking with HMRC. One would expect that two Government departments would share the information but I’m not convinced that will happen!
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Am I paying too much?
I recently moved in with my partner and have been paying rent/board for the past six months. A colleague suggested I review what I’m contributing, as it might be higher than expected considering everything else I pay for in the household. For context: my partner earns about £10k more per year than I do. I currently pay…
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car finance misselling question
Purchased a car in 2008 on finance via the dealer with GE Money, I have all the paperwork etc. GE Money were brought out/Taken over by I think Santander, can I still register a claim? If i can who with what is left of GE Money? or whoever brought that part of the business, in which case can any one confirm who it would be…
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Time to start my race to zero
I've found myself at home, with far too much time available to stew and panic about everything, so I thought I'd tackle that subject I've shoved to the side for quite a while now - the race to get my mortgage balance down to zero. In terms of background, I spent most of my youth from 16 onwards trying to save up and shovel…
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Delays to handover from Capita to Tata of Teachers Pensions
Retired member in Aug 2022, TP have until end of September to raise the affected members' RSS statements. However, a front of house call handler told me this week that there are delays to the handover from Capita to Tata. Does this mean there will be more delays to statements and payments? Does anyone know anything about…
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Intelligent Octopus Go - EV Charging Schedules good, but being charged at peak rate
Hi. I'm on 3-phase supply so it's taken me a while to get a smart meter installed at home, in fact I gave up on British Gas (who kept sending single phase engineers) and moved to Octopus who sorted it quickly. It's a Kaifa meter which I've read means the Octopus Home Mini won't work, so no live readings but I can see usage…
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Remortgage declined because im paid via umbrella
Hello all Im a nurse on ongoing temporary contracts through an agency. Santander didn't like it as soon as they seen Umbrella.co.uk wrote on my payslip. I've had my mortgage with them for 10yrs too. What options do j have please? Im trying to release some equity for a new car
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UC declaring money in bank (rent money)
When updating my savings I will have my rent money in my bank account do I exclude that? the UC AP falls on a Sunday and the rent comes out on the Monday, I was going to update the savings on the Sunday and exclude the rent money as it will be out of my bank on the Monday.
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credit hire car from insurance company
Good afternoon, I have a situation, following a car accident, which I don't know how to proceed with. So, following an accident with our family car, we have been contacted by insurance company to receive a hire car for the time our car is under work. As I understood from all communications way and back with insurance…
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Equity?
Hi I am confused as it seems like my equity in my home isn't going up even when I am making payments. Some background I have 20 years left of on mortgage paying £364.94/month and my mortgage account is 58,617.00. My house is worth 120k. Last month I calculated that my equity would be £61,598 but now I calculate it is…
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Tonluna payout timescale
Does anyone have recent experience to comment on how long Toluna take to pay out to PayPal after a request has been submitted? The Toluna website tells me my request is in process but there is nothing to say how long they take - either that it is at a particular date in the following month or within a specified number of…
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Accident with a motorbike and he is ghosting me
Here is what happened... It was heavy rain at a small roundabout. I indicated right to take the second exit and entered the roundabout. About halfway around, a motorbike came in from the opposite side and we collided. His bike went down and he was thrown, but, thankfully, he got up. I stopped immediately and checked on…
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Halfords Complaint - Advice / Am I correct in next steps
Sorry, It's a bit long. This is the chain of events of an ongoing compliant to Halfords which we have still not had any contact from in over a month regarding the situation - Just generated emails and us chasing for no information. Any advice would be greatly appreciated. We had our car serviced with our Hyundai garage and…
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Refund refused due to excessive wear
Hello, my son (17) bought a pair of climbing shoes for £124 online from a UK store. He tried them at home but they were too small so we sent them back (all within the 14 days). The company are refusing to refund him for the shoes - they have sent photos showing a small amount of writing on the sole of the shoes has rubbed…
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Has anyone used or is familiar with MyLastWill?
Back in August I took out an insurance policy via Howden (https://www.howdenlifeandhealth.co.uk/free-will) and received a voucher to get a free 'Single Will' or two 'Mirror
Wills' (£80-£130 value), along with on-line and telephone support via a provider called MyLastWill (https://www.mylastwill.co.uk). I've tried looking…
