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UKPA - Moorside legal - Money claim online
Hi everyone. Worked on a building site in metoer retail park, derby, last year. single road going through with an entrance/exit each end and main car park to the left, building site fenced off to the public and no parking signage put up within the confines of the building site. ANPR on entry and exit of the road, not the…
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Tayna Battery warranty
Right - like buses - another one from me after years of nothing 😂 5 years ago I bought a Varta car battery from Tayna - I went for the upsale as it had the 5 year warranty. Fast forward before Xmas the battery was struggling to start the car after 24 hours. No drains etc. put it on trickle charge over night was ok in the…
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Check Santander Edge Saver 12 month bonus has come to an end
Many will have opened a Santander Edge Saver (SES) just over 12 months ago @7%, 2.5% of which was a 12 month bonus. The 12 months is up which means your bonus will end and your interest will drop to 4.5%.The available SES has an interest rate of 6% including a 12 month bonus of 1.5%.To achieve another 12 months of 1.5%…
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Settled at mediation but letter has no details how to pay
Hi, Settled at mediation last week for £40 with Euro Car Parks. Letter provided by mediation service has no details on how to pay ECP!? Please help.
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Should PIN be sent by default?
I've had about 10 cards delivered in the last couple of months, every time the card & PIN has arrived in the same delivery. As many use apps and most of them you can get the PIN that way, wouldn't it be better in you need a PIN you can request it after card arrives.
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Not our debt
We recently received a debt letter from bwlegal who acquired the debt from JC International Acquisition on behalf of EE. We have never used EE and when we called bwlegal, they told us the original debt was for somebody at a different address but with my husbands name. We were advised to contact the police for a crn. They…
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Can I Embark on Equity Release with this Problem?
Hope someone can help! Bit of backstory…. My ex-wife and I have been divorced for fourteen years but never really settled financially. At the time of divorce, we owned two properties. A property 200 miles away in Dorset that my mother lived in, and was in my ex-wife’s name (for tax purposes), and is now worth £200k…
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Live in carers
Does anyone have experience of this type of service? MIL has Alzheimer's and we're looking at what options are available. Social services have assessed her needs and she can go into a care home but that leaves FIL at home, with his own needs. I'm wondering if it's possible for her to stay at home but with a live in carer?…
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My Citroen C5 2023 keeps pairing with my Honor phone Grrrrrrrr
My Citroen C5 2023 keeps pairing with my Honor phone Grrrrrrrr I've master reset all my phone connections and switched off my phone Master reset the Citroen radio which wipes all Bluetooth connections Deleted the Citroen app from my phone Left the car off overnight When I switch on my phone, start the car the Citroen keeps…
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Drawdown Planner Spreadsheet
Hi All, Does anyone know where i can get (or share) a drawdown planner, I've looked at many online but they seem fairly basic and cannot be customised for individual circumstances, plus quite a few don't not allow for inflationary effects, other income or income variation. I'm happy to pay for something that works. The…
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**NEWBIES!! PRIVATE PARKING TICKET? OLD OR NEW? **READ THESE FAQS FIRST!** Thankyou!
:) WELCOME! :) HOW TO BEAT A PRIVATE PCN: BY APPEAL, COMPLAINT, OR DEFENCE. BEFORE YOU USE THE FORUM, IF YOU ARE NOT SURE HOW TO USE IT, CLICK HERE Forum Introduction Guide DO NOT USE YOUR REAL NAME AS YOUR USERNAME IF YOU POST A THREAD: https://forums.moneysavingexpert.com/discussion/5532696 FAQS FIRST. NO THREAD IS…
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DMP advice please
Hi all. I’m currently looking at setting up a DMP due to the amount of debt I currently have. ( over £60k ) I would just like some advice and help if possible on a few things. Having read a few posts on this forum I’ve set up a new separate bank account and my wages will now be paid into this bank. I’m currently in the…
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HBO max/Sky can't activate.
As in title I have Sky Q Signature, cinema and sports package but every time I go to activate using qr code and then mysky app it says I am to quick or something like that and to refresh the page. I am using my sky email address and don't have hbo account although I Amazon prime. I have looked at sky help but I still keep…
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Smart Parking / DCB Legal claim (Aug 2023) - no recollection of NTK, POFA para 4 query
Hi all, I've read the NEWBIES thread and several recent Smart Parking / DCB Legal claim threads, including Micky2022's defence, and would appreciate some guidance before I finalise my defence. Timeline 28 August 2023 – Alleged parking event. 9 February 2024 – Credit Style tracing letter asking me to confirm my…
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Shawbrook Bank - how do they get away with it?
I had a 1 year ISA, maturing on 10th April 2026. In March they asked me what I wanted to do with the funds. As they didn't have any decent rates I informed them, with 30 days notice, that I would be transferring all of the funds out of the ISA on maturity. The ISA transfer was pending for 30 days. I would have thought a…
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(PCN) & again, DCBL debt collection letter
I have been here before with Highview/NEXUS and DCBL - that ran for a while and, unsurprisingly they pulled out about 2 weeks prior to the arranged court date. https://forums.moneysavingexpert.com/discussion/6444684/pcn-private-car-park-highview-already-at-debt-collector-stage/p1 I am back again in surprisingly similar…
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1% challenge 2023
Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…
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Certificate of Structural Adequacy after Subsidence
Who’s had experience of getting buildings insurance cover with these at reasonable rates? If so were you actually asked to submit them or did you get the cover simply by declaring that you had one and weren’t actually asked to submit a copy? In my experience the latter is more common now as with AI underwriting there is no…
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Smart Meter Issues After Switch
We moved our energy from Octopus to EON Next on March 19th, I have an EV so it was Important to get a decent overnight tarrif and with the events in Iran I was looking for a fixed rate and this fit the bill. A couple of days after the switch I noticed the smart meter was still showing the Octopus details and tariff. This…
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Bristol Airport Charge Notice
The owner of the vehicle was issued a Charge Notice for 46) Stopping in a Zone Area where stopping is Prohibited. Images below. Unfortunately, due to the lack of a decent postal service the notice arrived after the 14 days to pay the reduced charge. Is there a way of disputing this charge altogether? Appreciate that there…
