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Parking ticket issued by Smart Parking scum bags
I got a ticket from these underhand idiots who are BPA members: Smart Parking Ltd www.smartparking.com I'll post my appeal to them and then secondly include an update of what happened (or lack of) more recently: APPEAL I have received your letter regarding my parking in the mail on the 4th of August. You record that,…
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With OVO waiting for the crash?
Investigating whether to wait of switch seems to show that to wait and let OFGEM inform me of my new supplier is not a big deal and the new company takes on the service and my credit. Has anyone a different experience of their Electric company failing and being switched? I've been looking at E.on and Sainsbury (seem to be…
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Smart Export Guarantee while on an OVO Fixed Tariff
I have invested in a 8kW of solar panels with a Tesla Powerwall 3 set up that will be installed next week. Long term it looks like the best tariff for this set up will be Octopus' Intelligent Flux tariff. However in the near term I am contracted to OVO on their Extended Fixed plan, with two £75 early exit penalties for…
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Universal Credit Tenancy Agreement Occupancy Issue
Hi, Long story short, my father is out of work and has been for several years (on ESA), my mother has been his career until recently. My brother who works, lives with them. Until recently whereby they received a universal credit migration letter housing benefit has been paying for my parents share of the rent to our…
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Overpay mortgage or save dilemma
Hi everyone, My wife and I are shortly to receive £100k from an inheritance and are unsure what to do with it. We have £191k on the mortgage with a current remaining term of 17 years and current fix for next 2 years (originally 5) is 3.28%. We overpay £200 every month on the mortgage already but wondered whether to drop…
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How to apply GAD reduction factors to CS Alpha
I am trying to calculate how much Alpha added pension will be reduced if £6600 was paid from salary during 2026-27, giving £453 if taken at NRA of 67, but then the added pension was taken at early retirement aged 56. Would I get zero in April 2027, then in April 2028 a reduced figure from £453 plus CPI? What would the…
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Waste water charging.
I have had a water meter for just over a year and was meant to be for trial/comparison before permanent move to metered usage. Affinity put me straight to a metered usage after 8 months starting early this year saying It was cheaper than fixed tariff. Yesterday I got my 2nd bill from them and I noticed the waste water…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Holiday to Dubai end of June
I have a holiday booked for myself and my daughter the end of June going to Dubai. Obviously with the current situation im concerned about saftey as we dont know how long this is going on for. Obviously this is like a dream holiday for my daughter it was something i saved quite a while for her so i want to make sure this…
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Elderly Lady Moving from HA Accommodation to Nursing Home
I’m looking for some advice regarding an elderly lady who may soon need to move permanently into a nursing home. Over the past year she has been in and out of hospital and has recently been transferred to a temporary nursing home for assessment. We are close friends and effectively the nearest thing she has to family,…
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Instagram account hacked
Be warned if you see anything on my instagram...My instagram account has been hacked and they have changed the email address, so can't log in to change it back! Anyone know how to resolve, as the link I got frm the genuince security email account at instagranm goes to a dead page and am going round in circles!
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Buying a house with Bitcoin (partially)
I bought some Bitcoin half way up the last price surge and sold near the top. Paid CGT. Had the funds in a deposit account for the last year or so. Now looking to buy a house, gains from the bitcoin speculation will fund a small proportion (maybe 25%) of the house price. I just found out that the conveyancer that I…
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Motherboard bundles or simply a new desktop pc?
Hi folks, I have a 2010 pc from PC specialist has given me good service, an Asus M4A785TD V EVO motherboard, AMD 945 phenom CPU, 12 GB RAM has had a number of upgrades, A Samsung EVO 2TB SSD less than an couple of years old, A Corsair PSU probably 10-12 years old, still going good, and a few Internal Sata drives as well…
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Google Ads - Be Warned
If you are a new business and take the advertised spend £400, get £400 free Google credit, be warned! I recently invested in Google ads because of the promotion, under the impression that I would spend £400, and get £400 back. After much chasing, they informed me that a promo code needs to be applied when you first open an…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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Sofa! I need not want a new sofa
My £50 eBay 2nd hand sofa is coming to the end of its life, I'm sitting in a dip/sunken hole and parts of the leather on the cushions are ripped I am now looking for a new or new to me sofa, ideally a corner sofa bed sofa so when have friends stay they are not on the blow up bed I currently use for visitors. I've looked in…
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Zurich Travel Insurance
I have created this new thread to discuss people’s experiences of Zurich Travel Insurance. I did start a previous one but unfortunately it was polluted with persons who obviously have an interest in or are employed by Zurich, who proceeded to attack anyone who had a bad experience of Zurich insurance. There are a lot of…
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Judgement for Claimant in default, even though I replied to the Claim form on time
Hi all I received a claim form a couple of months back, I tried to login to moneyclaim.gov.uk with the details on the letter, but I wasn't able to log in through the portal with the Claim No and password provided in Claims form, because I wanted to do acknowledgment of service. I called the CNBC number and they told me to…
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Evri return to Sender issue
Sold a large karaoke machine on eBay, posted with correct packing etc us SD… eBay states it's been successfully delivered, Evri state they attempted delivery twice but have returned it to me, which they have and the buyer hasn't responded when I have messaged them. When I contacted eBay they gave me the standard "wait a…
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APCOA Parking Charge
Hi all, New here and looking for advice. The company I work for have received the attached (redacted) notice. I was the driver at the time. I managed to stop them just in time so nothing has been paid, and they haven't contacted anyone to advise who the driver was at the time. As you will see from the notice, I believe I…
