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Waiting for Council to process my Housing Benefit since moving to State Pension
Hi thought I'd start new thread hope that's okay. I get a bit stressed out about these things and you're all so kind. I've been waiting since 26 February for council to update my housing benefit and council tax support since moving to State Pension and Pension Credits on 18th February. I've had no Housing Benefit for two…
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Eon smart meter broke boiler
Hi, I am reaching out for some advice with an issue my daughter has had on Friday with Eon. A new smart meter was installed in there house they purchased three weeks ago on Friday. When the gas and power was switched off on the boiler, it blew and is now not working. Their engineers looked and said it was nothing to do…
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SpaceX IPO
I am a UK citizen/passport holder and reside in the UK (for tax purposes). I do not have any other nationality. I wish to take part in SpaceX's upcoming IPO to the tune of in excess of £50k ideally using cash I already have prepared for the IPO currently held in a (UK online broker) stocks & shares ISA. I understand that…
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Minimising lifetime tax with drawdown
I have been retired for 2 years now and have been fortunate to see my SIPP increase significantly whilst drawing down my personal allowance via an UFPLS and we have also done the same with my partner's SIPP. (We are aware there is a fair chance her SIPP won't fill PA for the whole time until SPA) We have topped up to our…
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Unfair Parking Ticket By Smart Parking Ltd
Hi everyone I was sent a letter by debt collector company stating that i have a parking ticket for about £170 and that it’s fine included but the truth is i never received any parking ticket you know them yellow ticket they stick onto your car or any parking ticket letter the only letter I received was from debt collectors…
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Anything I can do about this parking charge?
Hi all, I got an NtK from a car park and just wondering if there’s any recourse I can take? The car park is for a parade of shops so not sure if there’s a particular company I can complain to as in Option A. The parking is free for 3 hours but ended up at 3h 16m. The wording on the NtK is much better than the Britannia…
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Healthspan Codes Thread (no chat)
Shiny New Healthspan Codes Thread. To keep this easy to follow and to help those subscribed, can we please use this for listing current codes. Please avoid ‘code worked’, ‘code didnt work’, ‘any new codes’ https://www.healthspan.co.uk/ old thread…
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MSE Forum Poll: What's your main way of staying cool during a heatwave?
The final week of May is bringing a bank holiday, a half term school break and soaring temperatures, meaning the air will be filled with the smell of sunscreen and the sound of ice cream vans. When the mercury shoots up, what's your primary go-to for dealing with the heat? Vote in the poll then share your thoughts in the…
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PCN Appeal declined
Basically I parked at a shopping centre lot for 14 minutes without paying before leaving. I got a pcn letter from smart parking and I appealed the pcn stating “Your Notice to Keeper does not comply with the mandatory requirements of Schedule 4 of the Protection of Freedoms Act (PoFA) 2012. Amongst a number of failures you…
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SIPP reducing income for tax purposes
I pay into a Aviva SIPP that is uplifted by 20% by the provider. I also pay into LGPS a with my employer. The contributions added together leave me with around 6000 a year. In addition to this I have interest from savings of around 7000 per annum. I have realised that I am paying tax on some of the interest. My tax code…
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Success Stories - Pensions
This is a bit of a light topic where the idea is to highlight what successes you had with your pension pots. Example - I contributed X and accumulated Y by Z year. Total appreciation was 'x' percent. Just trying to learn the following that could inspire a range of people - those with no pension, those who started late etc.…
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Got a Homebuy Keyworker Loan in 2004 - who do I owe??
Hi, wondering if anyone can help direct me. I was lucky enough to get a Homebuy keyworker loan in 2003 that purchased 25% of my property, a small flat. In 2011, I managed to port the loan to a bigger property, where it then equated to 13% of the value of the property. We did some home improvements (it was a fixer upper)…
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Water company installed my meter in someone else's garden, now they are complaining it's overgrown
I was on rateable value for water but a few years ago got a letter put through my door that because I lived in an area of high water demand the water company (Affinity Water) had been granted legal powers for compulsory water meters so they were going to install a meter at my property and it was not possible to opt out. I…
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McDonalds PCN by smart parking
I stayed at the McDonalds car park for 1hour and 20 minutes rather than just the 1 hour (from what I recall I did leave and come back in because of something however I may be wrong). Would it be best to just ignore this or should I do the template response I found in the forums, which was: Dear Sir or Madam, Re: Parking…
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New "Have a Look at This" thread
The other one has disappeared and any posts I have made are not listed in either my posts or thanks. This thread is for things like: . Spotting pets in properties . Anything awful - decor, extensions etc . Quirky properties . Timewarp properties . Properties in serious repair and anything which is different and of interest…
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Do you declare Interest on an ISA as part of Household Income when applying for a grant?
My son is applying for a grant to attend a school in the creative arts field. We have to fill in our income and evidence which will decide how much support we get. Besides the usual P60 and payslips, the form states I need to declare : "Statement of interest earned on savings. Declare all UK and international accounts" No…
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How to transfer an ISA from Trading212 to another ISA provider?
I assumed it would be easy but the provider wants a sort code and account to Trading212, they don't use sort codes. So, does that mean I need to transfer it back to my bank account, but doesn't doing this remove the "ISA wrapper"?
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M&S credit card, Expedia problems
I recently signed up for an m&s credit card that is 0% interest for 25 months. I’ve got a limit of 6k and having been trying to book a holiday on Expedia for 1k, when booking the payment went through and then was reversed instantly. The card works with other merchants but seems to be a problem with Expedia and love…
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Letter of Claim - UKCPS - Moorside Legal - Parking 'No Stopping' Gateway House Manchester
Hello all, I have been going through the motions like so many others in relation to 'No Stopping' allegation at Gateway House, Manchester Piccadilly Station. I have received x2 PCN (Parking Charge Notices) from UKCPS for alleged 'No Stopping' in a controlled area at Gateway House, Manchester Piccadilly. I have appealed…
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Investing in Us: Holidays, Health, and the Road to £150k
New diary for 2026 (I know I am a little early)! The last year has
been so up and down for me, I would like some fresh energy and a new
focus. If anyone is following me over from my old diary, then they
may know I moved house end of 2024 and upped my mortgage from a
comfortable sub 100k to approx £120k. Then this summer…
