-
Probate process question: beneficiary order and renouncing as executor
I’m an executor (along with my sister) of my late grandad’s estate. A firm of solicitors is also named as a professional executor. I haven’t seen the will yet as we’re still waiting for the death certificate, but the solicitors have sent draft probate forms which list the beneficiaries in the following order: -a church -a…
-
'Template' defence suggestion - NB: ultimately, your choice of defence wording is your own
CLAIM FORM FROM A PARKING FIRM? THEY ARE VERY EASY TO DEFEND. PLEASE READ THIS POST FIRST TO UNDERSTAND HOW TO USE SOME OR ALL OF THIS SUGGESTED 'TEMPLATE' AS PART OF YOUR INDIVIDUAL DEFENCE, THAT YOU CAN DRAFT AS YOUR OWN. THIS FORUM DOES NOT PURPORT TO CONDUCT LITIGATION. YOUR FINAL DEFENCE THAT YOU DECIDE TO EDIT, DRAFT…
-
Santandar Switching deal - really once in a lifetime deal?
Last time I had a santander account was back in 2015, I beleive it was a credit card, but it may have come with a current account. I dont think I ever sought out switching deals because I was always a bit apprenhesive about direct debits actually being switched for real. Anyway. I am doing a switching deal with them now.…
-
The 6 year plan!
I've had diaries before that have for various reasons lost their purpose. Last few years have had big changes in my life, I now have 2 children, I've completed my academic studies and now have a more driven passion for career progression. With this it feels like we have come to the top of our debts and now want to bring…
-
Quote for new water mains supply - is it reasonable?
Hi all We have a water leak somewhere under our house. It's not visible and we have concrete floors. Water board have concluded after a few visits that there is no leak in front of the house from the water meter so must be under the property. The water main sits under an extension so would need to dig up the floors to find…
-
Bank rate held Feb26
At its meeting ending on 4 February 2026, the Monetary Policy Committee voted by a majority of 5–4 to maintain Bank Rate at 3.75%. Four members voted to reduce Bank Rate by 0.25 percentage points, to 3.5%.
-
My second annuity payment due is lower than expected
Hi all, I had a small pension and decided to get an annuity with L&G. I received the first payment yesterday with the amount I was expecting of £337. Anyway, the next amount due to be paid is showing online as £283 which is £53 less than the first payment. It also says it's estimated. I also have another small pension…
-
The Cashback for Bank or Investment Accounts *No Chat*
This is the "No Chat" thread, please only post announcements and use the discussion thread for anything else Open and fund any Prosper savings or investment account with a minimum of £10,000 and get £100 when you keep it on the platform for at least six months across savings and…
-
EDF FreePhase Dynamic Tariff
Anyone on this tariff? It has 3 rates green 11:00 pm - 6:00am red. 4:00pm - 7:00pm amber the rest of the day Rates alter daily with wholesale prices. Today green is 13.35pkw red is. 27.51pkw amber. 16.17pkwh
-
Children's (Bonus) Bonds.
Hello. I wonder if anyone can help. I want to trace some Children's Bonus Bonds, (as were, I understand the bonus bit was dropped some time ago). As a new grandmother, I purchased the bonds over a period of some months, 2002 - 2003. The family concerned moved house shortly afterwards and the paperwork was lost.…
-
Talk Mobile Roaming fair use policy
Hi Folks, Both my Wife and myself are with Talk Mobile. Presently out of the UK in Spain. We are three weeks into a five week trip. My Wife has received a message saying she has used 80% of her ‘fair use’ roaming policy, which is 5GB. Her monthly allowance is 50GB of which she general uses 5-6 GB. It does not state how…
-
Delivery of a newly purchased car.
Hi there all I have recently purchased a 2nd hand car from a dealer in London. I paid £200 to have it delivered which i was satisfied with. However, when they turned up, they had driven it down to me. I live in Hastings..a good 60 miles away. When I checked the mileage from the point of sale there is 104 miles difference.…
-
Defence/AoS and PoFA deadline calculators
Defence and AoS deadlines calculator If anyone is interested, I have created a simple calculator that shows the deadlines for submitting a defence after receiving an N1SDT Claim Form from HMCTS (CNBC). You enter the issue date from the claim form and it calculates the defence deadline with and without an Acknowledgment of…
-
The Ongoing Saga of Ruby Trying to Own A Home
Hello, new home, new thread. If this is your first time here, welcome, I'm Ruby and together with my husband Mr Eskimo, we're on a journey to be mortgage free. We bought our first house in 2017 and made quite a big dent in the mortgage over that time, mostly due to some inheritance money and taking advantage of a very low…
-
Easy Access Cash ISAs That You Can Continually Pay Into
Good afternoon, I've a couple of cash ISAs maturing during the 26/27 tax year. On 6th April 2026, I'm looking to drip feed the 20K max limit thought the year into an easy access cash ISA PLUS perhaps transfer the other two maturing cash ISAs once they mature. Is this actually possible? Any advice appreciated. Cheers
-
Chase - Refer a Friend for £50 each
I have held a Chase Account for around 10 months and like it as you can have multiple accounts which is ideal for switching as long as you retain the main account. It also has a 4.5% interest account which you can put in as much as you like. This week they sent an email out that you can invite up to 5 friends from the ap,…
-
Currys retailer, bought goods online, no receipt issued
I recently purchased a new washing machine from Currys online. Shortly after making the order I realised my email was missing a letter, my mistake and I'll own that. I contacted Currys ' customer services' within an hour or so of placing the order. This is so I could get my receipt for the goods to then give to my…
-
Work pension acceptance for under 22 year olds
After reading the related articles on workplace pensions for the under 22s, I am wondering if there is any legal legislation or document I could refer my employer to? We have some apprentices who are under the age of 22, been employed for over a year and earning well above the minimum earnings for acceptance. The company…
-
Mifi query
hi I have BT broadband at home and it's fine but I want a backup plan if it ever goes down for a lengthy period so I've ordered a mercusys mt110 mifi device it looks like it's fairly easy to setup hopefully but there is something I can't get my head round I intend buying a Lebara data sim for it So if my BT broadband is…
-
Claim for damage from neighbours leak refused.
In September, just before going on holiday we had an estate agent round to put our house on the market. As we saw him out the door, returning to the lounge we noticed a wiggly line just above the skirting board, we got or insurers in and they said 'rising damp' so as we were going away we arranged for our regular plumbers…
