-
Switching to sky full fibre
whilst switching and requesting to transfer my phone number. Could not do so as according to bt I do not have a phone line with them I do have digital voice. Not sure what to do now. Pl advise. Thanks
-
Virgin Media retention deals (post your haggling successes)
Post any deals you've obtained when negotiating a new deal Post The package The price and discount The length of the contract
-
Group thread: Heathrow Gatwick Manchester & other Airport drop-off PCNs - easy: how to appeal & win
DO NOT PAY ANY OF THE PARKING COMPANIES ISSUING DROP-OFF PCNs. Advice will change as & when the Government introduce the new statutory Code of Practice and new Appeals Service. And when the companies concerned finally learn (after statutory regulation forces them) how to treat consumers fairly and put up clear signs.…
-
Gladstones Letter Received informing of CCJ Judgement - no court letters received
Hello, I have received a letter from Gladstones stating I have received a CCJ Judgement at the start of the month, also alterted via Clearscore. I moved last year and sold the vehicle, after moving but never up-dated the address. We have mail redirection set up so have been receiving letters directly from Gladstones plus…
-
CPM-no parking on access road fine
Hi I have received a letter through the post stating that i had blocked access road. But I was on a road that was a dead end and from the image you can see there is a car parked behind me. I needed help to see what I can say to fight my case as this is not private land and it is a road with yellow lines and the name of the…
-
Riding the wave
Last year I started a debt-free diary that really helped keep me on track, unfortunately I then realised that my username was one I had used elsewhere and with a bit of Googling, someone might be able to identify me and use my personal details. I have now got rid of that profile and started afresh- and not a moment too…
-
How long does it take to receive V5 when applying with a V62 form?
I'm thinking of buying a car at auction without any documents. This lot is part of a deceased estate. Normally i would not consider purchasing without a V5 but I know this auctioneer sells items of this type and repossessions regularly so not too worried about it being on finance or stolen. It would come with a business…
-
Meters not reading, what are my rights?
I have gas and electric smart meters and neither have given readings since 19th March 2026. I’ve had two payments of £40 for Guaranteed Standard for Performance because they didn’t reply to me when I notified them . I was told two weeks ago that the meters needs replacing and they’re waiting for an appointment. I was told…
-
Parking fine fight back
Hi, I'm new to this thread but have been reading a lot of the parking fine forums and heeding the advice. I received a ticket from a well known store in Aldi's and I've followed up to the point where I have now received a LOC, the Popla appeal failed previously as it was closed before 1 day before it was supposed to…
-
Making large gift. How do I allow for IHT?
My parent died with no cash in their estate. However, they owned a property jointly with me, which reverted to me by survivorship. As my sibling didn't get anything from the estate (though they benefited from a large gift from her when she was alive), I wish to share some of the proceeds from the property which has now…
-
First Right to Reject What are my rights?
Good Afternoon lovely people On 28th January 2026 I bought a new Suzuki Swift on finance with Suzuki. Shortly after it began acting oddly in terms of moving away and lag but I put it down to getting used to moving from Toyota Yaris to Suzuki. Anyway it eventually got worse to the point of dangerous with the car trying to…
-
Royal Mail: April 2026 price changes
Royal Mail are changing prices again from the 7 April 2026. Details of how this will affect you can be found at https://www.royalmail.com/prices2026
-
Who owns a company?
I want to take the company who sold me a car to the small claims court. I know the company name and address. I know their bank details. ( it IS in the company name) I do not know who owns the company. I do not know their legal entity . They are not registered as a limited company , so I presume they are a sole trader or…
-
No return within parking rule
Hi all, I'm getting mixed info on this one. A sign says "4 hours free parking, no return within 1 hour" This is at a location where I may wish to come and go within a 4 hour period. From what I understand if you leave at any time within that 4 hours and return then you could be fined and not "no return for an hour after…
-
Easier way to send multiple bank transfers at once?
I was wondering how businesses handle situations where they need to send multiple payments from one pot of money at the same time. For example, if a firm needs to pay out to a large number of people from a single amount, is it usually done as lots of individual bank transfers, or is there a simpler way to handle it in one…
-
Easy access and longer term savings accounts for a charity
Hi, I am a treasurer of a small charity and have been tasked to find somewhere to deposit surplus funds. our current account does not offer anything really so have been looking at around £20,000 in a longer term (say three months notice) account and about £10,000 in an easy access account. Been looking online but I gave…
-
Taxed on my already taxed savings
Middle manager, putting an extra £50 per week on top of my pension for the last 3 years, taken from whatever wages I had left after Tax and NI. So long story short, loose my job due to ill health, reach 55 years of age (I'm now 58 tomorrow) and decide to take my pension lump sum to take family on holiday to the states.…
-
A Little Light Relief for a Monday.
If your sick and tired of creditors hounding you for payment, why not do what this 19th century Royal Navy Officer did, back in the day, and send them this rather "typically British" response to their letters: Sir, I am in receipt of your "Final Demand" for payment of my account. I have to inform you, that my normal…
-
Knocking years off the mortgage…that’s the goal!
Good morning! So thought it was time I started a diary so I can keep track of progress we have made. Bought our home in 2019 with a £240000 mortgage. Consistently overpaid £100 a month for the last 4 years and now starting to tackle the mortgage seriously, we are able to overpay around £600 a month so we are clearing 2…
-
Bed & ISA query
I am struggling to work out whether it is best for me to use the Bed & ISA method to fund my S&S ISA this year, or put £20k directly into the ISA (from money held elsewhere). I bought some shares at 540.50p per share in August 2025. Those shares are now worth 783.21p each. So a gain of 242.71p per share I believe. These…
