-
Partial Sipp withdrawal.
Hi. In my 50s working very part time as a self employed gardener. This tax year will likely earn approximately 9k. I have a Sipp with about 250k in it. Would I be correct in assuming I could use my unused portion of my tax code up to £12570 to remove some funds from my Sipp free of tax and park it into an s and s ISA?…
-
Cheapest tariffs now non renewable electric
Noticed that on comparisons most of companies now selling non renewable electricity. this seems a recent change and includes eon and British Gas. A real shame :(
-
New SIPP with II - Does the £100 offer mean transfer £16,000 or £20,000 net to qualify?
I was planning on opening a new SIPP in January with II anyway and can see that II has an offer that if you transfer £20,000 into your SIPP you qualify for the £100. I know I could contact them to clarify this and I probably will have to for confirmation but wondered if anybody knew whether if I opened a new SIPP with them…
-
Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
-
Can't Find My Fuse Tariff
My Fuse tariff is "Fuse Energy August 2025 Fixed (13m) V5" which is not listed on MSE Energy. Obviously the comparison is pretty useless unless its against the correct unit rate and standing charge. It works fine on Uswitch so maybe MSE don't want my referral money any more ;)
-
Lifetime Mortgage
I have sold my house subject to contract. I was viewing new houses in an effort to downsize as my current mortgage has £56,000 outstanding, and was going to port a reduced mortgage to the new property. However, my employer has gone into administration and all staff, including myself, have been made redundant with immediate…
-
Making my house a home and my life my own
I am long overdue a new diary as I have just read the first line of my last one. I was married, in my previous house with a much larger mortgage. I hadn’t realised that this was still the same one. I will add all the financial bits and my plans over the coming days, but the title says it all really.
-
The Diary Of Onebrokelady Aged 60 And A Half
New Year new diary 😀 erm that's all I've got to say 😂😂
-
DCBL on behalf of ECP incorrect reg
Hi Parked in ECP park October '24 and paid fee but entered wrong reg. Appealed showing evidence of payment, rejected early this year. DCBL sent a claim form beginning of July, and I entered defence two days later before finding this forum, just repeated that I'd paid and sent the payment screenshot again. Spoke with them…
-
Electric switch terminology - gangs and ways
I'm planning on getting the house rewired and I need to be sure of the terminology. I get that gangs are the number of switches on a plate, and ways are the number of locations a light can be controlled from. However there's one switch I'm not sure how to describe. It's a 2 gang switch and each of the 2 lights that it…
-
Customs Fees on Medical Devices
I'm not sure if I've
posted this in the right section, so mods/admin: feel free to move
this post if needed. I ordered a medical
device designed to reduce symptoms of Parkinson's Disease from
abroad. Royal Mail tried delivering it when I was out and left a
card, saying that there is a customs fee to pay (along with a…
-
DCB LEGAL RECORD OF PRIVATE PARKING COURT CLAIM DISCONTINUATIONS
A UKPC/DCB Legal pattern is now emerging, the same as the Highview/CP Plus/GroupNexus/DCB Legal pattern that has evidenced itself over the past few weeks. * Court claim issued * Defence completed * Hearing date given * Witness Statement deadline dictated by the court * Phone call from DCB Legal to defendant * Email to…
-
£2 savers club 2025
Welcome everyone to the £2 savers club for 2025. As always, the aim is to collect every £2 coin you can lay your hands on! It is entirely up to you whether you want to: A) Save for a particular reason e.g. to pay the car insurance, to pay for a family holiday or to buy birthday presents throughout the year, B)Save until…
-
Saving for Christmas 2025 - £1 a day
The Aim: To save a £1 a day from 1st December 2024 to 30th November 2025. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you. 🎄 Getting ready for Christmas 2025 - save £1 a day challenge 🎄 Also, I just want to say, you don't have to save £1 a day, do…
-
Spectos/Royal Mail Monitoring and Posting Panel
After 600 pages of discussion on the Royal Mail Monitoring and Postal Panel thread, it seems like the time has come for a new thread to be created. Not because any of the discussion there is redundant (far from it) but because the contract for running the survey will shortly be passing from Kantar to Spectos (in…
-
Dreams mattress very smelly
I ask for expert advice. We bought a mattress in a store. On Thursday at 9am a new mattress was delivered. The delivery guys said the smell would go away in a couple of hours. The bedroom window was wide open and the smell spread throughout the house. My husband and I felt sick, I even threw up. I closed the bedroom door…
-
Court Claim from DCB Legal - just double checking I'm doing everything correct
I've received a court claim and am just filing my defence for the MCOL but wanted to check I'm doing everything correctly please. I have copied the 10 paragraph statement I found in the forum and am currently drafting paragraph 3 so some advice on my paragraph 3 would be greatly appreciated. Here are the details of my…
-
GP Registration Out of Area / Bipolar - What Would You Do
I'm a longstanding member of this forum but posting anonymously due to the sensitive nature of this post.My partner has been diagnosed with bipolar recently, we had to go privately in the end as the NHS were next to useless. He has not been on meds long but is stable and long may it continue.His GP are quite hardline, they…
-
Universal Credits and maximising private pension contributions.
Hi all, I am a single person, living in rented accomodation. No savings. I have a zero hour contract and when my health allows I go to work. Is there a formula/ratio/limit to apply when looking to contribute an amount of my wages towards the company pension scheme that maximises contributions, but still allows for maximum…
-
care support fees
For 18 months I have been trying to get my 90 year old mum into a care home but adult social care deem she can be supported at home. She has been safe guarded by the ambulance service twice following falls been in hospital over Christmas three years running, recently left all the hobs on at home with covers and been the…
