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Spectos/Royal Mail Monitoring and Posting Panel
After 600 pages of discussion on the Royal Mail Monitoring and Postal Panel thread, it seems like the time has come for a new thread to be created. Not because any of the discussion there is redundant (far from it) but because the contract for running the survey will shortly be passing from Kantar to Spectos (in…
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Dreams mattress very smelly
I ask for expert advice. We bought a mattress in a store. On Thursday at 9am a new mattress was delivered. The delivery guys said the smell would go away in a couple of hours. The bedroom window was wide open and the smell spread throughout the house. My husband and I felt sick, I even threw up. I closed the bedroom door…
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Court Claim from DCB Legal - just double checking I'm doing everything correct
I've received a court claim and am just filing my defence for the MCOL but wanted to check I'm doing everything correctly please. I have copied the 10 paragraph statement I found in the forum and am currently drafting paragraph 3 so some advice on my paragraph 3 would be greatly appreciated. Here are the details of my…
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GP Registration Out of Area / Bipolar - What Would You Do
I'm a longstanding member of this forum but posting anonymously due to the sensitive nature of this post.My partner has been diagnosed with bipolar recently, we had to go privately in the end as the NHS were next to useless. He has not been on meds long but is stable and long may it continue.His GP are quite hardline, they…
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Santander - Fraud Reimbursement
In July 2025, I made a bank transfer of £4,000 to a travel agency for flight tickets. The agency had an office which I was able to visit and I was provided with an invoice. I never received the tickets and the office was closed some weeks later. I later found out this was a scam and hundreds of people were victims of fraud…
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Universal Credits and maximising private pension contributions.
Hi all, I am a single person, living in rented accomodation. No savings. I have a zero hour contract and when my health allows I go to work. Is there a formula/ratio/limit to apply when looking to contribute an amount of my wages towards the company pension scheme that maximises contributions, but still allows for maximum…
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care support fees
For 18 months I have been trying to get my 90 year old mum into a care home but adult social care deem she can be supported at home. She has been safe guarded by the ambulance service twice following falls been in hospital over Christmas three years running, recently left all the hobs on at home with covers and been the…
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Airline claims air traffic control caused delay/cancellation - how do I check?
We were very recently waiting to board a plane for a booked holiday when we were informed the flight was cancelled. They (Easyjet) were unable to offer an alternative and therefore are (haven't yet) refunding the holiday cost. However we are unable to claim compensation for other costs (petrol, parking, overall hassle,…
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2023 parking fine, was unloading equipment into a venue
Hi all, I have read and read numerous threads in here now. And I’m still uncertain which approach is best to compile my defence. I have never received a parking ‘fine’ or anything for this event other than threatening letters from DCBL then DCBL Legal. At the time of the event I was not parked up I was unloading equipment…
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Thank god we paid the mortgage off
My previous diary was pulling my frugal pants on. I decided to start a new diary because, well because our new start that we had planned isn’t going to happen. So dad’s house sale finally went through and we’d decided that we would use my inheritance to offset OH dropping a day at work. Money would be tight but doable.…
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Driving test routes app - has anyone used? Worth getting?
My son is doing his driving test in a months time in a different part of London (Mill hill) to where we live. It's too far for his driving instructor to go to practice and he wouldn't know the routes anyway. He is a competent driver but I think it would be good to drive the main routes used for testing. We have already…
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Date on WILL. It is a problem?
Just a quick question. Just storing out paperwork, will, getting ducks in a line, etc. Notice the date is a little wrong in terms of the extra 1 in front of the 13 because the pen didn't work first time, didn't think much of it, but now I do. It is worth doing this again, or will it not make a difference?
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Boots - no points added if you redeem a recycling coupon?
It isn't mentioned in the T&Cs but looks like boots doesn't give you points if you redeem a recycling coupon. Checked online and at least a couple of my products qualify for the usual 3 points per £1. All 3 earns below are separate transactions on different days. Spent at least £10 on the ones where i earned 500. I don't…
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Money from house sale and how long it should last
If a pensioner couple were to sell their property, move into sheltered accommodation (which they pay fully for) and give away most of the profit from their house sale to their children in order to help them in life.....the question is how long would the authorities expect this money to last? As an example: Say the profit…
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PCN Parkingeye Eastbourne Asda
Good afternoon, I'm so sorry if this has been asked before, just need a quick so do or don't please. I have had a PCN for parking for over three hours at the Asda Eastbourne site. To be honest never been knew they had restrictions. There are at least 7 shops a Costa and a Mcdonalds. It is free parking so no option to pay.…
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Claim form from DCB Legal LTD
I am back again for your support my fellow colleagues. DCB Legal LTD has issued me a claim form for a 2hrs free retail car park in 2023. The below are the particulars of cliam The parking company is called OBSERVICE PARKING CONSULTANCY LIMITED Claim issue date: 12 Dec 2025 1. The Defendant (D) is indebted to the Claimant…
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Failed mediation, court hearing, breastfeeding
Basically what is says in the title! After 6+ years of battling through a PCN with UKPS Ltd, I am due to appear in Court in January after not coming to an agreement with mediation. I have recently given birth, I'm breastfeeding and my court summons states I need to be prepared to have 6 hours in the court between 10am and…
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How to find a good GP?
I spent most of my life living close to my parents so was still being seen by our 'family' doctor who was a bloody nice chap and always gave me excellent care. Since I've moved away from the area and now signed up with the local GP practice, I was assigned a GP at random and I am absolutely dumbfounded how appaling it is.…
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Car scratch repair
I clumsily scratched my car in a parking lot and got quoted over £900 to get it fixed! I think it's because there's a few scratches across multiple panels and there's also a scuff on the doorhandle. See photo below. The car is about 10 years old (we're the second or third owner), and nothing special, so we aren't too…
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Polymer coating
I’m buying a new car, and have been offered polymer coating for £400. This includes some interior treatment as well. Is this something worth paying for? The car is £24k by the way, and it has a metallic paint finish.
