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CEL in-house claim
Hi all, Just firing a quick question, I've been going through a parking dispute with a car park operator, now an 'enforcement' company. Had parked in a pub, not knowing you needed to put reg details into a machine. I've followed all the usual, and I'm at the stage of filing a defence. I just wanted to check a few things -…
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RM causing issues again
I'm really getting frustrated at Royal mail as I once again have 2 INRs open, both items sent at the end of January, both LLs. One is a business sale so all I can do is refund the buyer, and because it was a low cost, to me, stock item there's no point in wasting time fighting for a refund from RM so I've lost the original…
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May 2026 Grocery Challenge
Welcome to the 4th Grocery Challenge of 2026! As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's…
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Claim form issued to NHS Consultant working in Peripheral Site with Paid NHS bays
Dear Team, I am a Hospital Consultant working for Portsmouth NHS University Trust. I have been issued a Claim Form for parking violations July 2021 I have worked in a Gosport Hospital for NHS for over 15 years one day per week. Portsmouth NHS Hospitals Trust pay Gosport Community Centre (the owner of the car park) for…
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Ex MOD property.
Hello, I am in the process of potentially making an offer on a ex MOD (RAF) 2 bedroom married quarters. There is no mains gas so it currently has old fashioned storage heaters, these will need replacing so I have budgeted for this in my offer, has anyone got experience with the newer high heat retention storage heaters?…
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ISA/ SIPP split
Hello Each month I contibute to my SIPP, as well as a Stocks and Shares ISA. I am a higher rate tax payer. My SIPP provider claims 20% tax relief and I claim the other 20% from HMRC. I currently have a contribution split of 55% ISA and 45% SIPP. I claim child benefit. In order to avoid High Income Child Benefit Charge, I…
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Have they got me bang to rights here?
Hi, I received a PCN through the post about stopping in a box junction even though I thought I cleared it. Is this worth appealing or have they got me bang to rights here? I couldnt concentrate because my kids were low on blood sugar and doing my nut (we've all been there right?)
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Saba Parking Charge Notice: Appealed
I appealed a PCN in a Saba station car park citing POFA schedule 4 didn’t apply on railway land and stating that I wouldn’t be naming the driver and to cancel or issue a POPLA code. What I didn’t know about was an amendment to the Act that allows keeper liability on land previously under statutory control came into force…
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ASHP design and BUS eligibility
We're starting the process of looking at the options for getting rid of the stinky oil boiler and stupidly small oil tank, and talking to ASHP installers. As we're planning on getting rid of the boiler, we've recently been running it as low as possible, and working on getting it delivering continuous low(ish) heat rather…
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A new chapter, An empty nest, Drama school & Last year of Uni
I've been on these boards for many years and a long time ago did start a diary when we'd had a windfall and cleared some debt and I'm not sure what happened but 'life' got in the way. Today starts a new chapter of my life as my youngest has just left home (albeit temporarily) for her to access a drama course in a different…
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parcel force clearance fee
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A real dilemna ..... Bankruptcy looms.
Hello. I hope someone may be able to assist or at least signpost where we may be able to get the best advice so please don't judge us. My wife and a family member bought a property some years ago. The purchase was made via a ltd company with a 50/50 shares split. All was well until the family member informed my wife that…
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How long do utility companies need to keep billing/account records for?
How long do the utility companies need to keep billing and customer account records for? I was expecting them to go back at least 6 years, if not longer for current customers. My supplier (one of the big ones) has just admitted that they don't have any records from longer than about 2 years ago, which shocked me. The…
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May 2026 Br Gas Fix and fall tariff
Not sure I understand this, but if I change to this tariff and energy prices fall, is my energy price only lowered at the time of the next price cap please? Thanks
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Are Flexible ISAs a red flag for HMRC? 🚩🚩🚩🚩
I'm surprised that flexible ISAs for stocks and shares are legal! So if you withdraw finance from your ISA then you can simply top it back up to the limit within a given time period. I've £40,000 worth of company shares acrued in a Save as You Earn Scheme. Now they've matured, the platform handling these shares have…
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Overpriced house, offer rejected, what now?
Husband and I went to view a property on Sunday and we both really liked it however we think it is overpriced. It was put on the market in June 2025 for 850k, reduced 3 months later to 800k then taken off the market. It has recently been put back on at 775k and I still think it is really overpriced. The house has been…
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Google Ads - Be Warned
If you are a new business and take the advertised spend £400, get £400 free Google credit, be warned! I recently invested in Google ads because of the promotion, under the impression that I would spend £400, and get £400 back. After much chasing, they informed me that a promo code needs to be applied when you first open an…
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Fields Data Recovery
Anyone had any recent dealings with Fields recently? Or any other recovery companies? Need to get primary HDD recovered as sod's law said my backup drive decided to go at the same time ☹️ Looks like PCB failure rather than platters and heads, flipping thing is dead as a doornail...
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Plusnet move my broadband and home phone package to EE
This discussion was created from comments split from: NOW Broadband letter - £27 to rise by £3 - to £30.
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UKPC Parking Charge for Motorcycle
Hi all, first time posting on here. Apologies for the long post, I thought I would explain what happened, what my thought process was and what actions I've taken so far, and also upload photos of the parking area as well as all the letters that I have received to date from UKPC, so you have all the info. Any assistance…