Recent Discussions

For those who want a regular income from their pension and know how much p.a (using £16k pa as easy example) am i right in thinking have two best options UFPLS once a year for £16k - Vanguard sell £16k from the pension, on one specific date , then £4k would hit our bank tax free and the remaining £12k would get taxed -…

Just had a pet claim dealt with by M&S Pet Insurance for £1015, our excess is £200. They deducted 2 x £200 excess i.e. £400 purely because it straddled the renewal date! Having never coming across this in any insurance policy in my lifetime I was absolutely shocked and disgusted. Be warned!

Signed up for Sky Fibre 150 back in August (19th) via MSE. Just got first bill and call charges are way higher than I expected. Just checked the current MSE deals for the same, and call charges are shown as much lower than I've been charged. Unfortunately I don't have a screen grab of the offer from August - but I'm…

Hi, This is a feedback thread on car breakdown provider: Startrescue.co.uk Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * Did you haggle and succeed? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony

Has anyone used this offer, I can't seem to find any information in the T&C on the hotel chains. Fancy £400 in hotel vouchers? Transfer your full balance in one go from a non-Santander ISA to one of our Fixed Rate ISAs Transferring £25,000 and above gets you a £200 voucher Transferring £50,000 and above gets you 2 x £200…

I saw the sticky on AI but I think we are past which one do people use, I use all but not in the mad way we see people on YouTube (from "shall I have a snack" to "will you marry me" What is more interesting is what are you using them for and which ones do you find are better at what tasks than others?

Hi everyoneI am after some advice relating to a PCN I received whilst charging my company car (not owned by myself), at an InstaVolt charging station situated in the car park of the Gissons Hotel, Exeter. I was on-site for 34 minutes. I received a letter from ParkingEye, (not sure how they got my address and contact…

Hi, (Apologies if this in the wrong category as it's a bit of a hybrid!) I currently have a perfectly reliable Octavia and love it. However, with household energy prices and car fuel costs, my head keeps running around the idea of getting an electric car. My house is prime for solar panels (south facing roof, over half of…

DCA Question (almost at time limit for FCA response) Condensed version - got my final response before FCA paused complaints process, am about to reach FCA time limit and not had any further acknowledgments from Black horse . What should I do? I had an agreement that had DCA on it. I complained way back at that start of it…

Long story short - Travel up have cancelled my flight booking and won't refund me until a paypal chargeback they claim to see at their end is closed. Paypal say there is no open chargeback case and do not even recognise the ref quoted. I have raised a paypal 'service not received' case (on their recommendation) and then…

My blue passport had really stubborn luggage label residue on the back cover which was proving difficult to remove. Someone suggested nail polish remover which has worked but it has lifted some of the colour from the cover and left a white patch. Is that a problem when travelling -would it count as damage and make it…

I have lived at the same address as a home owner for over 24years. During that time I have paid my council tax on time via DD every single month. I advertised the property for sale in April 2024 as I was ready to move on after 24 years. I moved out in September 2024 as I had a buyer for my cottage who wanted to purchase…

I have filled in my form. Do these figures look ok? Worried I’m totally out or have missed something. Household is 1 adult and 2 children ages 14 & 9 both in adult shoes. One child gets DLA does this get included. thanks for any help

I am currently in pension drawdown with ongoing anxiety about the future of the stock market. With this in mind i am always looking at viable options. I am surprised to see that a 5 year fixed term annuity is so attractive; £400,000 over a 5 year term returns £1,824 a month, paying out a total of £109,470 in total over the…

Good morning I had a visit from a Thames Water Engineer who confirmed that a water meter installation was not possible so I am being "moved" to an AHC tariff. I received a communication from Thames Water to inform that my yearly charge is being reduced by almost £400 & a revised bill will be sent in the coming weeks. Out…

Recently submitted confirmation application and it has come back with 1 post-it note on the first page saying “name of deceased differs to that of the will to c1”. the will has both the deceased maiden name and married name. The way it is written is first name and then “maiden name” or “married name”. I have filled out the…

Morning all.

Our current tariff ends on 24th March 2027 but we have just reached the point where we can do an internal tariff switch with Outfox Energy without incurring exit fees. Our current rates are: Electric: SC 51.05p Unit Rate: 20.61p Gas: SC 54.94p Unit Rate: 5.98p Our conundrum now is do we ride out the winter on our current…

Dear Team of Experts, hope you can help me with this second claim put against me by G24 Ltd. I’ve already posted a thread on this forum regarding a CCJ issued by the same parking company to my old address and hopefully I’ll get this sorted at my local court at the end of this month. Premise, at the time of the alleged…

I made an FOIA request to the DVLA asking for any DPIAs associated with their KADOE contract with three parking management companies. Their response was to send a redacted DPIA from when they migrated their service to the new KADOE API (Application Programming Interface) in 2022/3. It is an interesting read (100 plus…