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Weighted blanket query
Hi all Not 100% sure this is the right place for this, but here goes. Is there such a thing as a low TOG, king sized weighted blanket, that's at least 10kg ? I know I'm asking for two things that probably don't work together, what with the low TOG and the weight of the blanket, but I'm 115kg, and it's now warmer weather.…
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ECP PCN Appeal Rejected - Is it worth appealing to POPLA? (England)
Hello, I recently entered an ECP car park and the ANPR camera clocked me driving in at 13:37. In the time before paying I was searching for a space and then, unfortunately, my son was crying a lot so I had to spend some time settling him down, before then going over to one of the parking signs and ensure I'd got the…
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BW Legal help !!
Hi everyone, I'm looking for some advice regarding a Premier Park parking charge that has now been passed to BW Legal. Background Location: Birchley Island Retail Park, Oldbury Date of parking event: 6 June 2025 Maximum stay: 3 hours Recorded stay: 3 hours 21 minutes PCN amount: £100 POPLA appeal: Rejected Current BW Legal…
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Encrypting hard drives query
Hi folks :) I was going to try encrypting some external hard drives and also the internal hard drive if possible on my computer, as I have never set anything up before. Basically in case of theft, to try and protect any sensitive information (though to be honest with all the data breaches these days, it will probably…
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CUP Enforcement requesting Transfer of Liability after appeal next steps
Hi all, hoping for some advice on what to do next. First time poster, long time lurker. I received a PCN from CUP Enforcement at a site called Gnome House three times in a short time period. I submitted an appeal using the blue template from the sticky newbie thread, identifying myself as the keeper of the vehicle, but did…
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Is what I am doing sensible? What would you do
Age 46, partner 41 We've hit and then exceeded our 'number'. We live a relatively modest lifestyle, no debt other than £167K mortgage on house worth 500K+ Our retirement provision is: A LISA each, combined value £100K+ in 100% passive global equities Partner is in LGPS (albeit low paid and only 3 years service to date) We…
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How best to proceed
Hello My husband and I are currently looking for some advice for moving us forward and getting on the property ladder here in Scotland. Our situation: We have no adverse credit on our credit records (all three), have no missed payments etc We have £10,500 in credit card balances (all 3 on 0%) We have £10,600 personal loan…
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Claiming child benefit guide discussion area
This thread is specifically to discuss the content of the Claiming child benefit guide: Make sure you're not missing out on £100s or £1,000s in child benefit or on national insurance contributions that go to your state pension
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39 weeks pregnant help with dcbl unpaid parking charge
Hello, I just wanted some assistance with whether my knowledge on dealing with this parking charge is correct, I'm 39 weeks pregnant and right now my brain is frazzled. I've read the newbies thread, are we following the correct plan of actions? We just reviewed a letter for dcbl telling us of an unpaid parking charge at an…
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Genuine?
Returned home after some weeks away to find this (opened) in my mail. It was addressed to a sadly now deceased family member at an address he used to live at near me some years ago. It is now an air B&B so I can only assume given the delay from letter date, that the owners were up at some point recently and knew to put it…
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DCBL/Smart Parking Limited County Court Claim - Defence help please
Hello, I have read through the newbies thread as regards how to respond to PPC's, however, this incident occurred in 2021 and is now being chased by DCBL for their client and has gotten to County Court Claim stage. I have completed the AoS on MCOL as per advice given on this forum. I am currently using the template defence…
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garden ornament led solar lightbox replacement
Nowhere else to turn so try knowledgeable people here…..does anyone know where I can get a replacement solar led thingy for this owl garden ornament. It lights up 2 eyes and although there are plenty of replacements on Amazon and such for 1 connection I cant find one with two connections. It's 7cm long a couple of photos…
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Moorside Legal - County Court Claim Notice and Mediation-1
Hi MSE, Received a County Court Claim Notice dated 09.12 don't believe this is in relation to the others and expect a lot more to come. The letter claims I owe the sum of £447.48, as I have not paid or agreed to a suitable resolution. Is this a forewarning letter that a claim is on its way?
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Apcoa parking charge Manchrster Airport
Hi, I used a meet and greet company to park at Manchest airport terminal 2 on the 19th May 2026 as I'm disabled. I was travelling with my friend who had a stroke in our foreign hotel 2 days before we were due to fly home and was admitted into intensive care. You can imagine, I was out of my mind with worry. Her husband…
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Derisking SIPP
I’m 59 and looking to start drawdown from my SIPP (my only source of future income other than the state pension) next year when I’m 60 (I’ve already taken all the tax-free cash out). It’s currently spread across trackers and investment trusts and is roughly 60% equities with the rest in bonds, gold and wealth preservation…
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Economy7
I’ve got an Economy7 meter which has stopped switching to night mode. What’s more night use is only 17%, so not worth it. Current supplier Outfox arranged for a smart meter to be installed but SMS engineer aborted installation due to restricted access. Question: is there a supplier who will offer a whole day single…
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Chase UK discussion
Thought we would have heard something by now
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No Buying Unnecessary Toiletries May 2026
If your beauty and toiletries are taking over your life, then this is the thread to help you work through the stash and motivate you to not buy anymore (hopefully!) Welcome all newbies and regulars to this very friendly and chatty thread where we give lots of lovely tips on how to use up your stash and lots of support and…
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How much tax free interest can I earn ?
I am thinking of investing £20k in a 12 month Nationwide bond at 5% so £1000 ! I have maxed out my ISA allowance. I understand that it depends on "income" of less than £17570 ? Does that include PIP ?
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Current list of free to enter via phone radio competitions
Bauer: (Hits Radio, Magic, Absolute Radio, Kiss, Planet Rock: https://www2.hellorayo.co.uk) MAKE ME A WINNER WIN £750,000: Enter up to 250 times by calling 0372 376 7519 - Lines close 5pm 05/06 MAKE ME A WINNER WIN £750,000: Enter up to 250 times by calling 0372 380 9204 - Lines close 5pm 12/06 Global: (Capital FM, Heart,…