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CP plus Parking Charge
I've received a parking charge letter via post from CP plus for £100 for not paying for parking in St. Peters Retail Park in Mansfield. The letter states I stayed for 1hr and 3mins and exceeded the free 45 mins. I've read the newbie forum and was going to use the template but wanted to ask if it was appropriate as the…
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ii accounts
May I ask whether ii offers separate accounts eg one account for S&S ISA and a separate account for S&S ? I asked as ii tells me that they are all under one account. So if i transfer in a cash ISA to buy S&S ISA it will be in the same account, and I will need to keep track of it myself. Does that sound right? It does not…
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Hospital car park penalty -DCBL chasing
Hi all, In January, I had driven my 14 year old son to a GP appointment and was told to take him straight to the hospital as an emergency as GP thought it was appendicitis. There were no spaces when we got there (I have a disabled badge and no disabled spaces either), so we drove around for 5-10 minutes waiting but no cars…
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Defaults
Hi all, you’ve been very helpful so far, thanks as always for all advice. We are now 7 months in to this. We have been slowly building an emergency fund, as well as sinking funds. Various default notices have come in. I’m just wanting to check if we are still doing the right thing… Husband’s Barclaycard has defaulted, debt…
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How long should a draw down payment take?
I've decided to crystallise all my remaining uncrystallised funds in my pension and take the tax free cash (about £120K). How long should I expect the process to take from notifying my pension provider to the cash being deposited in my bank account. This isn't my first crystallisation so all the essential details should be…
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Wrong Location on Facebook Marketplace
For some reason my Facebook marketplace location has changed to San Francisco. I have tried changed the location to my UK address through the marketplace settings and it keeps reverting back to San Francisco. I use a windows desktop. Any ideas please?
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Stagecoach bus are unaccountable
I have exhausted all efforts to escalate a complaint against Stagecoach, but it seems they are unaccountable. The last straw was when I had to comfort a young lady who was in danger of losing her job because of her method of getting to work, Stagecoach was constantly late or didn't bother to show up. I have spoken to may…
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Bus tips & tricks
I'd love to hear some of your tips and tricks for bus travel. Here are a few of mine (bearing in mind that I'm a Londoner): * A kid told me that he always looks out for the brand new buses by checking their reg plate, because the new ones in his area of South London are equipped with charging ports. He'll wait until a new…
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U/C and pension savings
My daughter was given a huge rebate from DWP, back paid 9 yrs. She has lost her Housing benefit and U / C. because of this rebate. She has epilepsy / mental health issues and cannot get a job. She is in her mid 30's. My question is, can we put the money into a pension plan for her and declare it, or will it be held against…
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EON next drive smart V5.2 tariff
As my current supplier, Tomato energy, is on its last leg, I figured that the above tariff is my next best option. Iam confused about the smart charging. I understand that you can charge your EV during peak time at off peak rate (only EV, not appliances) but is that anytime during the day? I leave the house at 7 am and…
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Spotify to hike prices by up to £24 a year – here's how you can cut costs
Music streaming platform Spotify is hiking the price of three of its 'Premium' plans – Individual, Duo and Family – by up to £2 a month (or £24 a year). Below we explain what's happening and how to cut costs – whether you stick with Spotify or ditch it... Read the full story: Spotify to hike prices by up to £24 a year –…
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Bank closed ISA in error
Hello my husband passed away recently and I contacted his bank (Nationwide) bereavement team. I followed their instructions to complete a form to close his Flexaccount and specifically asked that they keep his ISA in place until I decide what to do with this. That instruction was over the phone (I recorded the call) and in…
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Adulting my way into 2025!
I've been around on these boards for a number of years now, and still I'm struggling to get my act together :D I guess I'm realising I'm not very good at keeping myself accountable, so I'm hoping you'll let me have this (almost) diary here so I can check in with what I've managed to achieve. At almost 40, I need some…
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O2 pulling a fast one?🤔
As many on this forum recently, I'm going to be affected by the O2 price hike in April. I contacted them to discuss but the outcome was "contact us in Mid April to discuss as we can't do anything now due to a discount already applied to your account". My thinking is they have tried to stall me leaving & miss the…
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Lease car not fit for purpose
My main entertainment screen in my Peugeot 208 lease car failed 14 weeks ago I have completed a 8 week investigation with stelantis whom I lease the car from the investigation has concluded nothing I have a week ago started a complaint with the financial ombudsman at which point is someone going to take me seriously by…
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Damage to property
I recently had a new roof installed, the contractors have damaged my roughcasting and trim on the external cladding making the trim kinda loose, this has happened when they’ve been shovelling up debris, sadly I don’t have before photos, though my neighbour can confirm that there was no damage to my property, before any…
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Hx Car Park Management and Gladstones Solicitors Letter Before Claim but I never received a ticket!
Hi there, I have only just received a letter of claim from Gladstones Solicitors, representing Hx Car Park Management. It is saying I owe them £160 for parking charges on 29th November 2024 but doesn't state who the client is. The first paragraph says they wrote to me on 28th February 2025, probably at my previous address,…
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Are we STILL to be sitting tight waiting on Halifax reward payouts or should it be dealt with by now
Finding inconsistent entries. There's myself & 4 other family members. All of us have 3 accounts with the exception of one person who has 2. All accounts get dealt with the same. I know this because I'm the one who does it & I do it all at the same time (not literally but in the same sitting). £500 payment, £2k credit (I…
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ID Phone contract to end of month- get new sim only early ?
My ID contract is not due to finish to 28th November - leaving now means £62 fee. The lebara deal on MSE is due to finish this week £3.45 month 5gb. Can I sign up to that now, and when they send the sim not use it till 29th November when the ID runs out . I could get the PAC code now as it lasts 30 days. I need to keep my…
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Progressive Building Society - 7% Reg Saver?
Posting a specific thread on this as the general RegSav thread is too busy and thriving for me to follow easily. Hope that's ok. I have an RS with Progressive BS and think I'm only getting 5.5% But I had an email from them which was showcasing a 7% RS. I had to "Make an enquiry" as it doesn't seem to be an account I can…