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Motherboard bundles or simply a new desktop pc?
Hi folks, I have a 2010 pc from PC specialist has given me good service, an Asus M4A785TD V EVO motherboard, AMD 945 phenom CPU, 12 GB RAM has had a number of upgrades, A Samsung EVO 2TB SSD less than an couple of years old, A Corsair PSU probably 10-12 years old, still going good, and a few Internal Sata drives as well…
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Google Ads - Be Warned
If you are a new business and take the advertised spend £400, get £400 free Google credit, be warned! I recently invested in Google ads because of the promotion, under the impression that I would spend £400, and get £400 back. After much chasing, they informed me that a promo code needs to be applied when you first open an…
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Sofa! I need not want a new sofa
My £50 eBay 2nd hand sofa is coming to the end of its life, I'm sitting in a dip/sunken hole and parts of the leather on the cushions are ripped I am now looking for a new or new to me sofa, ideally a corner sofa bed sofa so when have friends stay they are not on the blow up bed I currently use for visitors. I've looked in…
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Zurich Travel Insurance
I have created this new thread to discuss people’s experiences of Zurich Travel Insurance. I did start a previous one but unfortunately it was polluted with persons who obviously have an interest in or are employed by Zurich, who proceeded to attack anyone who had a bad experience of Zurich insurance. There are a lot of…
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Judgement for Claimant in default, even though I replied to the Claim form on time
Hi all I received a claim form a couple of months back, I tried to login to moneyclaim.gov.uk with the details on the letter, but I wasn't able to log in through the portal with the Claim No and password provided in Claims form, because I wanted to do acknowledgment of service. I called the CNBC number and they told me to…
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Evri return to Sender issue
Sold a large karaoke machine on eBay, posted with correct packing etc us SD… eBay states it's been successfully delivered, Evri state they attempted delivery twice but have returned it to me, which they have and the buyer hasn't responded when I have messaged them. When I contacted eBay they gave me the standard "wait a…
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APCOA Parking Charge
Hi all, New here and looking for advice. The company I work for have received the attached (redacted) notice. I was the driver at the time. I managed to stop them just in time so nothing has been paid, and they haven't contacted anyone to advise who the driver was at the time. As you will see from the notice, I believe I…
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Newbie to ISA, maturity question
My dad has an ISA with Lloyds which is about to mature (2nd April i think). I know it will transfer into a basic isa after the maturity date. I'm hoping to transfer it all into another fixed rate ISA. If I let it roll into the new lower rate Lloyds account can I transfer out of any time? Also if I find a new after 6th…
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Should I resign- can I give less notice period to the contact notice?
I changed my job about 6 months ago to give me a better work/life balance working only 24 hours a week. However it is rare that I do just these hours. I haven’t really complained but I work virtually every weekend and a lot of lates which means I don’t see my family much. This year is a special year for the family with…
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Overpay now or later?
I can now access my 25% tax free sum from my pension. I started the mortgage late so we have 10yrs to go £300k to pay off still Which is the smartest of these two moves: take my 25% now - value £30k and use it to overpay the mortgage now Wait circa 5yrs, when the 25% tax free sum will be bigger (circa £50k) and use it to…
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"Complete savings"...scam??
I recently went online to book some airport parking. Somehow, during the process I managed to "sign up" to Completesavings??? Not sure how this happened, as at no time was I advised of an ongoing monthly fee. Luckily I got a message from my bank telling me I had signed up for this. I managed to log in to my "account" and…
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VAT on road side charging - possibly dropping to 5% from 20%
Recent ruling in the tax First Tier Tribunal allows for VAT to be charged at 5%, the domestic rate, and not 20%. https://www.accountingweb.co.uk/tax/hmrc-policy/va... No doubt HMRC will want to appeal the ruling.
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New Octopus tariff for solar and battery users - Octopus Flux
Just seen Octopus have released this new tariff.https://octopus.energy/smart/flux/
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Transferring isas
I opened a trade212 stocks/shares last year fully funded £20k, in the new financial year i would l intend to add another £20k after april 6. But from a couple of years ago i have a fully funded cash isa with oaknorth, can i transfer this into the Trade212 stocks/shares isa?
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Giving out personal details on the telephone
The Financial Services Authority tell you not to give out personal information (like your Date of Birth) over the phone. Yet my local hospital phones me up (with an unknown number) and asks my Date of Birth before they will tell me what they want. I do understand that medical professionals can't divulge sensitive medical…
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How to find a structural engineer
You'd think this would be easy but no. I went to the Institution of Structural Engineers (IStructE) and used their "find an engineer" function. There is apparently no engineer firms within 100 miles of my postcode (Dorset). I called them because I didn't think this could be right and the person on the phone says it is.…
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Biting back with a vengeance
I've won several PCN appeal lately, mostly ia POPLA and am now taking on another. I can easily appeal this one based on other things such as the issuer already has details of my blue badge, as confirmed by a previous successfully appealed case. However I'm going at this one from a novel standpoint where I am going to use…
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subscriptions for small non profit clubs
Can someone help me with subscriptions? We have a club of about 40-50 people. I am wondering whether we should waive our £5 annual membership fee and just increase the entry by £1 per month? Can someone advise on the best way forward?
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Phone Scam/cant be bothered?
I bought a phone a gorgeous motorola flip. Anyway the hinge went after 6 months so of course the screen went to. Contacted Motorola asked about repair. They said it was not due to the hinge it must have been dropped so i had to either pay £255 to get it repaired, dispose of it or they would send it back for £30. Possible…
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Park watch / Debt Recovery Plus / bw legal
Hi, first time user after advice. Followed 'ignore' advice (although missed Letter of Claim opportunity) on here and the registered keeper submitted Acknowledgement of Service on MCOL today. Putting together the defence utilising the template available. Are the following points relevant in any way? When the initial NTK…
