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🌞 Happy Days in our Golden Years 🌞

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Fortune_Smiles
Fortune_Smiles Posts: 5,109 Forumite
Part of the Furniture 1,000 Posts Name Dropper Photogenic
edited 9 August at 1:40PM in Mortgage-free wannabe

Just over a year has passed since the final entry of my last diary.  A whole year of no debts and no mortgage 😁  We are semi-retired, using our private pensions to cover the cost of bread and butter and running our own business part-time to put jam on it.  You’d think I could do without a money saving diary in those circumstances.

However, after years of developing and practising good money saving habits, I’m finding it difficult to break free of a scarcity mindset.  (It’s a common challenge for the newly retired apparently.)  I feel as though I’m overspending or am not spending mindfully.  This isn’t rational as the house hasn’t suddenly filled with diamond jewellery and there wasn’t a Porsche on the drive last time I looked.  I think it’s because I’ve stopped thinking about money so much.  That could be considered a good thing but it’s making me feel unsettled and out of control.  I’m hoping a new diary will help me, as it has before, with finding the right balance to fund happy days in our golden years.

In the absence of a ‘Retirement diaries’ thread, I’m returning to my old home of ‘Mortgage-free wannabe’ which I hope is ok with everyone.  Although I have been quiet on the Forum this last year,  I have been keeping up with diaries and silently cheering everyone on.  It would be lovely to ‘see’ some old friends.

Fortune x


PS If you'd like to read about my previous adventures you can find them here:
https://forums.moneysavingexpert.com/discussion/6466434/a-better-view/p1
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