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Sealed Pot Challenge ~ 18
PLEASE READ THROUGH THE RULES AND THE CHANGES FROM NOW ON! A very warm welcome to another Sealed Pot Challenge, our 18th! Due pto the Cost Of Living, I suggest we all save in the best way possible for each of us: if some still prefer to stick to cash, then please do so. Those wishing to use debit cards, or save via the…
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Smart Parking unfairly taking me to court via DCBL. Please help!
Hi everyone, Just needed some advice as I have just received a claim from Smart Parking/DCBL over an issue which was no fault of my own. I followed Smart Parkings appeals process and sent an appeal to them on 11/10/2021 via the website (please see attached image for evidence) I am yet to receive any response from them or…
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Civil Enforcement PCN at Ibis Budget Barking London
Hi everyone. A relative visiting from abroad was staying at Ibis Barking. I went to drop them off at their hotel and saw it stated drop off was 15 minutes. As they were elderly, I helped them take their bags etc to their room. By the time I came down I wasn’t sure if 15 minutes had elapsed so I asked the staff at the…
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Parking stories in the News/media
To save adding to a post about something else it might be worth having a seperate thread for parking stories in the media Kicking it off is this on the BBC news site"Drivers fined as Durham car park camera 'misses them leaving' yep, its the good old double dip again, full story on the BBC…
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Laptop for Uni student
Hi. My son is off to uni and needs a new laptop just for doing his studies there. Doesn't need it for gaming etc. Budget is around £600-£700. What is important in a laptop for uni study, and does anyone have any recommendations please? Thank you
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Struggling with debt? Ask a stepchange debt adviser a question
If you need help with your debts, this is the thread for you. This is a new thread, as the old one was getting a tad long. Trained advisers from StepChange Debt Charity are here and waiting to answer your debt questions. They're a friendly bunch so please don't be shy! There are three ways to get in touch: 1 - Simply post…
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Tembo cash ISA transfers out
I have drawn a blank finding out whether Tembo allows partial transfers out. Does anyone know or have a link to Tembo information?
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Next Catalogue Debt - Brecon Debt Recovery
Hi Last year, as part of my DMP my debt with Next defaulted. Since then, I have been receiving statements every now and then from Brecon Debt Recory. I searched them as I would like to offer a F&F payment but I can see they are part of Next. Does that mean my debt hasn't been sold? Is it likely they will entertain a…
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Grant of Confirmation
Hi, I’m trying to fill in the form for Grant of Confirmation for my dad’s estate (C1). I’m trying to do this on my own without a solicitor. I think I understand the main issues, it should be such a simple situation, but what exactly to put on the form is driving me crazy :mad:. Would be grateful if anyone could help.…
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Small Business With a Large Charge Back and no recourse on Shopify
I have a small business on shopify and I have just have a customer do a chargeback after me doing a partial refund of $2000 and calculating the costs of shipping before paying the final amount as she refused delivery so in this instance i thought it fair to charge this as it is in my refund policy that shipping will be a…
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Geneva car hire
Me & my wife are heading to Geneva for a few days over Christmas & hoping to hire a car, any recommendations? Google reviews all seem to show problems after car dropped off for most reviewers. Won't be driving into Geneva (as heard its not fun) but want to head into the mountains for some stunning views 🤞 Thanks in advance…
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Tax on DC Pension
Hi, I'm hoping to move my works DC Pension next Oct and withdraw it as I will be 55 and I'm wondering how much tax I will pay. My total pay is £50,000 so will I get 25% tax free and then pay 40% tax on the rest? I have a normal works Pension, which Im going to take at 60.
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Access to work -dyslexia
Hi all I've recently had a formal diagnosis of dyslexia. The assessors have informed me I can access a grant via access to work. I currently work in an office and am having a meeting with HR to discuss any adjustments required but it's all a minefield to me. Has anyone used the access to work before? What can it do? Also…
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Amazon delaying laptop repair
I bought a laptop from Amazon at the start of May and noticed at the start of August it had developed cracks in the bottom chassis from over-torquing of the screws (factory defect), as well as having a power button that worked 70% of the time. I sent it for repair with Amazons repair service on the 9th and was told it…
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C1 Confirmation form (declaration) help required
Hello, I’m in the process of applying for Confirmation, but I’d love some assistance on the wording for the declaration. This forum was so helpful in getting me this far, so thank you. However, my first attempt was rejected because (exact wording from the court letter): “The familiar relationship between the executors is…
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Green, ethical, energy issues in the news
MSE Insert: We've seen some debate on this thread about the relevance of some posts to the topic. To ensure the thread remains on topic for forumites wanting to discuss the latest news we're asking that all posts contain a link to the news you're discussing. For the purposes of this thread the "news" needs to be within the…
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Making tax Digital - 30k - Online seller - Software help
A bit advice please . Just submitted my accounts and been informed by my accountant that I will need to registered for MTD from next year as my income is over £30k threshold ( I am only over this because of interest from my savings ) .. I sell mostly using online platforms through my website , Ebay , facebook etc . Can…
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Non standard Personal injury claim
Esrlier this year I was risk assessing an offsite derelict building. During assessment I had a serious accident that required immediate surgery. I was off work for 3months in permanent pain and unable to walk during recuperation. I will be left with permanent damage and may need further surgery and normal life was turned…
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Organising duvets/pillows
Due to allergies was thinking about throwing out and buying new pillows/duvets,what should I go for? It would be for a king size bed for me and single size for ten year old. What togs for winter and summer? And pillow types? I've got a 4.5 tog single, 4.5 tog king 10.5tog king 7.0 tog single kid uses in summer How do u…
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Trading Loss
Help, A friend has lost money trading and now owe a considerable sum of money. the company want the money back but they cannot afford to give the whole amount back - is it possible to come to an agreement of some sort? Help please
