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Are Boost payments taxable
As this title says are boost payments taxable. The reason I ask is I have a couple of savings accounts which have these and have just noticed that on the prosper app it is saying the following for the Santander 3 month fixed account: The boost payment is not treated as interest by HMRC and is instead treated like a…
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TalkTalk Contract Change
I received an email from TalkTalk this morning to notify of an additional charge relating to ‘callsafe’, which was previously included in my £32 broadband contract (no longer have a phone line since they upgraded to fibre locally). In a similar vain to the recent O2 in-contract price increase, you have the option to cancel…
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Rent with no income but large savings - Renters rights laws ?
I have posted on Reddit but I thought I would try my luck here too. I dont wish to link to the reddit posts as I am not sure its allowed. Not working since last couple years. With net worth a healthy multiple of yearly expenses (including rent), you could say FIRE-d. Don't wish to drawdown my SIPP tho yet just to "show…
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EDF Sunday Saver
"Shift your electricity usage from Monday to Friday away from peak times (4pm-7pm) – to get free electricity the following Sunday." Average peak electricity usage at end of week Free hours of electricity earned Free electricity times the following Sunday 19.3% (no change) 0 N/A 17.4% 4 8am - midday 15.5% 8 8am - 4pm 13.5%…
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OVO - 8% Interest and charges reclaimed on credit balance
Hello All, After a 6 month battle with OVO Energy i'd like to post a short version of a success story here in the hope that customers leave them, perhaps picked up by the press or more people do what I have done. Big companies think they can simply make up rules, treat customers badly and get away with it. They really are…
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Tax on small LGPS pension
I took my deferred / reduced LGPS from Dec with an increased lump sum. They said they will pay it monthly and my tax code updated today to 1257LX. Currently no other income except interest on UK savings , total annual income below 17500 & I'm putting the max allowed each year into SIPP from savings. My understanding is I…
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Pension Sharing Order - Index Linked?
When my (police officer) ex-husband and I divorced in 1998, I was awarded a pension sharing order which comes in fluition in a little over 2 years time. Would this have been index-linked or worth the same as when it was awarded?
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SMART PARKING, DCB LEGAL court claim Nov. 2025
Hello Good People, DCB LEGAL LTD have submitted a claim on behalf of Smart Parking ltd. I have responded to Letter before claim and now I have received Claim Form from Civil National Business Centre. I followed your Posts on submitting AOS and I am now considering my defense. Here are few points about the case 1- This is…
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How will they implement 3p per mile charges for driving EV’s ?
Remember that if you drive 10,000 miles per year – that’s an
extra £300 pa to be found at MOT time – £900 after 3 years or when they decide
to check – but you can be sure that someone will invent a device to roll back
the mileage so we will all present cars with 500 miles per annum. This is not going to help the…
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The ups, the downs and the insides out of growing your own in 2026!
Welcome to the new ups and downs of growing your own! Everyone is welcome. Come and tell us about your growing shenanigans Maybe tell us a bit about yourself; What do you like to grow? Are you going to try anything different this year? Did you try anything different last year? Did you like it? Would you grow it again? Do…
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Employers duty of care question
I recently took a large amount of time off work after my father died. My employer deducted the absence from my wages leaving me with £20.79 paid in November- 9 days after my Dads funeral. I actually had 5 days (55 hours) of holiday pay that 1- I didn’t know about 2 - I was unable to request as it’s the busiest time of year…
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Anyone get Wifi Phone Calling on Sky mobile?
Does Sky mobile support Calling with Wifi? Just moved to Sky mobile and notice I have poor service from home. I notice that when with my last provider IDmobile/Vodafone my Google Phone Dialer says "Wifi Calling" actually on the button Since switching to Sky thats disappeared and I have poor reception at home Ill have to…
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Frump to Fab - 2025
Happy New Year 🥂🍾 Welcome to the new bright and shiny all singing all dancing new thread. Are you ready to transform yourself this year. To get fit, healthy and gorgeous. To ditch the frump and to get FAB-U-LOUS. To emerge from the chrysalis into a beautiful butterfly. Are you fed up with being a downtrodden workhorse, are…
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British Gas cancelled my fixed rate
Wondering if anyone has had the same experience and what the outcome was. So fixed my gas and electric early October. Received the confirmation emails and heard nothing more. Gas is fine but my electric tariff (Peaksave Sunday V10 fixed until november 2026) has been cancelled nearly 2 months after it was fixed. I was only…
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PCN from Cumbria Parking Services
Hi there, We recently popped to the shop at the Keswick Pencil Museum. We were in and out of the car park in 19 minutes. I don’t remember if prominent signage or not tbh, it was a dark rainy afternoon. We obviously ought to have got a ticket but we did not, probably because it was raining we were only intending to be…
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Gas meter not working
My main gas meter is not working. Discovered this when I went to read it for this quarter’s bill. Display is blank. Scottish power have estimated the bill and say I used £100 per month more gas in October, November and December than in September. I was really careful this year and didn’t put the heating on until near end…
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Anyone recommend a good car insurance company please?
Please can someone recommend a good company to get a quote from directly and/or a quotation website as my wife is getting a new car and wants to change insurance company? I never know what's best when using a quotation website and getting a quote and going though it that way or to then see who gives the best quote and then…
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Stopping the backsliding… a family of four no longer living beyond their means
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
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Simple Delivery : wrong weight
I listed an item several months ago, with my postage set as a small parcel, even commenting to this effect in the listing. The item has now sold, but the pre-paid label provided by ebay (using EVRi) gives a maximum weight of 1kg. I measured the weight and it is, in fact about 1.4kg What should I do ? I didn't list as…
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Paying income tax when taking money out of drawdown pension
I am retired and living off small pensions and savings, and a non tax payer, due to my income being below my tax code. Not eligible for state pension until 2030. I have taken my 25% tax free sums out of my pensions in previous years. I decided to take some money out of my drawdown pension, whilst keeping my total income…
