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RAC automatic Renewal RipOff
I’m usually good at this but inadvertantly allowed my RAC membership to"auto renew", I do not recall an email and there is nothing in my inbox. Shockingly my auto renewal was £220.98,checking online a new member can get the same cover for £70 with an advertised saving of £40, so the full price is in total £130. A call and…
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Default me
Well, where do I start? I have been in debt for my whole adult life, since I was accepted for my first store card at 18. You would have thought I would have learnt by now how to manage but again, in the same month that all of my previous defaults have dropped off my credit file, I am about to default on all of my debts…
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Secure use of voice recognition for access?
Given the advent of voice cloning how secure are bank aaccounts which use voice recognition for access? I have lots of different accounts and several banks try to get me to use voice recogition to gain access. I have always resisted this but given my opening statement and the various news stories today should they not…
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Hints, tips?
Hey After a long break from comping, I’ve decided to have a try again. In the past I used a PC, now I’m using an iPad. Does anyone have any tips on how to fill forms quickly without having to type everything in? Also, thanks to the posters of comps, it’s very much appreciated for all the time and effort doing so.
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Sick Leave
Hi all, I've been working for the local government for almost 20 years. Back in the old days, we used to have two people in the team who would call in sick quite often. When they had been off sick 3 times, they would get marched up to employee healthcare because they had hit a trigger. Roll onto now, we have 3 people in…
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Pension pot after my husband died
My husband age 78 has died leaving a pension pot of 70,000 and I am 74 not in go health myself what should I do with his pension take it as a lump sum or how does drawdown work
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Sky TV retention deals ( post your haggling successes )
Please post any deals you have negotiated with sky Please post The package The price and discount The length of the contract
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Money taken from Pension Credit
Hi all, newbie here so hope I'm in the correct forum! I'll try to keep it short….. Since September 2025 over £55.00 has been taken every month from our joint claim for Pension Credit. This is repayment for an outstanding Working Tax Credit overpayment they say. However, this overpayment was repaid in full in August 2025…
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I've received a DCB Legal Letter of Claim
Hello to all those who read this. I am seeking clarity on my next steps and would appreciate your help. I got a letter of claim from DC Legal: Regarding this: I responded by email on the 26th of November, with the following: I refer to your letter of claim. I confirm that my address for service for the time being -…
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ISA transfer experiences
My most recent experiences. First the bad and the ugly: * Monument to Santander. The request had to be made on paper, which I handed in to a friendly Santander employee in Branch. 6 weeks later, there had been nil progress as the form apparently "didn't reach the right department" (in Santander). This means I missed out on…
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Supermarkets refusing manufacturers coupons
Has anyone else found it almost impossible to spend manufacturer issued coupons in supermarkets over the last few months? I’m a firm believer in writing in to product manufacturers whenever something isn’t right with a product, and most of the time you get a letter of apology with some coupons for money off your next…
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Window leak help
Hello, So I understand that this may be hard to visualise or diagnose on the internet but I'm after some basic Info on a window leak before I hire someone to investigate and charge a fortune. So I dont have visual water anywhere but the MDF cill has been swelling in one corner for the last 2 winters. There was obviously a…
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Bulk LPG Tanker (in)accuracy
Since 2012, I have closely monitored my bulk LPG tank gauge, particularly before and after a tank fill. I have used this data to predict how much LPG should be delivered. Until 2020, the predicted figure was within 1% of the actual delivered volume, sometimes the deviation was positive, others, it was negative. However,…
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Debt recovery plus - Euro Car Parks - Walsall
Hi everyone. I have received a letter from Debt Recovery Plus regarding a parking violation within a Euro car park. They are claiming that I parked in the Waterfront car park in Walsall back in February 2024 without paying. We were in the process of buying a new car at the time and we sold the vehicle in question shortly…
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Taking pension, continue to work.
Hi, Hopefully someone can help, I will be 60 in June & plan on taking my DB pension & continue to work for 1-2 more years. My pension will be approximately 60k lump sum & £800 per month. I earn approximately 45k per year,so pay a higher rate of tax (Scotland) My question is would I be better to pay £800 per month into my…
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Paid gaps in N.I a year ago, still not updated.
I was living abroad in the late 90s til 2010 so I had some NI gaps. After proving I lived in Spain I was allowed to pay 3 missing years which totalled to £450, paid this online then called them at the time in Feb25 and they confirmed payment had been accepted. Just checked and still not updated online a year later?! Is…
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Herald Corporate Action - Tender Offer
Hi all Couldn't find an existing thread. I currently hold Herald Investment trust and received notification of this. I didn't know about the background to it but have done some reading. Sounds interesting and it's a defence against Saba Capital Management. Would appreciate any thoughts and what one might do in terms of…
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PC not starting
Hi, My dads PC isn't starting - I suspect it is probably the power supply unit, but wondered if there could be any other reasons ? I opened the box this afternoon and the light on the motherboard is on, but when I press the on button the processor fan gives a very brief stutter but nothing else happens. Thanks for any help.
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DCB Ltd letter vs disabled parking
Received letter today from DCB Ltd, I’ve not called them but I did contact them via WhatsApp before I found this forum so maybe I’m doomed because of that ? who knows. Letter states it is collecting £160 on behalf of ParkingEye Limited for a PCN issued October 15th 2025. I was parked in a disabled parking bay at Lidl with…
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Ansell downlighters replacement
Having moved into a house with 13 of these downlighters in kitchen ceiling, I’m unsure what I need to replace, being completely unfamiliar with such things, I presumed it was just a bulb change (7 of the 13 no longer work, although only 7 years old max). After research it seems the whole sealed unit needs to be replaced…
