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EON next drive smart V5.2 tariff
As my current supplier, Tomato energy, is on its last leg, I figured that the above tariff is my next best option. Iam confused about the smart charging. I understand that you can charge your EV during peak time at off peak rate (only EV, not appliances) but is that anytime during the day? I leave the house at 7 am and…
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Spotify to hike prices by up to £24 a year – here's how you can cut costs
Music streaming platform Spotify is hiking the price of three of its 'Premium' plans – Individual, Duo and Family – by up to £2 a month (or £24 a year). Below we explain what's happening and how to cut costs – whether you stick with Spotify or ditch it... Read the full story: Spotify to hike prices by up to £24 a year –…
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Bank closed ISA in error
Hello my husband passed away recently and I contacted his bank (Nationwide) bereavement team. I followed their instructions to complete a form to close his Flexaccount and specifically asked that they keep his ISA in place until I decide what to do with this. That instruction was over the phone (I recorded the call) and in…
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Adulting my way into 2025!
I've been around on these boards for a number of years now, and still I'm struggling to get my act together :D I guess I'm realising I'm not very good at keeping myself accountable, so I'm hoping you'll let me have this (almost) diary here so I can check in with what I've managed to achieve. At almost 40, I need some…
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O2 pulling a fast one?🤔
As many on this forum recently, I've going to be affected by the O2 price hike in April. I contacted them to discuss but the outcome was "contact us in Mid April to discuss as we can't do anything now due to a discount already applied to account". My thinking is have tried to stall me leaving & miss the leave penalty free…
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Lease car not fit for purpose
My main entertainment screen in my Peugeot 208 lease car failed 14 weeks ago I have completed a 8 week investigation with stelantis whom I lease the car from the investigation has concluded nothing I have a week ago started a complaint with the financial ombudsman at which point is someone going to take me seriously by…
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Damage to property
I recently had a new roof installed, the contractors have damaged my roughcasting and trim on the external cladding making the trim kinda loose, this has happened when they’ve been shovelling up debris, sadly I don’t have before photos, though my neighbour can confirm that there was no damage to my property, before any…
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Hx Car Park Management and Gladstones Solicitors Letter Before Claim but I never received a ticket!
Hi there, I have only just received a letter of claim from Gladstones Solicitors, representing Hx Car Park Management. It is saying I owe them £160 for parking charges on 29th November 2024 but doesn't state who the client is. The first paragraph says they wrote to me on 28th February 2025, probably at my previous address,…
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My Off-grid and need to be frugal diary
New year, new start - trying to save in 2025.
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Are we STILL to be sitting tight waiting on Halifax reward payouts or should it be dealt with by now
Finding inconsistent entries. There's myself & 4 other family members. All of us have 3 accounts with the exception of one person who has 2. All accounts get dealt with the same. I know this because I'm the one who does it & I do it all at the same time (not literally but in the same sitting). £500 payment, £2k credit (I…
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Totally stuck house sale
We are selling our house and buying another. No chain either side. We are ready to exchange on our purchase but the sale is totally stuck. The buyers solicitors have said they have not had satisfactory responses to questions but refuse to clarify which responses they are not happy with. Our solicitors say they have…
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ID Phone contract to end of month- get new sim only early ?
My ID contract is not due to finish to 28th November - leaving now means £62 fee. The lebara deal on MSE is due to finish this week £3.45 month 5gb. Can I sign up to that now, and when they send the sim not use it till 29th November when the ID runs out . I could get the PAC code now as it lasts 30 days. I need to keep my…
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Moving on
Welcome to my new thread: my old one is here: Cherry takes the reins — MoneySavingExpert Forum and my very old one is here: Coffee and chocolate — MoneySavingExpert Forum Quite a lot changed in 2023, and now it's time to move on. I left the job and career path I'd followed for many years and don't feel I can or should go…
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Progressive Building Society - 7% Reg Saver?
Posting a specific thread on this as the general RegSav thread is too busy and thriving for me to follow easily. Hope that's ok. I have an RS with Progressive BS and think I'm only getting 5.5% But I had an email from them which was showcasing a 7% RS. I had to "Make an enquiry" as it doesn't seem to be an account I can…
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UC compliance interview Husband did not disclose savings and he’s now been found out
Please help me .I am broken .Married with a joint Uc claim and I didn’t know husband had savings over 16k an investment with the bank . i logged into the Uc account to see he had been invvited for a compliance interview and that’s when he disclosed to me he had savings . i am dealing with the betrayal and also worried…
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Is this a scam or do I have to pay it back?
Benefit agency are asking me to pay this back allegedly. How do I check it's real? And why am I paying anything back? Shall I google the number then call? [Image redacted for personal information by Forum Team]
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Drawdown @ 55
Hi I am just seeking some advice regarding making a drawdown on my private pension. I reached 55 in January and I am wondering if need financial advice to draw on the pension as I think my provider states that if I drawdown the rest of the funds need transferring? Is this something people are confident to manage…
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Claim 12 months rent if your Landlord failed to comply regarding licenced rentals.
Around London, in recent years, councils have begun to get landlords to pay a lot of money to get a licence before they can rent out a property. Failing to get property rental licenses is in the news; last night, we were discussing this. I looked up a London Borough's website, and this is what they say, see below. (I…
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New VAT number scam
After setting up a new company I created a government gateway account to register for vat. A month after receiving the number by post I tried to add it the my gateway account. ”already registered to another gateway account” Apparently the numbers are being intercepted somewhere and you can add them to any gateway account!…
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New build home purchase
Hi I’m buying a new build home and it is advertised as freehold. However on my solicitors financial statement there is a cost against ‘freehold property with leasehold title fee’. Is that another money making scheme? I didn’t have to pay that on my last house?
