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LLoyds Ultra1% cashback coming to an end.
The Lloyds Ultra credit card has been great but the 1% cashback drops to 0.25% after a year.
Also great for using abroad.
If I cancel the card would they let me take out a new card at 1% cashback straight away or would I have to wait?
If so how long? Any one tried this?
Comments
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Maybe this could have been asked on the existing thread?
Over there people with Lloyds Premier Banking have reported being offered a year's extension on the 1% rate.
Not seen any reports of polite requests to Lloyds being favourably answered, nor have I seen any results of cancellation / reapplication being successful.
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Lloyds are unlikely to tell you, at least formally/in writing. It would probably be best to leave it 3 months and try an eligibility checker from Lloyds which might give you the answer if they auto decline
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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