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Pension advisor prices?
Asked 2 pension adviors how much will it cost me to look at my pensions .I have 3 seperate pensions and i was shocked at the price they they were quoting me .The fact that they arrived both in 60k cars made me feel like i was getting stung .for what i was asking them to do .What would the average price be for this type of…
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Horizon Parking Charge Tesco Broadstairs
Good afternoon.I received a parking charge notice for a 'parking breach' 9th August 25.The letter was issued 15th August 25 and I was out of the country until 1st November 25, so I returned home to 3x letters chasing a response. Arrived 20:34 and left 00:07 with photos of the car. The thing is, the car never stopped. There…
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Popla decision unsuccessful: To pay or not to pay?
Hi thoughts appreciated this is my first input on the subject and is a copy of my Popla decision just received: DecisionUnsuccessfulAssessor NameStuart LumsdenAssessor summary of operator caseThe operator has issued the parking charge notice (PCN) due to failing to purchase a valid pay and display ticket. Assessor summary…
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Home Energy Rates
Am new to Forum. I am with Home Energy for my Energy Supplier and am currently happy on their Fair Variable Dual Tariff since September 2025. The rate has not changed since I moved to them. For my estimated usage it is £2101 per year - I should note that this includes charging my electric Car. There are no exit fees so am…
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Solicitor put wrong details in to buildings & contents insurance
Hello, We were recently due to renew our buildings and contents insurance, the price was going up to £850 a year!. When we questioned why it was so much we found out so many mistakes our solicitor made uploading our details, one being 4 adults at home but it’s 2 plus 2 children, part of our roof is flat, no smoke detectors…
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Money Moral Dilemma: We're funding our child's wedding - do we get any say in how the money's spent?
This week's MoneySaver who wants advice asks... My ex-partner and I have offered to fund most of our child's wedding. While we're only too happy to do so, we're a little concerned about how the money's being spent, with a significant amount going towards luxuries like a tattoo station and mixologist, rather than towards…
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Reseal of Probate in Australia(NSW) ( obtained UK Probate)
Hello - has anyone experience of this and able to recommend the Australian NSW law firm you used? Also,as part of the process,did the Australian lawyer become Power of Attorney from your Executor? If so,do you know why they need to do this? This has been suggested and I'm a little concerned. Thanks in advance.
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Advice please regarding investment bond 5% rule - after a capital reduction.
I invested £300,000 in a bond many years ago. I have taken the full 5% per annum cumulatively, but in the early years I withdrew half the capital to help build a house. Is the 5% now calculated on the original £300k or the residual £150k? My IFA says the latter but everything I read on line suggests the former but I cannot…
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NU Portfolio Step Down Option
I took out a NU Portfolio Step Down Option 20 years ago and have received 5% income each year. I would now like to pass the Gift ie. cash in the bond, for my two sons is this possible and are there any tax implications.
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Fridge is not cold - freezer is fine.
A couple of days ago I noticed my fridge wasn't cold - I adjusted the temperature dial but nothing has changed. It's definitely not cold at all. I also noticed some ice lollies on top shelf of freezer had gone soft though when I moved them to a different shelf they firmed up again. Today they have returned to soggy! Ice…
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Winter Fuel Allowance
I'm confused. Can anyone please enlighten me? DWP have informed both my wife and myself that the 2025 Winter Fuel Payment for each of us will be £100 (GOV.UK: £100 if you and the person you live with were both born between 22 September 1945 and 21 September 1959). Although I am eligible for the payment, I understand HMRC…
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DCBLegal - £1020 letter of claim! HELP
I am
reading the newbies thread alongside but wanted some specific advice please.
Hope someone can help – feeling a bit stressed! I recently got
a letter from DCBL bailiffs to say I had 6 unpaid tickets, 3 from 2020 and 3
from 2021 and it totals £1020!! I have not
ever received anything before this letter so it was a huge…
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Pensions Planning: The NUMBER
The NUMBER is how much income you need to "live comfortably" So What's your number? Very important for pensions planning, to know what you are aiming for. My Number? (for a couple) I calculated: £22,000 based on Food £5,000 Car/transport £5,000 Bills/Utilities £4,500 Holidays/Leisure £4,500 Clothing/Cash/Xmas/Other £2,000…
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Paying into pension whilst on benefits
Hi, New here. Please can someone tell me if there are any limits to how much I can pay into my private pension whilst unemployed and receiving benefits? Many thanks
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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PCN from Premier Park - advice on what detail to include in appeal
I’ve read the Newbies thread and have a question about Plan
B. In the advice it says “You can (carefully!) add a little to
the template above, 'in order to resolve the dispute I attach copies of...': - the driver's receipts/bank transactions (or Hospital
Appointment/Hotel booking, etc.) that day as 'they' were a…
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Avoid Lebara
I purchased a Lebara sim five weeks ago having seen it recommended on this site. I ported in my number from three immediately and have not been able to receive calls or texts other than from anyone on a Vodafone network which Lebara uses since then. I am able to make calls and access internet. I phone customer services…
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Vehicle into front wall
Never thought id be writing this but a neighbour has reversed off their drive, over a rockery and large bush and then into my property. They have damaged the front wall/ windows and pushed a radiator off the wall. You could see the vehicle through the wall! The vehicle was brand new (75 plate and had just picked it up) it…
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Dealing with Marstons Debt Recovery
Any advice would be gratefully received in regard to dealing with Marstons. Currently owe £314.42 with Marstons from Council Tax arrears. When I called to change my payment plan to split payments over four monthly payments. They refused, stating that they could only cancel the payment plan, which would lead to enforcement…
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Interim charge order nightmare
I am in the process of buying a house from a couple who are apparently splitting up. The house is empty and thus vacant possession. I am a first time buyer and have mortgage offer and money aside for deposit. We are now in week 17 of conveyancing. Solicitor decided to wait until week 10 to find out there was an interim…
