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MBNA problem
On a MSE reccomendation, I made a 5 figure investment with a MBNA fixed rate 1 year savings account which matures next month. I have received a maturity options email from MBNA with link to their website to state my choices. The link doesn't work and says there is problem. I phoned MBNA and the very pleasant girl says…
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Passport Expiry
Just thinking ahead my passport shows the following Date of issue 22/12/16 Expiry 22/07/27 When do i need to renew to travel to Europe Caribbean and other destinations?
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How do I get my money out of trading212?
Does any one here have a trading 212 isa? I have one and I'm attempting to get money out to fund something else. Its very easy to pay into I must admit. but when it comes to getting money out, its virtually impossible. you have to know account numbers, sort codes and passwords of every bank account you've ever owned. I…
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Escape to the country & living off savings
Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…
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Defendant in County Court claim — private parking operator — POFA non-compliance — advice needed on
Background I am the registered keeper of a vehicle. I have received a County Court claim from a private parking operator (trading under one name but filing the claim under their registered company name). Total claimed: £263.50. I have filed an acknowledgement of service and intend to defend in full. My deadline to file the…
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Shared/linked access accounts
I currently have investment accounts with HL and same for other family members, where I have linked access through the HL App and online to do any investment dealing for them. However, due to HL charges, looking to move out from HL. Are there any other platforms which allow linked accounts?
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Saving in Google Drive
Question? How do you organise your files in Google Drive? The architecture is a bit of a mystery to me. Can anyone recommend a good YouTube video about this or explain at all. At the moment Google Drive just saves for me and I go into recent files. There must be more to it than that.
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NCP and autopay
Hello everyone, I wanted to get people's opinion on my parking ticket. I used to park in Manchester all the time and I used an NCP carpark near the office. They brought in autopay and I used it every day for ages. Then I changed job so didn't have to park in town anymore. Fast forward to earlier this year and I went into…
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Taking life insurance for my daughter
We, as a parent, both have life insurance which we took out bit late and obviously with high premiums. Just to avoid that scenario, can we take one for my daughter who just turned adult? Using the sites on MSE, found them much cheaper or just say affordable. Can I use my account to pay for direct debit until she makes her…
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DNA test kits £19.90 via facebook
My Heritage DNA inc P&P These are compatible with Ancestry and all of the others - just upload to your choice of tree people !
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Starting the journey...the road is currently bumpy.
My debt has always been there, nothing major - the odd holiday on 0% which is dutifully paid off then rinse and repeat. Then things changed, 5 years ago I lost my mum to Cancer - she loved life and was taken too young. From this my attitude changed, holidays booked, things bought, paying for friends - I wanted to live in…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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Looking To The Future With Hope
After reading @Onebrokelady thread I feel so inspired and in awe of how someone can be so positive when they’ve faced such adversity that I’ve decided to start a diary. Now, I can’t promise that I’ll keep this up, as I do have a tendency to start things full of enthusiasm and then I stumble and give up, but we shall see.…
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Is 4k worth investing or leaving as cash?
In a Freetrade ISA if I leave approx 4k sitting in cash I gain monthly interest of between £9 to £12 per month which kind of offsets their monthly fee. Would it be smarter to invest that 4k in something I'm confident will go up, think big tech stocks like Amazon, or to leave it sitting in cash for the whole year? Thanks
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Where do previous payments on account appear on current year tax return?
I'm keying in figures into my 25/26 personal tax return having made 1 payment on account for that tax year already and another due in July. In the main self assessment (right up to the calculation and "submit" button), I don't see either of those 2 payments on account featuring anywhere, and instead the balancing payment…
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Are there any Campaigns about what is happening to GP Practices?
Are there any Campaigns about what is happening to GP Practices? Or the NHS generally?
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Rents increasing
Locally in Essex where we have rental properties we own and manage rents have, on average gone up by 10% and we have noticed fewer properties for rent. It looks to us as if the renters right act is having the opposite effect intended. Less homes to chose from and higher rents? Is it the same in your area?
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HELP REQUIRED: Smart Parking - Court claim
Hi all, I received a PCN from Smart Parking Ltd on the 12th of Jan 2024. I appealed the claim, but did not get a response so I ignored further communications. I have now received a Court Claim and need some help on where to go from here. The details - I was taking my child to his swimming lesson. They had not long replaced…
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Fiver Friday Challenge 2026
Hello all, Welcome to the Fiver Friday Challenge for 2026. Each Friday I will put away £5 into a separate account and if I stick to it will have £260 by the end of 2026. I did this in 2025 and found the little and often approach really worked towards this goal. Who is in for 2026?! Coxy
