Recent Discussions

After 600 pages of discussion on the Royal Mail Monitoring and Postal Panel thread, it seems like the time has come for a new thread to be created. Not because any of the discussion there is redundant (far from it) but because the contract for running the survey will shortly be passing from Kantar to Spectos (in…

Eon next have invited me to sign up for their PowerUp event tomorrow from 10:00am to 12:00pm. “Your target is to use 1% more electricity than you usually would during this time” “If you hit your target, we’ll give you £0.20 credit for every extra kWh of electricity you use.” Anybody else participating?

January this year our house was flooded - approximately £82k damage. 10 months on, still not resolved yet as to which contractor's bid has been accepted. There has been huge delays with feedback from loss adjustors, surveyor and insurance company. My main questions are this - Our policy is due for renewal in November and…

I went to see a local solicitor a few weeks ago and said that after expenses, tax etc, that 50% of my estate will go to my husband and the remaining 50% will be used to set up a disabled person's trust for my brother, where my husband and my friend will be the trustees. I received the draft today and it looks like the way…

Hello In advance any advice/help is greatly appreciated. I'll try and be as brief as possible whilst also trying to ensure I include as much information so as to make my situation understandable. My wife (registered keeper) received a parking notice from UKPC for an overstay of 10 minutes and 36 seconds in a parking area…

I know work pensions and state pension income would count towards your 'income' for the purposes of calculating excess income, but would income from benefits count too? Benefits such as Pension Credit and Attendance Allowance?

My wife and I are looking to consolidate all of our accounts into one joint account. We both currently have individual accounts with Lloyds, and have a main joint account with Santander for our household bills as well as a dormant Barclays joint account. We would like to have both of our salaries, individual direct debits…

Bought a caravan last year and the tyres look good, no splits etc. But I cannot see a date code or the letters DOT anywhere. Does this mean I will have to jack up and look on the inner rim or is there another way of checking from the visible codes? Tyres are Firestone Vanhawk made in Turkey 185/14R. Codes on them are…

I have saving accounts with flagstone but the monthly statement of interest doesn't match with how much I've been paid. I've contacted them a couple of months ago and told it would be investigated but now I just get ignored? What do I do? I'm nearly £500 down.

Hi MSE and All, I'm looking for a new broadband supplier and was quite pleased to see this Vodafone deal: However, after clicking through to Vodafone, it seems that this deal goes up as shown, and even if you continue through the process right up to the point of signing up, at no point is a discount added so that the same…

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…

Lender says they can't lend the full amount I need. Does this count as a 'Decline' if I apply somewhere else? Fed up with the broker who said they were WoM and recommended this lender - it is time to speak to another broker? I am a FTB my LTV is 67%. Please advise - I am so deflated after waiting three, long weeks. Loads…

My wife has a few thousand in an ISA account and because of low interest rates decided to transfer it to Yorkshire Building Society. After a month Yorkshire sent me a message which stated that "Shawbrook are not in a position to proceed with the transfer". I also had an account with them and last November I transferred to…

Any recommendations of insurance companies offering reasonable buildings insurance on an unoccupied property? Thank you.

We divorced this year and completed our consent order which was approved in May. All amicable and seemingly straightforward. The house has been on the market for 6 months and it has only had two viewings. We're currently switching agents after reducing the asking price by £10,000 and then £20,000 without success. My ex…

This week's MoneySaver who wants advice asks… Our neighbours at the back of our house - who we share a garden fence with - came round and asked if we'd contribute towards replacing the fence, as it would benefit both properties. We agreed and paid 50% of the cost. But it wasn't until the new fence was up that we found out…

Our landlord just raised our rent by 30% citing market value as the reason. We have stayed here for 8 years and initially they opened up for a counter offer from us as they value us as long standing tenants. We made a counteroffer which they now rejected. They won’t budge. I’m now wondering whether we have any chances of…

I have just received in the mail a letter telling me that bailiffs will call on 22nd of this month. It's for a ccj that I didn't know I had from 2022, the creditors is intrum poplar designated activity company. I've never heard of them. In 2010 I separated from my them wife and found myself briefly homeless and with no…

Hello - I had previously had a debt free diary about 4 years ago, I think I was in about 40k debt but then cleared it down by about 10/15k but never addressed the underlying issues and of course the debt just ramped up again. A big promotion and then another secondary promotion really gave me a false sense of being…

I just got a letter through from the county court stating I owe DCB Legal approx £300 for not replying to the claim form. I have not received a claim form for this in the past and have always responded to the claim forms sent to me. Is there a way to appeal this or get the claim form resent to me? Or is there any other…