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Contribution ESA
I am on contributions based esa. I also have a privite pension that has been declared. My husband and I want to borrow some cash from our house for house repairs. Is that ok to do?
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Charging Order? The myth
I feel that this is so important that I thought a new thread should be made to highlight the importance of understanding the law on Charging Orders and how many people are stuck with their property in the false believe that they have had a Charging Order put on their property. In particular the thousands of Northern Rock…
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DCB legal Letter of claim
Hello Im so sorry, I've found lots of posts on here about this subject but I'm still a little confused. I previously received several letters asking for payment of £170, by DCBL, for parking or stopping in a disabled bay but ignored them as advised by a friend. I've now received a Letter of Claim from DCB legal, saying I…
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Washing machine - glass door explosion!
The inner glass on my LG washer/dryer exploded into the drum whilst on the last spin of its cycle! The glass splintered into hundreds of multi-sized shards of glass which shredded my clothes and embedded into fibres. I was washing a small load (a couple of towels and one set of clothing) on a 30 degree normal wash. The…
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Inheritance tax form IHT400
I appreciate I am asking lots of questions on this Forum about Probate etc, and really appreciate any advice. My mother's assets are less than £500,000 and are left to me and my sister. When I open the IHT400 form to fill it in, it has a box that comes up with 'do you need to pay IHT? If not, then close this form'. I know…
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Swagbucks Codes Thread 2025 - CODES ONLY PLEASE
This thread is only for Swag Codes, any chat etc should be on the Swagbucks discussion/chat thread If you had the old codes thread bookmarked you will need to bookmark this one The chat/discussion thread for 2025 https://forums.moneysavingexpert.com/discussion/6577620/swagbucks-2025#latest
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Court Claim Letter - Here we go again - Acknowledgement of Service
Hello Legends...and Coup I have ignored everything, and truly cannot remember my defence - other than I either over stayed by 20 minutes, or I automatically parked in a car park 20 yards away and entered the incorrect one in the Pay App. I assume step one is: Acknowledgement of Claim And (1) I Intend to defend all of this…
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How to cancel recurring debit card payment to Apple
I have tried to login to my Apple account to cancel Apple TV after resetting the password (which was a major task in itself without an Apple device 😫), but an error message keeps coming up. Their support team haven't been any help. I can't see another way to cancel the subscription (there is no option in the Apple TV app…
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Back for 2025: What's the best £1(ish) you've ever spent?
We're revamping the 2020 blog, so we'd love to hear about more of your £1 (ish) bargains. Send 'em this way. In the 2023 thread, some of the top examples you told us were: * Top Secret Comedy Club entry, where Jack Whitehall and Paul Chowdary were performing * A pregnancy test to confirm the good news * A first press of…
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Parking Charge Notice: Parkingeye, Sainsburys Eltham
Devastated to have 2 parking charges in the month of April. Hoping May will be a better month! This charge is from ParkingEye, and I'm afraid I already appealed without knowing about MSE and all the brilliant help here. Hoping that I can get some advice, but I have cocked up. Here's the background:- * parked and realised I…
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Builder Public Liability
Hi our builder has left us abandoned half way through our new extension I have telephoned his public liability and he cancelled his insurance apparently when he folded 2 months ago will it still be valid whilst he was doing the work to progress with a claim many thanks
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Civil Enforcement PCN
I have received a PCN from Civil Enforcement for £100.00 (£60.00 if paid within 14 days) for parking at one of their car parks in Bridlington on 21st June. I booked via JustPark and have found out I put in my old reg plate (phone autofilled and foolishly didn’t double check). I have already had a rejected appeal on this…
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Car Dealership Help
Hi, I'm after some help and advise on an issue I'm having. I bought a car on the 28th of June from that-car.com. I was advised by the dealer the car had full service history and had been through a full health check. The car was delivered on the 28th of June and I was advised all the paperwork was in the car and off they…
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Seeking advice on PCN issued at Norwich Riverside Carpark
Hi newbie here and wish I'd read all the information here before appealing to Nexus, as have unfortunately already disclosed I was driver. I've been sent a PCN for overstaying the 3 hour limit from Group Nexus when I was parked at Norwich Riverside Carpark on 15/6/25. Basically, I parked there in order to go on a boating…
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New kitchen
I purchased a new kitchen and was supposed to be delivered between 11 and 12 . The kitchen never arrived until nearly 6pm and I've had to pay my joiner a days work as well where booked in . There was numerous things missing from the kitchen and it was also measured wrong. They are saying it didn't fit due to me having…
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Cash ISA transfer
How long does it normally take to transfer a fixed cash ISA from one provider to another in people's experiences? I'm in the process of transferring. I made doubly sure both sides were aware of the transfer date weeks before the maturity date to ensure any loss of interest would be minimal. I even made sure the original…
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UKPC - PCN
Hi Forum, I'm back again with another PCN—this time for parking slightly outside a white line. I've already submitted the standard template appeal to UKPC, which was unsurprisingly rejected. They've now issued me a POPLA code. Would it be worth proceeding with an appeal to POPLA? If so, is there an up-to-date template I…
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Why Can't I Refinance My HSBC Loan at a Lower Rate?
Hello, I'm hoping to get some advice on my personal loan situation as I'm a bit stumped, especially considering my financial stability. My main goal is to decrease the annual interest rate on my current personal loan. Here's my situation: * Citizenship & Residence: Dual EU/British citizen, living in the UK since March…
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GroupNexus Parking ticket not appearing on appeal
Hello everyone I just wanted to ask for a little help as a ticket has been received from GroupNexus. I have waited until just before the 28 days to appeal, but when I go to appeal online, it says there is no record of my PCN. I've triple checked it just to make sure my hamfisted attempts at typing weren't entering…
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2nd Charge on property - Creditor Liquidation
Hi, I am stuck in a very strange situation and don't know where to go so I am looking for some help please. My deceased Father's mortgage lender's representative were granted a repossession order and have sent a previous notice of eviction which was stopped. I am representing my Mother as she is the benefactor and I am…
