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Trying to close Disability Living Allowance claim
Child was diagnosed with (mild) hearing loss, DLA claim opened/approved a few years ago. Most recent test shows improved hearing, e.g. hearing aids no longer required. Called up to cancel/close DLA claim but was told it needs to go some special department for them to re-evaluate the claim. Got a letter to say it's been…
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Smart Parking Ltd, Parking Fine
I have just received a letter from DCBL asking me to pay a parking fine for overstaying at a Smart Parking Ltd car park in July 2024 between 6am and 730am. I haven't received any previous letters to appeal etc due to moving house and not updating the V5 log book (I did update driving licence before this took place and…
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ECP DCB Legal court claim 2025
On 21st March, I received a PCN from Euro Car Parks for parking in Chelmsford Meadows car park. The entry time was recorded as 24th February 2024 at 23:16:41, and the exit time was 25th February 2024 at 03:40:23. However, I live 27 miles from Chelmsford and was at home asleep during this time. It appears that my car has…
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Elite Insurance / PwC letter re: Administration
Hello I've received a letter today from PwC who are administrators for a company called Elite Insurance that went into administration in 2019. That seems legit and I have verified on FSCS website. The letter suggests I had a policy with them (quoting a policy number) and asks if I have a claim. I have no recollection of…
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Add savings interest please
Please could "savings interest" be added to the calculator? I feel this is a very significant option, given the whole raison d'être for this site is based on maximizing savings. This is such a huge factor, I've no idea why tax calculators don't consider it. It's also very obscure. I found out recently that HMRC will add…
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45k Capita Cash Pension - What to do, need help
Hi there, I am a bit in the unknown about all things pensions and looking for some pointers and help. From a previous employer I have a pension pot with ca 45k in it just now. It's not invested, just a cash pot. Every year the pot is increasing by inflation, up to a maximum of 5% so unless inflation sits above 5% spending…
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Car Parking Refund from Ryanair after they have cancelled a flight
I made a car parking booking via Ryanair at the same time that I booked my flights with them from Manchester Airport. A couple of weeks later Ryanair cancelled the return flight, so we had to rebook our return flights for a day earlier, as they had no seat availability on the original return date. Because the initial car…
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Deposit claiming from the tenant
Hi, I am making a claim against the tenant’s deposit in relation to repainting costs. The property was provided to the tenant freshly painted throughout, including all woodwork. This condition was clearly recorded in the inventory, which the tenant reviewed and signed. The tenancy lasted 15 months. At the end of the…
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Consumer Rights for engine failure on car
Car bought January 2025 2H 2021 reg plate Last week the engine failed. Taken to the garage and they confirmed the tip has dropped off the spark plug (Car has a wet belt) and it will need a new engine at a cost of £6,000. The garage tell me the spark plugs should have been changed every 4 years OR every 33,000 miles. When…
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Bonds with life insurance
please advise invested £50000 in 2004 cashed in about £9000 bonds now only worth approximately £42000 so no a good deal .We (as joint account) need to cut our losses and move on .We calculate that by cashing in we won’t be subject to tax .As we’re on 20% tax Many thanks
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Quote to get kitchen redone - does this seem reasonable?
Hi all, My partner and I recently bought a house and we are looking to get the kitchen redone (the kitchen is quite small, 2x3 meters). We've received this quote for the work (excluding the kitchen units, flooring, and tiles). We’re in North Yorkshire and just want to check if this seems reasonable to people who have done…
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brother offering to buy the remaining shares of our shared ownership house for us
My brother and sister in law have come into a substantial amount of money. They have no debts or mortgage and have said that they'd like myself and my husband to have the security of owning our house outright. We are 58 and 74 so cannot have a mortgage even though our income is pretty healthy. (4000 a month) We currently…
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Approaching retirement - best beginner tips?
I’m a novice when it comes to pensions. Ive only ever had DB pensions but am now 55 and wondering if there is anything obvious I should or could be doing. I’m not expecting a full IFA assessment but is there anything you would do in my position? I have 2 x DB pensions, one retirement age is 60, other (my current employer)…
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Is this an extension, or a conservatory?
Is this an extension or a conservatory? It looks unusual to be a conservatory, but the glass ceiling makes me think it's not an extension either! Any ideas? Also checked the councils planning portal, no submitted applications. However, could also be due to it being within the required limit so no planning permission needed…
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Uk coach holidays
Can anyone recommend a good company. Hubby doesn’t fancy driving far anymore and we thought we’d try a coach holiday in uk reading trip advisor. On leger and shearings not brilliant . Plus we’re both tall so need the legroom if we’re just sitting. We’re Manchester so would like a few hours travelling but not 7+ thanks
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Bulk LPG - Cheapest suppliers / supply route?
Hi all, Moved into a house in Jan that has a bulk LPG tank, which was previously supplied (and the tank is owned by) Calor. The contract they were really keen for me to sign was quite a restrictive lock in one and after speaking and a bit of negotiating they dropped the standing charge and discounted the pence per litre by…
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O/S WOMBLING, Road Coinage, Skips, Roadside 'finds' etc
Okay Confess.......... Who has benefited from people having clear outs. I will begin with my 'finds'.......... A perfect lamp A wooden stool about a foot high. Perfect for me as I am challenged height wise. 2 Flower pots A plastic shopping basket. Great for carrying multiple items up the stairs. A metal shoe rack. All…
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DCB LEGAL court claim 2025 - UKPC – Parkhouse Court - Hatfield - Draft Defence.
Hello all, Looking for some help with a (couple of) parking pCN from UKPC @ Parkhouse
Court – Hatfield. Data of love note on car: 7-9-2024 Date of NTK’s: 2 x on
10/10/2024 (date on the letter, received a day or a few later) First off I’m somewhat behind on dealing with this, life’s
been getting in the way the last month or…
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Notice Accounts
I can't see any dedicated thread for Notice Accounts, so here we go. My question for all knowledgeable people in this forum is whether anyone has any experience with Allica Bank, I currently have a Zopa smart saver account and, so far, can't fault them really, but Allica are offering 2% for 95 days notice compared to…
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Temporary account ?
I need to keep £100,000 in an account with instant access ready to pay for land purchase when the right plot comes up for sale , my other funds are in NS&I bonds and I am retired so no salary will be paid into this account and nothing spent from it , just one lump sum up till it is needed ( or two seperate accounts if that…
