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Buying optical glasses on line
Another age-related problem is the need for various glasses for different purposes. I have ordered a pair of single-vision Reactolight glasses from Aliexpress for £28. Now, if I order varifocals online, what do I do to obtain the following measurement? Is a measurement against the existing frame good enough? Fitting height…
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Saving, Living, and Ditching the Mortgage
Hey everyone! Long time lurker. At my lowest I was here reading the SLLM posts hoping one day I will have my own mortgage and staying strong letting money sit and grow. These days I have my own mortgage on a lovely flat in a lovely city, almost half way through my 5yr fix now. Want to tackle the mortgage but hardly have…
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Printer Not Printing
My Brother printer model no DCP-J315W has decided to stop printing. I have done all the following checks without success.Changed black cartridge checked connctionsTurned printer and laptop off at the mains went into prnters and scanners and the job was in the queue but was gone after doing the unsuccessful print and ran…
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mccloud back money paid - confusion over taxable elements
Deleted Daisy
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Tesla Powerwall 3 set up.
Hi, I thought I would start a new thread for Tesla Powerwall set up discussion.
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RBS General Investment Account
Currently have £3600 invested (£50 per month dd) with approx value of £4500. Change in value of roughly £800 Inc fees etc. I know I pay CGT when I sell the investment but am I liable for income tax on the £800 for this FY? I am in higher tax bracket. Thanks
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Link financial declined payment offer
I made a monthly payment offer to Link. It’s low but all I can afford. They declined it. I’ve since gone on and done their budget tool to prove it’s literally all I can afford. Can they do anything/take action? Life and circumstances have changed, I know I owe the money I just can’t afford more right now. Thank you
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Missing payments between step change and British Gas
Hi everyone, I am not sure if I am posting in the right place here but I am just looking to see if anyone has experienced anything similar to this. i recently entered a debt management plan and one of my creditors were British Gas. The plan had been open since the beginning of 2025. I was checking my credit report back in…
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Would you move a 9.1% PCP to a 5.8% Loan?
PCP - 44 Months left £74 monthly £10k balloon payment (9.1% APR) Loan - Accepted with Tesco at 5.8% 12.5k over 60 months. A couple of friends have said do it because I will only be taking the loan out anyway if I keep the car in 4 years and also, I will 99% not be handing it back anyway and will be valuing it at more than…
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Making a claim from Vaillant for incorrect work on boiler.
My mother passed away earlier this year. She had an agreement with Domestic and General, paying £52 a month to get her boiler serviced and maintained by Vaillant engineers. I cancelled the agreement after her death. She had had her boiler serviced by Vaillant on 5/12/24 so I had to have the boiler serviced again this year…
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EV Charger Cost.
I'm currently looking at having an EV charger installed at my house for my PHEV Kuga although I'm struggling to find any decent prices, Everywhere so far has quoted me around 1k to supply and install. the cheapest been Hive / British Gas who have quoted £879 online with 'free' install, this is still more than i can afford…
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Success Stories - Pensions
This is a bit of a light topic where the idea is to highlight what successes you had with your pension pots. Example - I contributed X and accumulated Y by Z year. Total appreciation was 'x' percent. Just trying to learn the following that could inspire a range of people - those with no pension, those who started late etc.…
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Campaign idea: Allow salary sacrifice for rail season tickets 🚆✂️
It feels like a glaring omission in UK tax policy that we can salary-sacrifice pensions, childcare, e-bikes and more — but not rail season tickets. At the moment, if an employer pays for a season ticket or you try to use a salary sacrifice arrangement for one, it’s treated as a taxable benefit and has to be reported and…
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HMRC Bank Interest returns: A mess?
I asked HMRC for a list of the bank interest data for the 2023/4 tax year which I now have, in print. The entries 'Source' is categorised as 'Actual' or 'Estimate' I reconciled most of the Actual entries with my records... but there were a few bank returns they were missing (several app based) plus a lot of 'estimates'.…
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Court Claim - Insufficient Time Paid
Hi all, Hello all, I finally received court claim from DCB Legal for insufficient Time paid. I requested more information few months ago (following direction from the forum), they sent a whole lot of gabbage plus a photo of my car at the said car park with a time stamp. Nothing about how much I paid at the time or how long…
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Reorganising the Android apps. Is this possible?
Samsung Galaxy S24+ here but assume it's an Android thing not a Samsung thing. Swipe up & see your list of apps - that's what I'm referring to. Is it possible to change the order? I'm not talking about dragging to the home page & positioning them where you want, I'm talking about the list of apps. Reason being - because if…
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ISA Transfers: Backdating interest to date of cheque no longer common practice?
I recently transferred an ISA into Nationwide. It was from a maturing fixed term ISA, so it seems to fall outside of their more generous policy of paying interest from the date of the application. There is some industry best practice to pay from the date of the cheque, although this might be outdated as it is from 2013:…
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QDR Solicitors £50 admin charge - advice required
Hi, wondering if someone can advise. I've received a letter from QDR regarding unpaid fuel. TLDR: I am at fault, genuine mistake however there is a £50 admin charge which seems absolutely ridiculous. From some research I have done it seems most people have an £18 admin charge which is still cheeky I think but I would…
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Laptop died after 3rd attempt to repair USB-C fault - any rights?
Hi all, I bought an expensive laptop in 2017 with a desktop CPU. I didn't own any USB-C devices until 6 years later and they didn't work with audio devices (USB-A was fine). I returned the laptop and the supplier sent it back untested with the same fault. My mum died the same week so I didn't follow up until the next year…
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Breaking news! ZZPS now an SRA regulated law firm
Info passed to me by @troublemaker22: ZZPS is now a law firm regulated by the SRA. The ZZPS legal practice will be headed in the New Year by barrister Scott Wilson who is stepping down from his role as head of legal at CEL in order to take up the post.
