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Annual multi-trip cover not covering trips spanning two ‘annual’ periods
Hi all. I’ve just had a conversation with my travel insurer (StaySure) and am totally baffled by their response to my question that I feel I need your thoughts on this - surely the insurance industry doesn’t all operate like this?? I have a currently Annual Multi-Trip policy with StaySure that expires at the end of…
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Video / Dvd converter with non-scart tv help please
Hi. I have a Philips DVDR 3320V video/dvd converter. I'm hoping to convert some old family videos from video to dvd. I've used the machine to do it successfully in the past. However, I was using a tv with a scart back then. My current tv doesn't have a scart connection. The back of the video/dvd has S-video out, DVD/VCR…
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New Gov.uk Probate Application
I am wondering how many people have used the new gov.uk probate application online? Are they finding it a quicker / Straightforward service? I submitted the requested original will with my application the 3rd week of August. Currently it's still on the documents received (step 2). Personally I found it very straightforward…
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Moving house - getting help to clear house
Not massively disabled (but do have a blue badge) but do have back issues.... It makes it difficult now to move stuff around. Move stuff into storage. An hour or so loading the car etc means 3-4 days of pain. Just wondered how poor people even worse off than me manage with things like this. Is there someone you can pay…
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Should I pursue this refund?
Hi all, my friend and I booked and paid online in July for a spa break of three nights Sept 1-4. Then her sister asked to join us, so we upgraded to a triple room on Aug 7th at a further cost of £493. Unfortunately, my friend who is a cancer survivor was given a last-minute oncology appointment bang in the middle of our…
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Retrospective application for Disability Living Allowance (DLA)?
Hi, Our son was diagnosed with autism six years ago. Our daughter has just had the same diagnosis, however this time we were advised by the specialist that we should apply for Disability Living Allowance on her behalf. This was never suggested at the time of our son's diagnosis and I wondered if a retrospective application…
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Royal Mail not delivering mail
Good Morning, As per the title, we've been living at the same address for the last 9 years and have always gotten our mail on time until the start of this year. In march, I phone to complain about it because I failed to receive a medical appointment invite from our local hospital - I was advised at the time that this was…
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Lloyds bank premier account and debit card cash back
Anyway to get cash back by paying money into a savings account with another bank / building society like Yorkshire for example via the debit card or would these be excluded from the cash backs? What would the MCC be?
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Static Caravans... I guess this is a "warning" to a tiny minority of people... and also a rant.
Every year the BBC seems to trot out a story like this expecting readers to be shocked or surprised. BBC News - Buying a caravan left massive hole in finances So this couple have bought a static caravan, (which for those who don't know is a limited life, depreciating item that costs £4,800 per year just to keep in one…
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Survey report points - maintenance jobs?
We arranged a Level 2 survey to be carried out and the report came back very positive; the property is structurally sound and nothing is falling apart or requires urgent, major work. There were a few minor issues and I'm wondering if I would be right in thinking that all the things below are just things we should absorb…
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Possible Fraud
I have come across a video on the WGT golfing app for TraderAI, it includes a video of Martin extolling the virtues of this money making app. It does not sound like him.
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Alicante Car Hire - check your Credit Card works!
Just back from Spain with my extended family. At Centauro Car Rental in Alicante Airport terminal we had 3 separate bookings and we all have hire car excess (from MSE recommendation) and therefore declined the comprehensive insurance policies. One of the guys provided his credit card to cover the €1400 block that was…
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Gifts out of regular income ending
If I were to gift £30k out of my surplus income once every year and I did this for say 5 years running and then year 6 I couldn't afford to do it anymore due to a change of circumstances would the previous 5 years be disallowed or would the £30k pa still be exempt from IHT
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Stopping the backsliding… a family of four no longer living beyond their means
Some of you may know me from my last diary, which was on Mortgage Free Wannabe. The truth is, I’ve not paid anything extra off my mortgage for years, I’ve not saved like I meant to, and I currently have £1,000 on my credit card 🤦♀️ 🤦♀️ 🤦♀️ I plan to have this paid off in under 3 months, so I could have stayed on my old…
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Claim Form/CST Law/MET Parking BP South Mimms
Hi, I received a PCN for an overstay at South Mimms BP service station in September 2021. My POPLA appeal was rejected & have ignored all of the subsequent correspondence. The claim for dated the 7th December was delivered on Monday the 18th! I will file an acknowledgement of service & would appreciate any assistance in…
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No channels found
No channels found when I switched my ancient Panasonic tv Have checked connections and aerial still no channelsTried in another room, still not working. Could it be the tuner, do not want to get engineer as might as well get a new one. Have used Roku and it does work with it installed.
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Multiple periods of consent to let and gaps between
I'm currently living and working in Australia. What was my primary residence in the UK has a residential mortgage and is currently let out with indefinite consent to let from the lender renewed yearly. I'm doing some planning on coming back, I'd be living in the home again as my primary residence after the tenants move…
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Uk holiday parks
Hi we are looking for a cheap camping site/ park in the southwest Cornwall Devon Dorset. We are taking out old campervan . I like it on or near a beach but also close to a town ( I like looking round nice shops) so within walking or buses nearby as we don’t want to drive about once we are there. Anyone got any suggestions…
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Cover from D&G for hob bought from AO not informed of other charges
Surely this is not legal, last year I bought a hob from AO and the customer service assistant told me about cover from Domestic and General, it wasn’t a lot of money and it covered accidental damage and replacement if it can’t be mended. I received a letter “still here keeping you covered” and have realised if my hob…
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Beko dishwasher problems
Our Beko dishwasher, after running without a hitch for many years, suddenly developed issues - quite a bitty story, sorry. We called out an engineer from a local (well established) business to see why it was trying to start but couldn't seem to run through the program. He re-set the program (I didn't see what he did and he…
