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MSE Chase 4.5% Headline figure
Why are MSE still advertising this headline figure of 4.5% for Chase savings account for new customers when they have already reduced it for me. I took it out and its now 4.2%!
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Moriarty Law and JC international
I have received an email from moriarty law acting on behalf of JC international acquisition LLC for a scottish power debt at my previous property from nearly 6 years ago (august 2020) stating that l owe JC international money and they are acting on their behalf and offering me a 40% discount if l pay within 28 days. What…
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Stop tax on interest received on savings capital invested for care costs
Hi, I have asked my MP to raise this issue on my behalf with both the Treasury and hopefully in the house but I would be interested to hear other people's views. My mother has been in residential care since February 2024, paying approx. £1300/week net of Funded Nursing Care in care costs. Initially her savings were used to…
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Euro Parking Services/Gladstones Solicitors - Court Claim (Defence help required)
Hello, my dad received a claim form today and I'm just looking for a few pointers on building his defence. I'll include everything we have so far below. I've already acknowledged the MCOL, I just need to send them the defence. I have my own thread on these forums for my own PCN so I've got a decent idea of what I'm doing…
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Prudential / M and G - customer service response times...
Hello, Anyone else experiencing long delays for responses? I got a letter responding to a complaint I raised at the start of December about my Prudential pension. The letter (dated 31 Dec) from the person (mandg email address) handling it stated… "WHEN YOU CAN EXPECT TO HEAR FROM ME? I will contact you again as soon as I…
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Old Style Daily Wednesday 04 February 2026
Good morning everyone.
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C.U.P (Closed Unit Protection) Parking Enforcement Charge. Court Claim issued.
Good afternoon, Sorry, this is my first post, so I hope it's allowed and in the correct section. I'm hoping someone would be able to help. I have received this parking charge notice in the post. Is it worth appealing? The driver wasn't parked, as you can see the lights are on and hazard lights are on. It's a layby towards…
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The British Gas Big Switch tariff doesn't show up if you select gas only
The MSE email said the British Gas Big Switch tariff was "For: Dual fuel/elec or gas only". I only want to switch gas, as I'm on Octopus Agile for electricity and that's working well for me. If I go to the Cheap Energy Club results page, it shows me the dual fuel British Gas Big Switch tariff at the top, but if I then…
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Investment Bonds and Trusts for IHT planning
With the changes to how DC pensions are treated for IHT purposes and the growth in house prices and stock markets more people/estates will be facing an IHT bill. So maybe people will discuss the pros and cons of onshore investment bonds/life insurance and the range of trusts that can be used as wrappers.
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Advice needing
hi all, I am a leaseholder of an one bed flat. I have been looking to buy another property and rent the flat out…how should I get the process started and how much deposit for the second home should I have? Thank you
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How should I use my SIPP for a drawdown pension
Hi I do not know if this is something people here could help me with or if I need to pay for advice. If so how do I go about finding someone I was recently made redundant (aged 59). Decided that in todays job market, for an IT job and at my age. I will just take early retirement. I have two work pensions, both index linked…
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Nutec loft insulation
Had my loft surveyed this afternoon. Was told it need to be done and was quoted over £6000 to insulate the rafters. £3000 to remove fibre glass insulation and replaced. Does this seem fair or am I being scammed. Thanks
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What's your favourite loyalty scheme?
With most companies having a loyalty scheme, customers are bound to have their favourites. This is why we want to know… which is yours? It might be a supermarket, a high-street retailer, a coffee chain, a travel brand, a restaurant or something more niche, but we want to know which is your favourite. It could be your…
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Reduce water bills.
We recently had notification that our DD for water was gonig up by over £20. So I got in touch with Anglian Water, filled in a short form and now we are on a different tariff that is actually a few £s less than we have been paying. Saving £23 a month. The tariff is Extra LITE tariff.
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Harrow Hall - Langley - PCN Parking Eye
Dear all, First of all thank you in advance for all your help. I am in the exact situation of the gentlemen in this post. I (registered keeper) have received a PCN from Parking Eye for driving into 'Harrow Hall carpark': https://forums.moneysavingexpert.com/discussion/6549898/pcn-parking-eye/p1 The only difference is that…
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79th Group investment
Looking to see if anyone has had any success, or positive progress, in recovering their investment, following the collapse of the 79th Group?
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SIPP - practical question
Hi I have a practical question regarding reinvesting tax relief back into my SIPP. Grateful for any help, as I can't find the answer elsewhere on-line. Apologies in advance if this has already been answered elsewhere. My situation is this: I am a higher-rate (40%) tax payer who contributes regularly into a SIPP. Via my…
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Road to Financial Peace
Hello, Happy New Year. I have attempted keeping a diary a few times on here but never kept it up for one reason or another. So here I am again but more determined than ever to shift this debt (I am not getting any younger lol) So I am late 40's married with 2 adult children still at home. DH is the main wage earner and…
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EDF have changed Economy 7 times
I have a property with Economy 7 as my only heating (since 1991!) I'm on a standard variable E7 tariff with EDF. A smart meter was installed in Feb 2024 anticipating the RTS switch off. It has worked perfectly, with 5 night storage heaters receiving low rate electricity between 00.30 - 07.30 (GMT) for 16 months. But, in…
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Kangen Water Machine
Hi, I’m looking for a kitchen mixer tap that works with a Kangen water machine. My current tap is too small and none of the adapters fit. I need one with a standard removable aerator (M22 or M24). Any Amazon UK recommendations? This has been stressing me out for a few days. I know i could go into B&Q I know alot of people…