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Why do so many travel insurance products not cover competitions / racing?
I am trying to buy a travel insurance for my overseas trip(s), and nearly my trips are for sports competitions, including orienteering, swimming (including winter swimming), triathlon, etc. I entered the details into a price comparison website and started to check the details one by one, but most of them list racing under…
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Can you collect No Claims Discount on Home Insurance?
Does no claims discount work for home insurance like it works for car insurance? I have been with the same insurer but their prices crept up so I changed but my previous insurer said they don't provide evidence of no claims though I told my new insurer I had x years from my previous provider.
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Extension / extra room
Im thinking of applying for a DFG as we are struggling with a lack of space. I have 2 reception rooms, one of which my disabled mother lives in. The problem we have is a child with severe disabilities who needs his own space and we are struggling to function in one room. Will I be told to ask my mother to move out or is it…
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Virgin Media First Bill
I've just signed up for Virgin Media broadband and anytime landline calls for £31.99 per month. And I've had an email saying my first bill will be £63! Does anyone know why this would be? I'm beginning to think I should've stayed wtih BT. They're about £6 per month dearer but at least I wouldn't have to go through the faff…
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High Child Benefit Charge - PAYE
Morning - I pay the HCBC via self assessment but registered for paying this via PAYE yesterday. Today the HMRC reduced by tax code from 666L TO 333l. I think they have included the charge I need to pay for the current tax year - I thought I would not start paying this until April 26 i.e. spread it out over 12 months. Can I…
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OnePoll - Not a good experience, would not recommend
I like doing surveys, so via MSE I signed up for most of them listed and in the past couple of years had good experiences with all of them but... Recently OnePoll blocked/locked my account with no notice. I just couldn't login and it said my account was blocked. Given I had over £14 towards the £20 withdrawn minimum, I…
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Why do all major price comparison sites all use the same results provider?
Whilst researching same insurance quotes from all the major online comparison sites all my results came back via a company called "Simply Business". I had a follow up call from their rep and out of curiosity i asked a. why does it all come back to one company and where is the market competitiveness price wise in that that.…
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Radiator issue
Hi all Grateful for some advice! BiL fitted all new radiators throughout the house last year for us plus a unvented tank. One radiator has never worked. I’ve done the following so far Bled Bled with one valve open the other closed (and vice versa) Disconnected the thermostatic valve from rad, check valve works (hot water…
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Covered call ETFs like XYLD etc
Trying to assess the risk Vs reward of these. Found YouTubes that explain that your exposure to stock market gains is limited. But not much about other risks or volatility. Tempting to think that if we're near the peak of the cycle then one could accept the limited gain risk in return for 10% return. Any other risks? Would…
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Glasses Direct offer for 2 pairs for £14 does work, asks for £43
I have a very basic prescription for reading glasses, been told that I have near perfect vision so not a complex prescription but when I add a pair of £49 glasses the only choice of lenses are Gold level ones (lowest level available), nothing on the webpage where I can choose basic, no link exists to a basic choice, I then…
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ParkdirectUK NTK. Appeal Date exceeded
Hi all, I appreciate the forum very much and the efforts that go into these parking battles I received a windscreen PCN from Parkdirectuk on 22/9/25. I have recieved the Parking charge notice (NTK) last week around the 27/10/25 or 28/10/25. The windscreen PCN was for parking in a resident bay in a large apartment complex.…
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Christening your child
Hi, we are expecting our first in April. I am not sure what I'm after, maybe some more info on how many people actually christen their children I think. I am not religious and my husband is orthodox (but isn't really religious either). Some people have said it's good to have your child christened and some churches would…
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Going through the PAC process
Hi Anyone been through the process of transferring a mobile number via PAC process? Is it relatively easy? Any pitfalls to be wary of? Am I right in thinking I will be without contact via that number whilst the process is ongoing? Will my new SIM work for accessing data etc but I won't get messages or calls? What about…
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Too much TECH in isa?
A bit of advise please on my stocks and shares ISA which is around 50% tech . This is due to both Palantir and my Legal tech fund increasing in value over the last year or so and now it is more than 50% of my portfolio . Is this a very risky position to be in at the moment with a possible AI bubble and world events . I am…
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Kitchen installation gone wrong – Section 75 partial refund advice needed
Hi all, I’m after some advice to check I’m taking the right approach with a kitchen supplier/fitter. * The kitchen was supplied and fitted a few weeks ago (around £15k total) by a local kitchen supplier (they supplied and fitted). * I paid about 50% of the balance by credit card, so Section 75 should apply. * The…
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Buyur Limited, trading as UR
Hi Everyone, I hope someone can help. I have an old Apple iPhone 13, which I wanted to sell to one of these recycling companies. Normally, in the past, I've used Music Magpie and other trusted companies, and had no problems. This time, I came across a company called UR (company registration 7166414). They were offering a…
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iPhone bluetooth
Hi, My iPhone XR has stopped connecting to Apple carplay and Airpod Pro. Any ideas why? Many thanks
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Scottish Gas
Looking for advice about a dispute with Scottish Gas relating to my late fathers energy bill. He had a smart reader which did not work and we constantly complained about it. My Dad paid his bills even though they were estimates. He passed away in October 2023 and I contacted Scottish Gas who told me not to pay any bills…
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Tesco Clubcard Pay+ altertnative
It's no surprise that after the Barclays takeover, TescoBank have announced that they are withdrawing this card from April 2026. I have found this card invaluable in places that won't accept cash but can be risky carrying your usual debit card ie. swimming pool, where you leave valuables in a locker. I would like open a…
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Compensation for sprayfoam
Does any one know of anyone who has received compensation to have their closed cell sprayfoam removed from their loft? I have had a load of companies calling me who claim to be able to claim back money from both the installation and the removal of the foam. (The company who installed it are no longer in business). But no…
