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1% challenge 2023
Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…
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Parking Code evidence - your images of private parking signs are needed please!
This thread started life as a discussion about the DLUHC's Call for Evidence but EDITED 2025: Let's kick this off again in 2025 as evidence for the MHCLG for the Summer Public Consultation. We need evidence of private parking t&cs signs. If you take photos yourself, please show them as a screenshot to show the date a photo…
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Paying Road Tax Early
One of our vehicles is due to for renewal of road tax on 1st May. I understand that this can be paid two months in advance. To avoid the increases in April, I've considered paying this today (yup, I know it's just an additional £5) When attempting to do so online today (using the V5C), the DVLA website indicates that the…
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UKPC PCN - Hemel Hempstead
“UKPC PCN – signage barely readable at night and address errors – seeking advice before appeal” Hi all, I’ve received a PCN from UK Parking Control (UKPC) for “Not parked correctly within the markings of the bay or space.” Location: KD Tower, Hemel Hempstead Date/time: 10/02/2026 at 22:39 I’d really appreciate some advice…
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Feedback request on my defence to DCB court action - Myrtle street carpark liverpool
Background: used this carpark many times and it was free (to the best of my knowledge and Google searches) Myrtle street carpark in Liverpool, owned by David Charles brewitt and Alan James Beer. I was one of the first to get fined under the new system, I parked at night, briefly (to grab a hot drink) and left. The new sign…
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Accidently painted my living room black
Was trying to go for a grey and picked this colour https://www.diy.com/departments/goodhome-walls-ceilings-princeton-matt-emulsion-paint-5l/3663602401353_BQ.prd But instead it looks black. I'm hoping once it dries it becomes more like the colour on the tub. Luckily the carpet I'm getting is a very light shade of grey so it…
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What happened to the planned changes to cash isa limits etc
couldn’t find the original thread …. Whats the latest?
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Court Claim sent to old address..
I've received a Court Claim for a PCN from DCB LEGAL dated 28th May 2025. I have only just opened it, I moved address on 19th April and the post was collected by my old estate agent. What is my first move here to start dealing with this. Many thanks
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MSE Cheap energy club -British Gas Collective Feb27 problems
I have tried to transfer to this tariff and have been refused. I am an existing customer in credit. The MPAN/MPRN numbers are correct. I have done online chat with British Gas 3 times and have been told My area cannot have this tariff it is not available until the end of the month This tariff is gas only and I am a dual…
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Make Do, Mend & Minimise
With the cost of living showing little sign of easing soon, I thought I'd start a new thread for this. I'm sure many of us are trying to be as environmentally friendly as we can be as well as stretching our budgets as far as we can. I'm putting together a To Do list towards this end and will publish any achievements as and…
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Impax Environmental Markets Investment Trust
I would welcome any thoughts on what action I should take on the proposed tendering of shares in Impax Environmental Markets IT in order to thwart a takeover by activist investor Saba. There appears to be a chance to profit from a NAV discount of around 7% by accepting the tender offer. Does it matter which way I vote?
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Old Style Daily Tuesday 17 March 2026
Morning all.
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Heating oil - do I have a binding contract?
I ordered heating oil online on Sunday 1 March and paid including a small premium for delivery by 10 March. I've checked my credit card and payment was taken that day. I had a delivery scheduled for Friday 6 March but it was "postponed" the day before and as yet has not been rescheduled. I strongly suspect it will be…
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Moorside Legal - Letter Before Claim
Hi all, I have read the newbies thread and I can see an email template to send to a solicitor at Moorside legal, however upon searching I cannot find an email to send this to, nor does it give any information on the letter. For context, I parked behind my apartment to unload furnishings, belongings as I just moved in, a…
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Parking codes for Belfast International Airport
Has anyone seen any recent parking promo codes for the airport carparks themselves - normally park in the main stay? Will need the main stay due to passengers having mobility problems. Usually keep my eye out for codes but haven't seen any for some time. Thanks!
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Easter 2025 I’m coming to get you!
OK so that maybe slightly optimistic but you have to dream big! I’ve been reading these for a while and decided it was time to go public instead of lurking; hopefully I can keep up with it and keep motivated. I have a mortgage which is not huge but I still have one. Originally £80,000 in November 2015 and as of tonight…
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Take my life back
Hello everyone. After keeping my head burried in the sand i decided that i need to take back control of my finances before mental healt deteriorates even more. Everything was perfect…until divorce. A few things that i would like to clear out, I'm now renting with my partner £1250 but also pay my solo mortgage £1250 for the…
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Interest Tax Allowance
I'm on the cusp of 40% tax so just wanting to check I have the right understanding of the interest income tax free allowance. My understanding is that the point that it tips from £1000 down to £500 is £50270, so I need to get my taxable income below this amount (through pension contributions) Have I got the right end of…
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Amount of Unsecured Debt
Hi again Can I ask does it make a difference the amount you owe one credit card company as to the action they will take when you stop paying monthly payments? My largest credit card debt is 25k and this will be the first month I am not going to pay. Just feeling nervous about what will happen. Thanks
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Downsized and want investment advice
Hi, my wife and I downsized and now have no mortgage and about £115k to invest but don't know much about investing or pensions. When the new tax year starts we will probably put 20k each into a stocks and shares Isa. We are mid/late 40s so retirement a long way off. I have a small Sipp (18k) and my wife has a small work…
