-
Paying off No 27 - Back again and £34K in the red!
Hello I am back again... :) It's been awhile since I have been here so for those of you who were around then, I have paid debt down and built back up and I am trying (again) to face the music. To those of you who are new I am a Single mum of 2 who works full time and lives miles beyond her means. :s I should have cared way…
-
Clarification on how HMRC adjust tax code for interest on savings for previous year
From what I've read my understanding is that HMRC use the previous year's interest on savings to estimate a figure for the current year and adjust the tax code accordingly. My question is how this works in the first year of going above the £1000 limit. My situation (rough figures for illustration only) is that I will be…
-
Freeholder has suddenly impose a management agent, increasing annual charge by over 300%
Is there anything that can be done to stop this.
-
£125 for existing Raisin customers who put at least £10,000 in a fixed-rate bond
You need to have an active savings account https://www.raisin.co.uk/summer-loyalty-bonus/
-
£63 a month! Can I do better?
Been with sky for many years, my contract ends on 19 September. I have Sky Broadband Superfast and Sky Talk Anytime Extra "67.0 Mbps Average Download Speed, Unlimited Downloads. Includes Line Rental". They want to increase it from £58 to £63/month. Can I do better than this? I rarely use my landline now so not making any…
-
Travel insurance 30 day trip limit when group splits
Hi, my family has an annual travel insurance policy with 30 day single trip limit. We left the UK together in July for Europe. I travelled back for work for two weeks and will be rejoining them and the whole group will be returning to the UK together at the end of Aug. They will have spent over 30 days away, I will have…
-
Compare the (meercat) market energy website for nosy neighbours
https://www.comparethemarket.com/energy/ With a postcode and a house number you can see anybody's energy consumption! My neighbour is using 26.6k kWh of gas!? 3 people in a 4 bed modern detached, something amiss? £12k energy bill!? Sorry just bored on a Sunday but I thought it might be of use for those that don't know how…
-
Liability for intercom system
I inherited my current flat after being a carer for 7 years for a parent with dementia. When mum bought the flat it had just been built its a private Sheltered Housing build and was outfitted with a careline link, intercom system connected to the fire alarm , front dooor. Now, its only been 25 years and the Service guys…
-
On bin day, neighbour obstructs my front garden with their bins.
As the title suggests, I live on a street with detached houses. My neighbour always places their bins on the roadside, but right up against the boundary of my front garden on collection day. My front garden has large shrubs/trees along the front edge of it, and the only way to maintain them is from the pavement side…
-
Advice please!! Chased by ZZPS and GCTT
Hi, looking for some advice please. I was issued a parking charge on 20th May at a private car park managed by SRL Management Ltd. I’d overstayed at the car park due to being at the cinema and had no way of extending the ticket which as it was pay on arrival. My husband told me to ignore the parking charge and I’ve since…
-
bristol airport £100 fine for stopping at a roundabout
bristol airport charge £7 to drop off a customer to get a plane. i stopped at a roundabout outside the parking area with no traffic present and then went inside and paid and received a £100 fine which I appealed and it was denied. i have responded since and their claim is increasing. any tips on what to do .
-
1% challenge 2023
Welcome to the new home for the 2023 1% Challenge - 100 ways to make your 1%. This challenge was started a couple of years ago by Little Miss Uni Debt, I started using this challenge last year and found it really helpful in focusing on paying off a more manageable amount at a time! I’ve copied below Little Miss Uni debts…
-
Some advice please
Hi everyone, i have been hovering over the post button for some days how. I am in around 21k of personal debt. 3x credit cards & a Very account. 10k, 6k, 4.5k & £500 . I have considered a DMP with step change but then I have been reading threads on here for around a week which suggest the best form of action is to first…
-
AdBlocker
Hi, have messed with this (was installed), have reinstated it, but now I just get sound and no pics. It IS installed, so... any ideas pl TIA
-
Plodding Along
I've been on here for a good few months now so it's about time I start my own diary. I have been in debt since I was 18 when I got my first credit card and I'm 41 and a half now. The debt has fluctuated over the years with the highest being around the £20k mark, but my head was firmly buried in the sand then. I started to…
-
Nationwide Flex current account maximum daily transfer allowance?
Does Nationwide Flex current account all have different maximum daily transfer allowance? As I have managed to transfer one amount from one of my Flex account to two different external banks before I hit my daily allowance.Today, I have tried with my second Flex current account with a lower amount and it says I have…
-
What Freebies Have You Received Today?
As the old thread has over 6000 posts its time for a new thread. What Freebies Have You Received Today? Please post all discussions about what freebies you have received today on this thread. This is a continuation of this thread https://forums.moneysavingexpert.com/discussion/3766189
-
Part-time Uni Course and UC
General query: Can some-one who works(9-3.30 in a school) and gets the carer element of UC study a part-time Certificate of Higher Education Course(2 year course 16-18 hours a week)? Also will the student loan(for the course) affect the UC award?
-
Newcastle Airport UK parking patrol office pcn.
Hi. I've just received a PCN a couple of days ago whilst at Newcastle Airport, the pcn was issued by UK parking patrol office it was issued on the 31st January 2025. My wife had taken me to work and dropped me off at the Skyway filling station at Newcastle Airport next to the car wash that day. She was there for less than…
-
Does anybody remember FREE dial up internet ?
I have a memory of TOTALLY FREE dial up in about 1997 How did they run the business at a loss ? How did it work ? It was not a "buy 60 minutes for £x" scheme - it was totally free on a freephone number.....
