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Advice before court and submitting N180 form
Hi, So this is the latest email from DCBL below: Good Afternoon Having reviewed the content of your defence, we write to inform you that our client intends to proceed with the claim. In due course, the Court will direct both parties to each file a directions questionnaire. In preparation for that, please find attached a…
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Airport parking debt recovery letter
I have received a letter from a company called 'Debt Recovery plus' relating to 'Use of a pick up/drop off zone without making a valid payment' at Manchester airport on 16/01/2026. The letter which I received on 11/03/2026 is asking me to pay £170 by 13/03/2026 or my financial loss will increase significantly. for clarity…
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DCB legal - letter of claim
First post so apologise in advance if this has been answered numerous times! I have read all the threads etc with regards to these fines. I have just received the avove from DCB Legal representing Parkmaven Ltd with regards to 3 parking fines for being over the 2 hour stay. All 3 fines combined would be less than an hour…
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Letter arrived after 14 days - how to prove?
After 36 years of driving I have received my first ever parking ticket. Without going in to the details of the incident itself (many aspects of which I am fuming about - suffice to say I believe I have been conned) I have a specific question. My understanding is that since the letter mentions the Protection of Freedoms…
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Money Moral Dilemma: Should my employer adjust its rewards scheme so I don't lose out?
This week's MoneySaver who wants advice asks… My employer has a recognition scheme for colleagues who go above and beyond, with prizes paid in vouchers that are processed through payroll for tax purposes. However, anyone repaying a student loan can actually lose money by winning because the prize can push their income over…
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Money Moral Dilemma: If I sell the classic car my kids got me, should I give them their money back?
This week's MoneySaver who wants advice asks... A few years ago, I had a 'big' birthday, and my children kindly clubbed together and bought me a classic car as a present. I've loved having it and have had plenty of use out of it, but now due to changing circumstances I'm planning to sell it. Should I share the money I get…
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Money Moral Dilemma: Should I ask friends to pay for a meal when I might have said it was my treat?
This week's MoneySaver who wants advice asks… I recently went to a few pubs with some old friends, then to our favourite Indian restaurant. I had a great time but have little recollection of getting home [pls be Drinkaware]. I assumed we'd split the food bill, but I've found the receipt and I paid it all. I'd have no…
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Money Moral Dilemma: Should I ask my unwell friend to contribute to our restaurant cancellation fee?
This week's MoneySaver who wants advice asks... My friends and I had a restaurant reservation, but on the day one of them, who is a type 1 diabetic, was unwell. We had to cancel the table, which came with a £25 cancellation fee. I was happy to absorb this as it was out of her control, and didn’t say anything to my friends.…
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Money Moral Dilemma: Should I pay towards my son's neighbours cutting down their trees?
This week's MoneySaver who wants advice asks... My son's neighbours have several large trees in their front garden and the roots are slowly pushing up my son's driveway. He's told them, but they don't seem to have any intention of doing anything. I've suggested that I offer to pay part of the cost of cutting them down to…
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QDR are clueless
I dont think so do you…… I really dont like their tone either Go ahead spend your money ! We are writing to you in relation to Claim No. ******** in which you are the Defendant. In accordance with CPR 17.1(2)(b), a party may amend a statement of case with the written consent of all other parties or with the permission of…
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Money Moral Dilemma: Should I lend £20,000 to my in-debt in-laws and risk not getting it back?
This week's MoneySaver who wants advice asks... My in-laws have a mountain of debt in mortgages on three properties. My father-in-law quit his well-paid job after burning out, the bills piled up and now they’re skint. I've inherited some money, and my wife wants me to lend her parents £20,000 to see them through selling…
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Salary Sacrifice after taking state pension
I am 66 next year and am entitled to the full state pension. I want to continue working part-time for a year and want to stop paying tax of on my non ISA savings by utilising the starting rate for savers. I will be getting about 2.5K in interest. As I see it I have 2 options. Pay the majority of wages into my work's…
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Money Moral Dilemma: What should I do with the inherited money that I feel guilty about spending?
This week's MoneySaver who wants advice asks.. I've recently inherited some money. It's enough to buy a new car, something I do need. But I feel too guilty to spend it - I would much rather have the person I inherited it from still here, and it breaks my heart even thinking about spending it, as doing so would almost feel…
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Money Moral Dilemma: Do I keep paying extra for trains and hotels to see my friend who won't commit?
This week's MoneySaver who wants advice asks… I live in the south and have a friend who lives in the north. I suggest dates and mid-point meet-ups early so we can bag cheap trains and hotels. But she takes ages to commit or suggests alternatives, so by the time we book, it costs more. I’ve paid up till now as I’m happy to…
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DCB Legal Representing Excel Parking - Defense Assistance & General Support Needed
Good evening, I have been following the advice of this forum to date. Last week I received a claim form after ignoring all prior correspondence. I have acknowledge the service of claim on MCOL and have drafted my defense based on the template provided. 1). I have seen that this should be sent…
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Informing of address change (or not)
A new thread as this is a general question. Question: Will informing the PCN/solicitors of an address change trigger them to wake up and pick up the case? The background - my PCN was issued in mid 2022, so it's been around 4 years so far, with 2 more years to go before the 6 year time-out. In November 2023 I had a Letter…
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Lifetime ISA and house in trust
I have inherited 50% of parents house when my mum died which is held in a discretionary trust. My dad is entitled to live in the house until he dies. Can I still use my Lifetime ISA to purchase my first home, even though I have 50% share of parents home in a discretionary trust.
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Failed appeal to Premier Parking Solutions Parking Charge
Hi, I am new to these forums, but after reading a link, I decided to appeal a private parking charge notice I received from PPS (Premier Parking Solutions). I have appealed directly to PPS and IAS and both have confirmed the original ruling stands. So I am assuming I still have to pay. To give an overview of the situation:…
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VARS Technology claim – Starbucks car park – signage unclear – defence help please
Hi everyone, I have read the NEWBIES thread and would appreciate some guidance before submitting my defence. Claimant: VARS Technology Ltd Claim type: Parking charge – alleged overstay Claim amount: £270 Issue date on claim form: 27 February 2026 AOS: Submitted via MCOL Location: Starbucks customer car park. The…
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Back again to win again. Need some advice. Thanks.
I'm back again for a second time. First time they pulled out last minute before court date. A win! Thanks again for all the help from this forum. Re this new one, I've acknowledged on MCOL so I have a little time to get my defence in order. Just want to check a couple of things. It's Gladstones (representing for Horizon…
