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Dismissal
Hi I wonder if anyone can advise me on this please….can the manager who started the process to get me dismissed, can they decide the fate of the employee? They never did the investigating but was there at the HR meeting…..it was also done via teams rather than in person, is that allowed? Any advice would be great
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AMK Legal excessive fees
Has anyone successfully challenged AMK Legal regarding their excessive fees - esp with regard to claims against SJP
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Chargeback when an online retailer refuses to cover return costs of faulty items
Hi all, Lloyds bank are refusing to make a chargeback claim for me for an item I bought on 1st December from an online retailer (ostensibly based in the UK) because I still have the item (a jacket) in question. The item is not at all as described and not fit for purpose. The retailer has refused to cover the costs of…
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Move my cash ISA into a s&s one
The lastest drop in interest rateshas meant my cash isa rate has dropped from 4.1 to 3.8%. Is moving it all into my moneybox s&s isa a sensible thing to do? I currently have £82k sitting in a cash ISA and 6k in a Moneybox s&s. I realise thats ridiculous and 2026 is the year for me to redress the balance, make my money work…
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Is the Chase Credit Card Better than Halifax Clarity?
I'm trying to slim down some of the different banks I have accounts with. At the moment, I have a Halifax Clarity credit card, which I use rarely but it's useful when I do use it - most of my spends are on American Express. The primary reason I got it years ago was the fee free spending abroad, although it's also useful…
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Please help - understanding my heating / hot water system
Please can anybody help me, I’m desperate to try and understand how our heating and hot water system works, following a £500 energy bill I just received for last month :( I just moved into the house a month and a half ago. It has solar, and a hot water tank. We always seem to have piping hot water all day, so I’m worried…
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Defence against UK PARKING CONTROL LIMITED
Hi, We received a claim form from UK parking control limited union house for parking in a designated disabled persons parking place without displaying a badge it was in a retail park and unfortunately we did not appeal to the retail park before it got to this stage - the issue was the weather was horrific that day and the…
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New internet options with mobile phone?
Does any company now do broadband (no calls) and a mobile deal for partner? Currently with Plusnet and I have a Tesco mobile. Plusnet contract ending and decided not to renew landline, so looking at options for internet and new mobile for parter. Ay suggestions please?
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GMAC contact required please
Hi there, My car finance was through GMAC who no longer trade. I was advised to contact Vauxhall Finance but they no longer monitor their inbox and I was directed to Stellar Finance but I do not have a contact address for them. Can anyone who used GMAC advise who I should contact? Many thanks
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Inheritance tax
If a property is worth £500,000 and will be left to 3 siblings would there be any inheritance tax to pay.
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Final Defence Draft - Pls Help
Below is the POC on my Tribunal claim form. The issue date was 21/03/2025 and I already submitted an acknowledgement of Service on 08/04/2025.The claimant is Parkingeye Ltd and the address for sending documents and payments is dcb legal. * The Defendant (D) is indebted to the Claimant (C) for a Parking Charge(s) issued to…
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Letter from CNBC - G24 Limited.
Good Afternoon I received a letter from CNBC regarding a parking offence which they claimed G24 has taken me to court. I have since read the forum provided by @Coupon-mad on how to respond to them. I have since submitted AOS via Mcol website and also submitted my defence as well. Today, I have received an acknowledgement…
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MET Parking via DCB Legal claim 2025
Hi everyone, I’ve received a Letter of Claim from DCB Legal. I’ve checked the forum threads but I’m still a bit confused about what steps I need to take next. Could anyone kindly guide me through the process? Thank you in advance for your help.
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Paying PILON into pension (and recycling)
Hi I am shortly expecting to receive a pilon payment of circa £27k. I have been told by my employer that this can’t be salary sacrificed into my workplace DC pension. If I take the net PILON amount and pay it into my SIPP pension this tax year ( plus the automatic uplift from HL), and then take a lump sum from my SIPP next…
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TalkTalk transfer to utility warehouse. Is this legal?
Just received an email from my broadband provider TalkTalk today 21st July that as from 30th June I've been 'selected' to be transferred to Utility Warehouse where I will 'benefit' from extended services to customers across the UK. The email states that beyond award-winning services, Utility Warehouse helps customers save…
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Creative/CEL making it even harder to log an appeal
This is nuts With Civil Enforcement Ltd you now to have submit the PCN details then verify your email address and then await an email with instructions on how to log an appeal what on earth is that all about- Their website used to be Ok and easy to log stuff but this just seems nuts I dont think i have every come across…
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Portfolio advice
Hi Just wanted to get some advice on my self managed portfolio which i have always kept quite simple. With the recent volatility and over priced USA stocks it has made me think about the allocation and if holding such a large amount in Ftse All share/S+P tracker is diversified enough. I have about 10-15k to put into…
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Fixed rate ending and possible property sale
Next June the fixed rate on my flat ends. My work is relocating out of London to Huntingdon on October 31st 2026, and I am unsure if I want to move with them. I will attempt to find alternative employment in London but am expecting to be unsuccessful. I'm not sure what to do about the mortgage, whether to refix or not? If…
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Advice: NPC/DCBLegal Money Claim Received
Hi All, towards the end of September last year I booked an overnight stay in an Airbnb, which was an apartment with an National Parking Control (NPC) Group managed communal car park. The owner of the property provided a parking permit which I displayed in my windscreen whilst parked in the appropriate bay. A while after my…
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I drove through Gatwick airport red route by mistake do I have to pay the fine ?
Hello I'm new to this forum and nice to meet you all I've tried to research about the red route fines but can't seem to get my head round if I have grounds to appeal or not . I was in the wrong lane on the Gatwick roundabout and had no choice but to go left into Gatwick I was panicking and couldn't find anywhere to turn…
