Recent Discussions

Good morning everyone.

I recently received an alert from Experian showing that Percayso Inform Ltd had carried out a hard search on my credit file following an insurance quotation. I contacted Experian, and they informed me that this is apparently a known issue affecting some Percayso insurance quotation searches. Apparently, some searches that…

I have diligently kept a notebook with the names of plants/varieties and now I have lost the notebook! I planted this several years ago and it has never produced these berried bracts before. I liked the leaves,so left it amongst the hosta and geranium. I think it came in a "collection" from Lidl.

Trying to gather information of 25 26 tax year interest .I can't seem to find a way to generate details of interest received from my Principality accounts that are now closed. Anyone know if there is a way to do this? I've sent a message and the reply was that they'd post it but think they must have put a 3rd class stamp…

Hi everyone, I’ve been reading lots of inspiring posts here and thought it was time to start my own little diary to keep myself accountable (and hopefully help others who are on the same path!). A bit of background: * We bought our house in 2022, borrowing just over £400k on a 5-year fix at 2.4%. * We originally wanted…

Hey guys, Apologies if this is somewhere in the NEWBIES thread but I have received 3x parking fines from UKCPS but to my leased/hire car. I have strong grounds to appeal given I've parked there for 8+ months and they recently (apparently) changed/made stricter their restrictions. Also the signage is just confusing. Plus, I…

Hello, My partner and I bought our first home together last year (we're late 30s, and both had homes of our own before). The mortgage is high, but it's a forever home and we also only put down a 15% deposit so as to keep some cash back for renovations. Although we have a lot in savings, we've found the cost of materials,…

Earlier this year at 55 I cashed in a small pension of £13k as I am out of work.Having trouble with finding work, i got some jobseekers allowance which the nice people at HMRC said is taxable and have now said I will have to pay some tax on as it has taken me over the standard personal allowance which I understand. I am…

I am on OVO's Extended Fixed 10 April 2025 tariff that ends on 30 August 2026. Under normal circs I would use the Energy Club to sort out another fix. However this year our circs are different. We had solar panels and a Tesla PW3 installed in March this year. Been excellent, not used a unit from the grid since its install…

I ordered a mug of my favourite band from this site on 15th September but haven't received it. I've sent them a number of emails but they have said I ordered a digital file not a physical item.. ! I definitely ordered a physical item as that was on the website. Has anyone else had problems with this site ?

Interesting stuff, by the looks? Anyone used or seen it in situ? The colours seem to be naturally 'mottled' and not completely even, which is a nice effect - is that the case? If so, how does it manage this? What about the various surface textures - how are these achieved? Ta.

My dad had a personal wealth plan account with phoenix life On 17/03/2025 he took £533 in surrender payment from it He subsequently passed away on the 24/05/2025 After applying for and being granted probate phoenix life found they had made an underpayment and sent to the executor account that is in my sisters name on the…

has anyone had dealings with Stellantis or the motor Ombudsman re the extended puretech warranty scheme? They've refused to fix my car which needs a new engine at just 58,000 miles. They told me to go to the motor ombudsman if I'm unhappy but the motor ombudsman are refusing to accept the complaint saying stellnatis are…

Hi all, I'm fortunate to be travelling to the US nex month and in the past I've just paid the £25 for the month with EE but they've now increased this to £25/week and £5/day so will cost me £45, therefore I'm looking at esims. I've noted the few recommended on here but does anyone have any experience? So far I've limited…

Hi all, I have been going through a self managed DMP thanks to the advice I gained here over a year ago. I have been paying token amounts to around 8 creditors which are mostly credit cards but also a loan. They all accepted this and I have been making payments on time. Last month I wrote to them all with the standard CCA…

This is the "No Chat" thread, please only post announcements and use the discussion thread for anything else Open and fund any Prosper savings or investment account with a minimum of £10,000 and get £100 when you keep it on the platform for at least six months across savings and…

Hi I like to replace a defunct CCTV system (cameras were faulted) but were cat 5 wired. I was looking to replace with a Ring camera system to link with the door bell and Alexa. Is there any RIng cameras that can be powered from Cat 5 cabling? Which Ring outdoor cameras can easily be wired to an existing powered circuit…

I’m currently receiving ESA, PIP and UC. I also get a council tax award. I may have found a job just a hour a day delivering some school meals. The company will pay me a daily rate and want me to be self employed. I’ve looked at the benefits calculators online but what I want to know is how much better or worse off will I…

Qualify by having one monthly Direct debit paid out... ETA: ... and possibly win that amount

I am 55 in January 2028. I believe that in April 2028 the age will increase to 57. I want to understand what I need to do in order to not miss out on claiming my private and local gov pensions. Where can I get advice. Thank you