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MSE Cheap energy club -British Gas Collective Feb27 problems
I have tried to transfer to this tariff and have been refused. I am an existing customer in credit. The MPAN/MPRN numbers are correct. I have done online chat with British Gas 3 times and have been told My area cannot have this tariff it is not available until the end of the month This tariff is gas only and I am a dual…
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Make Do, Mend & Minimise
With the cost of living showing little sign of easing soon, I thought I'd start a new thread for this. I'm sure many of us are trying to be as environmentally friendly as we can be as well as stretching our budgets as far as we can. I'm putting together a To Do list towards this end and will publish any achievements as and…
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Impax Environmental Markets Investment Trust
I would welcome any thoughts on what action I should take on the proposed tendering of shares in Impax Environmental Markets IT in order to thwart a takeover by activist investor Saba. There appears to be a chance to profit from a NAV discount of around 7% by accepting the tender offer. Does it matter which way I vote?
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Old Style Daily Tuesday 17 March 2026
Morning all.
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Heating oil - do I have a binding contract?
I ordered heating oil online on Sunday 1 March and paid including a small premium for delivery by 10 March. I've checked my credit card and payment was taken that day. I had a delivery scheduled for Friday 6 March but it was "postponed" the day before and as yet has not been rescheduled. I strongly suspect it will be…
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Moorside Legal - Letter Before Claim
Hi all, I have read the newbies thread and I can see an email template to send to a solicitor at Moorside legal, however upon searching I cannot find an email to send this to, nor does it give any information on the letter. For context, I parked behind my apartment to unload furnishings, belongings as I just moved in, a…
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Parking codes for Belfast International Airport
Has anyone seen any recent parking promo codes for the airport carparks themselves - normally park in the main stay? Will need the main stay due to passengers having mobility problems. Usually keep my eye out for codes but haven't seen any for some time. Thanks!
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Easter 2025 I’m coming to get you!
OK so that maybe slightly optimistic but you have to dream big! I’ve been reading these for a while and decided it was time to go public instead of lurking; hopefully I can keep up with it and keep motivated. I have a mortgage which is not huge but I still have one. Originally £80,000 in November 2015 and as of tonight…
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Take my life back
Hello everyone. After keeping my head burried in the sand i decided that i need to take back control of my finances before mental healt deteriorates even more. Everything was perfect…until divorce. A few things that i would like to clear out, I'm now renting with my partner £1250 but also pay my solo mortgage £1250 for the…
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Interest Tax Allowance
I'm on the cusp of 40% tax so just wanting to check I have the right understanding of the interest income tax free allowance. My understanding is that the point that it tips from £1000 down to £500 is £50270, so I need to get my taxable income below this amount (through pension contributions) Have I got the right end of…
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Amount of Unsecured Debt
Hi again Can I ask does it make a difference the amount you owe one credit card company as to the action they will take when you stop paying monthly payments? My largest credit card debt is 25k and this will be the first month I am not going to pay. Just feeling nervous about what will happen. Thanks
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Downsized and want investment advice
Hi, my wife and I downsized and now have no mortgage and about £115k to invest but don't know much about investing or pensions. When the new tax year starts we will probably put 20k each into a stocks and shares Isa. We are mid/late 40s so retirement a long way off. I have a small Sipp (18k) and my wife has a small work…
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Ford Money inability to transfer my money on maturity to my bank account
I've a fixed bond maturing with Ford Money on the 6th April 26. They have asked for my maturity instructions. I want the money transferred to my bank account so I can move it elsewhere. The drop down menu on their on-line account doesn’t allow for this. Although the written instructions say it’s an option. The drop down…
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New Mortgage just as rates have went up
Good morning all, We are n the process of buying our new build home just as the volatility has started, my partners credit has made it hard to find a suitable mortgage before all this but eventually found a lender and deal we where happy with. Since the start of the war rates have obviously shot up and while i personally…
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Sky chat advisor tells me I cannot leave Sky broadband penalty-free
I am used to re-negotiating my broadband price after a price rise notification via Sky's live chat, so I was very surprised with today's discussion I had below. Not only did they tell me they would not lower my price, they even said I cannot cancel my contract penalty-free. I read in an MSE article that this has happened…
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Experience with Qatar repatriation
Hi, I’m currently in Vietnam having flown out with my wife just before the current Middle East situation kicked off. We are supposed to fly back with Qatar Airways on the 1st April. I believe all Qatar scheduled flights are cancelled until 28th March and given what I read in the news it looks like Middle East airspace…
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Capital Gains Tax .. imperfect info
Hi, I bought a property in 2004 ( a holiday home). I sold it in February this year. Im trying to do the CGT return for HMRC but am stumped on one thing. I bought the property for £109,500 . I can find out how much stamp duty I would have paid but I’ve lost the invoice for how much I paid in conveyancing fee. (Solicitors…
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Car insurance excess question.
I bumped into a parked car this morning on my way to work, I left a note and the owner called me and we exchanged details and I've notified my insurance. I'm a bit confused about the excess. My car didn't suffer any damage really, however the other car had some damage. Will I have to pay the excess once the owner claims on…
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Mortgage broker - ask me anything
Thought I would start a thread where people can ask the brokers opinion on things @ACG @LRmortgage @kingstreet @Deleted_User (any other brokers want to chip in - these were the main other brokers who came to mind. It is definately an interesting market - probably the busiest I have ever been but at the same time lenders…
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Prepaid card charity fees
Hi Our small charity has been using Equals Money prepaid credit cards for years because they waived the monthly fee for all charities. Today they have informed us that they will no longer waive the fee for any charities and we will be charged a whopping £25 per month. Are there alternatives to Equals who charge less or…
