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Meters not reading, what are my rights?
I have gas and electric smart meters and neither have given readings since 19th March 2026. I’ve had two payments of £40 for Guaranteed Standard for Performance because they didn’t reply to me when I notified them . I was told two weeks ago that the meters needs replacing and they’re waiting for an appointment. I was told…
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Parking fine fight back
Hi, I'm new to this thread but have been reading a lot of the parking fine forums and heeding the advice. I received a ticket from a well known store in Aldi's and I've followed up to the point where I have now received a LOC, the Popla appeal failed previously as it was closed before 1 day before it was supposed to…
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Making large gift. How do I allow for IHT?
My parent died with no cash in their estate. However, they owned a property jointly with me, which reverted to me by survivorship. As my sibling didn't get anything from the estate (though they benefited from a large gift from her when she was alive), I wish to share some of the proceeds from the property which has now…
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First Right to Reject What are my rights?
Good Afternoon lovely people On 28th January 2026 I bought a new Suzuki Swift on finance with Suzuki. Shortly after it began acting oddly in terms of moving away and lag but I put it down to getting used to moving from Toyota Yaris to Suzuki. Anyway it eventually got worse to the point of dangerous with the car trying to…
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Royal Mail: April 2026 price changes
Royal Mail are changing prices again from the 7 April 2026. Details of how this will affect you can be found at https://www.royalmail.com/prices2026
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Who owns a company?
I want to take the company who sold me a car to the small claims court. I know the company name and address. I know their bank details. ( it IS in the company name) I do not know who owns the company. I do not know their legal entity . They are not registered as a limited company , so I presume they are a sole trader or…
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No return within parking rule
Hi all, I'm getting mixed info on this one. A sign says "4 hours free parking, no return within 1 hour" This is at a location where I may wish to come and go within a 4 hour period. From what I understand if you leave at any time within that 4 hours and return then you could be fined and not "no return for an hour after…
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Easier way to send multiple bank transfers at once?
I was wondering how businesses handle situations where they need to send multiple payments from one pot of money at the same time. For example, if a firm needs to pay out to a large number of people from a single amount, is it usually done as lots of individual bank transfers, or is there a simpler way to handle it in one…
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Easy access and longer term savings accounts for a charity
Hi, I am a treasurer of a small charity and have been tasked to find somewhere to deposit surplus funds. our current account does not offer anything really so have been looking at around £20,000 in a longer term (say three months notice) account and about £10,000 in an easy access account. Been looking online but I gave…
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Taxed on my already taxed savings
Middle manager, putting an extra £50 per week on top of my pension for the last 3 years, taken from whatever wages I had left after Tax and NI. So long story short, loose my job due to ill health, reach 55 years of age (I'm now 58 tomorrow) and decide to take my pension lump sum to take family on holiday to the states.…
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A Little Light Relief for a Monday.
If your sick and tired of creditors hounding you for payment, why not do what this 19th century Royal Navy Officer did, back in the day, and send them this rather "typically British" response to their letters: Sir, I am in receipt of your "Final Demand" for payment of my account. I have to inform you, that my normal…
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Bed & ISA query
I am struggling to work out whether it is best for me to use the Bed & ISA method to fund my S&S ISA this year, or put £20k directly into the ISA (from money held elsewhere). I bought some shares at 540.50p per share in August 2025. Those shares are now worth 783.21p each. So a gain of 242.71p per share I believe. These…
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Adding Wife To Title Deeds
Hi, what would be the process for adding my wife to the title deeds of my house? Can I DIY using forms from Land Registry or would it be better to pay a conveyancing solicitor? We would be tenants in common and it may not be a 50/50 split.
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Best cream tea scones
In using up (woe is me) a tub of clotted cream, I've inadvertently compared two brands of scones - Tesco finest and coop irresistible. While Tesco's are larger and softer, they tend to fall apart when applying the clotted cream (which by the laws of science and decency, should be applied first). Coops are smaller, but…
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Is it possible/cost effective to insulate a prefab garage to use as a workshop?
I'm not very knowledgeable, so forgive me if I struggle to explain or use the wrong terms I am hoping to move into a house with a large (18 by 30ish) prefab garage with a corrugated roof (which I understand is not asbestos) I am considering converting this into a workshop (fabric/sewing) alongside the normal garage crap…
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Service charge falsely advertised
I had an offer accepted on a flat in November 2025, with an advertised service charge of £1400/year. Today I have received the documentation from my solicitor including details of the service charge, which is shown as £1800/year. This is the first time I have seen this figure and this has not been mentioned to me at any…
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Easy Saver - how long Chase rate bonus lasts
On MSE it says that the bonus for a new account at Chase lasts 1 year - making the rate 4.5% AER. On Chase site it says: Get 4.5% AER on your savings That's a 2.25% AER boost, fixed for 12 months on top of our standard saver variable rate. Offer may be withdrawn at any time. Available to new customers joining from 29…
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Welsh Water Assessed Charge
I have recently applied for a water meter having put in a new stop tap as Welsh Water said I couldn't have one at the previous stop tap location due to access. The potable water comes in under my terrace and goes left and right to the other terraces on the row. The assessor came out and said I still couldn't have a meter…
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Looking for recommendations and advice re a charger for a start/stop battery charger
Hi Some months ago I had an issue where I had to call out the AA because my car would not start after a period of inactivity. The battery had died and I had it replaced. I have been advised that it might be worth my while having a battery charger in case either my or my wife's car develops a flat battery in the future. We…
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Refunding a positive balance using Barclaycard app
Hi All, Long time stoozer. Has anyone refunded a positive balance using the Barclaycard app recently? Is there an automated process or do you have to use the chat and get someone to do it?
