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Neighbour attaching trellis to my wall (more detailed than it sounds)
We have an already established unsociable neighbour who in the past has arranged for work to be done across our land without consent, parks across our drive blocking our cars and then when we complain he paints over our drive, as well as shouting abuse at my wife when she is in our garden His latest exploit is that we own…
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PCM Moorside court claim received (Merged)
Hi All, will keep it short and sweet. Incident: I went to collect my father from the train station. There is a small layby area behind, which has a Tesco Express etc, which only allows parking in specified bays. I went into it, realised there was no parking, and did a 3 point turn to get out. As I completed the turn, my…
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Magazine dailies
Do people enter every day on these? Or just once? Trying to work out if I can make the time to do more and interested to hear what others do
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Death of my sons dad in the Philippines
Hi. I'm hoping someone can help a little please. I've rung everyone and cannot get any answers. My sons dad lives in the Philippines, he is married with a child. He unexpectedly died this week. He holds English bank accounts, and has work pensions. The wife was saying she had no money, so the in laws gave her the details…
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Reaching Tax Free Lump Sum Limit in SIPP - Worth taking this part now?
So I'm wonder what's the best thing to do (mostly tax wise) if someone was fortunate to have a SIPP where the tax free element had reached the c. £268,000 lump sum allowance limit. Would it be better to keep it in the pension - where any growth linked to this amount that was subsequently withdrawn would be subject to…
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PCP Car Finance Delayed by Dealer
So I agreed on a PCP deal with Audi Dealership and an agreed date for collection was 30/07/2025 I went through all FCA regulatory advice by them etc and finance check and passed and told I was accepted for finance. I put a deposit of £500 to reserve the (new) car, which would be partially refundued on collection (Using…
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Help with Temu large item return
Can someone kindly help please? I never used Temu before. Avoided it. I desperately needed a fridge and have little money. I found a good quality looking Chinese brand fridge on Temu for a good price through Google. Was excited and looking forward to buying frozen and chilled food again. Temu offered me a voucher and I got…
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Flight delay compensation successes
Have you managed to successfully claim compensation for a flight delay? Please let us know how much you were compensated and how you managed it.
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Aviation ADR ruled in my favour but KLm would not pay up
Hi I would be grateful for any advice on the next steps I can take
in my long-term tussle with KLM over the payment of compensation ordered by the
Aviation ADR determination. I made a claim to the Aviation ADR on behalf of my father,
who was held up for 15 hours in the airport by KLM. ADR ordered KLM to pay
compensation…
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My retirement numbers; any advice?
So, here's me, 59, going to be 60 in a few months, hoping to retire somewhere between 61 and 62.I want about 30k in retirement, and this what I currently have:* DC pensions worth approximately 500K (430k in works pension, 70k in SIPP) * 100k in cash (about half and half NSI/ISAs) Between employer and salary sacrifice,…
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Small pots to maximise use of 0% tax band
Hi I've been pretty successful in getting most of my redundancy (taxable bit) into my pension via salary sacrifice whilst meeting NLW requirements. As a result I have only earned £9,760 taxable this year and my employer has contributed £45,623 to my pension. Since I have the time to do the admin I think I can contribute to…
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Travel insurance
I purchased travel insurance by AXA for myself and partner, unfortunately we couldn't go on holiday as he took a brain aneurysm 4 weeks before flying, so I put in a travel insurance claim to Axa,Axa have phone me today saying that my claim has been rejected due to me not disclosing medication that my partner was on for an…
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Multi Car Insurance Has a little known risk
Just found out after my wife had two no-fault accidents in her car, that because I am the policy holder on our multi car policy, even though I was not involved in the accidents and they did not affect out no-claims bonus, it has increase my premiums by 25 percent. If we had separate policies with one in her name, I would…
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Returning a TV
I have just opened the package of a smart TV from John lewis. In order to check it was working and how it performed I needed to go through the setup which includes entering the wifi information We realised after just 5 minutes the TV us just not suitable for our room it is just not bright enough and the picture we dont…
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UK Car Park Management Gladstones claim
Hello, I'm new here, being taken to court by Gladstones for a parking ticket that was issued to my son for parking in his flat and not displaying his permit. V5 is in his name showing that he acquired the vehicle on 22.11.22, but son didn't do this until July 2024. Sadly I have only just found you and seem to have done…
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Paying Out to Beneficiaries
I am the executor of a will and have paid everyone their dues except one who is due £1000. I have no address for her, but a phone number she has a call screening system in place, I keep leaving messages asking her to call me, but she never replies!! This has been going on for over a year.How long do I have to keep chasing…
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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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New sofas - want to reject
We have recently bought a couple of new sofas. We visited the store a few times to try them out due to issues requiring a level of softness. On delivery, the first thing we noticed was the wrinkling on the seat cushions- a possible excess of material. Additionally, they were very firm and not as supportive under the knees…
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personalised water bottle win from SIGG anyone received theirs
I had a text on 18th June saying I had won Has anyone received their win, I won one but not received anything It was the daily comp entry Thanks
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Tax free childcare and free nursery hours with borderline/ variable monthly salary
Hi everyone, Getting myself in a right pickle. My baby is just about to start nursery so I am applying for the free hours and tax free childcare account. I earn under the max threshold but hubby earns just below it after pension taken off but sometimes has to take extra shifts that would push him over depending on how many…
