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John Lewis credit card - rewards reducing
Not sure if other people are aware, points going to the basement floor. Was 1 point for £4 eleswhere. Now 1 point for £10 elsewhere. https://www.theguardian.com/business/2025/jun/07/john-lewis-points-credit-card-purchases
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Preserving (Kilner) jars etc - best place to sell?
Updated to say now sold via Facebook :)
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Have your say on the future of Competitions Time
Hi Compers, We know the Competitions Time section is a bit special! Features like Checkmarks, Expiry Dates, and Closed Filters have made this space work really well for the way you use it. These tools are currently powered by a custom add-on built just for MSE. Later this year, it's planned to integrate these features…
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Withdrawal of a lump sum from an ISA into a new portfolio
I currently have two Cash ISAs one opened in the 2024 tax year and the second 17/04/2025. I’ve used up both full tax free allowances. Can I transfer/withdraw £10k from the latter in this tax year and invest in a portfolio to give me better returns or do I need to wait until April 6th ?
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Midea Heat Pump expensive to run
Hi all I've just bought a house with a Midea heat pump fitted by the previous owner. She left me a very vague handover on how it works but admitted herself that she never really felt like she understood it. I'll add at this point that I am patiently waiting for the engineer from AirSourceUK who installed it to visit and…
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Guide discussion: Probate: How to do it yourself
Probate: How to do it yourself guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Vodaphone Cannot supply at my address, though MSE says otherwise!
I’ve just gone to switch my broadband to Vodaphone, after the Money Savings Expert said I could get a good package from them (Fibre 2) and ensuring I could by inputting my postcode on the MSE site. Then I input my email address to get the supposed £175 voucher (a totally different company to vodaphone) and was then…
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Moonpig & Red Letter Days
Okay so I was gifted a £150 voucher for a one night stay with dinner for two for my birthday. I followed the link on the voucher to the Red Letter Days website and entered my voucher no. & PIN plus email and managed to get onto the RLD site, so far so good. So now I had a choice either continue with the above or chose a…
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Not dropping Santa down the chimney!: 2025 Santa, Shoebox & Life Chit,Chat,Chunter! ALL welcome....
Welcome to the shiny new thread which has a slightly different title and I have just updated the date! Now 2025 Santa's Challenge was set up by Mum2one some years ago but sadly she hasn't posted on this forum for a couple of years, so now we are on our own. We remember her, her Mum and daughter with fondness and hope that…
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Mortgage free wannabe part 2
Hi, it’s been ages since I posted and I was very lucky to pay off my mortgage before covid. my house was 25 years old and needed a lot spending on it to make it energy efficient and modernise it so we decided to move instead as we just couldn’t change certain things we didn’t like) Unfortunately this meant getting a…
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Motorola Warranty
Hi all, looking for some guidance on a warranty/consumer rights issue. I bought a Motorola Razr 60 Ultra from Currys/Carphone Warehouse in September, so it’s under 6 months old. A few weeks ago the screen suddenly developed white streaks, fuzzy green distortion and became unresponsive. There’s no crack, no drop, no visible…
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What makes a smart meter go offline?
Sorry for the long post ... I'm with Co-op (powered by Octopus) and back in July of last year I got Octopus to install a smart meter. I was pleased that the meter has worked well since, but I've had a problem with the IHD, which works some of the time and doesn't for the rest of the time. It shows a very low signal, and…
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£100 Exit Fee
Hi, I have attached BritishGas Electric Tarrif and I would like to switch to Octopus - However, BritishGas will charge me £100 Exit Fee - does anyone know if Octopus would cover my Exit Fee? If so what’s the process? Any help appreciated. Thanks Frank
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Paint advice needed
Hi hope I'm in the right part of the forum please move if not. I inherited a house from my nan and I'm going to be moving into it in a few weeks and I need to repaint all the rooms and don't have enough funds to get a decorator to do it I'll be getting help from my sister and a friend to help me paint the entire house…
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Wrong tax code and repayment options
Hello, I'm looking for a recommendation on a change of tax code. I am a full-time employee and all my payslips and taxes are though PAYE. In March 2024 I paid 3.5k£ into a SIPP (and the correct grossed up top-up of £875 was then added by HMRC the following months). Probably as a consequence of this (since nothing else…
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Barclaycard Chat Service
Is anyone able to use the Barclaycard chat service? Every time I want to use it for something, I get a message saying it's not available while they are working on it. This has gone on for months. Their service status page says it's fine but I cannot use it online or via the app. A web form I used to send a message about…
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Tesco Price Rises
I only buy a few items from Tesco as I shop mainly at Lidl, but noticed last week price rises on some items I buy every week. Then on another forum I see someone else mentioned it. Perhaps they hope that shoppers don't notice it. I wonder what has driven the price rise, a deliberate strategy every six months, or their…
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Moneybox investing
Hello Friend recommended moneybox as a good way to start investing. Any one used then on here before? Thank you
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Ware to Mile End Underground via Stratford using Oyster(+16-25 railcard)
Daughter using Oyster (with 16-25 railcard) to Uni, travelling off peak from Ware (Greater Anglia) to Mile End via Stratford. Would she need to touch a pink reader at Stratford to show she is not travelling via Liverpool Street (Zone 1). I know there are pink readers located at Stratford but when I used the Oyster single…
