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Items Stolen from Evri Parcel
My husband and I both bought our daughter some dresses from Oh Polly for her to try on for her graduation. She kept one dress and we send the others back for a refund. Neither of us received a full refund. Cut a long story short, the parcels Oh Polly received had been opened and taped back up again. This happened somewhere…
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Survey shows no secondary membrane on roof
Hi I’m in the middle of buying a house and the survey says there is no secondary membrane and I should get a quote for this and consider this in the purchase of the property. I have been advised this could cost £6000 to remove the roof. Is it generally acceptable to ask for this to be considered in the sale of the property…
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Back for 2025: What's the best £1(ish) you've ever spent?
We're revamping the 2020 blog, so we'd love to hear about more of your £1 (ish) bargains. Send 'em this way. In the 2023 thread, some of the top examples you told us were: * Top Secret Comedy Club entry, where Jack Whitehall and Paul Chowdary were performing * A pregnancy test to confirm the good news * A first press of…
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Hargreaves Lansdown OEICs factsheets
Has anyone else noticed that certain items of information (inc details of the top 10 shareholdings & detailed geographical breakdown) seems to have been missing from a number of OEIC Factsheets for quite some time now. Perhaps I may be one of the few who makes use of this information on a fairly regular basis.
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New cheap tablet over 14 inches??
Hi all, looking for a new tablet to primarily run canva and Instagram online, I have a PC for anything major. Looking for a cheap alternative to samsung under 200.00 which means amazon, Ebay or temu etc.. and obviously an odd foreign brand name. Anyone recommend anything, thanks
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Claim Form + extra parking charge added
I am a newbie and hope the forum can help me. This concerns DCB Legal and Smart Parking Ltd and a Claim Form. I have read the newbies thread on the template defence to adapt for all parking cases. Five years ago during the first covid-19 lockdown I parked in a budget hotel car park and received a parking charge notice…
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Euro Car Parks appeal rejected - do I need to pay?
I submitted the below appeal which was recently rejected. Do I need to pay or do I stand a good chance with a POPLA appeal? The grounds of rejection in ECP's letter to me is as below: After carefully reviewing the information you provided, Euro Car Parks (ECP) have decided to rejectyour appeal for the following reasons:•…
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MSE News: Higher earner getting Child Benefit? Check if you can pay it back through your tax code
If you get Child Benefit and earn over £60,000 a year, you may now be able to pay the high-income tax charge through your tax code thanks to a long-awaited new service. The change means 10,000s will no longer have to file self-assessment tax returns just to pay this charge. Here's what you need to know. Read the full…
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Automatic transfer from savings account to current account - how to do?
At present we are with NatWest, with which we just have our joint current account and an ISA. We do all our banking online via the app. We would like to open a savings account of some kind, from which we can transfer each month a set amount into our current account. Is this possible?
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POFA 2012 and on site attendants, hand taken photo evidence.
A question that is relevant to a recent NTK I received that references POFA 2012: Does POFA 2012 keeper liability still apply if the car park had an onsite attendant who took photo evidence of the parking infringement and could have challenged or identified the driver at the time if they chose to? The photo evidence on the…
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DCB Legal Letter of Claim query
Hi there, I'm helping my mum deal with this case from the 11th August 2021. They received a letter of claim form giving 30 days etc, I read through the newbies post and it says not to reply using the online form but to email which I've done, however reading through other posts it seems most of the time they disregard this…
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UKPC
I have recently lost an appeal to POPLA on a UK PC fine for being over a white line on an almost empty car park. Their judgement is as follows and it is still my view that whilst the signs, 8ft up, stated that over staying 3 hours is subject to a fine, there is no clear evidence that parking over a white line is…
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LoC from BW Legal received via UKCPM
Greetings everyone and hope all is well. First and foremost, thanks in advance to anyone who might be able to help, it’s greatly appreciated. After collecting a gift from a friends estate where I’ve been to and parked numerous times before without penalty, it was to my surprise to receive a pcn from ukcpm for not having a…
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Not dropping Santa down the chimney!: 2025 Santa, Shoebox & Life Chit,Chat,Chunter! ALL welcome....
Welcome to the shiny new thread which has a slightly different title and I have just updated the date! Now 2025 Santa's Challenge was set up by Mum2one some years ago but sadly she hasn't posted on this forum for a couple of years, so now we are on our own. We remember her, her Mum and daughter with fondness and hope that…
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Debt, Diet and Decluttering - The Lifetime Diary
Does anyone else get the urge to sort every single issue in their life at the same time, get totally overwhelmed then bury their head in the sand or is that just me? I can't just focus on one thing at a time, my brain will not allow it so here I am again tackling the following; * Pay off £7,450.68 - Lloyds CC * Pay off…
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PCN not found until two months after it was sent as we were away from home
I'm in a situation where I am unsure what the best course of action is. On 17.6.25 a PCN was posted for a supposed incident on 11.6.25 (£100 but reduced to £60 if paid within 14 days) On 4.11.25 a PCN -"notice before further action" was posted (£100 demanded) On 18.7.25 an "Action Needed" letter was posted (threatening…
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Octopus Agile
Is Octopus Agile worth changing to if all you can change to cheap hours is dishwasher and washing machine
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Parents Have Already Engaged with DRP and ECP. What now?
Hi everyone, I've gone through what I think is relevant in the newbie posts and read through some other mentions of ECP and DRP to see if I can get an answer there. It may be me thinking my problem is solely unique which it probably isn't but I just need to double check here. The short story is my mum received a letter…
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Couldn’t cancel digital subscription to Deliciously Ella
I signed up for free 7 day trial with Deliciously Ella last Saturday afternoon. I tried to cancel last night (Friday night) clicked on cancel subscription on the website and app several times and then tried to delete my account. I didn’t feel confident that it had happened so emailed them. The money was taken from my…
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Can I make my PCP any cheaper? Does any company do interest only loans?
Took out PCP for 24k, 10k GMFV, GMFV due August 2029. 9% Overpaid loan by 14k, 10k GMFV left, paying monthly interest of around £74 which will equate to 3.5k and then pay 10k in 2029 (probably trade in) Can I get this 3.5k halved to by finding a better rate than 9%, I presume not....I do not want to take out a money…
