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Another "offer" from Litani for my Sunlife shares
I'm not sure if its just me, but I am being inundated with so called offers for my Sunlife shares. The deal is so bad-about 40% less than their value. I realise that I can just throw these in the bin, but it almost seems like theft that someone will sign up to this. Its the fourth letter I've had now. I assume as there's…
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Where do I stand? Evri lost my parcel.
Hi, had a faulty electronic item off my motorhome which needed posting to a company in Somerset for repair. Decided to have it collected from home rather than take it to local garage (Evri collection point with machine) as item was fragile. My wife sorted pick up through her phone using Evri app. Packaged up item & printed…
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Spectos/Royal Mail Monitoring and Posting Panel
After 600 pages of discussion on the Royal Mail Monitoring and Postal Panel thread, it seems like the time has come for a new thread to be created. Not because any of the discussion there is redundant (far from it) but because the contract for running the survey will shortly be passing from Kantar to Spectos (in…
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Claim form from DCBL for 2 parking invoices
Hi Everyone. I have received a N1SDT with the claimant as DCB
Legal (DCBL) issued 16th July. See below photo for 2 separate parking incidents
at David Lloyd Gym. I am the registered keeper of the vehicle and I have
not accepted that I was the driver. I sent the appeal as normal to NPC on receiving
the two invoices with a…
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Where to focus - mortgage, renovations etc?
Hello, My partner and I bought our first home together last year (we're late 30s, and both had homes of our own before). The mortgage is high, but it's a forever home and we also only put down a 15% deposit so as to keep some cash back for renovations. Although we have a lot in savings, we've found the cost of materials,…
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One Parking Solution - Parking Charge - Patcham Communicty Centre - BHCC
Hi all, Having checked over lots of threads, I couldn't find the best way to approach this and so wanted to double check on what my next steps should be. My car is on a PCP via my business and not owned by me personally. Having taken my daughter swimming at Patcham school pool, due to no spaces in the normal car park, my…
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DCB Legal on behalf of G24 claim
Hello everyone, I've been reading through all of your help and advice, however, I fear I've found you all too late. Here is my situations: - DCB Legal on behalf of G24 made a claim against me - I wrote a defence on the MCOL portal (I've now read that I should have used your template and sent via email..) - It's been over…
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Can 'Auction' listings just run over a holiday period
If I go on holiday, just for a few days can 7-day auction listings just run over as normal ? Maybe I'll not be able to answer a detailed question about the item, but that's not a big problem
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IVA Discharge and applying for a mortgage
I entered into my 6 IVA following my divorce in Dec 2018 and settled it 18 months early in June 2023. I am now trying to get my interest only mortgage that's joint with my ex husband into my name only as a repayment mortgage. I have an excellent credit score (985) with no markers on my report, and have the affordability…
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POPLA rejection
Hi Newbie here so please be gentle, short background of PCN parked in Poole Quayside carpark(Brittana carparks) over Christmas.I Paid £5 something to park which I thought was for 4 hrs, but it turned out it was only for 3hrs. I got sent a letter stating id overstayed my parking by 27 minutes. £100 or £60 if you paid within…
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Paused payments to Hodge
Hi everyone having several things I wish to talk about so this is the first. Can't find specific thread and creating a new one hope this is the right thing to do. Recently opened a Hodge Easy Saver Account. First payment from my HSBC no problem, second payment flagged up as risk of fraud but paid, third payment attempt…
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Advice on my debts please
This discussion was created from comments split from: Struggling with debt? Ask a stepchange debt adviser a question.
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How do I raise funds without losing out
I need to raise money urgently. Do I cash in on my gold sovereigns or do I cash in my NS&I savings before the end of their term?
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Home Responsibilities Protection
After sending off the forms, received notice from Disabilities Directorate, that if anyone passes away while receiving Disability Living Allowance, they get rid of any records, our daughter while claiming DLA passed away in 2015. So we cannot get the records we want to help us.. where do we go from here.. Thanks
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MSE News: Martin Lewis: Beware car finance reclaiming ads – you could give away 30% and get NOTHING
At this crucial time for car finance mis-selling complaints – while we await a Supreme Court decision on dealing with such claims – motorists should beware a "spray" of car finance reclaiming adverts. This is the message from MoneySavingExpert.com founder Martin Lewis who warns that you could end up giving away 30% of your…
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Access to pension at 55 - mitigating against govt min age changes
I'm just about to finalise a settlement agreement which will cover me financially until 55 (Sept '25) when I can draw my employers pension if needed at that stage (a pot c.£1m giving me £250k tax free option) Given the talked about changes to min age is there any way of protecting myself against this (other than continuing…
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Unable to pay back Debt
Hello, I am a 28 year old working professional with at least £25K through credit cards, car loan and other debts like PayPal credit, Very, Novuno etc sitting on my head. I have been making minimum payments for a year now and now unable to make those as well due to changes with my salary compensations. I am worried about…
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Salary sacrifice car
I’m currently salary just under £90k per year but with overtime and bonus I’m regularly hitting £130k+ per year. My employer has recently started a salary sacrifice scheme for cars. I have seen a vehicle I’m interested in and have an online quote but the price seems different to what I’ve worked it out using a salary…
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Overdraft charges
Hi, could someone please give m some advice, starting to panic a bit now 😞I've moved bank accounts whilst letting everything default I have an overdraft and loan with santander, do I just let the charges build up on the overdraft or do I need to let them know I want to default? Also do the creditors have to default your…
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Asda Grocery refund not being applied back to the gift card
Quite a long one this one, so here goes. My work offer an incentive whereby if you buy your gift cards for certain UK supermarkets, you get a bit of cashback. I use ASDA religiously and can get anywhere between 3-5% cashback on my shopping, which is a big help with COLC and all that. I noticed that recently, whenever…
