-
Dangerous problem with 2025 Tiguan
Have took delivery of a new 2025 Tiguan. The car is not safe to drive. Its drive assist system is not working as it should be. The car keeps making an emergency stop sensing a front end collision when there are no vehicles in front. The braking is violent which triggers the horn and hazard lights to go on. A rear end…
-
PCN Manchester city council help needed
I have received this pcn. There didn't use to be resident permit holder sign previously but now just as you turn into this street there is a sign that can easily be missed and position of the sign doesn't help identify which street it is for. There are no small resident permit signs on the street where I parked. I am…
-
Looking for a voucher code to print my photos
If you have any, let me know. I don’t care about the service, as long as it offers at least a 20% discount. Thanks for your help!
-
Do you tip in restaurants?
Wasn't sure if this was the right place to put this, so admin, please move if needed. Do you guys (and girls) tip when you go for a meal out? Personally I hate the idea, and it's even worse when you've got the waiter standing next to you as you select "No" on the card machine. However, I always say that I don't get tips…
-
Mortgages
Hi all, Can anyone recommend amortgage broker please especially one that think a little outside the box ideally. Thanks, Louise
-
£5 off train tickets on the Uber app, no minimum spend
Uber is giving customers who book trains on the uber app £5 off with the code 5OFFTRAINS No minimum spend, even makes a train ticket free if it costs under £5 Just download the app, create or login to an account, go to account then wallet, then add the code into promotions Hope this helps some people save on our…
-
Calls/Texts from Rundles
Over the past few months I have been receiving texts and calls from Rundles (or someone purporting to be) claiming that I have an unspecified unpaid debt. To date I have ignored them as I have no debt whatsoever and no unpaid fines or penalties. I have had zero contact from them by post and have not received any demands…
-
Bank Bribe Switches for Self Employed
Hi I want to do a bank bribe switch however as I’m self employed I have payments sent to my bank weekly by customers. I don’t want to keep telling them new account details if I switch more than once. Anyone else done this without any issues? Many thanks
-
PRIVACY NOTICE (not a ticket or parking charge) placed on car by VCS.
I am in the process of submitting a defence for a charge levied by Vehicle Control Services and ELMS Legal. What constitutes a ticket/notification? A blue card was left on my windscreen. It was labelled a PRIVACY NOTICE. "Images of this vehicle and registration number have been recorded for the purpose of parking…
-
New neighbour blocking access to my garage in separate block
Hi, I have a new neighbour, name unknown. For the last four months he has been renovating a property he purchased two doors from me. Small terrace house but drilling all day every day and still going on, even weekends. Our garages are in a separate block, with his garage being opposite mine. No parking spaces and only room…
-
Should I get an IVA?
Hi, I’ve searched the forums but can’t quite find the answer I’m looking for. Sorry if this is a bit long winded . I’ve had a DMP with Payplan since 2014 and have so far paid off £14,000 and have about £9000 left to pay. I’m on PIP and UC and took early retirement from my job as a midwife so have a small NHS pension. I…
-
Advice on Land Registry and delaying sale
Hi everyone, I'm looking for some advice on the sale of my shared ownership new build flat and delays with the title deeds being registered in my name. For some background, my flat is one in a building of four, all four are shared ownership and the housing association own the freehold. I was the last to complete and move…
-
Gov.UK - National Insurance record and State Pension forecast
Hello I'm a little confused by the Gov.UK site, so hoping someone can advise me. My husband and I both retired March 2023. My husband's National Insurance record full qualifying years show as 44 and mine show as 43 years. We are both showing State Pension forecasts of £230.25 pw and that these forecasts cannot be improved.…
-
Lease restriction on renting
My friend is in the process of buying a flat, which has this clause in the Lease. If he does rent the property out on AST, what is the consequence of breaking this Lease clause?
-
PRA Group
Hi I have a barclaycard debt with PRA group which has been going snce 18/02/2020 with them prior to this i had an agreement with Barclaycard for about 9 months where i paid an agreed monthly payment with interest frozen-£56 per month i have been paying every month since then and i have been lucky enough to have been…
-
Budget Planner Sheet Password
Hi Can anyone help please! I could not find any threads about this issue. I downloaded the free budget planner on MSE site on 30.7.25 but I am being asked for a PASSWORD to customise my template/spreadsheet. I do not have a password. I did download the free budget planner on MSE site many months ago (around March 2025) and…
-
building regs indemnity insurance
Hello, I am currently in the process of selling my house. However, my solicitor has mentioned that as we didn't get a building regs certificate for removing a large window and installing a patio door, we now need to get indemnity insurance. The window did not need a lintel and no side brickwork was removed, it was an area…
-
Paying Moorcroft Debt Recovery
Hello all, I defaulted on some credit cards and a loan because the minimum payments became unaffordable. I’ve chosen to manage the situation myself and don’t wish to engage with StepChange or similar organisations. My aim is simply for each default to drop off my credit report after six years and not have any repayment…
-
DCB Legal - Creating my defence
Hi everyone, before I get into it I just want to say thank you for all the resources on this forum, I have been following through this process up to this point following the advice here and now I'm creating my defence. I'm pretty sure what I'm doing next, but just to clarify - IM NOT uploading my defence using the portal…
-
My balance still isn't updated after reduced payments a while ago. Do I need to pay what I don't owe
I have requested to reduce payments before over the years and usually it's quite quick to update the new balance. This time it still hasn't updated and now it's the 31st of July and although I shouldn't have a bill as I have over paid in January, the bill is still there as it's not updated yet. If anything I am due a…
