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UK sole traders: what admin task steals the most time each week?
Hi all, I’m researching workflow friction for UK sole traders/non-employing business owners basically. Where time gets burned during a normal week. This is not a promotion. I’m trying to understand the real day-to-day reality before building anything. Would love your input: * What part of running your business steals the…
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Tax on state pension in first year - again!
I submitted my SA online earlier this month and HMRC have
sent a letter stating they have changed the SP figure (increased by one week of
pension income) for the year based on their (presumably DWP provided) records.
Consequently they have increased the tax
due by Jan 31st (also increasing the tax on account for next…
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TSB monthly saver
Do the monthly payments have to come from TSB account or can it come from external account? Many thanks
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Smart Meter not working over a year.
As I understand it, we don't have to pay for unbilled energy over a year old. My smart meter has not been submitting Gas readings since it was installed and the bills are estimated (electric is OK). When it is eventually sorted out and properly billed, so of the energy used might be from over a year ago. Does that mean…
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How to find a copy of aunt's lease
Hello, @eddddy kindly helped me to help my 88 year old aunt extend the lease on her flat last year. When I went to see her May 2025 she said her solicitor told her the extension had been granted and she paid the £10K to her freeholder. I have asked her recently if she has received a copy of her new lease but she said she…
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The Diary Of Onebrokelady Aged 60 And A Half
New Year new diary 😀 erm that's all I've got to say 😂😂
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EV dock parking ticket from Parking Eye - Holiday Inn Preston Tesla Charging point.
Hi All I have been sent an invoice for charging at the holiday inn at Preston , it's the exact same location as reported in this thread https://forums.moneysavingexpert.com/discussion/6626741/pcn-from-parking-eye-from-holiday-inn-preston-south-company-car/p3 On this occasion the driver coudn't leave the vehical while…
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Dehumidifier advice following building works, please
Hi, recently had a conservatory with a concrete floor replaced with an extension (3m x 5m). This was open to the elements for around 3 weeks in November/December and I am trying to dry out the floor and newly plasterboarded walls. I have currently got a Meaco dehumidifier in there, which is slowly helping, and now the…
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Opinion on roof work
I posted this on another forum but having got some useful responses in here for a couple of queries I thought it was worth asking here as well. We've just had some work done on the roof and I have some concerns about the finish. I'd like to know if a), the concerns are valid and b) what I should be saying to the builder in…
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Mcol claim
Hi hope you're all well, does anyone specialise in consumer law that covers (I'm based in Devon) DMCCA s.228 DMCCA s.224 CRA s.49 CRA s.62 PTR Reg 11 And can give advice Can post the details here when needed Thanks
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Weekly Flylady Thread 26 January 2026
What is FLYLADY? Well, it's our version of the US flylady idea - but we work on the principle that housework is not fun, it's boring, can be time-consuming, is often thankless but, unfortunately, necessary. It's here on Old Style to provide the support we all need and to make the whole task easier and quicker. We also…
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Hotpoint washer dryer
My friend just moved in a new flat and she is not sure how to use the washer dryer. It takes over 2 hrs for a wash. She assumes it is a washer dryer but the clothes came out still damp. Thanks
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Shared Ownership Staircasing to 100% – Pre-2003 Lease, Resale, SDLT Linking Question
Hi all, I’m hoping for some guidance from those familiar with SDLT and shared ownership staircasing, as I’m getting conflicting interpretations. Property & Lease Background: Property in England (London) Shared ownership house Original shared ownership lease granted: October 2001 (pre-SDLT era) Lease term: 125 years from…
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Cant have ev car or solar panels or gas or heat pump!
Where do we fit in this world of power savings? Nearly everyone I know is making savings somewhere. But my neighbours and I don’t fit in these areas of savings to be made. Too far out from anywhere to have ev chargers. Solar panels are the right of the landlord. Too far out from anywhere to have gas. Heat pumps are looking…
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PPC wants name & address of driver - CPM
I received PCN from CPM and i have already appealed as hirer of the vehicle without naming the driver. They sent an email acknowledging my appeal but they ‘cannot verify’ the info provided. (Whatever that means) They are requiring name and address of the driver in order to deal with an appeal and to submit the information…
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£10-a-Day Challenge: 2026
Hello everyone! I used to be part of this challenge years ago, and after a long hiatus I’ve found my way back. The aim is simple: find or earn an extra £10-a-day to put towards debt, savings, or whatever financial goal you’re working on. It’s a fun, motivating way to build momentum, and every little win counts. Would love…
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Debt Free by 30!
Hello MSE Forum readers! If I was to look back on my 20's as a whole, it has been heavily dominated by my money troubles. Whilst other global issues have had their impact, my poor management of my money as well as a gambling problem I struggled with when I was younger stopped me from having a lot of experiences others…
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Bose/UPS issue with stolen parcel
Hello, I hope someone can help me because I amliterally at the end of my tether. I purchased a very expensive pair of noise cancelling headphones for my granddaughter on 13th January they were due to be delivered 15th. On 15th I had a message saying they were delayed, after conversations with Bose the package was…
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Evri Parcel
I hate Evri and have refused to use them - however after finding myself without a printer and an ebay item to send i had to use them via the post office. consequence - item damaged beyond salvage and thrown away by local Evri office prior to delivery. I raised a complaint through their chat bot - have a record of this but…
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Air to air heat pump?
Hello everyone. I’m in the process of renovating a 1950s 3 bed semi, and my priorities are insulation and heating. The current heating system is old storage heaters, and immersion for hot water. I’ve been researching different heating systems for a while now, and would appreciate any input to help in my decision. I’ve…