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Recent Discussions
Discussion List
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Tax return late payment fee rebate - do I need to submit a C4 form?
Hi all - I'm a bit stuck currently with my query. My MIL passed away last summer. We submitted tax returns for her for the year of and the year preceeding her death. One of these was submitted a few months late as they did not send us the necessary forms when they should have. Late payment fees were added. We wrote a…
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POPLA Reassessment
This discussion was created from comments split from: PCM Parking Charge Despite Landlord/Agent Authorisation.
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I need some help understanding what to do
Good evening all, I'm looking for some advice re. what to do with my electric and gas tariffs or if indeed I shouldn't do anything at all. First up is about our house/usage, 4 bed house with 2 adults, 1 child. Solar panels with 10kw battery storage. 1 ev with 7kw home charger but its rarely used as I charge at work for…
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Any point complaining about a hospital department?
After a heart attack and cardiac MRI scan cardiologist 'A' said my condition could be managed by medication 'X' and said I'd get another appointment to see how things were in a couple of months. I asked if I could still travel abroad as I'm a frequent traveller and he said I could. I got a date for a follow up appointment…
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PCN! When it rains it pours!! Council ticket
So I have been using this route to go gym since forever, recently I think they changed that you can't go into that road, unless bus or private hire I didnt know- have I got any ground to challenge or just pay it 🤦♂️🤦♂️🤦♂️
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DCB LEGAL, MET, court case, at WS stage
I received a PCN from MET Parking for overstaying and not paying for parking at Starbucks Stansted. I replied to them using this template I found in MSE forum and I got a reply. Below are the template I used and the reply I received from MET Parking. My Appeal- I dispute your 'parking charge', as the keeper of the vehicle.…
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Employer contributions in year of retirement
I retired earlier this tax year having had £11k of salary from which pension and usual deductions were taken. I was in a DB scheme with contributions via salary sacrifice, but without making additional AVCs. I now have my pension input amount (PIA) as supplied by the provider for 26-27. It is based on 19 times the DB…
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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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New build energy supplier advice -
I recently completed on a new build property. The developer had the property registered with British Gas and has passed the meter readings onto a third party to set up my accounts. The developer advised that there are long delays with British Gas setting up accounts, of at least 8 weeks at the moment. Given the anticipated…
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Grade II listed property
Hello My home was originally built in 1750. It was purchased around 2013 by English Heritage and rebuilt/refurbished as a period property using materials that would have been in use at the time it was originally built. As you can imagine, it has very thin walls (essentially a single brick fascia with lime plaster inside…
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Trading212 ISA transfer
I’m trying to transfer my Tradin212 to a new provider. They only allow paper transfers which is proving to be a pain. I’ve been round most of the banks and all of them only accept electronic ISA transfers. I know HSBC allow paper transfers but they made a mess of the original transfer so for me they are a big no no. Does…
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Virgin Compensation
Hi all, I had a flight with Virgin Atlantic on the 4th of September, LAX-LHR, it was cancelled and we were put on a flight 5 hours later. Now I know usually this would mean I’m entitled to that £520 (like I was for the flight there which was also cancelled…). I’ve applied for the compensation however they have rejected it…
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Ryanair Claim for Duty of Care Under Article 9 of Regulation 261/2004
Hi all, Hoping for some advice. My Ryanair flight (Toulouse to Stansted, 8 September) was delayed by the NATS air traffic control failure that hit UK airports that day. By mid afternoon it was confirmed the flight wouldn't leave until around 10pm. I'd been up since 5am and had a long drive home after landing. I have…
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DIY Garage Soakaway!
While my numerous other DIY projects are progressing, I'm starting yet another one 😐️ This time it's the long-pending soakaway for my garage. Previously, one side had rainwater just pour onto the concrete area, and the other side pipe went under the soil. I've noticed water flooding from the pipe that going under assume…
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Calor Gas automatic delivery caused debit balance-Then they almost doubled my Direct Debit
Im wondering how many other Calor customers this is happening to. Before a recent automatic delivery, which we did not need, as our tank was nearly 60% full, my account was not in debit. Calor then delivered 646 litres of LPG, which pushed the account to around £619 in debit. Shortly afterwards, I received notification…
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Starling Bonus Saver
Has anyone figured out how to open the Starling bonus saver account? I opened the current account and deposited money in good faith after seeing this was needed before you can open the bonus saver. The website process for applying for the bonus saver goes to the same page as for opening the current account, which in turn…
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A tale of two 60s
I've just come across this report, from the centre for aging better. I've only skimmed it so far, but it highlights something I've been aware of pretty much all my working life in care, the inequalities that exist in society. On MSE we tend to have a financially literate membership, who are often careful with their money,…
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Moving house - getting it cleaned before the furniture goes in
Anyone ever managed to do this? On moving its all a rush, seller moves out, you show up, they chuck you're stuff off the lorry. No time at all to clean the house when its empty. One idea (but not sure if removal company will go for this) - move out on completion day, removal company store stuff overnight, we get someone in…
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To appeal or not to appeal - Smart Parking
Morning folks. My first post here so please be kind I'm after some advice regarding a parking charge notice received recently from Smart Parking The story goes like this Driver entered a car park at 8.51am Ticket purchased at 8.53am at the machine in the car park itself. Ticket covered until 10.08am (75 minutes). Ticket…
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Ryanair flight compensation - am I entitled?
Hi everyone, I was recently delayed 3 hours and 40 mins from fuerteventura to Manchester last week. Due to this delay I thought I might be able to claim compensation for myself and my partner so I put a request in to Ryanair, which they have rejected sighting bad weather which was the case for the incoming flight from…
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