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Profit Over Charity
Please Help Us Be Heard — Our Charity Is Suffering We are a small, grassroots charity serving vulnerable children, isolated elderly residents, and families facing food insecurity across the Midlands. Our work depends on compassion, community and one minibus. That vehicle, purchased from M4 Minibus Centre and financed…
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"Cannot find a device file"
I deleted files which I thought were no longer needed on an old computer because it stated it was short of memory. The computer is only used for one program, The person who owns the computer said that they had created files and that they were no longer using them so I transferred them to an external hard drive which they…
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universal credit restorespectively reduced for one assessment period because we informed UC late.
We had baby back in 2021. For similplicity let's say our assessment periods starts onnthe 1st of the momth. Baby was born in November, we informed November baby to uc a bit late (in december). This is because we didn't gave birth certificate, and knew it would trigger birth certificate request as soon as we notified also…
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Excel Parking multiple fines at Bakers road car park Uxbridge
I need some advise please. After being displaced from our home due to a burst pipe, we have been living in temporary accommodation in Uxbridge, which does not offer
parking. I have been purchasing weekly parking at Bakers
Road Car Park run by Excel parking for my vehicle using the Ringo app. The Ringo app restricts…
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POPLA - Unsuccessful
Hi, I overstayed at a shopping centre car park by 4 mins. I appealed to POPLA and this was rejected on the grounds that I had not paid enough to park. I thought I had read somewhere that you have a period of grace of up to 10 mins? I offered to pay the £2 extra parking, should I now just pay the extortionate sum of £80 or…
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Public consultation – Question 33 – Suggested Response
Hi all, Below are my thoughts on what's missing from the public consultation. If you agree, feel free to submit it in section Q33. If you are not planning to complete the forms, submitting just this in Q33 would only take you 3 minutes and would hopefully help make this country a better place to live. Concerns Regarding…
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Vantage Point NTK Parking Charge
Hi - I was looking for help from all you wonderful people who understand this way better than me… I have received a parking fine for parking at the Vantage Point car park in Brighton for 4 hours 20 minutes. I arrived with my 9 month old baby for a day out at the seaside and by the time I paid for the parking 20 mins had…
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Gatwick drop off POPLA help
Hello, I panicked when I got a PCN as had been away and already missed 14 day reduced fine so put in an appeal for this. Then when I looked in to it and read all the advice here realised I should have just appealed as the keeper. I emailed them with the statement set out in the threads and they have just replied saying I…
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Parking eye overstay fine within grace period
These thirds have hit me with a fine, on their first correspondence to me caught on anpr it had basically read that I had not paid, luckily I still have the original ticket, according to their camera time stamps I entered the car park at 12:43:05 and exited at 14:56 I paid for 2 hours and the time stamp on my ticket is…
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Debt Recovery Plus
Please help - should I respond, appeal, pay the fine or ignore?
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Preparing a defence at county court
History August 2024, I parked my car at the rear of a pub/shopping centre while I met a pal, all of 21 minutes. 90% of the car park is owned by the pub but the remainder is controlled by Parkmaven. Parkmaven signage allows 45mins free parking but any longer then you need to scan the QR code and input your reg. There is no…
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ParkingEye PCN Gordano Services
Hi all. Just had a PCN through from the other day when picking up the kids. Had overstayed by 44 minutes. I didn’t realise there was a limit, and we were stuck there for ages waiting for their grandparents who were standstill on the M5 what’s best here to try and get ahead of it? Contacting welcome break perhaps (though…
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Manager asking for my password when I am off
Pretty much as above really, due to take a couple of days off from work (in a role I have been employed in for 5 years) & my manager has asked for my password for my computer "in case anything comes up". Do I have to give them this? obviously I know then can get IT to re-set it etc but do I have to say yes?
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Northampton Railway Station Penalty Notice As Automated App Payment Didn't Work
Hi. The driver parked in "Northampton Main" railway car park on 23/07/2025. Despite being set-up on the "Trust" car parking app which is supposed to cover this car park and automatically pay the fees on exit, it failed to do so and a penalty notice dated 31/07/2025 has been received by the registered keeper from Saba Park…
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Newbie - PCN Stage - ParkingEye
Hi I would welcome some advice please. I have been issued a PCN from ParkingEye with a charge of £60 which increase to £100 if not paid within 14 days. Unfortunately I am at fault and wondered whether it is worth appealing. The PCN states 'By not purchasing the appropriate parking time or by remaining at the car park for…
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Hot water from taps but not from shower (combi boiler)
Our Worcester combi boiler (30CDi) has just been repaired to replace a faulty fan. It is now working again, but while we get hot water from the taps, there is no hot water from the shower (not cold, but luke warm). Turning on the shower does fire up the boiler, but the water never gets properly hot. Any idea what the…
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CCJ, low credit score, 50%deposit wanting a mortgage
Hello everybody, first time posting!! Looking for some advice! Been renting with partner for 3 years, managed to save a 50% deposit for a house, joint income £90.000 PA Partner has great credit score, mine pretty poor, getting back on track but 1 CCJ on my file added last year as a result of previous marriage. Both full…
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Milann’s mutterings through retirement
I thought it was about time for a new diary. Ive been a member of MSE many years now and got my debt down from £20,000’s to a big fat ZERO. I kept the debts to myself as I was the one who built them up. Dh would have been ok and we’d have worked through them together…..but it was my mess that I wanted to clear myself and…
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Starting the journey...the road is currently bumpy.
My debt has always been there, nothing major - the odd holiday on 0% which is dutifully paid off then rinse and repeat. Then things changed, 5 years ago I lost my mum to Cancer - she loved life and was taken too young. From this my attitude changed, holidays booked, things bought, paying for friends - I wanted to live in…
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Derivatives and other complexities in Man GLG Dynamic Income
It took me a few years to get a basic understanding of bonds
– stuff about duration only really sunk in after interest rates rose in 2022 (though
by luck not judgement I mostly held short duration). The only actively managed
bond fund I hold is Man GLG Sterling Corporate Bond which has performed well since
its launch in…
