-
Do you think supermarket loyalty cards (Clubcard, Nectar, etc.) are worth it?
I’ve noticed more and more supermarkets pushing loyalty card pricing (Tesco Clubcard prices, Sainsbury’s Nectar Prices, etc.), and I’m curious what everyone thinks. Are they genuinely saving you money, or is it just a way to make “non-card” prices higher? Personally, I use them out of habit, but I do wonder if the savings…
-
De minimis for no pay carparks
So had a thought while having some fun with ECP. So in this case much like the beavis case they l9ve to qouye so much. Iys a anon pay CP with the reason for the operation to make sure only actual customers of the land owner use the CP. In cases such as that where you actually were a customer of the land owner and the only…
-
What to do about car written off
Hi. I have never been in this situation before and seeking impartial advice. My parked car was shunted by another parked car which had been crashed into. Therefore my car was not directly involved in the crash. I contacted my insurance as there was minor cosmetic damage to my car, and visible damage to the shunting car…
-
Scotland: distribution of estate
I fully appreciate this is, in many ways, a 'how long is a piece of string' question. Although I've acted as Executor and completed probate in other jurisdictions, I'm not familiar with the Scottish system, so my expectations may be all wrong. Confirmation was completed in November 2024, property sale was finalised in…
-
Supplier will not accpet reurns of circuit boards
I use a Champion milling machine supplied by Chester Machine Tools. When this failed I was advised that I needed to order a replacement controller board. I fitted this and it did not work. On contacting the company i was told to contact one of their engineers who suggested that it was not the circuit board but the motor at…
-
Manchester Airport & Debt Recovery Plus
Dear forum, I hope you can advise. I've received a letter from Debt Recovery Plus informing me that I owe them £170 fie to a PCN from 8th May 25. Apparently I've missed previous letters, and this is the final one prior to facing "Potential court action". Unfortunately, I'm past the point where I can appeal - I tried the…
-
Travel claim refused
I was booked to go to New York in May from Saturday to Saturday. On the Saturday morning I received a text from the airline to say my flight had been cancelled due to technical issues and I'd be put onto another flight. The next flight was on the Sunday and via another country. I lost out on a day of my holiday, couldn't…
-
Question on comparison site : is your property within 400m of a watercourse. Yes I do.
Also I live near the top of a very steep hill. Never been flooded. So whilst this questions answer will no doubt push the premium up why is there no nuance to the question I am forced to give? Almost as stupid as the many questions about types of locks. I’ve got three possible ‘main’ entrance doors all with different locks…
-
How to find out if dad's IHT allowance passed to mum?
Bit confused by this... Dad passed 10 years ago. I don't believe he used much (if any) of his IHT allowance when everything passed to mum. Now mum has passed. Property value is 325k, but including everything else will put us just over 500k (by about 20k). How do I find out if mum received any of his IHT allowance (as IHT…
-
On Long-Term Fit Note, Awaiting WCA Assessment but Asked to Join Restart Scheme UC
I have been on UC for six months and have a fit note until the end of September due to a long-term mental health condition. At the beginning of this month, I attended both a 'work coach support – health' appointment and a 'work search review.' At these meetings, it was agreed that I do not need to look for work and could…
-
Bike insurance claim help…. Please!!!
Hi all - please help! My insurance company have turned down my claim for bicycle theft. i was in the house at the time, so the front door wasn’t locked. I think the wording is vague, would really appreciate any help. The security requirements from appendix 1 mention “security devices” but no definition of secure devices is…
-
Wasteful Amazon
I returned a kettle as the lever to lift the lid was too strong for my wife's arthritic fingers Took it to the post office and could not believe my eyes when the counter clerk ripped the parcel open, took the box with the kettle in and stuck the address label on that. I asked what about the base and cable and was told they…
-
Seeking advice re longevity of a Citroen Berlingo
Hi, I am a "mature" lady whose knowledge of cars extends only to getting in and driving it. I have an 11 yr old Citroen Berlingo with very low mileage (currently 28,746). I have the car serviced once a year. I was recently unable to drive for several weeks and the battery became flat. I had to call the AA and the upshot of…
-
What happens?
Hello. I have a question, a simple one that I hope the answer too will end up being of no use at all. So, i got thinking recently. Im 37, have a wife and 13 year old son, a mortgage, a dog and a cat. Very happy and can count ourselves lucky we are all in good health. But I got thinking the other day about the what if's of…
-
smart meter
thames water sent me a letter about installing a smart meter in my house. it says my bills will be smarter, will have 24/7 control..spot sneaky leaks. and save money. I can't stop laughing!
-
Not loading and cloudflare
Yesterday, I also got a huge number of "page not loading", to the extent I went off and did other things. This morning I've already had 6 delays when I've been diverted to Cloudflare to check I'm human. It's only a short delay, but if that goes on all day........... Can understand one check at the start of the day.
-
Looking for a little guidance to start my journey towards becoming debt-free.
Hello, I’ve been reading the advice on all the different threads about this, but there’s quite a bit to digest! So, I thought it might be best to ask a few questions about my own situation so I can create the best plan for me and mine. I currently have a little over £60k of unsecured debt caused (mostly) by some…
-
Don't Lose Hope
I got my initial call from DWP on 17 April and was told I'd be hearing from "the experts" in the next "one to two weeks". Today (16 July) a letter arrived dated 11 July with details about the amount and process for topping up my State Pension. It's a bit outside the "one to two weeks" window, but at least I now have it.…
-
1pBroadband reflections/experience
Hidoes anyone have any experience or reviews on 1pBroadband?Seems quite a good deal with the phone costs for a light landline user....but is the broadband good and reliable? Don't need top speeds just up to the 35Mb apparently getting at the moment on Talk Talk with fibre to the box down the road and then copper into the…
-
Almost at the finish line (original post closed)
Hello, it's been so long since I was here last that my original diary has been closed, oh dear! Well, that's how long it blimmin well takes to clear debts 😁 I wanted to update here that I've nearly done it. 2 more payments to go and I will be debt-free. I'm weirdly nervous! It's still hard! This community & keeping my…
