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Hargreaves Lansdown Estate department
Anyone have experience of dealing with the HL Estate department in relation to a deceased accountant holder? We are currently 14 months past our father passing and still attempting to get HL to resolve the outstanding issues to allow us to close his accounts. Emails and secure messages all go unanswered for months. Calls…
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“Has anyone used an online ID1 form verification service in the UK?”
Hi everyone, I’m currently dealing with an ID1 form for a property-related matter and honestly finding the whole verification process a bit confusing. From what I understand, you usually have to go through a solicitor or similar professional, but getting appointments sorted is taking longer than expected. I’ve recently…
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Mum died leaving £1400 in debt- They said they'll wipe it if theres not enough in the estate but..
Mum had a £1000 in an overdraft and DWP want £400 back. She has a house which she left to me and it's valued at 140k. She had zero savings and both the DWP and the bank have said they'll wipe it if there's not cash enough in the estate (Both know about the house). However, she just got a refund on a life insurance policy…
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How to check status of debt
Hi, we're starting a Self managed DMP and we're confused about one of the debts. We had a letter in December asking for the full amount to be paid but after that we've jusy had letter asking us to contact them and a letter from Wescot to say the debt has been transferred to them but as far as I can see we've not had a…
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Post Office savings account
Just opened Post Office instant access savings account. When I tried to tfr. money into it from my bank - I got error msg. from my bank saying cannot confirm destination account details. I phone Post office & their explanation was because Post Office is registered in Republic of Ireland. Seems little strange to this…
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NatWest change to biometric data policy
See here from 20th May 2026 they can use your biometric data without your consent now to prevent fraud for legitimate reasons. https://www.ukbusinesstimes.co.uk/natwest-may-20-2026-alert/
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Joint Savings Account with Sibling
I’m looking for the best option for the following joint account I want to open with a sibling. We plan to get a joint mortgage and want an account where we can both deposit money to cover mortgage payments. Whilst we trust each other implicitly, we would both like something that will allow us to set a chunk of money aside…
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10% Share of Shared Ownership
I’m looking at purchasing a shared ownership flat at a 10% share (fully aware of the pros and cons). Has anyone successfully secured a mortgage on a 10% share with a 10% deposit. This is marketed by the housing association, but in initial conversations with a mortgage broker it sounds like it would be difficult to get a…
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Court Claim Form from BW Legal on behalf of Britannia parking
Hi All When googling for some information on my case I just found this great forum where many cases been solved successfully thanks of all of you guys, so I would really seek for advice on my case. As on title, I have received the Court Claim Form with issue date 18/02/2026 from BW Legal on behalf of Britannia Parking that…
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Explain types of RCD socket, pleeeez.
I fitted a metal-clad double socket with RCD near my garage door many moons ago, to provide power to outdoor thingies, like mowers and stuff. It doesn't have switches. Recently fitted another properly-outdoor socket in a box, also with RCD, but also with switches, specifically to supply a Granny charger. Anyhoo, both have…
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Solar & battery tariffs and how to get best export rates?
Im contemplating a 10 panel solar pv, 15kwh battery and 5kwh hybrid inverter. Ive got my quotes and researched the component parts so am not looking for comments that 'you're better using this make' etc, etc. Ive no intention of getting a heat pump and getting an EV is very unlikely. As Im nearing 70, the faster the…
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Certified copy of will
Before sending off the original will to probate office, is it advisable to get some certified copies of the will just in case?
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Do lease holders need to be a 'company?'
Hi, 10 years ago 3 flat owners bought the freehold of a block of 9 flats. We had to form a company with Companies House in order to do so….we are having a nightmare with trying to change a wrongly registered DOB - been trying since last December Keep being threatened by Companies House because we haven't/can't file the…
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£25 Amazon gift card for opening a Santander current account (27/11/2025 to 09/12/2025)
New £25 Amazon gift card offer launched today. Can be withdrawn at any time. LINK (taken from MSE, there are other participants whose links you can use). THIS OFFER HAS NOW ENDED. Requirements: - Register with VoucherSent and in the same session successfully open a new Santander Edge, Edge Up, Edge Explorer or Everyday…
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Cash ISA transfer issue from Marcus to Plum
I've recently opened a Plum Cash ISA and requested two transfers in, one from Post Office and one from Marcus. The Post Office one went very smoothly and the money was deposited in my Plum account after about a week. Not so with Marcus unfortunately, It appears that Plum will only make the transfer request by email but…
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Problem with Ebay International Delivery
I sold an item to a German Buyer through the GSP. The buyer raised a return request when it was delivered claiming the item was damaged. Immediately I was offered the option of them returning the item and me providing a postage label or a full refund. As I have 100% feedback I opted for the full refund. The item was sent…
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6 weeks and still haven't got my landline or existing phone number ported
I signed up with Vodafone to have my broadband and landline moved from TalkTalk. Change day was November 5th and the broadband changed with a few problems which were sorted quickly. However, I have been without my landline and therefore without my phone number of the last 38 years ever since. The support staff are very…
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Do you have to accept a bequest in a will?
Hi all. I wonder if people could give me some sort of guidance on a situation that is likely to occur for a family member An elderly relative has, in her will, left her estate to be divided equally between her daughters and their children (2 on each side so equal shares of 1/6th) and this is likely to be circa £80k. This…
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NS&I index linked certificates
My 5 yearers are up soon. At first we had RPI, now a lower CPI. At first we had plus 0.5%, now we have plus 0.01%. You used to be able to cash in, and the best time to do so was on an anniversary, but you could at anytime if wishing to get at the money. Now the next rollover is fixed with no withdrawals for the term. Are…
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Flexible ISA and transferring to S&S ISA during the tax year?
Hi all, Another dense question from me that I hope more experienced forumites may be able to answer, 😄 around flexible ISAs. Although my partner and I have both saved into cash ISAs over many years, we've been overly cautious about stocks and shares ISAs. However, we're each intending to put a portion of this year's ISA…
