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Extending Garden Curtilage into Agricultural Land
Hello All, We are building a new house. The garden curtilage is very small. We own the field behind which is designated 'agricultural land'. We would like to put in a small swimming pool & build a proper landscaped garden, greenhouse, orchard, flower beds etc. We would like to apply to extend the curtilage so we will…
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Redemption - The journey of a recovering gambling addict.
Ok. Here goes. This is my journal on my journey to redemption. First post is to outline my current situation. Salary- £75k + Married Two Children Personal Debts Bank Loan 1 CAR - £20433 - £352 4.3% Debt Consolidation Loan £10,344 £153 5.2% MBMA - £4300 - 0% 14 months NatWest £3000 - 0% 12 months I have told my wife…
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Unwanted drink codes/vouchers - Hungry Horse/Beefeater etc.
Thought I'd start a thread for giving away the drink vouchers from Hungry Horse, Beefeater, Greene King etc. competitions. Just use it like we do the Spar vouchers thread and offer your vouchers below if you won't use them 😊 As always be polite and try to be fair! To start I have a Glass of Berry Breeze from Hungry Horse…
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Missed the 5th April State Pension NI contributions deadline...just been thrown a lifeline by HMRC
Had 6 years NI to top up but left it to the deadline but was not able to select any payments on the website + with the 5th being a Saturday I was unable to contact anyone at HMRC to confirm. Assumed that I missed the date and should have completed these payments before the 5th. Have kicked myself ever since for the lost…
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Road To Financial Recovery
Ah, time to get back into the race so to speak, can’t believe I am doing this again.It is time to start taking finances seriously again. It is a rubbish feeling to be back in a position where I feel my finances are back in a mess. There isn’t any major debt so that is a positive of course but feel like a plan is needed…
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Buying a house with carport extension without building regs
Hi, We're currently purchasing a "4" bed semi-detached house in Leeds. The house has a car port extension which has a bedroom & a shower room in. This was build around 40 years ago and doesn't appear to have any planning/building control sign off. The council must already be aware of it was shown on the approved planning…
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Brick Repointing. Ask to be redone or fussy?
Hi, As the title says, I got a small bit of repointing done last week. It's still not fully dry other than the bottom parts, but I'm tempted to ask them to take another look. I know you'll never get a perfect match, but the colour is more of a buff to me than grey. Am I being unreasonable to do so? Thanks!
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CCJ Defence Moorside Legal NCP Parking
Hi all, I've read the newbies thread and seen a few other examples of successful defences on here of winning county court claims against unfair parking charges. I've been served a CCJ and have written a defence using the extremely useful resources on here and several other similar threads. I have zero experience and a…
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How much CGT does a non-taxpayer pay?
I am a non-tax payer and am looking at selling some shares that I own. Will I have to pay tax on profit above the £3,000 CGT threshold or can I combine my £12,750 tax allowance and the £3,000 CGT allowance ?
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POPLA Appeal - Sample for Broken Payment Machine
Below was my POPLA appeal. Parkingeye withdrew after I filed this, so I effectively won. 1. Overview – Grounds for Appeal This appeal challenges a £100 Parking Charge issued by Parkingeye after the driver was unable to pay a £1 fee due to a non-functioning payment machine, and in any event, overstayed for less than 15…
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Claim form for PCN - help with defence
Hi. Please can anyone help? First time at this - hopefully I've understood how to do this correctly and I believe a new thread is right? I've received a claim against me for a PCN (DCB legal/ Excel Parking). I'm completely new to anything like this and feel nervous, bullied, but also that I need to stand up for myself. I'm…
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Letting agent banned for three years after threatening unlawful eviction
Awful letting agent but will this make it harder for young families to find rental property in the private sector ? https://propertyindustryeye.com/letting-agent-banned-for-three-years-after-threatening-unlawful-eviction/
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EPC not fully disclosed
Hi all, new to the forum so apologies if there is thread dedicated to this. Please feel free to redirect me if so. I have found a house I really want to buy, the negotiations are upcoming. With a bit of research on gov.uk I have noticed that it looks like there are 2 EPCs. This doesn't fully surprise me as the house has an…
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DCB Legal response to LoC rebuttal.
Hi all, I'm new to this, anyway have been reading Newb thread and other bits and bobs. My situation is this:- My brother (recently deceased,) received a parking charge notice for supposedly overstaying at a petrol station, he actually made two visits in a short period of time. The parking company show the first entry and…
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Euro Car Parks NTK/PCN - Pub Parking
Hi guys, I received a NTK/PCN today from Euro Car Parks for pub parking - I have a digital receipt that I was a customer at the pub and I have drafted a bit of a template based on some searches on the forum - could you tell me if this is OK to use please? Subject: Appeal against Parking Charge Notice [PCN Number] – Vehicle…
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What if i wish to break out of an Assured shorthold tennancy
Hi, Qu 1...Say i move in to a flat on a 6 month AST, and then in the first week, the neighbours are screaming drunks and i cant sleep at night and am tired going to work. Then surely i have a right to simply immediately break out of that AST? Qu 2...Say i stay in a flat for the 6 month duration of the AST, and then i…
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Back to square one
After months of messing us around, renegotiating over silly things and finally getting to the point of discussing dates for exchange and completion, our buyers have just pulled out. They have sited an absolute non existent reason - the searches showed a 1 in 100 year risk of basement flooding, the property doesn't have a…
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At our age?
Hello, I'm 80, my wife is 74, we have a life insurance term ending in 2027. We wonder if it would be worthwhile to enter into another agreement which would be relatively short-term, obviously, but which would help further if we survive for a few years. I'm thinking mainly of funeral exes (rather than entering into a…
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CS Alpha.Can you put part into payment?
For student finance reasons I want to limit my taxable income for the next few years but I also want to put my take my DB rather than only using DC (I will top up taxed DB income with DC tfls) If I put all my alpha into payment it will be too much for student loan purposes so I just want to put enough to use up my personal…
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CPM - BW Legal - Court Claim - Parked on double yellow lines - Please help
Hi All, Background: 1. [Attached] The car stopped on double yellow lines on Rosemont Road, Wembley, England (not Wharfside Business Park as alleged) on the day of the incident with Blue badge entitlement and clock correctly set and displayed on the dashboard. Land Registry documents for the same road in context is an…
