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Help to save earnings criteria
Hi - according to HMRC you need to have earned at least £1 - the situation my brother is in is as follows: He is disabled and had to early retire due to ill health - he was able to take his personal pension early due to this, which is his income. In additional he gets UC and ESA. Is his personal pension classified as…
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Cold (but new) extension - what should I do
Hi, we moved into our house earlier this year which has a single storey flat roof extension on it. The hope was it would be lovely and warm, unfortunately we're finding it's not. I took a downlight out yesterday to have a look into the ceiling void. The ceiling is polystyrene backed plasterboard, there's then a void of…
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Wilko online
Shopped online with the new Wilco online website, the Customer services advice leads nowhere and there is nobody to email phone etc. Bit miffed when only partial order arrived with no paperwork and unable to contact the new company.
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Not received goods - the Casual Factory
I purchased goods (approx £160) back in February online from thecasualfactory.com but have never received the items I purchased. I had used this company before without any problems. I sent them a number of emails and they kept advising that the goods will be sent.... stupidly I believed them - however I never received any…
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Which Mobile (Sim Use) Router for Watching TV?
Hi This is an extension to a previous question, but I thought it is best to start a new thread. So, I have actually decided to ditch my Broadband ISP provider. I live in a village near the sea and we just don't get decent coverage. My TV comes through the Broadband and it often buffers. My wifi on my laptop and my phone…
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ISA reinvestment
I put £20k in an ISA in 2024 which has matured and also another £20k in 2025 both are in 1 year fixed interest rate ISA's, the 2024 one has now matured and reverted to 1.15% which is clearly not good. Can I reinvest this money as its an existing ISA and tax free or will it be classed as next years money. Little frustrating…
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Don't cut Cash ISA limit, MPs urge Government
Reducing the cash ISA allowance won't motivate people to invest in stocks and shares, a cross-party group of MPs has warned. In a new report published on Saturday 25 October, the Treasury Committee has urged the Government to leave the £20,000 limit in place – echoing previous calls from MoneySavingExpert.com founder…
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Charging order
i have a charge on my property from an old debt over 20 yrs ago that I simply just forgot about, i want to repay the debt and have the charge removed so that i can remortgage, the company that the debt is owed to no longer exist since @ 2012 and have no forwarding details or including contact details, from investigations…
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Pension consolidation
Has anyone used or can recommend and site to search and consolidate pensions, as an agency Driver I've worked for many agencies following work and have been inducted into many pensions.. Pensions Bee was recommended but have no knowledge, as scams are rife nowadays, thankyou
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Energy Direct Debits: Get money back & your payments lowered Discussion
This thread is specifically to discuss the content of the Energy Direct Debits: Get money back & your payments lowered Alternatively go to the report energy overcharging successes thread To discuss or ask a question about this article: click reply
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Smart Parking 80 second overstay in ANPR car park
I've recently received a NtK for an alleged 80 second overstay in an ANPR controlled car park. Circumstances are that the driver was visiting managed offices and allegedly overstayed by 80 seconds (by the time stamps in the ANPR photos on the NtK - the parking charge doesn't mention the alleged times or overstay, just…
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Death of tenant in common, share left to spouse in will
I need some help and really cannot find the answer to this particular question after lots of searching. I am acting as executor for my recently deceased Mother in law. Mother in law and Father in law married and Mother in law left everything to Father in law in her will. They own(ed) a property as tenants in common.…
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EE TV without Aerial
I'm looking to move from Sky as I'm paying £40.50 Signature, Ultimate £4.50 and Netflix Boost to Standard £6.49 (Total £51.49). Contract Renewal offer is to reduce to £46.49 Total. My Broadband is separate and through BT. I'm buying an 65" OLED TV and I'm interested in the EE TV Full Works Offer at £80 (Sky
Atlantic, NOW…
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Home Energy.
Has anyone any information on the above company. I am thinking of changing energy to them as on the Cheap Energy Clubs website it is £184 cheaper per annum for me.You need to look at all suppliers on the CEC website to get comparisons not what they can switch you to.
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Is this unpaid work or below minimum wage
A family member of mine responded to an organisation that promises payment from day one and placement into an employer in your area, there was also a certification after a year. The first year salary was about £7k lower than second year. They had to do all kinds of tests and assessments which they passed with flying…
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Savings Account
Thanks for previous replies
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Court Claim
I have a parking space included with my lease, and I own 100% of the flat. In April 2024, I changed my car and received two parking tickets from UKCPM on April 4 and 8. I didn’t appeal on time because my housing association needed to update UKCPM before I could do so. However, I mistakenly emailed UKCPM directly about the…
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"Nutshell" motor insurance
Is NUTSHELL any good ? It is rated Defaqto 5 * - it is way cheaper than the alternatives on MSE !! (like 50% cheaper) Anyone got cover through them - never heard of NUTSHELL - is it part of another company ?
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Would you buy a non-standard construction house?
The house we're in the process of buying is a non-standard Designated Defective construction. A Unity build - basically a post-war concrete slab build. It had PRC-certified remedial work (brick walling) done in 20001 and extensive cavity wall extensions added since. The seller and agent failed to let us know that the…
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Virgin Media retention deals (post your haggling successes)
Post any deals you've obtained when negotiating a new deal Post The package The price and discount The length of the contract