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Getting my money out of the bank.......
OK long storey short, lets assume i have an incurable disease and i want to get my money out of the bank and give it away to family before i pop my clogs (trying to avoid taxes etc) whats the best and easiest way for me to do this to avoid any red flags from my bank which is barclays? thanks in advance
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Viessmann annual service for waranty
Hi, the safe gas engineer who usually services my boiler told me today Viessmann requires a full strip-down of the boiler for their annual service, which amounts to about 2h and costs about 250 in private. He advised me to book a service with Viessmann directly as it would be cheaper. This is my second service and the…
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Transfer from Tembo (non Flexible ISA) to another provider
Hello, I've put in money for this ISA year to Tembo. If i was to transfer my entire isa balance (which includes previous ISA years) from Tembo, would i still be able to contribute the rest of the balance to aim to hit the 20k limit? First time I've used a non flexible isa, but i guess its what you do when you want to stop…
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Amazon prime
Hi I am thinking is amazon prime worth having now at the cost of £95.00 a year as I now only use the delivery service also did use some of the video to watch side and the music but still not that much. As I can not see using the full benefits either. How have other found the cost now as it lot if just using not that…
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Divorce debt be gone!
Newly divorced but with big debts to clear here - moving and divorce legal fees, furnishing and essential repairs on the new place for me and my 2 teenmonsters who live with me 50/50. I managed to secure a 0% 15 month purchases card a few months ago when I moved to pay for furniture and have just secured a 0% balance…
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Inheritance tax and marriage
A hypothetical question...I understand that an individual has an IHT allowance of £325,000 and if they are married and then die (or their partner dies) the survivor can inherit the dead partner's allowance, thus giving them an effective allowance of £650,000. And yes, the allowance can be greater if direct children…
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10k pro bono costs order against excel
https://www.linkedin.com/posts/anya-prasad_i-got-fined-11k-over-a-darlington-five-minute-activity-7311332961340043266-hr4E?utm_source=share&utm_medium=member_android&rcm=ACoAADlGaOcBG_wnNMofi6c4aEimuZM_otv0Ffo Whats Jake saying...
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Best flushing WC - has anyone got a vortex?
We have to replace a 20+ year toilet which always flushes well (presumably because it's using so much water) When we replaced our downstairs loo with a 'water saving' one - when regulations changed - it has never properly cleared poo away...my husband might continue to flush 3 or 4 times...then finally empty a bucket in…
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3 seconds - Worried about a possible fine
Hello, Slightly worried and hoping for some reassurance! Went to a trampoline place today and the car park is managed by parking eye. I knew you got 3 hours free inputting your reg. The car park was quite busy and had a small queue when we entered the venue, the screen to input your reg is on the counter where you pay.…
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How to get the best SEG tariff
Hi everyone We've just published a new guide on How to get the best Smart Export Guarantee rates and we'd love to hear your feedback. If you haven’t already, join the forum to reply. Thanks for your help, MSE Clare
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EE Sim only monthly contract massive price hike
Hi all, I used to be with Plusnet for broadband and mobile phone etc. Then I got transferred to EE as Plusnet dropped their mobile phone service. Was paying around £6 per month, but after I transferred to EE they started the uual annual "inflation plus" increases, so was paying around £7. However they have just advised…
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I Think I Need to Appoint a Firm of Solicitors as Executors for My Will.....
I've procrastinated long enough and I really need to get a will written. But...... I'm going to need to appoint a firm of solicitors to be my executors. Although I've read some horrendous stories about solictors being executors, ie expensive fees, long drawn out timescales etc etc however I don't think I have a viable…
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I PARK , DCB LEGAL court claim 2025
Hi all I am hoping someone can help! I received a parking charge notice in August 2024. However I was not the driver of the car and there is proof of parking on the day. They have automatic cameras so they should be able to see I was not the driver. I then received multiple letters which I ignored. I have now received a…
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End of fixed rate and early exit fee
My current fixed rate is due to end at the start of May 2026. I have an early exit fee of around £2.5k which doesn't decrease towards the end of the deal. I am looking to sell the house to buy somewhere bigger. I obviously cant refix and want to avoid the early exit fee or going onto the absurd svr. Other than porting the…
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Motor insurance - putting another driver on works for older drivers too!
I know Martin advises young drivers to put an older person such as a parent with a good driving record on their policy as an additional driver as this could make it a bit cheaper. We discovered by accident that it works the other way too - my husband an I are both in our late 60s with long,clean driving records, and our 40…
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Kindle - how, which and why ?
Wife is looking at KindlesI know nothing about themWhich model do we buy ?Do they all allow downloads from any source or are we limited to Amazon ?Any advice before we make an expensive mistake ?
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Independent Executor Bank Account
To date I have handled estate expenses via a personal non-interest bearing bank account in my name. I expect Probate to be granted shortly and a significant sum will be deposited. Ideally I'd like to move the funds to an interest bearing account which would be completely distinct from my own finances. That way I can show…
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£85k FSCS cap - Risk to reward appetite!
I am currently in year 3 of a 5 year fix rate ISA deal with Shawbrook Bank where I’ve been depositing my full £20k allowance each year. I secured the 5.22% deal available at the time (in 2023/2024) which I can take advantage of each new ISA year for the fixed term period. So my question is simply about the £85k FSCS limit…
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Repayment Threshold 2026/27
With RPI for March in at 3.2%, from 6 April 2026 the repayment threshold for • plan 1 loans will rise to £26,900 (26,065 x 1.032 rounded up) • plan 4 loans will rise to £33,795 (32,745 x 1.032 rounded up). The plan 2 and postgraduate (plan 3) thresholds are under review. The plan 5 threshold is £25,000 (this threshold…
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Keeping UK mobile number active and roaming while living abroad for 1-2 years
Does anyone know which mobile providers currently allow long-term overseas roaming? It would be very minimal usage, I mainly just want to make sure I can stay roaming to receive SMS text messages (like the login verification codes banks send) while I'm living abroad. I'm currently with 3 and they told me roaming gets…
