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Is there a GENUINELY FREE AI mp4 editor
Looking for an AI editor that can handle MP4 movie files I am fed up with sites claiming to be free when they are not.......
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Are Letting Agents abiding by the Renters Rights Act?
Hi, my first time posting on here. I am currently looking for a property to rent and have contacted 3 agents about houses that were suitable. Two of them seem to be breaking the law, by a) inviting bids on a rental property - didn't think that was allowed now - they are creating a bidding war to drive up the rent. b)…
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Tax on personal savings
I am wondering what my tax free allowance for savings interest is. I have state pension of £220 per week and an additional private pension of approx £80 per month so that equals about £12400 per year. Does this mean if I have no other income that I can earn a total of £6000 per year interest without any tax liability? Just…
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£3000 tax demand
Had a letter from advantis to pay HMRC £3300 I'm on simple assessment I have a main job and a pension draw down on a previous job both these are on my account on the HMRC app .the only reason I can think of is my tax code is wrong but if all my income is declared why is the code wrong ? I am paying tax on both.im on…
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Couldn't validate vehicle reg. Parking charge.
I recently parked in a small car park late on night to get some food. It was an area I haven't been to before. The only business open was a pizza place where I ate. I didn't see the signs for restricted parking time as it was dark. On receiving the parking charge notice for exceeding my stay, I revisited the premises in…
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Stanstead express drop off fine
What to do about this? They fined me £100 for missing the £10 payment which is now due via QR code since they removed the barrier. The system basically sets you up for faliure to pay. So fed up of these cowboys. !!!!!!
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Is it even possible to haggle against BT's automated pricing?
I read the haggling guide here and am having no luck! My contract expired last week. I'm currently paying £65.99 for 900Mbps. I called last week and was told the best they could do was £43.99, despite offering new customers £38.99! So today I phoned the disconnection number as suggested and the computer says the best they…
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Notice of Trial Date - UK Parking Control
hi, I’ve received a trial date. I resubmitted my defence (thank you to this forum for your expert help) as requested by judge Iyer in July 2025 and not heard anything since. Not sure what do or how to prepare for court. Help please? Attached is the first page of the Order. Personal details removed.
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Octopus customer service
Has their customer service deteriorated recently? I sent an email and have had to chase Octopus twice for a reply. It's the correct address as I get an auto acknowledgement.
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APCOA postal fine
Morning, I recently received a charge: The ticket was posted to my home, it was APCOA parking and I got it because i tried to pay for my heathrow drop off but payment was impossible online because the app would not let me. I tried again the following day, by which time payment window had expired. I was however unable to…
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RAC renewal
my 2 year cover with RAC was due to renew and I was quoted a £44/20% increase to £270. It's for 1 car that's 16 years old but very reliable so only 2 callouts in all that time. I never let an auto-renewal happen without checking the market and haggling. Moneysupermarket showed me the best offer I could get for annual cover…
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Old central heating system upgrade
So my oil central heating system is about 30 years old and I am investigating getting a new condenser boiler. I the meantime I need to do something about the radiators. A couple of them have completely stopped working and the rest are very unreliable. I'm guessing that 30 years of sludge accumulation is the problem.…
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Solar PV Battery Insurance
Hi, I have a new solar install and the PV battery placement needs to be a on a party wall. I understand my Home insurance will need to be updated to cover my house install, however, outside of the party wall agreement, is there any Insurance issues for the neighbour whose wall the battery will be fixed to? Thanks.
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Q about adding second battery to eBike. (Not sure which best forum).
Hi. Giving thoughts to getting a G-Tech City ebike*. Yes, I know it's discontinued, and I know that parts will become scarce, and that's one of the reasons for this Q. Apart from the rubber/carbon drive belt, the other unique part is, of course, the battery. The battery isn't really a problem as such, as to have an eBike…
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Signed up for 2 contracts with 2 different BB fibre companies!!
So i signed up for 24 month contract Vodafone fibre in Nov 2024 ending Nov 2026 …. i was then sent a wifi booster in Nov 2025 I have just signed up for local fibre company Toob who agreed to pay my existing contact with Vodafone until end on 2026 - it was installed yesterday Toob are asking for evidence that my contract…
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Awful Inpost service
Just a rant, really. I bought an item from Vinted 10 days ago. It was shipped via Inpost 8 days ago. Over that time, it has been out for delivery 4 times before being returned to the sort facility. I guess this is because there are no available boxes at my chosen drop-off point. It is now out for delivery again this…
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inside IR35 - make it simple for me!
Thinking about applying for a contract role. I've only done permanent roles before so don't know how they pay when you're a contractor. I've googled inside IR35 and they talk about some of your salary being 'expenses'. Is this something to do with covering your traveling costs and tax offsetting? Do you actually get to…
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CCJ sent to my old address - Set aside application and fee payments
Hi all, I received a CCJ to an old address from G24 ltd regarding a parking event in May 2025. I was able to collect my old mail from my previous address included the POC and all threatenings mails from DCBL Baliffs. After reading the NEWBIES posts and related subthreads, I prepared a letter for DCBL to set aside the court…
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85 year rule
Hi, I would like some advice on the above. I qualify for the 85 year rule when I'm 60, currently 53. i understand that any contributions made before 2008 are protected. I have used the LGPS pension calculator and it makes very little difference whether I retire at 59 or 60, just the usual increase that you would expect to…
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New Price Cap 1 April 2026 Octopus Fixed
I'm on the Octopus Fixed Tariff until 3 June 2026, 24.08p per kWh, 47.28p per day and pay via DD £204 per month. No gas. I'm a bit confused as to what to do for the best. Do I just stick with it, until the tariff expires on 3 June or change to a new tariff, on 1 April. There is no penalty for changing tariffs.
