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IHD from Eon next
I was with British gas after moving in to my new (to me) house. Then changed to Octopus. They installed new smart meters in, or after Feb 2025.I bought the house in Dec 2024.I got a small pink box that allowed me to use their app to see real time info. I moved to Eon next last week. I either expected the pink box to…
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Smart Parking / DCB legal - proceeded before this forum
hello, I (like many others apparently) am the subject of a smart parking / DCB legal escalation from an alledged offence in 2022. Before being aware of this forum, I used AI with the help of any recollection of 4 years prior to draft my defence, I have now been sent the DQ form which I have filed, my concern here is, how…
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NCP PCN - Parking in a disabled space without a blue badge
Hey, hoping for some advice I recently parked at a NCP car park without any parent and child bays with my 3.5 month twin boys. There were only a handful of regular bays which were far too tight to fit into. After attempting to park into one and realising I could barely open the door for me to get out, I decided to use a…
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First time taking the leap - can no longer afford my repayments - PLEASE HELP
Hi all, My unsecured debt repayments have become unaffordable and I would appreciate your advice on next steps. Background I am a self-employed contractor which means I earn a good wage while I am working, however there have been lengthy gaps between contracts where I have earned nothing at all. This, paired with vital…
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Learner car insurance cancelled by insurer
Hi, so we got an annual learner car insurance for my son so that he could practice with me in my car. Fast forward a few months, he had just started uni and had to miss a day and come back home just for that day to take his driving test (in instructor's car), which he passed. With all the stress and hectic day he forgot to…
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Admiral - we're sending some money your way?
I was wondering if anyone has received a similar letter as am confused! (Waiting for a call back from Admiral hopefully today) I receieved a letter today relating to a claim around 4 years ago where my car was written off as a total loss and I received compensation. It hasn't asked for any bank details or anything like…
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Drawers sticking
I have a substantial chest of drawers which have been in my home for almost 10 years. Now I find that a number of the drawers are sticking, no longer free moving and difficult to pull out / push in.As the mechanism is probably some sort of plastic based material I'd appreciate advice on what to use to 'oil' them. I'm…
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Am I better off making AVCs salary sacrificed or not?
Hi all, I have my pension with USS. At the moment I pay monthly £2.4k AVCs into the USS scheme. I also pay £17k pa into my SIPP. (Im aware this tips me over the AA. I know this removes the tax incentive, but my thinking is that at least I know Im using my AA, and the few K Im contributing above this, I would only invest in…
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Where to park my money
I am looking to minimise my tax on my savings interests and investments. To minimise CGT, I am planning only to sell when I can move my investment into S&S ISA. In terms of ISA allowance, for April 2026, I am planning to use money from my savings account to invest into a S&S ISA. For April 2027 ISA allowance, the options I…
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our forever patch challenge
well, this week sees the new start to my mortgage free plans. After 18 months clearing debts, then paying for our wedding, which took most of our hard earned savings, we are at the beginning again. Due to restructure at work, OH is on a reduced monthly pay, so the savings are even more of a challenge! Our plan is over the…
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Running Octopus Compare on a computer
This discussion was created from comments split from: new octopus 14mth fix.
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Is it OVO or OhNo Kathryn Porter on ONO
Not read it yet, not totally awake yet but got this in email this a.m. https://watt-logic.com/2026/02/04/ovo-energy-looking-shaky/ Last time she went over Octopus , now OVO
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Smart meter billing errors - is this likely to be a widespread issue
I'm responsible for a remote house (electricity only) that had a forced SMETS2 meter installed to cope with the RTS retirement. After a couple of months, the steady bills, which were just for night storage heaters, leapt. Much trouble later, and the supplier (EON) claimed that a power failure had 'broken' the meter so that…
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NHS VR
If you take Voluntary redundancy from the NHS can you go and work as a bank staff memeber one week later? Is there a clawback clause?
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Three years to get debt free
Morning, I have had a diary on here before but had to close it down. I am a single mum with an 8 year old DD. I have found myself in debt since the age of 18 when I went to university and have been in it ever since. I decided to change this in 2017 and then found myself a single parent in 2018 and having to attain more…
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Deffered benefit pension scheme Fluctuations in growth
I have a deferred defined benefit scheme (final salary) which I have been receiving annual retirement quotations from on retirement income. So that I can plan my retirement accordingly. I have noticed that over the past 8 years, the value of my 25% tax free lump sum plus income, and 100% income option has gone up and down…
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Is there a list of who creditors sell debt to
Is there a generic list of which lenders sell their debt on and to whom? And which creditors use ‘in house’ collections? Which lender is likely to go for CCJ (or decree in Scotland) I’ve tried reading back through some threads (the search function on here is hopeless - or maybe it’s just me!) I’ve accounts with; Natwest…
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Economy 10 - EDF
EDF have almost doubled their off peak rates for Economy 10 from 1st Jan from 8.57p per kwh to 16.67p. Admittedly it seems that 8.57p was a very low price, but this is still a massive increase. As we have storage heaters the vast majority of our electricity use during winter is off-peak, which means that our annual bill is…
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Potential to buy a share of Freehold in 2 flat property?
If one has a leasehold flat in a block of 2, where the freehold is owned by a housing association - with the other flat being rented out, are there any rights to get part ownership of the freehold? My understanding is not, but I don't know if changes might be in the pipeline. The interest is because we'd like to make some…
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Another UKCPS No stopping charge at Leeds station - they even missed the 14 day PofA timescales
Evening all, Another victim of a UKCPS No stopping charge at Leeds station here. I've submitted my appeal, which felt strong given that the notice landed outside of the PofA timescales. Timeline copied from my appeal below:The alleged event occurred on 27 August 2025. The NTK was dated 9 September 2025 (day 13). The…
