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A thread of Pictures of parking firm NTKs
Notice to Keepers: ACE Security Services POFA-ish https://forums.moneysavingexpert.com/discussion/comment/80623847/#Comment_80623847 AM Parking by 'PCS' (DR Plus) non-POFA & for £120 https://forums.moneysavingexpert.com/discussion/comment/81498278/#Comment_81498278 ANPR 365 Ltd non-POFA…
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Advice on future investments
Hi All, I am in the fortunate position to have come into £300K. I work full time and earn £80K per year. I have a rental income of £1,180 per month (after costs) and my partner earns around £12,500 per year too. We don't have any debts or mortgage. I currently don't have any ISAs. Our monthly costs (which include still…
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DCB/DCB Legal - advice needed
I have received the
various bits of correspondence over the last few months from, DCB and now DCB
legal regarding 2 parking fines from over 2 years ago, which I never received from
the original parking firm because they went to my old address after I had moved. I have refused to pay
the fines because I totally dispute…
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Are we expecting the BOE Base Rate to drop to 3.5% on the 5th February 2026?
Potential for 3.5% by year end?
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SLLM (Single Lady Large Mortgage)
Hello all SLLM - single ladies with large mortgages or single ladies who have previously had large mortgages or single laddies in the process of getting a large mortgage! So if you are a lady and own your own house then yes this is for you. Yes I could not resist it any longer. Ladies large mortgage is a loose term so if…
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UKCPS PoFA received - behind Leeds Railway station
Hi, I have read the NEWBIE forum/posts and I am still unsure on how to appeal this, or if I even should! I received the below PoFA (NOT non-PoFA, which is confusing me based on reading other threads...) on 17/12 for stopping on the yellow lines behind Leeds Railway station/opposite the multi-storey on 10/12. They have 3…
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CP Plus Ltd - Nexus - Parking Charge Notice
Good day Forumites and other Newbies! Just want to say I've really found your forum useful, but think it's time I get some help. I use a company car and our fleet team forwarded me a parking charge notice from "GroupNexus" that was received on 31/10/2025. The thing is I was out of the country when the alleged parking…
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Topcashback Not Paying
I have been with Topcashback for a few years but now losing faith. I submitted a claim 11 months ago which was a significant claim for TUI (it was a good cashback offer possibly too good) Just before christmas it was declined stating a number of possible reasons why it was declined including clearing browsers /using other…
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Complex Leak in system after Heat Pump Install
Hi, I thought I would look here to get some information, as I seem to be going round in circles with Octopus. Last December I had a Daikin heat pump installed through Octopus, it was a painful process to get that far but I was excited when it went in. Since then though it's really not been smooth sailing. I noticed almost…
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Indigo flight delay compensation
we got caught up in the massive Indian Indigo flight chaos and wish to claim compensation but the company website is not helpful. We were due to catch a flight from goa to Mumbai on the 4th Dec. I had email that night saying my flight had been changed to later that night which was unacceptable as we had other flight to…
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Thinking of buying a house with an ashp, thermal store and hw solar panels, what do I need to as
We are looking at buying a house, built 2020, EPC rating B, that has a Grant Aerona 3 ashp, thermal store, UFH, traditional radiators, and solar panels for hot water. It has propane gas cylinders for one gas hob, and also a wood burner. I’ve read about ashp, and have a basic understanding of how they work, but don’t know…
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Morrison Data Services - uncontactable!
My elderly m-i-l had a card through the door asking for a meter reading. We are now trying to submit same through the website and phone number on the card but it seems impossible. The website is down and the phone number just has a recorded announcement. Is this a wind-up or have they just turned everything off for…
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Grown child living in home legal ramification for parent
I still want to be living alone on documents but my son is now living at my address and contributing to bills and repairs. What should I do to keep my status?
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Budget Planner Sheet Password
Hi Can anyone help please! I could not find any threads about this issue. I downloaded the free budget planner on MSE site on 30.7.25 but I am being asked for a PASSWORD to customise my template/spreadsheet. I do not have a password. I did download the free budget planner on MSE site many months ago (around March 2025) and…
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Unnusual (I think) Predicament
Hello, I own a house which I used to live in with my partner. Things didn't work out so I moved out and left them there because they couldn't afford to get their own place. There is no tenancy agreement in place and they don't pay me any rent but they are responsible for the council tax and utilities. I would like to sell…
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Z's MFW journey
As I've been watching the MFW forum for a while, I thought it would be good to start my own thread.We bought our current house in summer 2022 and owe £126,000 on the mortgage. Hoping to pay this off before 2028 as we'll be 40 then. We're on a 2 year fixed deal until Sept 2024 at 2.64% on a 30 year term. Obviously a bit of…
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It's me, hi, I'm the problem, it's me
I am my own biggest problem and obstacle in life. It's time to change for the better. I'm doing a lot of thinking about changes I need to make in my life to better prepare myself for my future.
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Water bill debt out of nowhere!
In really need of some help. We have lived at our property for 2 1/2 years. We have always paid our water bill on time at £48 a month. Suddenly in September SWW tried to take £137 from our bank with no communication or warning. It obviously bounced! When I logged into my account they said we owed them over £400 and this…
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New Trafford Council Yellow Box PCN
Hi, I have just successfully appealed Airport Drop off/pick up charges thanks to help from this site. I have now unfortunately received a yellow box pcn from Trafford Council. The evidence is compelling, but can anyone see any irregularities with the issuing of it, which can be used for an appeal. Registration number is…
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When Should I Start Paying?
I've been reading this forum for months as I start my own self managed DMPs to handle my credit card and loan debts. The key seems to be to wait until a debt defaults and then set up a payment plan asap to avoid any chance of CCJs. Vanquis defaulted on my credit file last month and I received a letter from Lowels saying…