Best Mastercard Credit Card for overseas use

jem16

I've had the Halifax Clarity credit card for years and use purely for overseas spending. Since moving from Mastercard to Visa recently, I'd now like to get a 2nd card for overseas use. I do have a Chase Debit Card as back up but would prefer a Credit Card too.

Any recommendations?

Blessdays

If you specifically want a Mastercard with no overseas fees, the Barclaycard Rewards card is worth a look. No foreign transaction fees and you still get Section 75 protection as it’s a credit card.

I’ve found having both a Visa and Mastercard abroad is sensible anyway as occasionally one network works where the other doesn’t.

Your Chase card is a good backup to keep alongside it.

jem16

https://forums.moneysavingexpert.com/discussion/comment/81992623#Comment_81992623

Thanks but the Barclaycard Rewards card appears to be Visa not Mastercard?

sausage_time

NatWest or RBS Credit card. No fee, no FX loading for purchases. It's MasterCard (but curiously the Travel Reward card is Visa!)

flaneurs_lobster

Why not add the Chase credit card to the debit card? Or are you specifically looking for a different provider?

jem16

https://forums.moneysavingexpert.com/discussion/comment/81992647#Comment_81992647

No I’m not specifically looking for a different provider. So yes I could add that or the RBS card mentioned as I do have an RBS current account.

Also just found the Virgin Everyday Cashback credit card which also gives cashback at 1% for first 3 months and 0.25% thereafter so a possible choice.

Worried_fool

https://forums.moneysavingexpert.com/discussion/comment/81992629#Comment_81992629

Why does that matter?

HillStreetBlues

https://forums.moneysavingexpert.com/discussion/comment/81992773#Comment_81992773

One of each type covers if one system goes down.

QrizB

One of each type ...

Add an AMEX for double-backup?

HillStreetBlues

https://forums.moneysavingexpert.com/discussion/comment/81992879#Comment_81992879

And cash for Armageddon 😀

Maegi

https://forums.moneysavingexpert.com/discussion/6667563/best-mastercard-credit-card-for-overseas-use

Chase would be the obvious choice as it will use the existing app, login etc plus give you 15 months interest free spending if you so wish. RBOS would also be a decent option as you could also use existing app/login.

Given the Virgin Money brand is on the way out, you'll probably find their card becomes Nationwide branded and they currently use the Visa network only.