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Best Mastercard Credit Card for overseas use

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Comments

  • QrizB
    QrizB Posts: 22,610 Forumite
    10,000 Posts Fifth Anniversary Photogenic Name Dropper

    Reliant on the ATM to have power - and if you have power places can take card.

    In my particular case, shops, cafés etc. didn't have power and were either closed or only taking cash but the ATM and whatever back-end server it was connected to both did - I'm guessing a UPS was involved.

    N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Kirk Hill Co-op member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 35 MWh generated, long-term average 2.6 Os.
    Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!
  • badger09
    badger09 Posts: 11,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    In similar position to @jem16 looking for Mastercard replacement for Halifax credit card used when travelling. Have Barclaycard credit card as backup & Starling debit card.
    Trying to simplify my affairs for Executors so won’t open accounts unless I already have something with that bank/BS. Halifax card has £7k credit limit and I was expecting to be offered much lower. RBS offered me £7k on soft search, then confirmed it. All very slick.

  • jem16
    jem16 Posts: 19,868 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I looked at simply adding either Chase or RBS credit cards to my existing accounts. In the end I chose the Virgin everyday Cashback card simply for the cashback. Yes it might well change to Visa at some point if it does get rebranded but I’ll deal with that then.

    I did look at changing my Barclaycard to the Barclaycard Rewards card as well but seemed pointless as I have one of the old Barclaycard cashback cards which still gives a higher amount of cashback although not free for overseas use. So I use it as my main card at home and Clarity overseas. Was fine till Clarity changed to Visa.

  • badger09
    badger09 Posts: 11,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    I also have one of the older Barclaycards giving higher cashback & with a large credit limit as my main card. For some reason Ryanair😳 wouldn’t accept it recently so I used the Halifax. Not sure it was a Visa issue or just my card but it emphasised the usefulness of a Mastercard.

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