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Help with Tide Accounting Software
Hi there, does anyone use Tide Accounting for their LTD? I'm having a hard time understanding how to record transactions that occur outside my Tide business account on there. You have the option to record a manual transaction, but you cannot upload a receipt with it and it doesn't appear to register in the accounts as…
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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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Car service result
I recently asked this question: https://forums.moneysavingexpert.com/discussion/comment/81716988#Comment_81716988 I decided to have the oil and filter change spending £150 today. They have said this service ideally requires (not urgent): Brake filter: £62, Pollen filter: £63, Brake fluid: £45 They have also said I more…
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Transfer of property to Beneficiary
Hi All I have been dealing with my late mothers estate, Probate has beeen granted and I am now in a position to complete the final task and arrange the formal transfer of her Leasehold property to the new owner, I have reviewed the various pages on the GOV website and have ascertained the following, the transfer will not…
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Any one experienced with RICS Level 2 Survey - Damp
Hi All I need some advise please, House was built around 1930s, all rooms are find and no damp except for under stair cupboard which extends to the end of the wall. around 4m long altogether, Start of this wall, there is no damp/ damp meter shows single digit reading however under stair case is a bare brick wall which has…
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Change to lifestrategy funds
I've had an email from Vanguard with the following information: "We’re updating the classification of the LifeStrategy funds from ‘UK UCITS’ to ‘Non-UCITS Retail Schemes’ (or NURS). Our LifeStrategy funds are ‘funds of funds’, which means they mostly invest in other funds – specifically, those managed by Vanguard. As the…
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Pension (SIPP), ISAs and Retirement
Hello people, UK here and would appreciate peoples thoughts on the following Age 51 here & aiming to retire at around 57 I currently hold: 490k in my SIPP (Vanduard LifeStrategy Acc 100) 165k in ISA (88k in Vanguard LifeStrategy Acc & 76k Vanguard FTSE Global All Cap - Acc) 75k in premium bonds I have a mortgage of 160K…
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Ideas for writing on cards.
I didn't know where to put this thread. My dad and FIL have about 200 Xmas cards to send this year. We have told them that we would write who they are from and we have address labels for the envelopes. One has Parkinson's and the other bad eyes and other ailments so sitting and writing is hard for them both. I was thinking…
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SPUSU - PAC transfer - BEWARE -EXCEPTIONALLY SERIOUS RISK
After checking it on this site, Via SPUSU's website, I ordered one of their SIMS and made the SERIOUS mistake of inputting my PAC code for retaining my current phone number to their new SIM. They posted the SIM to me and Royal Mail delivered it to the wrong address, where the occupant took it and tried to activate the SIM.…
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Found a pigeon fledgling - what to do
It was near garden fence and its mum was close by but flew off when it saw me. I've 2 outdoor cats so watched over it for 40 mins waiting for mum to come back but she didn't. Had to bring it indoors as otherwise cats would have eaten it. I've made it a nest hay/cardboard box, waterproofed with black bags and tied it to…
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Parking Charge Notice - Minister Baywatch
Hey guys Just received a Parking Charge Notice from Minister Baywatch. I was not the driver, but I'm the registered keeper. I know who driver was though. Is there a way to get them off my back, or better to wait and see if they want to go to court? Thank you for all the hard work you do.
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The all new using what you have from your Freezer, Cupboard or Shed (Barn)
It is probably time to have a new thread for this. What do you have in your freezer? In your cupboard/shed? Do you have a veg patch or allotment? What did you manage to store, preserve or freeze? I, myself, like to cook following a recipe, but love to add veg from my allotment!
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Leasehold property - landlord trying to sell Freehold
I've lived in my terraced house 30yrs and have just paid off the mortgage. I have received a letter from a legal company stating the 'landlord wants to sell the freehold, at such an amount. I don't want to buy the leasehold. With legal fees etc its not worth it to me, the leashold has 800years left. Any advice for me,…
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Claiming a pension for a child over 18
My dad died recently whilst still working, he had paid into a LGPS. I have received forms from them needing further details, on the form it explains that in some cases a small pension can be paid to any children over 18 for numerous reasons but for our situation “if a person is incapacitated by ill-health which arose…
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Back again
Morning everyone, I closed my DF diary a few months ago for various reasons at the time. However on reflection I think I haven't been myself for months , but I feel myself coming out of the place I've been and wanted to be back here. The last two years have been very testing with RL things going on in the back ground but…
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Cardiff Northcourt - Ocean Parking - Parking Charge Notice
Hello all, Looking for advice on whether it is worth continuing to contest a private parking charge. The owner of the vehicle has received three PCNs from the same location. Two relate to the vehicle being parked in residential bays while visiting a resident. Both incidents took place on the same day, with the vehicle…
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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Anyone had any experiance of entering Purple Pact from Purple Bricks?
It's 30 years since we purchased our house and the property market has changed a lot. This is a steep learning curve. We have had an offer accepted where the vendor is using Purple Bricks for marketing and conveyancing. We've paid a significant amount to the PB partner, Lifetime Legal for the ID and proof of funds checks.…
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I don’t believe it!
I put my claim in and the finance agreement attached. I did exactly as Martin advised. Got multiple letters every 28 days blah blah. But today I got a letter saying no commission was paid to the dealer. i find it hard to believe that NO commission was paid by Black Horse to Jaguar for a new F Pace. Any one else think they…
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USS or Civil Service Alpha?
Hi all, Currently looking at a role which offers a USS pension. I am currently a civil servant and pay into the Alpha scheme. In the past, I was under the assumption that USS was a very good pension but, reading into it, it doesn't look all that great compared to the Alpha scheme. I believe USS has a contribution rate of…
