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Damaged on delivery, no collection, no refund PROBLEM!
Please help/advise. I bought a Bosch washing machine from BSH home appliances on 16 Dec 2025. It was delivered on 09 Jan 2025 and was received damaged. I reported the damage immediately that day and as instructed sent images to customer services. In the past 3 weeks, I have sent at least 7 more emails asking when the…
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Run out of options on 0% transfers due to the high interest rates, what do I do with my debt!
?Hi all, I have been running up debt on 0% credit cards since about 2015 when I returned to work after 2nd child. I think my total debt is about £10,000 or slightly more but it is spread out amongst various 0% cards. I also have overdraft but that is all currently 0% as well and I am saving up to pay back my HSBC overdraft…
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Financial help caring for elderly parent
Hi. I'm not sure if this is the correct thread, but there's isn't anything that directly works for me. I'm a UK citizen and a PT resident, having lived in Portugal for 5 years. I have a UK Limited Company and pay corporation tax in the UK. I had a bad end to 2025 financially with my business and was ready to rebuild in…
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Balance Transfer
I have just paid off the large sum that was on my balance transfer card and closed the card. I am wondering how long it will take for the credit reference agencies to recognise this. I want to take out a new balance transfer card and presumably having this card still showing will affect what offers I get for a new card.…
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When does a shift start?
Something I have been wondering for a while is when legally do shifts start/end. Does a work day / shift start from when you reach the premises and pass through the necessary entrance/ turnstile or from when you are signed into work/ready to work? In my own case the actual office is an 8 minute walk across site accessed…
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Cross Stitch and Craft Cafe 2026 - come on in and join us!!
Hello everyone and welcome to our shiny new Cross Stitch and Craft Cafe 2026 thread! Please do join us in sharing your makes, your successes and your WIPs - we love to see what everyone is working on. My 2026 list to follow! Coxy xx
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PPF pension lost on death? Was advice in life misleading?
TL:DR - Mum passed away at 61, left a pension with PPF. Seems she was already eligible for various options including a £12K lump sum. PPF tell me we have no claim to this upon mums passing. Anything I can do? I also think they've provided misleading financial information discussed below. Looking for any help, guidance and…
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Applied for financial investment product name flagged and have been asked to confirm no convictions?
Recently applied for a stocks and shares ISA with a UK bank. They have emailed me back to say that in order for them to proceed further they want me to confirm if I have ever been charged with a criminal, civil or regulatory offence in the last 3 years other than a driving/parking ticket offence. Apparently my name has…
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Living and working away from home as a contractor in further education
In recent years IR35 tax changes means that you can no longer work in further education as a contract / temporary Tutor as a self employed person. My understanding of this in practice this means that we are unable to claim living and travel expenses. Is this correct? It seems unfair as it seems that employees can claim…
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Court Claim Form - DCB Legal/MET Parking - Southgate, Stansted
Hi all, Newbie here! I have received two separate claim forms, and have read through the Newbies threads to begin the defence procedure. I'm finding it all a bit overwhelming, but want to defend this because it is an absolute scam. The fines date back to 2018 at the Starbucks/McDonalds car part in Southgate, Stansted. I…
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Air tags?
Do they work in remote areas with no mobile network coverage?
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Hisense dishwasher failure after 3 years
My Hisense dishwasher HV661D60 failed completely after 3 years. It cost over £400 to repair as it needed a replacement pump and a replacement control board. This is unacceptable as an internet search revealed that dishwashers should last from 6 to 20 years depending on quality of construction and level of usage. As a 2…
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Credit card declined where is the issue?
Tried to book a flight with Jet2 and pay with my RBS mastercard. Transaction declined twice, Details checked second time and plenty of credit available. Not asked for otp authorisation code either time Paid with HSBC Visa asked for OTP code went through no issue. All 3 transactions couldn't have taken more than a couple of…
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Now TV on Firestick issue
My sister has a Firestick and used it to watch live Now tv channels and in the last few days while watching live sports channels there is a black box in the top right hand side of the screen. I have gone into the settings and can not for the life of me get rid of it. So is this a known issue? Also on the UHD Sports…
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Water sure scheme Yorkshire water
hi all quick question me and my partner work full time and we have a water meter we don’t claim any benefits I have psoriasis and was wondering do I need to be unemployed and claiming benefits to claim for the water sure scheme
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Delaying Service to match MOT date
Hello, My 2019 Citroen C3 Aircross is due for its service this month, and the MOT can be done on or after 23rd April. As I absolutely hate going to the garage I was wondering if I could delay the service so they were both done together. Would that work? Mileage wise it does around 6000 a year, generally local commuting…
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New radio clock bought on vinted stopped working after 1 week
I recently bought a radio clock from vinted described as new. When I connected the batteries, there were some issues with the battery compartment and radio will switch on. I did email the seller requested a refund but later on when I tried again it works and I was pleased as ut was a good buy. Now disappointed it has…
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Restoring paint on a Aircraft Boing 737
Hi my grandson is mad into aircraft planes commercial. He has bought a window section of a Jet2 737, it is partially covered in a type of Grey paint over the Red original paint. I think it is to disguise their logo's when they scrap the planes. He in his wisdom started to use a electric sander on it, and it’s removing some…
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paying overseas
Asking my bank to allow me to spend overseas e.g. paying a hotel bill once in America, my bank will add an 'overseas code' to allow me to do this. However they did mention, and i quote, ' theres a 50/50 chance your card will stick be blocked, but just phone us to unblock'. Now, that could be annoying with the time…
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Alpha added pension 2026-27 via monthly salary but retiring during the year
Hi, quick question to do with early retirement. If I go for early retirement in 2026-27 taking reduced Classic and Alpha/added pension, what happens to my Alpha added pension monthly contributions via salary for 26-27? The application deadline is 6/3/26 for contributions to start on 1/4/26 and I still want to do this to…
