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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Delayed full post mortem report.
Looking for some opinions on whether this experience is typical. Parent died in Hospital end of February. Post mortem 3 weeks later in mid March- Coroner arranged for it to be undertaken at sister hospital site so as not delay further. 11 weeks ago. Cause of death confirmed promptly fatal pneumonia, several secondaries…
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With EE for years now weak signal means can't use FB or Reels in living room
We've been with EE broadband for years and have never had a problem but for the past 5/6 nights we have been having trouble accessing FB and Reels on our mobiles in the living room. Every so often we have to come into the hall and wave our phones around to get reconnected to wifi. It works okay in the kitchen and upstairs…
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Retrospective changing of tariff on Heat Network
Hello, We are leaseholders and our energy is provided by a Heat Network by With Energy, who are part of Pinnacle Power. Our apartments are managed by the management agent Rendall and Rittner. Myself and approximately 600 other leaseholders received the following in a communication from With Energy on 28th April 2023:…
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Fuse referral
Hi, Having an issue with Fuse spin and win referral. Contacted Fuse and they gave me various excuses and BS. Apparently code only works if it is used within 15 minutes >
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Pay ALL Your Debt Off By Xmas 2026!
Welcome to Pay ALL Your Debt Off By Xmas 2026 Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2026). Thank you for last year! Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that…
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From debt to freedom...
For a couple of months I have been lurking and reading diaries which have been helpful and inspiring. I thought that I would start a diary to keep myself focussed on getting rid of the debts. I am a working mum, recently separated from my husband. I have a large family which makes for an interesting and busy life! I have…
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2026 - DCB LEGAL, ECP court claim, defended
Hello, I have received a LOC from DCBL regarding an overstay in a retailer car park a few years ago. I have referred to the NEWBIES thread and sent the below as a response per the instructions: Dear Sirs, Your ref: [insert reference number] Proposed legal proceedings Claimant: [insert name of parking company] I refer to…
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Tilly Tidy with pennies in 2026
Welcome to this group, old and new members of making our pennies work harder in 2026. This is to challenge yourself of collecting what would be nothing to others yet for us they have a lot of important work to do. Even collecting dropped change off the floor counts towards Tilly Tidying. Does your bank offer to round-up…
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Moving on up! 🏡
As of this week, I am mortgage free! Unfortunately, that won't be for long. I currently live with DH and our 3 dogs in a one bedroom semi-detached bungalow with no garden or parking. It's what I could afford on my own when I first moved in back in 2019, but now it's time for us to save and move up the ladder. Ideally, we…
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Insurance for property that had subsidence 20 years ago - certificate of structural adequacy
Hi all, A year ago I moved into a property that suffered a one off bout of subsidence 20 years ago due to soil slippage / trees. I'm renewing my insurance but most insurance companies ask for a certificate of structural adequacy which the previous owners told me they never got (they didn't know what it was). They did…
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Old Style Daily Sunday 31 May 2026
Good morning all.
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Rail travel
Hi Just looking for ways to save money on the train. My local buses are very cheap and good but going further I need the train. For example reading to burton on trent return is about £90 That's on cross country network Is there anyway I could reduce the cost of that journey for example?
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Subsidence - Repair or Re-build Porch
Hi, My house was built around 50 years ago and previous home owner added a porch he built himself around 30 years ago, with shallow foundations. In the dry summer of 2022, I let our wisteria grow too big and along with the dry ground the porch started to subside. Detached from house with a 1-2cm gap. My options are to…
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I panicked and made a subsidence claim, HELP!
Hello, Two days ago I noticed some new cracks in the plaster of my house. I have been worried about a tree in front of my property causing damage with its roots. A quick check of AI suggested contacting my insurer. So I went to the insurers website and raised a claim. The next day they phoned me to discuss the claim. I…
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Bricks Not Books
The first day of a New Year seems like the best time to start this diary! I was on this board under another name for a number of years, but I felt like a change of name as well as a change of diary, so here I am! Completed on new home with OH in December, we haven't even owned it for a month yet. But we have a mortgage of…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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Tax on compensation received for complaint
If you make a complaint to a financial institution which they uphold and pay compensation in recognition they haven't performed as expected. Is the amount received taxable? Thank you
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Sprive App?
I’ve seen a lot of buzz around Sprive at the moment from people using it to overpay their mortgages. Has anyone used it before and is it worth doing? (Not looking for referral links, just reviews and info from people who know more about it than I do). Thanks in advance!
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Impossible challenge
Hello! Trying to keep motivation so decided to stop lurking in the shadows and start my own thread. Family of 4 (2 adults and 2 children) with a very large mortgage of now £470k over with just over 23 years left. 1.5 years into a 5 year fix (thankfully a cheap one). OH and I are fortunate to have well paying jobs but…
