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GroupNexus Parking ticket not appearing on appeal
Hello everyone I just wanted to ask for a little help as a ticket has been received from GroupNexus. I have waited until just before the 28 days to appeal, but when I go to appeal online, it says there is no record of my PCN. I've triple checked it just to make sure my hamfisted attempts at typing weren't entering…
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2nd Charge on property - Creditor Liquidation
Hi, I am stuck in a very strange situation and don't know where to go so I am looking for some help please. My deceased Father's mortgage lender's representative were granted a repossession order and have sent a previous notice of eviction which was stopped. I am representing my Mother as she is the benefactor and I am…
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Sainsbury's Bank sold to Natwest
https://www.about.sainsburys.co.uk/news/latest-news/2024/20-06-2024-sale-of-core-banking-business-to-natwest-group Unlike Barclays purchase of Tesco Bank, it doesn't seem this deal includes ongoing usage of the Sainsbury's name, so Sainsbury's Credit Card customers will become Natwest (or I suppose maybe RBS or Ulster…
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Car Finance compensation claim
Originally had car finance with GMAC (General Motors) and probably have a valid claim. However, they have been taken over by Ally Finance based in the US. Will the ‘new’ ruling apply to global companies outside the UK?
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Certifying ID docs for a bank
I had a Barclays business account in my name for an association that I am involved with. The account wasn't used for some time and so the bank closed it. In order for them to send me the funds that were in the account I have to send, among other things, certified copies of two pieces of ID. It says these can be certified…
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Voluntary NI Contributions – What to Expect After Requesting a Callback
This is just a quick update for anyone who registered for a callback from HMRC regarding voluntary National Insurance contributions after the deadline. I spoke to Inland Revenue, and they confirmed the process: * They will attempt to call you three times. So don’t panic if you miss the first call. * Once they reach you,…
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What is the easiest way to see monthly interest paid in the Snoop App
I've opened a Snoop account in June and so far so good. However I'm having difficulty is trying to see how much the monthly cumulative interest that is paid each month as they pay interest daily. Does anyone know how to see the total cumulative interest paid each month as I need it for my annual interest / tax records.
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MyCSP - deferred member or not?
Looks like another myCSP saga in the making. Just after a bit of advice. My wife applied for her pension back in December last year through payroll as she was due to retire in June 25. Having heard nothing by the start of May we chased myCSP and they could find no trace of the application. So we got on to payroll and had…
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Is my phone 4g compatible?
Is there a way I can check to see if my Nokia 216 (RM-1188) is 4G compatible? I keep getting messages from Tesco Mobile about the forthcomming 3G switch-off but don't know if it will affect me or not.
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Joyful July's No-Spend Days Challenge!
Welcome to Joyful July's No Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your…
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Working from Home allowance
Just had a call to HMRC to sort out my underpayment - dealt with and updated on another thread. BUt incovnersation it appears they have removed my Working from home allowance and advised me that since 2023-24 there is no longer a £6 per week flat refund and that everything has to be calculated and I have to claim yearly.…
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Where to buy a XL jute or sisal rug
Hi All, I'm trying to buy a large rug (min 200x290 cm) made of natural fibres - jute or sisal (pref. natural or dark brown). I've identified some at Dunelm, but would rather no buy from them. Any suggestions?
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Design + Video-Making Career?
My friend would like to pursue her career in video-making. She has two years' experience, but she still feels unsure about it. Do you think this sector still has a future, or could it be heavily impacted by AI? She would also like to learn some additional skills that could be useful alongside video-making. Do you have any…
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Which jobs are at risk from AI?
With AI on the rise, which jobs do you think are at risk? Which would you personally avoid?
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Car Lease agreement being sold to another company
Hi, I have a personal car lease agreement that is due to expire Sept 26. I received an email from the lease company (Leaseplan). That they will be selling my car to their sister company ALD and they will transfer my finance agreement to ALD. They then inform me that their plan is to merge ALD and Leaseplan and become…
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Virgin Media retention deals (post your haggling successes)
Post any deals you've obtained when negotiating a new deal Post The package The price and discount The length of the contract
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Help Needed – DCB Legal Letter of Claim for I Park Services PCNs
Dear all, Firstly, I want to thank all the wonderful forumites here on MSE who give their time and expertise to help others fight unfair charges and save money. Your guidance is truly appreciated. I’m seeking your kind help and advice regarding a Letter of Claim I’ve received from DCB Legal relating to two Parking Charge…
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Tax Code
Greetings. I've have various income sources (nothing grandiose, wage plus pensions) and have been channelling big chunks of wage into AVC to avoid 40% tax (am aware of 60% or salary limitation). HMRC changed my code to collect some unpaid tax for last year. They then changed the code again after I started receiving CS…
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28 and considering an IVA
Hi all, I'd like to start out by saying I've always been quite realistic when it comes to my income/outgoings and considered 'sensible', but after around 10 years of building £23K unsecured debt, getting a mortgage and car finance, it's gotten to the point where I'm now thinking "I should have never gotten that credit card…
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Problem with electric Velux window after < 2 years
We had an electric Velux roof window fitted less than 2 years ago. Since last week it started making a clunking sound when we tried to open it (it sounded a bit like a clutch slipping on a motor), and it opens much more slowly. I've uploaded a video of the problem here: https://youtu.be/Xi-pbDL2ZpE When we bought the…