Recent Discussions

Hi everyone, I booked an appointment over a week ago for a painful front tooth and was charged the standard NHS Band 1 fee. - No issues about this fee. During the visit, an X-ray revealed part of an old tooth—extracted 2 years ago at the same clinic—was left behind in my jaw. I had returned twice back then complaining…

I'm a newbie to investing. I've just opened an S&S ISA to use up the allowance for this tax year after receiving a small inheritance. I see that as a long term investment (ie to leave something to the kids). My issue is that I'm not sure I really understand the various fund options on the AJ Bell platform. There's so many!…

Back in the 90s my wife was persuaded to take out a pension with an insurance company rather than join her DB pension scheme. A lot of this was going on then the poop hit the fan as these companies were considered to have mis-sold their pension policies by giving bad advice to their clients. Many of you will remember and…

I've only just started selling via Ebay since Simple Delivery came into operation, and I can't quite get to grips with it. I'm selling an item that is more than 61cm x 46cm x 46cm, and although I have enabled all four carriers in Simple Delivery (RM, Evri, Inpost and DHL) when I go to select the size of the item for…

Finally getting around to my MFW journey. Aiming to be MF by SPA in about five years so I'd better get a wiggle on. Background: 2014 - Final LBM and DFW 2019 - DFD - exhausting journey but :smiley: 2020 - Back on the property ladder £300k+ 2025 - Mortgage down to £200k+ 2026 - Reset needed 2031 - Working towards MF by SPA…

Hi Folks, Hope you are all well and many thanks for any replies. I had a search of the forum for answers and struggled to find any for this question so apologies if its been asked already. Ok so I've got an ISA i opened last year at the full amount ( 20k ) and it's going to be hitting it's end of year. I'm under the…

As the Shop and Scan thread is getting long now and people are asking for referrals I thought it was about time for a new thread. Old thread here https://forums.moneysavingexpert.com/discussion/321950 Please note that registration is by invite only but you can register your interest in joining the panel here…

I hold a joint account with my mother as I hold power of attorney and have a couple of questions please. First, when my mother dies, is this account frozen or will I still have access? Second, I am just about to sell her cottage to not only pay for future care home fees but to repay my brother and I approximately £90,000…

Hello guys and welcome to my mortgage-free wannabe diary! I wanted to start one of these ever since my offer was accepted on a lovely two-bed property in Kent but I thought maybe it was slightly too early. I've always been fiercely independent and want to finally move out of my parents' house where I was paying…

Hi, My children (16 and 12) have inherited around £8500 each from their grandpaents. The both currently have several Halifax savings accounts and I am looking for recommendations of what to do with this inheritance. Put it all in stock and shares isas? or split it between a S&S ISA and cash ISA? Or split it 3 ways between…

Does anyone know what the telephone number to top up a PAYG smart meter is? I found one that ends in 7111, but when I ring it it says it's no longer in use, call the general number ending in 9950. When I ring that, none of the options seem to lead to a top up option. The closest one was 2 (find out your balance, make a…

I have seen a letter saying my wife sold her property to her children for £100 each in 2002. (worth over £300,000 at the time) It was supposedly signed by all her children and witnessed. All but one of the children did not recall this document and did not recognise the witness signatures (no printed names). The one child…

I have continuously lent money since 2016 to a friend abroad, with promises of payments back since 2024. It is now 2 years and 3 months on, and there is no sign of any payments being made. The person was due money back from a sibling house sale, which was going to be paid to cover the money he has got from me. He had made…

The Iceland/Food Warehouse bonus card offer is back for christmas. Load £100 of new savings onto your Bonus Club account in one or more transactions by 5th November and you receive the usual £5 bonus (£1 FREE for every £20), and a £15 bonus. That's a total of £20. The standard £1 bonuses will be loaded onto your account…

Is there a best app for looking for relevant info to find the best /cheapest charging point when travelling like I currently use Petrol prices app for finding the cheapest fuel

Would you have a 2 week break in between leaving an old job and starting a new job if you could afford it?

Morning all.

just got a email with new rates

I have a nuance situation here. I noticed Voxi had the cheapest phone, but you have to pay £10 for a rolling 30 day contract. I also got £22.50 cashback initiated, but it says 8 weeks from top cashback, so that could track to zero. I have no intention of using the sim, and have not activated it. My questions is If the sim…

Hi - I recently opened an Avios Barclaycard. I'd like to download a .csv file (or equivalent) of all transactions over a set period (e.g. prev calendar month) like I do with accounts I hold elsewhere, in order to run/analyse my budget. However, I can't seem to do this. The Barclays App doesn't seem to allow it and when I…