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PPF pension lost on death? Was advice in life misleading?
TL:DR - Mum passed away at 61, left a pension with PPF. Seems she was already eligible for various options including a £12K lump sum. PPF tell me we have no claim to this upon mums passing. Anything I can do? I also think they've provided misleading financial information discussed below. Looking for any help, guidance and…
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Applied for financial investment product name flagged and have been asked to confirm no convictions?
Recently applied for a stocks and shares ISA with a UK bank. They have emailed me back to say that in order for them to proceed further they want me to confirm if I have ever been charged with a criminal, civil or regulatory offence in the last 3 years other than a driving/parking ticket offence. Apparently my name has…
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Living and working away from home as a contractor in further education
In recent years IR35 tax changes means that you can no longer work in further education as a contract / temporary Tutor as a self employed person. My understanding of this in practice this means that we are unable to claim living and travel expenses. Is this correct? It seems unfair as it seems that employees can claim…
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Court Claim Form - DCB Legal/MET Parking - Southgate, Stansted
Hi all, Newbie here! I have received two separate claim forms, and have read through the Newbies threads to begin the defence procedure. I'm finding it all a bit overwhelming, but want to defend this because it is an absolute scam. The fines date back to 2018 at the Starbucks/McDonalds car part in Southgate, Stansted. I…
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Air tags?
Do they work in remote areas with no mobile network coverage?
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Hisense dishwasher failure after 3 years
My Hisense dishwasher HV661D60 failed completely after 3 years. It cost over £400 to repair as it needed a replacement pump and a replacement control board. This is unacceptable as an internet search revealed that dishwashers should last from 6 to 20 years depending on quality of construction and level of usage. As a 2…
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Credit card declined where is the issue?
Tried to book a flight with Jet2 and pay with my RBS mastercard. Transaction declined twice, Details checked second time and plenty of credit available. Not asked for otp authorisation code either time Paid with HSBC Visa asked for OTP code went through no issue. All 3 transactions couldn't have taken more than a couple of…
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Living the Good Life - mortgage free and living in line with our values
Evening all, I thought it was time I started a
new diary, as we've now been mortgage free for 18 months and the last pesky bit
of mortgage debt (on the 0% card) went in October. We're now almost through Mr
MV's 40th, Christmas, New Year and my 40th (coming up next week), so it seems
like a good time to start afresh and…
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Now TV on Firestick issue
My sister has a Firestick and used it to watch live Now tv channels and in the last few days while watching live sports channels there is a black box in the top right hand side of the screen. I have gone into the settings and can not for the life of me get rid of it. So is this a known issue? Also on the UHD Sports…
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Water sure scheme Yorkshire water
hi all quick question me and my partner work full time and we have a water meter we don’t claim any benefits I have psoriasis and was wondering do I need to be unemployed and claiming benefits to claim for the water sure scheme
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Delaying Service to match MOT date
Hello, My 2019 Citroen C3 Aircross is due for its service this month, and the MOT can be done on or after 23rd April. As I absolutely hate going to the garage I was wondering if I could delay the service so they were both done together. Would that work? Mileage wise it does around 6000 a year, generally local commuting…
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New radio clock bought on vinted stopped working after 1 week
I recently bought a radio clock from vinted described as new. When I connected the batteries, there were some issues with the battery compartment and radio will switch on. I did email the seller requested a refund but later on when I tried again it works and I was pleased as ut was a good buy. Now disappointed it has…
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Restoring paint on a Aircraft Boing 737
Hi my grandson is mad into aircraft planes commercial. He has bought a window section of a Jet2 737, it is partially covered in a type of Grey paint over the Red original paint. I think it is to disguise their logo's when they scrap the planes. He in his wisdom started to use a electric sander on it, and it’s removing some…
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paying overseas
Asking my bank to allow me to spend overseas e.g. paying a hotel bill once in America, my bank will add an 'overseas code' to allow me to do this. However they did mention, and i quote, ' theres a 50/50 chance your card will stick be blocked, but just phone us to unblock'. Now, that could be annoying with the time…
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Alpha added pension 2026-27 via monthly salary but retiring during the year
Hi, quick question to do with early retirement. If I go for early retirement in 2026-27 taking reduced Classic and Alpha/added pension, what happens to my Alpha added pension monthly contributions via salary for 26-27? The application deadline is 6/3/26 for contributions to start on 1/4/26 and I still want to do this to…
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DCBL - Parking Tickets never recieved
Hello All, So need advice as i know i have partly F***ed up. Lads have used my van for work. Travelled to newcastle (M&B - The Denton - Newcastle) and recieved two parking tickets, 1 on 8/4/25 & 1 on 22/07/2025 Now I never recieved these parking tickets. I Moved house roughly November 2024 & F'ed up and never updates my…
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Received letter from QDR solicitors
Hi, I have received a letter out of the blue from QDR solicitors on behalf of ZZPS claiming that I owe £170 (originally £100) for insufficient paid time in a car park nearly 2 years ago. I have not had any previous correspondence about this and I have no idea how long I paid for and how long I apparently overstayed. I'm…
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PCN - Scotland
I've read the templates and FAQs, so this is more of a question about those than suggesting my case is at all unusual. The main thread suggests complaining to the landowner/retailer etc. is the best course of action. However, it feels like there is no way you can formulate an effective complaint without admitting many of…
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Just received an email offering for a parking charge to avoid court by paying DCB Legal £60
As above. They sent this just now to me after I've been fighting a separate parking charge and won by DCB giving up and sending out an N279. I've fought this one similarly to the previous (Link) though I don't recall them sending me another offer after mediation was concluded. Especially since I've just gotten the court…
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2 identical cases, First was won already, 2nd was reinstated and the judge’s order is confusing me
EDITED For Clarity Rereading this it might be confusing so rewrote it, and kept the original text The Lay Of The Land: Property Owner with the right to park in their deeds Parking spaces are common parts, not allocated to properties Rights are between the Landowner and the property owner Landowner asked PCM to supply…
