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Private health insurance question (Beneden Healthcare)
Hello All, Looking for some advice if possible. My mum pays into a scheme with Beneden Health (for past 3 years) Recently she had an injury which has turned out to be a chipped bone in the ankle. The GP sent her to hospital who then did and X Ray and found the fracture. She has been advised that she needs to see an…
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Fiver Friday Challenge 2025
Hello all, I've previously taken part in the 365 1p challenge but due to a change in work circumstances I won't be able to participate in 2025. Instead I'm going to try Fiver Friday where I'll attempt to put away £5 every Friday into a savings account. Should mean I have £260 by the end of 2025. I couldn't see a thread…
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Seasidegal's Scrimpy Retirement Diary!
Hi there!😀 Having finally retired from work last Friday as my State Pension kicked in, I have decided to start a new diary as I begin the next stage in my life. I began my first diary on these boards in 2014 when I was 58 and in £31,000's worth of debt!😱 I realised time was fast approaching to retirement and that I needed…
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Teetering on the brink
Where to start! My life has not been without challenges and I have had times where I’ve had a lot of debt, and times where I have had none. I always felt proud to say I have never missed a payment and always managed to get out of a sticky situation myself no matter what. But this time, I am not convinced I will find a way,…
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deprivation of capital - Repaying family
Hi, Just after some advice really. Myself and my partner are looking to move in together with our children. I am buying a new house for us in my name due to my partner not qualifying for shared ownership as she is already in the scheme. I am being provided the deposit for the mortgage from a family member and we planned on…
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How long is your sale taking?
I wonder what has changed in the seven years since I last moved house? I thought that with so much more online it would be quicker. I’ve moved house a lot and the last purchase took 8 weeks from first viewing to completion. My previous sale a year earlier took 10 weeks. I’ve always sold and moved into a rental and never…
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Mag Daily closures
With the closure today of a large chunk of the Mag Dailies I just wanted to say thanks to the posters who've tirelessly posted the individual competitions on the board, and thank you to those who continue to do so. <3
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BW legal letter of claim response: Britannia grand central car park
I have read the newbies thread but unsure how to proceed after the response I got from BW legal after the letter of claim. I received a letter of claim from BW legal stating that I owed an eyewatering £510 over 3 parking notices for parking at Britannia car park at Grand central in Birmingham. I park there twice a week…
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Santander Edge with 25£ Amazon voucher
In April, I opened 2 Santander Edge accounts through a MSE offer which included a £25 Amazon voucher per account to be paid within 3 months. I should have received the voucer on 2-3 July. Here's the message I received in April when I opened the accounts: "Thanks for registering.IMPORTANT: To be eligible for the Gift Card…
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Recommended building insurance for water leaks?
Hello We've had a leak due to some shower issue fixed by our builder some time ago but we're worried about further leaks as sometimes we hear a dripping noise after/while using the shower on the level below but no actual leak can be seen. So we wondered if there were any recommendations for home insurances that cover water…
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+++ Whoops! Here comes the cheese! +++
My original < < < out of cheese error > > > diary started in 2017 and records our journey to be debt free, mortgage neutral and then last year (hurrah!) mortgage free. This new diary is to record our current focus on my efforts to retire early. Lots of cooking, some gardening, many cats and the occasional Pratchett quote.…
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Cash ISAs: The Best Currently Available List
Cash ISAs: The Best Currently Available List **Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. ** The current Cash ISA limit is £20,000 for the 2025/26 tax year. **As with any financial product, before opening an…
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Small pot
I really have no idea what this
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3-5% Radon
We are currently buying a property which has the radon reading of 3-5% on the environmental search. After looking at the UK government map, it seems that lots of areas have it from the Peak District & Derbyshire Dales to Yorkshire Dales. If we move in and do a test, what works would need to be done.
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EE Sim only monthly contract massive price hike
Hi all, I used to be with Plusnet for broadband and mobile phone etc. Then I got transferred to EE as Plusnet dropped their mobile phone service. Was paying around £6 per month, but after I transferred to EE they started the uual annual "inflation plus" increases, so was paying around £7. However they have just advised…
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Unable to log in to my Hotmail/Outlook email accounts via my laptop/mobile
I use the Outlook app on my Android mobile and can access my Hotmail accounts with no problem on the app. However most of my usage of Hotmail is via my laptop ()using Chrome as my internet browser. It's the only browser I have ever used. I click on my saved Hotmail link and it redirects me to this page:-…
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Nectar Bonus points
I’ve always shopped mostly at Sainsbury’s and I collect Avios for flights so was happy when they were linked. I usually receive 15 to 20 bonus offers. Last week only 9, 5 of which I have never purchased. This week 5, 3 of which I never purchase. Are bonus offers being phased out? I usually spend £80-100 each week. I’ve…
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One of cooker's gas burners not burning at full flow.
Our gas cooker has developed a problem with one of it's burners. The flame is permanently on slow. Even when we turn the knob to full flow the flames are about a quarter of what the maximum used to be. All the other 4 burners work fine and we suspect that there must be something stuck in the supply pipe for the burner.…
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Kent Reliance new T&Cs
Received these today relating to their migration to the new platform later this year and a couple of changes jumped out at me. Firstly they are doing away with the 1K requirement to get the full rate on easy access accounts. Not a biggy but at least now with £1 in the account you can see the true rate of interest that the…
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Octopus Tracker
I just wondered about people's experiences with this tariff and whether they feel they are winners or losers. I got a quote from them yesterday, and I have to say I find the numbers highly misleading. The figures are very attractive, beating even the good fixed rate tariff I got from Avro, but presumably based on an…
