Claim from DCB Legal

Chuckie92

Hello, wondering if anyone can help, I received my claim form for an over stay pcn back in 2022, I have no knowledge of the original fine and moved from the area in 2023. I received a final notice for the charge in September 2025 which I ignored and then a letter of claim November 2025.

I responded using the advice on here and also requested proof of original fine twice which was denied both times.

I have followed the advice on here for the claim form, have done the AOS but am struggling to write the defense. I have the first 2 paragraphs from your template. I there anyone who can help me write something for the 3rd paragraph using the defence that I moved from the area and I dont recall the original claim. I am struggling to make it sound professional.

Any help would be great, to be honest I am very close to just paying as the stress of this and other things going on in my life atm is becoming a lot!

Thabks

Gr1pr

There was no fine, just an invoice

Name the private parking company claimant involved

Post the Issue date from the top right of the claim form below

Post the AOS date too

Post a redacted picture of the POC from the lower left of the claim form below after hiding the VRM details first

Do not pay. !

Chuckie92

Thank you

The parking company is OBServices

Issue date is 10th March 2026

AOS date is 18th March 2026

Gr1pr

Use the standard template defence by coupon mad in announcements, adapting paragraph 3

Look at other DCBLegal cases with OB services and similar overstay cases within the last 8 months and see what they put for paragraph 3

I would use the typical paragraph 3 that refutes the POC, where the word CONTRAVENTION was mentioned

Coupon-mad

We can't write anyone's para 3 for you … and you don't need us to. It's generic but suited to your facts.

Why not just copy from another Observices defence?

Or ANY recent DCB Legal claim defence. Any will do. You'll see when you read a dozen.

Le_Kirk

With an issue date of 10/03/26 and providing you complete(d) the AoS after 15/03/26 and before or on 29/03/26 your defence deadline date is 4.00 p.m. on 13/04/26

Your paragraph #3 is for you to write from your knowledge and it refutes what is written in the POC, which, in your case, was an overstay. Search the forum for similar issues.

Chuckie92

Hello, would someone be kind enough to check my defense and let me know if this is acceptable or do I need to change or add anything. Thank you

2. The facts in this defence come from the Defendant's own knowledge and honest belief. Conversely, the Claimant sets out a cut-and-paste incoherent and sparse statement of case. The POC appear to be in breach of CPR 16.4, 16PD3 and 16PD7, and fail to "state all facts necessary for the purpose of formulating a complete cause of action". The Defendant is unable, on the basis of the POC, to understand with certainty what case, allegation(s) and what heads of cost are being pursued, making it difficult to respond.

The allegation(s) are vague and liability is denied for the sum claimed, or at all. The delay in bringing proceedings lies with the Claimant, making retrieving material evidence difficult, which is highly prejudicial. The Defendant has little knowledge of events, save as set out below and to admit that they were the registered keeper 

3.1 Referring to the POC: paragraph 1 is denied. The Defendant is not indebted to the Claimant. Paragraph 2 is denied. The Defendant does not accept that a contravention occurred on08/09/2022, as alleged. Whilst the Defendant was the registered keeper, paragraphs 3 and 4 are denied. The Defendant is not liable and has seen no evidence of a breach of prominent terms. The quantum is hugely exaggerated (no PCN can be £170 on private land) and there were no damages incurred whatsoever. The defendant has not received any correspondence of the overstayed the maximum time allowed with evidence. The first correspondence received from the Claimant was a Letter of Notice of Debt Recovery dated 12th November 2025

3.2 The defendant is in full time employment, for which he drives a company vehicle. On the 08/09/2022 he would have been at work, driving the company vehicle rather than in the car park where the alleged overstay took place. Supporting evidence of this can be provided.

Chuckie92

I have used number 1 from the original template also

Coupon-mad

Yes that'll do nicely, as long as you are putting in the whole 10 defence paragraphs.

Le_Kirk

You have an orphan paragraph - all paragraphs require a number.