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NST May 2026 Hitting Rock Bottom

NST MAY 2926 HITTING ROCK BOTTOM

This is not intended to be a gloomy thread. I aim to be cheerful but realistic with help and comfort for those who are struggling in these uncertain times. We are all getting older and a significant portion of our turtles have to deal with health issues and bodies that no longer work the way they used to. It's challenging but not impossible especially with the support and encouragement of our fellow turtles. NO TURTLE GETS LEFT BEHIND

The Challenge

H HEALTH Your health is a precious asset. The way you treat your body determines how long you will live and the quality of that life. HAPPINESS is something to strive for - perhaps simply by accepting where you are, looking around you and relishing every moment of joy.

I ILLNESS comes to us all. As we age we need operations (repairs) and may develop chronic conditions which come with medication, rules and limitations. I believe in being proactive about my health but I accept medical support and am learning to ask for help from friends and family when I need it.

T TOXIC people and situations should be avoided. If cutting them off is impossible, limit your exposure

T TRY your best, no-one can ask more of you.

I IGNORE all exhortations to get your body 'Beach ready'. The beach will take your body just as it is (you'll float more easily and you're harder to kidnap). Ditto comments about your clothing in relation to your age. If it's comfortable and you feel good/ great, carry on doing you.

N NEEDS Think about what you need (not want, not dreaming). When you are ill think about what needs to happen, anything that can wait until tomorrow, next week, sometime never should be rescheduled appropriately. On a bad day NEEDS means getting into the shower (wash yourself with a flannel if youre at risk of falling), wrap yourself in cosy clothes/ clean pjs and add comfort - blankets, warm/ cold drinks, books, music, simple food, binge worthy drama or movies.

G GROW YOUR OWN Even if it's only 2 tomato plants, a box of lettuce, a few soft fruit plants - messing about in the soil is good for your soul. The raspberry canes and blackcurrant bushes I've planted over the past few years are mostly taller then me (I have strawberries from last year but didn't get around to planting them). They are all self-sufficient but I want to do a lot more this year. Again a lot of the containers were set up last year (it takes a long time when you have to dig soil out of a large container into 10l pots and move them to the other side of the garden pouring them into 40 l pots lifted onto an 18" raised bed). Currently weeding and plan to buy toms, peppers, aubergines and cucumbers in 9 cm pots (on sale).

R REST is not a waste of time. RESTING, RELAXATION and RECHARGING are essential.

O ORGANISATION and ROUTINES A home for everything and everything in it's place - so simple and so difficult. Start small - one drawer, a flat surface, a tangle of mis-matched socks. You can stop when it's time to go to an appointment, pick up the kids or start dinner prep. REDUCE before you organise and never buy containers to organise just whittle it down to a manageable amount. If possible get it out of the door - to the cs, the tip, a friend.

C CONTROL Concentrate on that which is in your circle of control. You can't really change other people or their behaviour (should you even want to?). You can control your own actions and behaviour. There's very little profit in reacting to other people's nastiness. Move on with your life, don't hang around waiting for an apology that never comes.

K KAT'S RULE. Pay to your DEBT or SAVINGS first, live off what is left. (I'll qualify this later). Know your debt free date and calculate how much you need to pay each month to achieve this. Set BUDGETS by May 8th.

B BREAK IT DOWN If you are overwhelmed, break the debt you need to pay or any task which needs to be done, into small chunks, baby steps you can manage. I f you can only walk a short distance, find a convenient resting point and wait until you can do the return journey. If you can only stand for a few minutes, alternate standing and sitting tasks (do as much as possible sitting down - ironing, chopping vegetables, gardening - set it up so that things are at the right height for you).

O OPT to MOVE YOUR BODY. Do what you can. Walking is simple, swimming is good if you have aching joints. I've taken to doing side taps, ankle circles etc when I'm sitting on the bus.

T TAKE STOCK of your cupboards, fridge, freezer and plan your meals around what you have. This is something else I'm struggling with. I'm tired of having to throw out food that I never got round to making into the planned dishes. So I will be building food 'blocks' - a batch of tomato/ onions/ garlic and herbs (for pasta salad, pasta bake, butterbean casserole, chilli), cheese sauce (for cauli/broc/pasta/ mushrooms/leeks and to go on the pasta bake), boiled eggs, tuna butties (they freeze well). The veg can be chopped and cooked and then I can throw it all together later.

T TAKE TIME TO THINK AND PREPARE. I don't want to be a scaremonger but the international situation is a bit of a mess atm (it's like that problem of a toddler who manages to open a can of paint but this particular toddler is acting on a global stage). The cost of living crisis was bad enough (as usual the poorest suffer the most) but I've been thinking about the rapidly rising cost of fuel and the knock on effects - anything involving air miles will become a luxury commodity. I was already building a small stockpile of tins following on from the 8 week bout of illness last year (plus several smaller stretches). KAT always worked on a month to month basis but I'm suggesting that you think about items with a long life and what items might become unavailable. I will also be running down the 'convenience' foods in my freezer and restocking with fish and the aforementioned building blocks. Even if none of the disaster scenarios plays out the tinned and dry goods (rice/ pasta/ beans and pulses) are likely to appreciate more than cash in the bank. I'm not suggesting filling your spare room with toilet rolls, just add a few things each week and set a maximum stock level (I used to use about 20 cans of tomatoes and kidney beans in a month, others I might only have a maximum of 3 and reorder when I use the last one)

O OUR COMMUNITY One of the strongest ways we can push back against the spend spend spend ideology is by building community links. Support your local foodbank (many SM have containers for donations to pet shelters as well), take action with others (even if it's only online), have a clear out and donate clothing, books,bric a brac and electricals etc.

M MAY begins and ends with Bank Holidays so I urge all of you to have as much fun as possible and do something for yourself every single day.

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Comments

  • grandmanerd
    grandmanerd Posts: 1,576 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 5 May at 10:37AM

    Reserved for Contenders

    1 mothernerd/ grandmanerd

    2 weenancyinAmerica

    3 beanielou

    4 apple-muncher

    5 Esmerelda2662

    6 Rowan9

    7

    ….

    18 Thrifty-Taylor

  • beanielou
    beanielou Posts: 99,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Thanks for our shiny new thread @grandmanerd. Can I please be no 3 or no 11. Thanks.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • apple_muncher
    apple_muncher Posts: 15,452 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper

    Please count me in!

    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • DawnW
    DawnW Posts: 7,899 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Yes please @grandmanerd.

  • beanielou
    beanielou Posts: 99,629 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Another loan payment gone out today & just scraped into the £3k’s. Pleased with this.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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