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30 hours free childcare payments & PAYE - Help!
Hi all - Hoping someone can help as my accountant is away and I have an urgent issue to sort. My wife is a director of my limited company along with myself - we pay ourselves each month but not through PAYE, and at the end of the year these are set aside as dividends. We recently became parents and are filling out a form…
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Ford Puma 1L Ecoboost engine failure
Hi All, Looking for advice on where I stand. Our car is only 3 years old and we have only had it for 2 years, it has full service history with Ford and also MOT, it has only done 28,000 miles. Ford have said our Cylinder 2 has low compression and we need a new engine, cost £9,124 we only bought the car 2 years ago for…
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More than one law firm representing me without my knowledge - Mis-sold car finance
I filled out on online free checker last year to see if I had been mis-sold car finance back in 2016. I was 18 at the time and really had no experience regarding this. Since the checker, I have received emails from two different law firms both saying that they are representing my claim. Now, this was well over a year ago…
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Asbestos floor tiles?
Hello. I recently had a water meter fitted, but within a month, the water utility told me l have a leak. Just last week, they replaced the pipe entering my property, which was leaking, but it looks like an internal leak as well.. Meter reading is still moving even if l turn off the internal stop tap. Old lead pipe running…
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Will being contested
I’ll try and keep this as short but detailed as possible I have 1 brother, 2 sisters. My mum passed away in jan 2023 and my dad passed away in feb 2024. My mum and dad left the entire estate to me, my youngest sister got in trouble with the law and drugs, the other two were never interested, never visited them and mum and…
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Store insists on item return for refund
I purchased a 24kilo item from a home goods retailer which was bought in store. After opening the box and starting to build it, I found that some small but essential bits were missing. It's their own brand product. I contacted the retailer by email with proof and they said they would arrange for missing parts to be…
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Parked to get food
I parked here for 16 minutes to get some food. I am not sure if the POC is details enough for me to argue they are vague or another defence is required?
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First rime buyer
Good morning, I have a question about first time buyer status. I bought a agricultural land in poland without any building. Do I keep first time buyer status if i want to buy flat on uk? Thank you
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Advice on mortgage support loan
Hi I have just bought my home as of yesterday its a ex social housing home the only way I could ever afford to buy with the substantial discount as I got in just before labour destroyed it.. So my mortgage is £130k over a 25 year term I wont be having it that long I intend to have it gone within 10 years if all goes well..…
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SMART PARKING DISPUTE
We run a Private Hire Mini-coach Business. In Oct 2023 we received two Parking Charge Notice’s (PCNs)
for parking violations that took place in September 2023 (13th and
14th). PCN's dated 9th & 10th October. On the 25th of October 2024 we appealed against
both. On the 14th of November 2023 we received an email
informing us…
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best process for transfer of car keeper?
advice on this scenario would be most welcome for hassle reduction. car registered keeper is deceased, executors/beneficiaries want to keep car at least for a short time. Insurance ok as is a second car on a living person's policy, although will advise insurers. V5c available. I recall from last time that using 'tell us…
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Booking.com and VAT
I used Booking.com to book a return flight for two to Germany, flying with Eurowings. As this was a business trip, I wanted to separate the VAT from the total cost of the flight and airport taxes, as I don't know what part(s) of the fare are VATable, and those that are not. But Booking.com don't provide VAT receipts,…
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How much can I put into a SIPP whilst receiving a salary and two DB pensions?
I'm 60 and I started receiving two DB pensions (a Civil Service one and a Local Government one) both from previous employments. I'm working reduced hours in my current job (4 days a week) and that comes with a DB/DC pension (USS - Univ's Superannuation Scheme). I earn £35K a year from my current job but pay AVCs via salary…
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Dividing an estate in two where there is more cash than property value
Apologies, this is a bit of a post bump, but didn't get a lot of response last time and interested to hear any views before proceeding. I'm the executor dealing with my mum's estate. She had a house she owned outright and and cash/investments worth a bit more than the value of the house. There are two beneficiaries, myself…
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Trying to fit washing machine in new property
So we are moving into a new rental and I'm confused with with how to fit our washing machine. We had issues with installing in our current place as the waste pipe was too high for the hose so it wouldn't drain. We were finally told to hose has to be lower than the washing machine hight. In the new property, there appears…
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VCS / DCBL - Parking over 2hr free period by 20 mins
Hi Appreciate this is a little bit late but I'm looking to pick the expert knowledge on this forum. So the hostory of this is - At the end of September last year I had an appointment and parked in the Tyne Bridge Retail Park car part which is in Gateshead. Car Park is the car park for 2 retail outlets - at the entrance to…
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Mid-contract Price Increase
I joined Earth Broadband on 9 July 2025 on a 2 year contract at £44.99 per month. on 12 august 2025, they emailed me letting me know that the price increased by £5 to £49.99 per month. The price increase came 34 days after signing a 730 day contract. They say that if I leave, I am liable to pay out the rest of my contract,…
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Euro Car Parks/DCB Legal PCN - Defence Assistance required please
Hello everyone! Massive thank you to everyone who has contributed to these threads, they have been so useful, not sure what I would have done without it! I am currently drafting a defence using resources in other threads, here are some of the details regarding my claim form: - Claim form issued on 28 July 2025 - Claimant…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Company (ExclusiveShortStays) asking me to sign a tenancy contract for a 2 night stay in Birmingham
Booked a 2 night weekend stay in Birmingham for me, my wife and our 3 year old son. Paid up front £235 for a 1 bed apartment. Once the money had left my account, they ask for my ID (not legally required for UK nationals, but they say they need it so whatever). They say they can't take it at the property so need me to email…
