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Help with LoC next steps
Hello Everyone, I have received a letter of claim (LoC) from DCB legal in respect of elite car parking management limited at Eddington, and given I’ve read Post 2 in the newbies section, which is useful thank you but would appreciate a clarification on the template letter. we initially struggled to remember any alleged…
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Pension higher-rate tax relief
Last month I submitted a claim for pension relief, for the following contributions: 2023-4: a one-off additional contribution of £6500 to my Nest workplace pension. I also flagged that I didn't receive higher-rate relief on regular contributions of c.£1400 2024-5: a one-off contribution of £13,500 to my Vanguard personal…
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POPLA rejected
What do you do now? Parking thieves want £100 I don't have.
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Forvis Mazars — fundamental tax return / CGT errors, outcome-matching, no accountability
I am posting this as a warning about my experience with Forvis Mazars in relation to my 2024/25 tax return, including a CGT calculation. I engaged Forvis Mazars to prepare my 2024/25 tax return, including a CGT calculation they had handled correctly the previous year. The legislation had not changed. What followed was a…
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Tax assessment for Belgian State Pension: how they did it
Good morning everyone. Facts: Single Person. Non-resident in Belgium. Resident in UK 1) Has a small Belgian state pension of around 2000 euros in 2021. This is the first year I received Belgian state pension payments. This is declared for "Belgian assessment year 2022" which covers income for 2021: 2000 euros is reported…
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Ribbon Rewards for Rent Payments
Hi there Life has kicked me where none of us want to be kicked. In 2010, My husband and I went bankrupt, lost our home and have been renting ever since - yes I manifest to buy again but he has mental health issues after a breakdown and an attempt to unalive himself. So its just me who is out there working and trying to…
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LGPS Final salary
Hi, I have been receiving an honorarium (non contractual)since September 25 and will continue to do so till my lds on 30th June 26. I have pre 2008 service, should this be included in my Final Pay calculation? As it would make a difference to my pension and automatic lump sum? Thanks
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Givenergy woes
I seem to have never ending problems with Givenergy. Waited for their battery for 5 months and was very happy when it was installed. Unfortunately this lasted for a very short time (Installed on 25th May and dead on 8th June) AC coupled inverter 2* 8.2KWh batter Roughly 10 days ago, I was checking the EPS (backup power…
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ISA Transfer from Kent Reliance to An Other Bank
Have completed an online transfer request with a new provider who have accepted the transfer but have advised that Kent Reliance require written authorisation. Are Kent Reliance responsible for sending me a form to complete or is this done by the new provider?
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Travel insurance medical cover
Renewing husbands medical declaration today through Co-op Bank account. They said ok to cover but a huge increase in cost! Read through the statement sent by email and right at the end is a list of " linked conditons"which it states he will not be covered for. The list just about excludes us from travelling, top of the…
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Saga Savings can't withdraw
I have a Saga Savings Easy Access account set up in 2023 so with Goldman Sachs. I can log on and navigate round but when I try to transfer money to my current account it gives a message that it can't do that. I have contacted Saga who have raised a formal complaint but refused either spoken or in email to explain why or…
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Aldermore Bank
Been trying to log-in to Aldermore Bank to enter maturity instructions, but website address not recognised. Anyone know of planned maintenance? TIA
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DCB Legal ‘mediation’ question [time sensitive]
Hello 👋 been following your advice on cancelling/ writing off an extortionate £170 parking ticket I got from Elite parking in Cambridge. It’s at this stage: I got an email from DCB legal to say that I should call them about mediation. Then in the email attachment was something else about mediation as well. I would like to…
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Smart Parking Ltd PCN – Unpaid Charge – Beechfield Hotel Car Park 1, Blackpool
Hey all, I received a PCN from Smart Parking Ltd in 2022, for the Beechfield Hotel Car Park 1 in Blackpool. They have ANPR captures of my vehicle entering the site at 16:33:54, and leaving the site at 16:47:54. During that timeframe, I had attempted to pay for parking via the RingGo website. After submitting payment…
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PCP mileage intentionally exceeded, with intention to trade in.
I’m after some advice. I’m in the process of trading in my current car on PCP finance at the end of 48 months. I’m well under the mileage pa limit. I’ve averaged 12k miles pa, where my limit was 15k. This happened due to unexpected life events. However, for my next car on PCP finance I’m considering setting an intentional…
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Help needed with Claim From HM Courts (SMART PARKING) Disabled Person
Hello, I have received a Claim Form from the HM Courts & Tribunal Service. The Claimant is : SMART PARKING LIMITED DCB Legal is acting Solicitors. It is an old PC dating from 05/05/2023. At the time, I was disabled and a BLUE BADGE HOLDER parked in a disabled bay. SMART PARKING dismissed my appeal and judged me as a normal…
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Voluntary termination - talk to me
I can VT my car in around September, full hand back is end of March 2027. I'm quite interested in doing this as the payments that were decent in March 2023 are now shocking and I can save around £150 a month just for the same car, or get a much better one for the same money. At the same time, for the sake of a few months…
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UPS lost a parcel send by a third party and refusing compensation
Any help greatly appreciated here. I lost my wedding ring at a Christmas party in a ball pit back on 18 December 2025, shortly after the venue found the item and offered to return it to me via a company call Faundit who return lost items via post for hotels etc. I paid £19 for Faundit to return the ring and on 24th…
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(VICTORY) UKPC - Driver left site - County Court stage
Hi all, My partner received a letter with claim form from the CCBC about a PCN served 6 years ago. Allegedly, the driver left the site but there are no picture of such a thing, just pictures of her car parked correctly in a bay by a cinema on the isle of wight. We have no recollection of this day and we quite often go to…
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Premier Park for Occupying More Than One Marked Bay but wasn't
I parked in an Aldi carpark at the end of a row, the adjacent driver was right to the edge of his space so I parked with my wheels over the edge of the bay in the traffic lane, not in another space. There is no question that I was not completely parked within a bay. However the charge notice states 'Occupying More Than One…
