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Top Cash ISAs
Hi! This is the discussion thread for the Top Cash ISAs guide. Click reply below to discuss. If you haven’t already, join the forum to reply. Thanks folks
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L&G moving Work Pension from "PMC Multi-Asset 3" to "Lifetime Advantage Fund 3" - is that better?
As stated above, I got an email from L&G Pensions today that they intend to move my Workplace pensions (from my previous employer) from their "L&G PMC Multi-Asset 3" scheme to the new "L&G PMC 2040- 2045 Lifetime Advantage Fund 3" scheme. The only thing I know about these two schemes is that the current scheme that I am on…
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A new royal start
I mmmed and ahhhed about whether to start a diary on here or not. However, my head hurts with all my internal planning, so I thought I'd give it a go! I cannot promise excitement though! So here goes... we bought our house almost 6 years ago now and stretched ourselves quite a bit to get it (in the expensive South). I…
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Curve App shambles
After joining Curve two months ago, on day 1 I was told my account had been blocked. I've since spent the best part of two months in the most frustrating customer service experience I've ever had, to the point where I'm wondering if they are infringing on my consumer rights. Each time I get in touch I am told that my case…
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ECP / DCB Legal - Parking fine at Letter of Claim stage
Hello all, I've got an ECP parking fine that I've been ignoring for a few years that has eventually made it to Letter of Claim stage with the famous DCB Legal. I've not replied to any of their previous correspondence before this point and have so far followed the guidance in the Newbie thread in my reply to their Letter of…
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Matured Isa and cash Isa
I have a Isa with previous years subscriptions maturing shortly. I have a cash Isa with a different provider for THIS years subscription, and have used all of my 20,000 allowance. My plan was to open a new isa for the transfer in of maturing Isa with the same provider that holds it now. Reading the small print they will…
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I received a phone call from 03308182457 purporting to be MSE
On Sunday 17 August 2025 I went onto the MSE official website and completed the survey to get a comparison for Gas and Electricity. The site came up with no offers currently available but someone from MSE will call you back. I received a call on 19 August from 03308182457. My Phone flagged this up as a Suspected Spam Call.…
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What's the cheapest drink at the pub?
I'm going to sound really boring but I'm a water drinker at home. Even if I've got an early start for work, I still drink water not coffee. In the office it's water. After a long hard week at work, it'll still be a glass of water with my dinner. The only time I don't drink water is when I'm going to social events/going for…
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Troubling Trust Deed - Potential Scandal?
My case highlights what I believe to be a systemic problem in how Trust Deeds are being sold, administered, and overseen, which risks leaving vulnerable people trapped, exploited, and paying more than they ever owed in the first place. When I entered the Trust Deed, I was put under significant pressure by the referring…
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Transfer for major company to running pension pot
Who would have known back in 1988 that I would be required to know who the trustees of my pension scheme are! I am 75 and have various pensions that I am trying to consolidate. I have had a pension scheme in my name, set up by the company that I owned, back in 1988. My financial adviser suggested that we should move these…
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First time buying with a LISA - mortgage + LISA is more than completion statement
I’m close to completing on purchasing my mum’s house with the help of an equity gift and my LISA. The mortgage amount and the LISA now add up to more than the completion statement now so any excess funds according to my conveyancer have to be returned into the LISA. I’m 32 so 28 years of £8k being locked away isn’t what I…
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Reducing hours
Would we still be able to move house if we reduce hours part time but have a large deposit and a small mortgage of between 50-70 thousand? Or less than that
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SPPA Remedial Service Statements
These have now started to arrive. My wife has just received hers (she's a nurse) and I'm sure mine will be here soon (I'm a teacher). We both retired some time ago so fall into the category where we have a choice between the status quo or choosing the care remedy. As far as we can see there is a small benefit (about £160…
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Ask a StepChange debt advisor a bankruptcy question
September 2021: We have started a new thread as the previous thread was becoming quite long. If you’re struggling with debt and have a question around bankruptcy, this thread is here to help. There are many trained advisors from the debt charity StepChange here on our Forum ready to answer your questions. They’re…
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Advice for credit agreement complaint
Hello All, I'm looking for a bit of advice, perhaps from someone who may have had a similar experience to me, or someone in the know. I have an account with a financial provider, well known, limited company, all above board etc. and Allows me to purchase products and pay monthly over a set period of months, I have used…
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Applying for a loan question
Hello. I was looking at applying for a small loan with my bank just to do some home improvements. I work fulltime and my wife is a housewife. She doesn't sign on and neither of us claim any benefits however when filling out my application it asks if anybody relies on me for financial support. I do give her money towards…
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Urgent help with AviationADR - Awarded to me but no pay
Hi there, I have made a claim back in April with AviationADR against Wizz Air for flight cancellation after they refused to pay out compensation for my wife and I. In 2nd of June it was determined and awarded to me, saying they must pay us both for the cancellation. I have entered my banking information which the Airline…
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hdmi connection laptop to tv
I have 2 queries about hdmi connection. 1. Connected windows 11 laptop to tv using hdmi cable, was able to watch movie fine, but small text was showing up distorted. What would cause this? I'm not sure about the quality of the hdmi cable i'm using, but i'll get another one to check. 2. On a different laptop running on…
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Currys issue
Hi everyone. Hoping to get some feedback on this issue im having with currys. I bought a monitor online and picked up instore in April. I was waiting for a pc that i ordered to be built and delivered so I never opened the box until.around 2 weeks ago. I found the monitor to have 2 small scuffs on the screen (not caused by…
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Royal Mail shares letter offering to buy shares but not stating the figures
I keep getting letters from Royal Mail, which I understand they're sending to all shareholders. They're offering to buy my shares but they've not put a single figure in any of the dozens of pages of waffle. How on earth do I work out what their offer is. They're just wasting everyone's time with this endless nonsense…
