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Curry’s care plan help
Hi all, I bought a Samsung 55” curved tv from curry’s in 2016 (model no - UE55KU6670U) I took out there care plan at £3.50pm. My tv has recently developed a fault so curry’s took it away and then told me they can’t repair, they sent me a voucher for £429 - the tv they priced it on was a basic Samsung 55” tv which hasn’t…
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Rejecting a used car - checking that I’ve done everything right so far
On the 9th of July I bought a new car on Halifax car finance. Later that the engine fault light came on. Reported it to the dealer immediately by email and phone. They seemed slow to deal with it, telling me I would need an appointment to bring it in to their garage but not actually giving me an appointment, telling me the…
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Newbie questions - Excel Parking
Thanks to all for their help with this invaluable resource. I would really appreciate your help with a few questions. I have read the Newbies section for many hours and cannot find the defence template in the second point of the Newbies Section as communicated in various threads. I did however find the below wayback link…
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Court summons received help please
Hello i am currently assisting a relative who has received a county court summons from dcb legal on behalf of euro car parks. I have registered them on the MCOL and lodged an acknowledgment of service intending to defend . Claim is dated 9th July received 16th July acknowledgment lodged 20th (21st) I am now trying to…
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UKPC via DCB Legal - Horns Road Retail Park - DCB Legal court claim 2025
Hi all, I have received a parking charge from UKPC. It was posted (unfortunately, I don't have the original letter anymore). I had parked in the disabled bay and unfortunately due to the torrential rain and my 2 year old having meltdown, I had to park in the only available space in the whole car park to deal with the…
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Hit and run and insurance
Hi my car was damaged mildly in an unwitnessed hit and run. Have protected ncd. I didn't realise this would be a fault claim and excess being deducted from any repair or total loss. I went through gocompare who provided £250 free excess, but AA say they know nothing about it. Any thoughts? Additionally, what % would this…
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CCJ from DCB Legal for parking in own space
Hi. This is my first post about this case I've been trying to deal with it by reading existing info but I could do with a bit of guidance now as I'm trying not to but getting the CCJ has stressed me and I nearly paid it to remove the CCJ as still within 30 days then I saw on here about that won't remove it?? Is that just a…
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Is 56 Days Interest Free Period a Scam
Hi, Can you experts help me understand one simple thing. I made a purchase last month on the MBNA credit card knowing that the Card T&C mentions that I have 56 days interest free period. I made the purchases on 21/06/25 of £4129 and 23/06 of £42. Statement was produced 25/06/25 I made a payment on 30/06 of £172 , 14/07 -…
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Missold critical illness
Hello my husband and myself took out a critical illness policy with the Woolwich building society @30 years ago. At the time my husband was self employed therefore it was more difficult to get a mortgage. We had to provide the Woolwich building society with 6 months of receipts for personal items bought to show we had…
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Parked for 6mins and then left because I had no change, still got fined by Parking Eye
As the title says, I got a parking charge notice letter from Parkingeye for £100. I appealed it but got an email back about a week later saying they have "not got sufficient evidence to confirm that the terms and conditions were not breached". They say I can appeal through POPLA but the discounted rate will not be…
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Another out of the blue CCJ from DCBL.
Just received an out of the blue CCJ letter from DCBL without any prior contact or letters. Checked credit file and indeed there is now a CCJ... Read through the newbies thread, and hopefully have started this the right way... Contacted CNBC yesterday at 8:30am on the dot and managed to get straight through. I was told it…
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Charge Notice on Property - Drydens Law
Hi All - I am new to this site - nice to meet you all. Not sure if I am in the right category, so apologies if not. Just looking for a bit of advice, if possible :smile: My son received a letter regarding a large charge notice on a house he inherited from his late father. His dad must have had a loan secured on it from…
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DCBLegal & UKPCL
Received a LOC from DCB for "not parking within the markings of the bay or space" back on the 18/6/24. Did not receive anything from UKPCL as I changed address and therefore the address on my van. I then replied to the LOC as per the threads advice/template. I have since received a reply from DCBLegal re that if they do…
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Lump sum overpayment when refixing
My current mortgage deal is expiring at the end of the year. I have already maxed out my overpayment allowance. I have around 100k that I would like to pay off the mortgage before refixing. My current lender (natwest) has decent rates so will most likely stay with them. I wondered if anyone can advise on the process of…
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Found out house as no building regs for upgrade work after we purchased
Long story. Bought house in 2021 which has a large extension block. This extension was started in 2012 and has pp and building regs - all good. Not sure when finally complete but the building regs cert is dated 2018. However, was classed as an 'outbuilding' for incidental use. 2018 house is sold to Sellers. Sellers sell to…
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Britannia Parking - Retrospective Payment?
Dear All, I have been issued with a PCN by Britannia Parking which I initially appealed internally as I was delayed back to my car by circumstances out of my control (harbour lock bridge opened to allow vessels through and no alternative way back). Their response was: 'Any unpaid period of parking can be retrospectively…
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STATUS Remote control
Following on from this VERY old thread https://forums.moneysavingexpert.com/discussion/3219862/status-remote-control-socket-problem/p2 I have found that the imprinted pictogram inside my Status remote control socket zappers is completely wrong! In the hope this might be found by some future alien (or human!) who is…
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Octopus night rate times always GMT/UTC
We're on an Octopus fixed rate which offers a night rate of 11.31 p/kWh between 00.30 and 07.30. BUT, that is only between October and March when the UK is not on British summer time. During the period March to October, when the clocks go forward, the night rate is between 01.30 to 08.30. They don't tell people this. We…
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Shell Recharge issues
A few years ago I bought an EV and a Shell Recharge New Motion home charger unit came as part of the deal. For a number of reasons I sold that EV, so didn't use the charger. I now have another EV, but cannot set up scheduled charging because Shell EV say they cannot recognise the serial number of the charger. I've tried to…
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Help with ignored PCNs and 2x DCB Legal court letters;(
Dear MSE I'm hoping you can help instill me with some confidence, Ive had 2 PCNs harass me with letters for a few months now which I've ignored. 1) EuroCarParks for Aldi in Nov '23 2) Total Carparks for a Camponile Hotel in Feb '25 Unfortunately I've been hit with two Court Claim letters from DCB Legal last week on…
