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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Bank Account for Discretionary Trust
Hi, Our father passed away 7 years ago and the will arranged for his half of the family home to be protected by a Discretionary Trust. Our mother, after an extended hospital stay is now in a nursing home. We need to sell the house to fund the home fees. On sale, half of the home will go into a Discretionary Trust. We'd…
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Healthspan Codes Thread (no chat)
Shiny New Healthspan Codes Thread. To keep this easy to follow and to help those subscribed, can we please use this for listing current codes. Please avoid ‘code worked’, ‘code didnt work’, ‘any new codes’ https://www.healthspan.co.uk/ old thread…
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Renault data amd motability
Hi I got an email from renault tonight saying there's been a cyber attack and my data has been taken. They cant say what has been taken but can included First name & surname•Date of birth•Gender•Phone number•Email address•Postal address•Vehicle Identification Number•Vehicle registration number I am now worried what had…
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Pension worth more transferred
Hi I have a pension with Aviva, when I checked the value the fund it almost doubled if I were to transfer it out. My question is to where would I transfer it in order to double my money.? Thanks in ady
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Civil Parking PCN
Hi, need some advice please. 🙏 Keeper have received this pcn. The driver did make a payment using cash for the correct amount of time, probably made a mistake in putting reg no, but they can't remember and have lost parking ticket so no prrof of payment. I have noticed that ntk is not compliant with Paragraph 9(2(f) of…
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Bank Park Management 5 Parking fines, past appeal window but valid permit?
Morning all,Essentially I failed to update my V5c for some time (stupid I know, and I have dealt with the consequences and rectified this). I did a SAR to the DVLA which showed 5 parking fines from Bank Park Management across 5 consecutive days. This is now out of the appeal window The issue is I had a valid 30 day permit…
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Conveyancing - Has anyone used Smart Legal in London for their conveyancing
We have received a number of quotes for the conveyancing for our flat purchase. Smart Legal of London are significantly lower than anyone else. Has anyone used them and can they recommend them?
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MeandO's money-shuffling
Long time member here, sneaking back over from the MFW board... Previous diary here for those that want a back story: Money-shuffling towards mortgage freedom — MoneySavingExpert Forum Although my only debt is now my mortgage I've had to shift my focus from OP'ing to building up my savings instead, so don't really feel at…
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Claim against me by DCB
Hi everyone, firstly thank you to the organisers for all the amazing advice and templates on here. I overstayed in a free retail car park by 10 minutes. I appealed and they rejected it. Long story short - I have received a claims letter. I understand I have to follow the steps you have so kindly laid out in the newbies…
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Spring from Paragon
Hi all, strange one, a few days ago I chose Spring ( from Paragon Bank) to start a savings account , chosen based on rate (4.3% easy access) , access, and a good app, I got it from MSE , however just checking what else is out there and searching today I cannot find it anywhere, or indeed on other sites, any ideas? thanks
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Fitted Sheets
I've a new double mattress which is less deep than the average at 17cm and unable to find suitable snug fitting bottom fitted sheets. Anyone found such a thing? TIA
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YouGov Surveys
Hi, want to put it out to see if this is a general issue. I am near the 5k points and since end April 25 not had any surveys to get me to the magic 5000 so I can cash in. Seems to recall many moons ago the same thing happened. Takes too long to even get close but now I'm cynical thinking they are doing this on purpose.…
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Sainsbury Nectar Rewards Points 'scam'. Points not received. Check, check & check again.
If you value your Nectar rewards points always check they have added them to your account. Firstly, if you do not receive a Nectar confirmation email immediately after shopping with one of their partners (using the partner links on the Nectar website) then rest assured you will never receive the points. You will need to…
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Airbnb refusing to compensate hotel bill
Hi, I had to pay for a hotel when arriving at my Airbnb accommodation in Paris as I had been given the wrong code and the host wasn’t responding to my messages. It was 11pm and we had tired little children with us and my only option was to find the nearest hotel we could all walk to.The hotel cost nearly €200 euros for…
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Easy Access Cash ISA with debit card.
Do such things exist ?
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Stairs issue with 'shortlist' house
Hi, I am hoping to move and unfortunately my budget doesn't meet my wants so there are compromises to be made. I like this house (floor plan below) which is an extended cottage. The stairs are very steep and end halfway outside the doorways on the two front bedrooms. I wondered if anyone had any bright ideas of how I could…
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TAX ON FULL STATE PENSION APRIL 2027
I notice that ML has not mentioned that IF those only getting state pension with no other taxable income then there will a tax bill at the end of the financial year because it cannot be under the PAYE system for some reason
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Anne Louise Boutique
I'm writing to find out if anyone else has had issues with the online retailer Anne Louise Boutique and receiving a refund/have any advice on how I can tackle this. Anne Louise Boutique or ALB has a huge social following and the dresses are worn by celebrities and influencers all the time, but stupidly I didn't refer to…
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Ulster Bank BEWARE
Seduced by the promise of a good interest rate, and in the absence of any **warnings** on the comparison websites, I opened an Ulster Bank savings account although the process was far more labyrinthine than it usually is when opening an account. I paid quite a lot of money into it. The paying-in process was very easy. TOO…
