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Gatehouse account number layout.
Hello, I've currently have a gatehouse ISA, which is due to mature soon. At the moment, their offerings aren't that great. So, l will probably transfer out to a different provider, but the way that my account number is set out, I'm not sure what to put in the transfer form? This is the layout of the account number . NOT…
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Transfer of SIPP to self managed fund
I consolidated a few DC pensions a few years ago under the advice of my FA. Having done the Rebel Finance School course, I now want to leave my FA and transfer to a self managed SIPP. I'm 60, don't need to start withdrawing for a few more years unless I need to access the lump sum. How do I go about finding out which fund…
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Takata Airbag Recall Advice - Citroen C4
Hi all - I guess I'm a bit late to the party with this one, I had no idea this was a thing. So in September last year, I bought a 2016 Citroen C4 Auto from a small car dealer (no mention of this recall from themselves). A while after I had it, I received a letter through the post about an urgent safety recall for the…
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NHS Learning Support Fund Training Grant
Does being awarded a £5k training grant via the NHS learning support fund, affect how much you can get on a maintenance loan? I had read articles which seem to conflict on this.
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Car service reality check - Warranty cover
My car (kia, so 7 year warranty) is due its annual service. Because of health issues it has only been driven about 500 miles since last service. The car is entering it's last year under warranty cover and I am considering changing cars in the coming months. Dealer is quoting just shy of £300 for service to maintain…
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Buildings insurance repudiation letter - this is ambiguous isn't it..?
Our retaining garden wall crashed down in torrential rain during a named storm earlier this year. Just had the insurance company's repudiation letter via their Loss Adjusters - notice the 'appears that the damage has occurred...' line. Surely that's ambiguous and unclear? Worthwhile challenging?
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Please could I check if you think this makes sense
Hello. This is my first time on here and I wondered if I could ask for some views please. For the past 8 years I have saved to ISA’s and not a pension. I will be stopping work at the end of April and wondered if it might be worth me opening a SIPP and paying in this year’s salary. I will earn £29K this year but will be…
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Prudential Investment Bond
Hi, I'm trying to help my mother-in-law out with her finances as her husband is in a care home and at the moment she is self-funding. She has a Prudential with-profits investment bond with added life insurance. It was taken out in 2001 with £63,000 and has 20 policies. It has grown over the years and is now worth about…
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Query on Pension Credit for my mother
My mother, whose in her mid 80s, has been on Pension Credit since 2023. When she originally signed up she had 3 bank accounts, all 3 were declared, since then she has 2 and has moved the money from the one she closed in to a bond. She has just received notification via a letter that she is going to get a check done to make…
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Car bought from dealership, can't fix fault, need help / advice
Hello all, I hope someone can point me in the right direction. I bought a car end of January 2026 (this year) second hand from a car dealer ship around 50 miles away. Cost just under £9000, bought via bank car loan, not a finance deal. They did a 52 point inspection prior to me picking the car up and said the radio /…
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New Statutory Sick Pay from April and SC2 form
I will need to take time off for hernia op and claim statutory sick. Will I get 80% my normal pay? I work for a rubbish PAYE company so this is important. If I go back self employed only too, will I get 80%? Also I thought I was entitled to sick for a day off last month. They sent me a SC2 form, what's that?
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Parking ticket, unsure how to proceed
Good morning, I received this letter regarding a parking ticket I believe I disregarded, I cannot remember it as I believe I had the photos of the ticket on my old phone which is now broken Please can you advise me on how to proceed with this, do I respond to them via email? Or do I just ignore, thank you
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Newbie needing advice on FSC regulations and amounts you're covered for
Hi, I'm new to this group and not sure if I'm posting in the right forum! Please let me know if I'm not. We have money in a Barclays account but also wish to set up Chase and Trading 212 Cash ISAs in this financial year. We know that Barclays is a banking partner to both Chase and Trading 212 and therefore would like to…
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Is it possible to see what you could've earned pre-tax code change?
BR-tax payer before we kick off. So approx 75% in to the tax year my code gets changed due to unpaid tax on interest earned. I was 12.x.L whatever the x number is. I've been changed to 10.x.XL I think the code is. I'd need to check a payslip but I don't imagine it matters for the question as the point is the same. So…
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Consumer rights act and warranty on sports watch
HI MSE Forum, I bought a Decathlon Kiprun GPS 500 sports watch for £200 approx 2.5 years ago. It has stopped working, in that the bevel which you use to control all functions doesn't work, so the watch is functionally useless. It's out of the 2 year warranty but my understanding from MSE guidance was that the "reasonable…
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Is my Land Registry Charge CH1 valid
We took out a local authority Housing Renewal Loan in 2011 which was secured against our property with a Land Registry Charge. Health reasons have led us to want to move home however the Charge on our property has become an issue. The council are claiming an amount far in excess of the amount stated on the charge and the…
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Claim Form - DCBLEGAL / PARKINGEYE
Hi all, So, other half parked at a Casino for an event there November 2021, has photo evidence of being at the event that night. (Parking was free, but Maybe was required to enter Car Registration at the event that evening, no proof of that either way). She had probably received PCN's to the wrong address due to Car being…
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UKCPS NtK No Stopping Charge- Leeds Station
Hi all, Starting a new thread for the below parking fine that I've received through the post from UKCPS. I drove through Leeds station car park (it's kind of cirlce route to go in then out again) and stopped for approximately 2 minutes to pick-up somebody who got off the train. The picture (which I've removed in case can…
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MPC Meeting Thursday 19th March.
Whats the general opinion on interest rate changes on Thursday.....up, down or no change ?
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DCB Legal £9,000 Smart Parking Claim – Need Help Fighting Back
[Image removed by Forum Team} [Image removed by Forum Team] Hello, I’m looking for some guidance on behalf of my partner, Andrew. He has recently received a Letter of Claim from DCB Legal acting for Smart Parking Ltd. The total is an eye-watering £9,010, which they say relates to multiple PCNs at a private car park…
