We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
5% possible
as the subject says 5%
does anyone think we will see a 5% fix this year or even a 5.25
Comments
-
No.
More characters.
0 -
No...
Filler
0 -
No.
Filling with characters
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
so lock in now?
0 -
As nobody can see into the future, it will always be a gamble either way.
0 -
does anyone think we will see a 5% fix this year or even a 5.25
How long do you want to fix for?
Ten year gilts have a GRY a little over 5%. You could hold those in an ISA.
N. Hampshire, he/him. Octopus Intelligent Go elec / Fuse gas / Vodafone BB / iD mobile. Kirk Hill Co-op member.Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Ecoflow Stream, Best kettle :-)
2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 37 MWh generated, long-term average 2.6 Os.0 -
Yes, I was going to say: over what duration?
30 year gilts are offering 5.7% (5.9% a few days ago).
https://giltsyield.com/bond/
2 -
Lots of Gilts with a running yield (coupon divided by price) of over 5%, all depends on how long you want
T56 5 3/8% Treasury Gilt 2056
T41F 5 1/4% Treasury Gilt 2041Lots of info on https://www.dividenddata.co.uk/uk-gilts-prices-yields.py
1 -
If you open a 1 year FRISA with Lloyds & transfer in £25k, your ‘effective’ interest rate would be 5.15%
Other offers, durations & amounts transferred would give different ‘effective’ rates. Interest on the £150 switch payment would not automatically be tax free or compound etc etc so not a direct comparison with an aer of 5.15%. Just a thought.2 -
a 5% fixed bond has appeared on nationwide max 10k for 15 months
3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.8K Banking & Borrowing
- 254.9K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.3K Work, Benefits & Business
- 605.9K Mortgages, Homes & Bills
- 179K Life & Family
- 263.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards