-
Logging in without passwords or administrator
I have a Windows 11 desktop computer In an attempt to remove a pin when starting up my desktop, I've created more problems. It started asking me for the microsoft password instead. So I attempted to remove this. However it only allowed me to highlight a separate administrator account I rarely use, so I removed the password…
-
Effective Tax rate withdrawals
Thinking on my position along similar lines to this thread. Current Situation - Still a long way from retirement in age, if not money. 44 Married. Me - £750K in SIPPS - Contributing circa £30k a year to get down to BRT Missus - £150k in SIPPS - Contributing £3.6k a year. Salary £32k so could be a lot more Combined ISAs -…
-
Euro Car Parks / DCB Legal — Court Claim Issued — Need Help With Defence
Hi all, I hope someone can help. I have received a County Court claim form and need advice on filing a defence. Details below: Claimant: Euro Car Parks Limited Solicitors: DCB Legal Ltd Court: Civil National Business Centre Issue Date: 29 April 2026 Location of alleged contravention: Blackheath Road, Greenwich Date of…
-
What is this stupid car?
Loud rorping exhausts which are fed through the back wings, and weird boxes and panels on the roof and sides. Chust 🤨
-
Repayment or Interest Free
Hi - Our property is currently on the market. We have seen a property we would like to buy. We are currently mortgage free so are willing to mortgage the new property and pay the mortgage off, when ours sells. Should I go for Repayment of Interest Free ?
-
10 years later yikes
Hello all Here again for round 2… my first diary https://forums.moneysavingexpert.com/discussion/4529627/can-i-do-it/p1 I’ve just looked back at this and as much as I really thought I knew what I was doing, it’s crazy to now see 10years later here I am. I was in my 20’s and ambitious and honestly looking back on it now how…
-
Parking charge notice, vehicle control services limited
I've recently recieved 2 parking fines for parking on private land without a permit. I was given permission from a shop who used to own it but now the circumstances have changed without me knowing. I'd of paid the fine but what they have done is to issue me 2 tickets within the space of a couple of hours. When seeing the…
-
Parking Charge - Britannia Parking
Hi, Can't believe I'm back here with another PCN to Keeper this time from Britannia Parking. I just have a quick question: This is for a carpark in Glastonbury where we bought a ticket from a machine but were approx 1/2hr late returning to the car. My question though relates to the timing on receipt of this PCN. The date…
-
2 parents claiming UC for children
Hi, I need help regarding claiming UC for children, I have 20 month old twin girls and have full PR, Father has none and isn’t on their birth certificate. I have been informed that he has been telling people that he claims UC for my children. Would this even be possible for him to do this and how could I find out as surely…
-
How to optimally describe/catagorise car hire incident when renewing regular car insurance?
Hello, I'm renewing my car insurance and want to make sure I declare a previous incident in the most correct but optimal way. I caused damage (scratch, knocked off some trim) to a hire car a year ago, no third party involvement. I paid the CDW and claimed the money back through a third party excess insurance. Using MSE's…
-
Overuse of smartphones
Ten plus years ago, I was concerned about the overuse of smartphones; it must be really difficult for todays parents. I considered some sort of blocking device, as I could not ban the mobile itself because I lived apart from my daughters mother. I understand signal blockers are banned, but how do people cope today?
-
eToro Cash ISA - any experience?
Has anyone tried the eToro Cash ISA? https://www.etoro.com/investing/cash-isa/ It is currently paying 4.67% variable for 12 months (including a bonus).
-
state pension payment date
I live abroad, have claimed my UK state pension, and just received a letter of confirmation. It explains how much I will get (exactly what I expected) and how it was worked out, but it (oddly to me) doesn’t state the date when the payments will actually begin other than explaining it is paid in arrears at the end of 4…
-
TrainPal - MSE newsletter - No route to enforce consumer rights
I saw the offer in the MSE weekly newsletter about a "£5 off" offer when buying rail tickets from TrainPal but I was astonished to read, in their terms and conditions, that Hong Kong law applies to any disputes (see term 15.1 in the terms and conditions) and, on doing some research, found that although an office address is…
-
Default Should I Start Paying
My Barclay card has now defaulted and the debt has been sold to PRA and they have passed onto moorcroft to collect payment, do I start paying moorcroft or ignore and wait them to return it to PRA?
-
PCN-Entering and Stopping At Box Junction When prohibited
Hello everyone, As mentioned in the subject, I received a PCN on Friday, 15th May. The contravention occurred when a vehicle was making a turn from another road and performing a three-point turn, cutting into my lane. This situation caused me to stop in a box junction behind another vehicle. My vehicle was stationary for…
-
Found forgotten Workplace Pension
Hello. I have recently tracked down a workplace pension that I had paid into for a few years from some while ago. Long story short- Age 55 , self employed sole trader ( for a long time) and only just (rather late) started a SIPP following some great insight on this forum so literally just late navigating & understanding…
-
Micro housing ?
Why has our planning system in the UK focused on massively expensive bricks and mortar homes ? With modern materiels and bulding technology now it is easy to create a comfortable home on a permenant or non permenant basis on small holdings, unused agricultural land, repurposed land ect there are plenty of ways to do this…
-
Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
-
DCBL and N1 Claim Form - Next Steps Advice....
I am a newbie in this forum. I have a similar issue to those in this
thread. We have been in a protracted dispute with
DBCL acting on behalf of CP Plus, with respect an alleged car park overstay
last year. CP Plus issued a PCN to us as
keeper of the vehicle, stating 3 hour plus parking dual carriageway motor
service…
