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Solar panel quote review please
We've recently started looking in to solar panel systems & getting quotes. The more we've looked in to it the more confused we feel. Can anyone offer any advice or a service / person we can speak with for some impartial advice. Our aims were - to offset our energy bills so they are reduced as much as possible (& the money…
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Contractual periodic tenancy
Hi, We found an another property and we will to move out. I gave to my landlord a short term notice, but he could not accept this. As per the contract we have contractual periodical tenancy which started on 15th of every month. According to the contract he wants 1 month notice. I accept this, because I don't want to do…
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£650 charge! Unpaid fine due to change of address
Hello experts, I need advice please. Long story short, I moved to a new property last year and less than a month later, I changed my address with the DVLA on my driving licence. I did however forget to change my address on my logbook, in truth I didn't even know that I needed to change it as I was under the impression…
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Ditching gas, going electric immersion only, a wee project
I think this fits within the green and ethical section of MSE. This is an ongoing project to replace my gas combi boiler with water tanks heated by immersion. (Hopefully finished In next couple of weeks) A common question would be why not use a heat pump, and there are two reasons for this. 1. It would have to run all day,…
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Lidl Pay - What A Faff
Lidl have introduced Lidl Pay where you can add a payment card to your Lidl Plus card / app and is promoted as "Pay with just one scan". Well that is sort of correct. Open Lidl Plus app and select your Lidl Plus card which now needs auth, either biometric or PIN, then scan it at the checkout. Put goods through and select…
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New Second Car Insurance No NCB
I'm looking for insurance for a new leased car, my own 9 years NCB is linked to existing car which we're keeping. Therefore new car won't have any NCB we can use, although we're both over 50 and don't have any accidents/ points etc. Does anyone have suggestions on any insurers to appoach, or should we just rely on…
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What is the best UK ETF that tracks the Nasdaq 100?
Ideally a low share price as my broker does not allow fractional shares. My main query is whether to go for synthetic replication or physical? I do like n100 from ishares, and see them as a trusted company. But on the other hand, I do like owning my stocks but could stomach owning a synthetic etf if it means I avoid 15%…
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Euro Parking Services PCN, Gladstones letter before claim
Hello everyone! First of all, I would like to say a big thank you to the people that help around here! I find it trully amazing. Now, I received a PCN from Euro Parking Services in August last year. I appealed and tried to get it cancelled but with no luck. This was for parking on a "Parking for patrons whilst on the…
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Electricity Tariffs for Battery owners
Hi everyone, forgive me if this has been asked before but I haven't been able to find a relevant response. Do any of the suppliers offer a suitable tariff for Solar and battery users. I used to be on EonDrive as they accepted Solar users with battery storage, but now they only accept EV owners. I can see some off peak…
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Help need with claim defense urgent.
I tried to park van in euro car park when I enter there was no space at the ground level, so I tried to go one level down but again it was very congested and there no reasonable space to park van, so I decided to move out. When I tried to up to take exit the van got stuck because of very narrow exit bay. It became very…
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SLLM (Single Lady Large Mortgage)
Hello all SLLM - single ladies with large mortgages or single ladies who have previously had large mortgages or single laddies in the process of getting a large mortgage! So if you are a lady and own your own house then yes this is for you. Yes I could not resist it any longer. Ladies large mortgage is a loose term so if…
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Google / Alphabet Shares - UK or USA exchange ?
Been looking at the google shares recently and noticed that it trades on both the UK and USA exchanges - Read that the 0RIH is the equivalent of the Alphabet Class A shares but is bought in GBP . both have pluses and minuses ( exchange rates - withholding dividends etc ) . If buying , would it be best to use the UK…
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Free Will Month
My mum had just had a will drawn up under the Free Month for over 55s. Her assets are only bank accounts , no property or any other assets. The beneficiaries are myself, my sibling and seven grandchildren. All the grands to receive equal amount, my sibling to received a much larger amount, however I am to receive twice as…
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Parking Eye PCN - Lease company paid the fee
Hi, on Friday I was at a family members' party at a hotel, Wednesday this week I get an email from my lease company saying I got a charge notice and they paid it. The email says if I dispute the charge and win, I should tell the lease company and they'll refund me the charge. I presume they're going to direct debit my bank…
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Help with cold lounge that loses heat quick
Hi everyone, So we moved in to our first property 6 months ago. We are looking for some advice on how to improve our lounge. So the house is a late 70s, 3 bed semi. Double glazing throughout. The lounge itself is 15x17ft , with a open staircase. There are 2 doors in and out of the room. One leads into the kitchen, which is…
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Boiler central heating return temperature?
I have balanced my central heating system in my house. All the heaters are showing a temperature at the top between 55-60c. And at the bottom they are 10-12c temperature drop. Reading online this is what is recommended. My boiler outlet temperature is currently set to 70c. I know this is higher than what is recommended and…
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Trace Debt Recovery
Hello, I have just received a letter addressed to my Business but at the wrong address, (the letter was handed to me by the guy that does actually live there). The vehicle in question was kept there in a yard for a while which is where they must have got the address from. It is from a Trace Debt recovery claiming I owe…
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Lloyds Bank £200 switch from 16 September 2025
Lloyds Bank have launched a new £200 switching offer. There's no end date, they just say that "The offer can be withdrawn without notice at any time." https://www.lloydsbank.com/current-accounts.html The Terms and Conditions are now live on the website: £200 switching offer terms and conditions To qualify for the £200…
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PCN for no payment, letter before claim received from gladstones
Hi there, I have read the newbies thread, attempted to communicate with the landowner and had my response to the letter before claim rejected by gladstones. This is in relation to a car park i entered for 20 minutes (plus 30 seconds) to pick some people up, whilst there I tried for about 10 minutes to pay for an hours…
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Plug socket flashed and tripped switch in fuse box
Please can someone advise. We have had a portable mini heater plugged into a standard UK double wall socket (just plugs, no USB) for an hour or so and once I turned it off and switched the socket off, it flashed behind the panel and blew the fuse, turning off all electric from the entire house with it. On inspecting the…
