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Total Parking Solutions
Hi All, I have received a 'Final Demand' letter from Total Parking Solutions for a 'Partial Payment' contravention. The letter has the VRM stated as well photographic evidence of the entry and exit times via ANPR. The letter states that my time to appeal has expired and I must pay the charge of £90. For background info, I…
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'My first reclaim: Unfair Parking Ticket' blog discussion
This is the discussion to link on the back of Martin's blog. Please read the blog first, as this discussion follows it. Read Martin's 'My first reclaim: Unfair Parking Ticket' Blog. Click reply to discuss below.
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DCB Legal and HM Courts Letter
Hi All. So a couple of days again my wife received a letter from HM Courts and Tribunals service in relation to parking charge from G24 Limited via DCB Legal (attached). Its so long ago she has not recollection of what happened on the day in question so feels she has no defence and has told me to just pay it so it goes…
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Flexible ISA Replacement Rules Confusion
I thought that withdrawal of current year funds from a flexible ISA had to be replaced from the account it had been withdrawn from. But reading the below in the new Coventry 5 Access ISA t & c I am wondering now if this is the case? Each withdrawal of Current Tax Year Subscriptions from this ISA account automatically…
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Hi, small court claim, private parking charge
Hi all, Over a for the first time Thank you I
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RPI - linked annuity
I am considering buying an RPI-linked annuity with part of my pension fund. I am at early stage but wonder whether the RPI reference point is for the life of the annuity or, like linkers, will change to CPI in the future? I have also heard that the RPI increase may be subject to a cap. Presumably this all depends on the…
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Popla appeal - no signs at entrance
Hi all, We entered at car park early in the morning around 6am, the gate was wide open, and there were no signs at the entrance. At the back of the car park we saw a sign saying car park was closed before 8am so we left. The car park is at Oxwich Bay (Gower, Swansea) There was a camera. We got a parking notice. Company…
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From debt to freedom...
For a couple of months I have been lurking and reading diaries which have been helpful and inspiring. I thought that I would start a diary to keep myself focussed on getting rid of the debts. I am a working mum, recently separated from my husband. I have a large family which makes for an interesting and busy life! I have…
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Car Finance - New or Old?
Hi Everyone, I need a new/new to me car. Looking around at the offers and getting a bit confused. Here are my options: Option 1 Buy New 60k Vehicle purchase price / 10k miles per annum 0% interest on PCP £13k downpayment £500 per month Option 2 Buy Second Hand 55k Vehicle purchase price / 10k miles per annum ~10% interest…
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Barclays First Plus Loans interest rates
After 10+ years of campaigning against Barclays FP loan clause fairness the FOS has done a complete U turn and there is now a willingness to find in favour of complainants and for the above to negotiate settlement terms for customers who complained over the interest clause. I have contacted the FOS asking them to review…
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PCN RECEIVED BUT I PAID & DISPLAYED MY TICKET
Morning. I have received a PCN from Euro Car Parks on private land, Church Street, Maidstone, Kent. They use cameras to record when you enter and leave, not considering that you must wait for a parking space, etc. The photo and time of entry are at 11:22:21, and the exit is 13:33:51. I purchased a ticket for £2.20 (for…
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Aviva workplace pension part transfer to Interactive investor
I am considering switching my workplace fund to my SIPP to save on cost. I am just unsure if I am missing anything. Aviva have been hopeless when asking anything and simply in end sent me a form. With me already paying £12.99pm for the fund in ii (which is identical to my aviva workplace supermarket fund) it seems a no…
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Sainsbury’s Delivery Disaster – Cream Leak Ruined My Order
Hi everyone, I’m hoping to get some advice or hear if anyone else has experienced something similar. I placed a food order with Sainsbury’s on Monday 18th August for delivery today (20th). When the order arrived, one of the crates—containing all the dairy items—was a complete mess. A large 600ml pot of double cream had…
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Inheritance interim payment
Hi I have no clue as to request an interim payment from inheritance. To request from the solicitor/executor. I am unsure as to how to word it. I don't want to appear, pushy Is there an example template i can use. Many thanks
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My car was scrapped by the council.
Good afternoon, I am stuck between a rock and a hard place. The council about a year ago scrapped my car due to it being damaged and left outside by the garage ready for repairs. The reason they had scrapped it is because I had not gone to collect it , however , the letter I received by the council said the latest date I…
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How to help someone sort finances in the event of death
I'm going on hol soon & will be flying. It made me think I should probably get something in place should that big bird fall out of the sky. I also help manage various family members finances on their request which I guess can complicate matters. So I'm currently putting things together in a spreadsheet for a trusted family…
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YNAB robber needs help to execute the plan
Right, I am going to finally start a diary on here. I am being supported financially by my OH to allow me to help my sister care for my 90 year old father. I have an expensive event in Feb that I need to save for. I have been using YNAB since Feb so I have an accurate record of my spending for 6 months. It's not pretty. I…
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I keep getting 0% balance transfer offers WITH a 2.99% fee?
So they are not 0% at all, right? What am I not understanding? So sorry to sound daft. I am new to stoozing. Last year, I got a 0% purchases card (10K) whose 0% deal expires in January BUT I'm holding a mental note for myself for October or November to pay it off, just over 12 months. I've put the money into several…
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Dying / Defensive
1. I've been thinking about dying recently. Almost all of our assets are tied up in ISASIPP/investment/dealing accounts, where the proceeds, if extracted, are withdrawn to a nominated current account. In every case this is our joint account. Is it paranoid to worry about the joint account being frozen for a while in the…
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Council Tax
I had a property which i was renovating following separation with my wife. I was contacted by the council to be informed a premium would be applied as it had been empty for over 12 months. in essence doubling my council tax. I was living in my motorhome so i advised them i would move into the property whilst i undertook…
