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British Gas wants to fix my gas meter that works fine.
Does anybody know how to stop British Gas pestering about a smart meter. I have had umpteen phone calls and emails that I have complained strongly about but now I'm getting a text message almost every day. It's unwanted harassment and ought to be made illegal. They always say my meter isn't working which is nothing but a…
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Group Nexus PCN, keeper, but not driver. Two car parks adjacent with shared entrance.
PCN received from Group Nexus. Date of parking: 18/11/2025 - allegedly between 11:43-15:14 (3hr 30min)Date of issue of PCN: 25/11/25 I am keeper.I was NOT driving (easy to prove if needed. I usually drive a different car + was working in a different town that day). The site in question has TWO car parks adjacent.One is…
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Civil Enforcement PCN finally Cancelled (by CEL) 🎉
Me and the driver went to have a curry back in Feb this year and ended up with a parking fine. So we were in a restaurant/pub we'd been to before on 25th Feb in the evening. We spent about an hour in the restaurant, just the 2 of us. In April we received a PCN dated 15/04/24. Saying we'd failed to obtain a permit in…
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PCN from National Parking Control for staying 20 min over my 2 hour paid parking slot
I paid for 2 hours of parking but I think exited the car park 2 hours and 23 minutes after I entered so overstayed by 23 min. Didn’t realise they have plate entry/exit system. Anyway just recover this PCN and I’m obviously !!!!!! because I paid for parking just didn’t realise I overstayed slightly. What should I do?…
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First Direct - what’s all the hype?
I finally decided to switch bank accounts from Santander to First Direct, and take advantage of the switching incentive. First Direct had been hyped as having excellent customer service and I had no reason to suspect otherwise since all the reviews seem to be pretty glowing on MSE. I opened the account mid July 2025 and…
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Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
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Credit Card Minimum Payment
Hi, I have successfully transferred £7000 debt from Chase CC to my RBS CC with 0% interest for 12 months. Can I pay nothing for duration of 0% or do I need to pay minimum amount?
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MSE News: Smart meter problems? You could be automatically compensated under new rules
If you're having issues with your smart meter or its installation, you'll be eligible for automatic compensation from 23 February, the energy regulator has confirmed today (Friday 30 January). But this won't yet be payable if your meter's gone 'dumb' and doesn't send readings to your supplier… Read the full story:…
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Recommend a smart watch with ECG
As per the title, I am looking to replace my current smart watch with a new one. The one function that it MUST have is the ability to do an ECG (I know they aren’t medical quality) Looked at Apple, but would prefer something with a decent battery life of more than a day or 2 Garmin have some models (I think) but they would…
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The Piano Diary
Good morning diary and all, I recently became debt free after 31 months of debtbusting over on Debt Free Wannabe, following the advice and diaries on this site. Here is my previous diary My debt free diary I have found keeping a diary really helpful in staying focused and also therapeutic being able to think things through…
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What level of damp and timber survey do you need for a lender?
We have been asked to do a damp and timber survey on the property we are buying due to some damp. The house will be renovated and we were aware of the issues when buying it. A family member is a damp surveyor who conducted a survey for us and found some maintenance issues with the bay window, as well as the outside ground…
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Safest way to sell your gold/best price
Recently sold a 9 carrat gold ring.. band was a bit bent.. at local pawnbrokers ..was around 8.5 grams...only got a few more pieces..and hopefully wont need to sell any more...but only received 140 pound...less than half spot price...I'm on crutches.. I ageed... but if need to sell anymore…how should I have done it.…
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Monument ISA transfer in.
Can anyone that has had an ISA transfer to Monument complete in the past day please advise how long it took. I'm in the process of transferring an isa to them but it will take me above the FSCS protection limit and need to initiate a partial transfer out to lower the balance. I'm wanting to gauge when that might be as I'm…
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Full sovereigns vs Half-sovereigns for long term investing?
I'm looking at trying to accumulate some physical gold (isn't everyone), and wondered if anyone here prefers full-sovereigns or half-sovereigns. It's essentially a long-term hold, just so I have some physical assets. Half-sovereigns would be slightly easier for me to accumulate, for cashflow reasons. From what I can see,…
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The Faster Payments Cut Off Times List
Welcome to this thread. The purpose of this thread
is to provide a regularly updated list of the cut off times for faster payments
made into the savings accounts offered by various banks and building societies
to begin earning interest the same day. Given the sheer number of banks/building societies
there's bound to be…
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Mark as entered
Hi Sorry I haven't checked out the comp forum for a long time, always was my goto. I can't see where you can mark that you have entered the comp has that now gone or I am just not seeing it I am logged in. It is probably me but it all looks so different now
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iWeb help please
iWeb has now moved to Scottish Widows and I can see my GIA and ISA on Scottish widows website. How do I register to see these on the Scottish Widows app? Apparently I should be able to do so but I end up getting nowhere. Any ideas?
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Small Windfall and what to do?
Hi all, I have recently received an insurance (RTA) payout to the tune of £7,000. I am thankfully recovered from my injuries and there are no lasting effects on work, hobbies etc. I am trying to make the best decision for the here and now as to what to do with this money. I'm 48 and have a good career with current gross…
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iD Mobile free roaming?
The iD Mobile (SIM only) plans in the MSE Cheap Mobile Finder now all seem to say "No roaming" and "No free roaming", which I'm pretty sure they didn't last time I looked at it just a couple of days ago. Is this a mistake, or has something actually changed in the last few days? The iD Mobile website still seems to say…
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**NEWBIES!! PRIVATE PARKING TICKET? OLD OR NEW? **READ THESE FAQS FIRST!** Thankyou!
:) WELCOME! :) HOW TO BEAT A PRIVATE PCN: BY APPEAL, COMPLAINT, OR DEFENCE. BEFORE YOU USE THE FORUM, IF YOU ARE NOT SURE HOW TO USE IT, CLICK HERE Forum Introduction Guide DO NOT USE YOUR REAL NAME AS YOUR USERNAME IF YOU POST A THREAD: https://forums.moneysavingexpert.com/discussion/5532696 FAQS FIRST. NO THREAD IS…