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Pension Credit and disregards.
I’ve received a letter this morning from the DWP’s Pension Service B saying they need to check the information they have wrt pension credit is correct on September 29th. It says not to contact them as they will contact me by phone or letter “in the near future.” My first query is whether they will do this before September…
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Group Nexus – Waterfields Retail Park Watford – keys locked in car, genuine breakdown (help needed)
Hi all, I’m new here and this is my first parking charge, so I’m trying to figure out what to do. On 11/11/25 I parked at Waterfields Retail Park, Watford. The car park has a 2-hour limit. I arrived at 12:05 pm and planned to leave around 12:50 pm. When I put my shopping bag on the passenger seat (with my car keys inside),…
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Consultation Claims car finance emails - scam?
Been contacted twice by a company called Consultation Claims regarding a car finance claim that they allege I've made with them. Latest email had contractual documents attached that are allegedly signed by me 'for my records'. A few points: (1) never heard of them, never had any contact/made a claim with them in the past…
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MF Date 2037 - MOP it up by 2030?!?
Hello my fellow MFWers. I've decided to start a new thread now that I am debt free (4th June 2025) - yippeeeeee! I took out my mortgage in 2021 for 16 years and I'd absolutely love to get it paid by 2030 but we've recently been told that our tiny team in work is being transferred to another department and our job is very…
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Progressive Building Society unable to get money out
I requested a withdrawal online and they said they would send a code by email which never arrived. Requested them to resend it they said it would be sent by WhatsApp but I do not use this App. Any ideas welcome. Thanks
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Stamp Duty
Not sure if this is the right place to post. I own a property and have 20% ownership of another property. Additionally, I have just purchased a retirement flat and have had to pay 5% stamp duty. Can I reclaim any of the stamp duty paid when I sell the property I own fully or do I have to sell the 20% share too? Any advice…
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Equin*** Share transfer forms following probate
After my mother died (April 2023) I am still trying to sort our the estate. The last of which is shares. Does anyone have a clue about how to fill out their share transfer forms. They are, without doubt, the most confusing forms I have ever seen. For example, it says: Holder 1/Deceased Shareholder Your full name Your…
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Redrow part exchange
Have been to view a house tonight and considering making an offer depending on the outcome of a viewing at a different property on Wednesday. The house is a 5 year old Bloor build and owner has reserved a plot on a new estate with Redrow. Both houses are in the WS postcode area. They have said Redrow are driving the sale…
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Discussion: Mazur v Charles Russell Speechlys LLP
Hot off the press, is the case of Mazur and Stewart v Charles Russell Speechlys [2025] EWHC 2341 Thought this might interest the community because I have a feeling this is going have a potentially significant impact in the way law firms do their business, not least for DCBL and similar firms operating in this sphere…
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Zopa not mentioned....
Is there any reason why Zopa doesn't seem to get mentioned in the weekly MSE email, any more? Chase seems to be the 'top' Saver, despite Zopa offering 4.75%, with easy access!
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Understanding storage heaters.
Hi guys, I am renting a new flat and it's heated by the dreaded storage heaters. I'm trying to get my head around how they work so I can maximise their efficiency. I understand the basics: they charge up on the Economy 7 cheaper night rate and let it out in the day etc etc. What I really want to know though is, do they…
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Preparing for Winter V
Official MoneySavingExpert.com Insert: If you've come through to this discussion from this week's email, welcome to the MSE Forum. You've joined our Old Style MoneySaving forumites chatting about how to prepare for winter. Read below, read the last few pages of the discussion to see their most recent posts and click…
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Confused how to change my old router to a new one
Hi all My small office currently uses a Router (Model Draytek Vigor 2860n). Recently, after getting a couple of new iPhones in the office, we have been receiving messages on our phones saying Weak Security. The actual message says WPA/WPA2 (TKIP) is not considered secure. If this is your Wi-Fi network, configure the router…
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Euro car parks & dcb legal witness statement help.
Have been using the site for guidance so far for a parking charge from April 21. i wasn’t the driver of the car at the time and was wondering what my best options for my witness statement would be for this situation. I’m at the N180 stage and just about to email my copies to the court and dcb.
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edf free xmas
had a message free electric on christmas day 8am - 4pm also not sure its with a possible ukraine deal that there is a new tariff (jan 26) thats been the cheapest for a while fixed till 1st feb27
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NPC DBCL Claim
Good afternoon everyone, And thanks to all contributors for their unevaluable inputs, in particular the regular ones. Conscious same information is often repeated over and over I spent a fair amount of time on the forum doing my homework but would like your thoughts on my case to be sure I'm on the right path. A bit of…
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Euro Car Parks/DCB Legal - Defence help
Hi all, I am looking to use a standard defence template (the one in the post by shahib_02) for a court claim from Euro Car Parks/DCB Legal for reason "Your Vehicle Was Parked Longer Than The Maximum Period Allowed". The "pcn" was from 2022 from Priory Retail Park in Colliers Wood London - granted I incorrectly ignored a…
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SIPP - Benefits then work query
I have been putting £2880 into a SIPP while on Benefits (ESA and was partially moved to UC recently, now on a roughly 75/25 split with UC occupying the 25%). I am intending to go back to work and most likely will be on a wage where I don't qualify for UC anymore (nor ESA). Is the allowance additive when you start working…
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Duped?
I'm completely new to this. I recently checked my eligibility for a transfer to a new 0% deal on the MSE site. Santander was top of the list and it indicated 100% likelihood of acceptance. I applied, indicating how much I needed to transfer and the details of the relevant card. I was accepted and it wasn't until I logged…
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Virginmoney regular saver 3 interest question
Just realized i opened this on August 1st have paid in 4 times (250 x 4) and have not received any interest, isn't this supposed to pay quarterly interest?