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A simple(?) selling / buying question
Answered, thank you all!
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BW Legal - Advice
Received a parking fine, didn't receive original notice, but cant evidence. In the intersests of time i was going to just pay it (yes, i know i shouldn't have) and was going to use their payment plan. Have since received this note: See the line i've put in bold - what does this mean in your view please. Really grateful for…
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Electricity Standing Charge an allowable expense?
I have owned a plot of land for 5 years containing a small
outbuilding. During the tax year 2024/2025,
I received an unexpected electricity standing charge bill for £4000 which I
paid (no electricity was consumed). I
was not aware of a live electricity supply until I received the bill. I let the land to a local builder for…
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Switching from Employer Contribution Pension scheme to Salary Sacrifice
I have just received a letter informing me that the company is switching from employer contribution to a salary sacrifice pension scheme. We were previously contracted to contribute 5% and the company 4%. There has been no mention of the employer contribution being switched over to the new scheme. Are they obligated to…
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Can I really not move my pension without paying a Financial Adviser?
I have two pensions, the Standard Life fund hasn't performed well, so I intended to move it in with the Pru fund (M&G) ...but Pru won't accept the transfer unless it's done with a financial adviser, and that 10 minute email exchange is going to cost me about 3% of my fund, approaching £3K If I find an entirely new pension…
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NS&I: Premium Bonds - older than 1990s
Hello there I am the fortunate owner of £5 of Premium Bonds acquired within a year of my birthday circa 50 years ago! Woo hoo! I hear you cry: a whole £5. Well, yes, if adjusted for subsequent inflation (which painfully it is not) it would have been worth £33.89 in July 2025 according to the Bank of England's inflation…
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Splendid September's No-Spend Days Challenge!
Welcome to Splendid September's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
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Pre DRO clarification not covered on gov website
Hi, so in short, I’m off work ill, I’ve got a disability as recognised under the equalities act 2010. Settlement with employer possible, claiming UC standard rate and housing element, and at risk of homelessness, council housing team are supporting. CAB helping with £30,000 debt, DMHEF should be on its way to creditors but…
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Does Anyone Remember...
The second purse challenge? That was great and could really help some people now I think.... It helped me so much when I had a very limited grocery budget and was struggling. Look it up if you are interested. I'm thinking of revisiting it as a challenge.
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Best way to fill this gap
I have a gap between the wall and the ceiling. Whats the best way to fill it for decorating/painting? Here's a picture.
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Faulty car on pcp
Hi all, I brought a car from a dealership on pcp and part ex my old car. I brought the car on the 24/08/25 and when driving home from the dealership I noticed a bad nice coming from underneath the rear center of the car. The next day I returned the car to the dealership telling them about the noise and they said to come in…
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HMRC Set up a limited company - how??
Been on the HMRC website for 30 minutes, cannot work out how to set up a Ltd company. Can anyone tell me where to do this on the website. The site is rather confusing and badly designed. I'd like to set it up myself. Many thanks
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Manchester airport fine appeal refused
Hello everyone, Just looking for a bit of advice really. I received a parking fine for T3 drop off zone at Manchester airport. I tried to appeal it with APCOA but unfortunately did not see the template on this forum until after the fact. Once it was rejected I found the template and tried to appeal with POPLA which has…
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UC carers element tribunal won but
Just a quick description of my situation. I am looking after somebody who is claiming PIP and his bedbound. There is plenty of documentation regarding this and I had to stop working because I'm looking after him more than 35 hours a week. I had no clue about the carers element of UC and the DWP did not convey this…
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UC want bank statements that don't exist and other quirks during review
For what feels like over 6 months I've been under a UC review. Contradictions throughout , agents saying my review was complete but then they ask for statements for the present day the next week. Continual saga is evidence for capital. I receive PIP and Health portion of UC as well which makes my capital usually over £10k…
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CAPITAL GAINS TAX ON BUILDING PLOT SALE
Our main residence is a small cottage which is surrounded by 3 acres of land. We have secured planning permission on a part of the garden and will be selling the land to a builder. The proceeds from the sale will be roughly 2/3rds of our existing outstanding mortgage, and we will pay the full sum, less costs of selling,…
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Is the Disney+ Premium plan tier rising in price in the UK next month?
Does "Disney+" e-mail you if and when they are increasing their annual price plan? I noticed on the headlines mention that the price for a Standard Disney+ subscription is going to increase (whether you pay monthly or annually) at the end of September 2025. This appears to be mentioned on the Disney+ website as well.…
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Car damage bumper - fix
I have some damage to my rear bumper - pictures provided My car is on PCP and I have a year and a half left of the contract before I return it. I’ve been quoted £350 for the damage to be repaired by garages. Do people think I would be better off getting the damage fixed myself or should I leave it? Has anyone had…
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Parking fine, Parkmaven, in company car
Hi All, Apologies in advance if this has been answered elsewhere, but I can't find the info. In late March I went to a concert in Hull with my 13 year old son. I parked at Prices Quay, which is run by Parkmaven. I've never come across a barrierless car park before and thought it wasn't possible to pay at the end, as we had…
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Mortgage lender refused to accept Statement of Truth and Indemnity Policy in regard to access issue
Selling my house to my son and partner. Have lived in it for 30 years. Access to the property is on a bridle path. Our solicitor was surprised that Nationwide would not accept Statement of Truth and an Indemnity Policy to resolve the issue. They said most high street lenders would. However, neither our solicitor, or my…
