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Building insurance cover
My building insurance company has accepted my claim on the water damage caused by upstairs. Their third party contractor did the repairs by stained blocked the water stains and then painted (one coat) over the areas. However, the bubbling up areas can still be seen. I am trying to find out to what extend the repair should…
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Gross Salary or qualifying earnings
Hi, When the site discusses the % you should add into your pension depending on when you start, is it based on Gross salary amount or qualifying earnings? I have just moved from a company that gave me 6% of my Gross salary to a company that gives me 3% of qualifying earnings. Trying to work out how much % i should put in.…
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Lump Sum or Regular Payments
I'm hoping to take my works Pension soon. Should I take a lump sum and small monthly payments or just take a larger monthly payment as if I was getting paid every month? Is it as simple as that?
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Clarification of Newbie Thread
Hello, My wife finds herself in receipt of a LOC from DCB Legal on behalf of Smart Parking Ltd concerning an alleged breach of contract in 2021. It seems to have taken them several years to track down our address and we were never in receipt of letters from Smart Parking themselves providing a chance to appeal or explain.…
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UK resident working on US cruise ship
I’m going to be working on a 9 month contract on a US cruise ship. As I am a Uk resident, I am being paid gross in US dollars in a ‘Salary@Sea’ account. What is the best way to transfer this to a UK bank account to incur the lowest fees please?
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ECP overstay parking charge
Good morning folks. I received a parking invoice from ecp yesterday for a car park overstay. The letter contains photos of entry and exit with time and date stamps. The driver of this vehicle has contested these invoices before, but is unsure about this one. They have read the newbies thread, but feel that the only line of…
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Water bill increase 100% for all neighbours.
Hi all i am looking for advice to see if there is anything which may have caused this to happen other than the allowed increase in costs for water. I have recently been told my water bill is increasing from £50 per month to £109. i have always been in credit but I now apparently owe £140. i was concerned about this and…
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DCB Legal - Letter Of Claim :( AND now Court Claim!! :((
Hi All I received this letter a week ago from DC B legal titled letter of claim I have tried to contact the retailer and they have refused to cancel the parking ticket even though that there were no shop shops open at the time of the alleged contravention I have appealed the ticket. I believe I responded to a different…
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Rescuemycar Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Rescuemycar Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Business Interuption Insurance
Hi All, Received a letter today from Woodgate & Clark saying they have been asked in light of legal developments, to re-look at my business interruption insurance claim, which was denied in 2020. They have asked me to provide dates when I was told to close and the date I was allowed to re-open.. No problem, but then they…
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Part exchanging my current car for a car on PCH
Hello I am just wondering if it's possible to part exchange my current car for a car on a PCH contract. My current car has no outstanding finance on it but did take out a loan for it which I am still paying on. Please could you advise? Kind regards Andrew Jones
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Another Spam Call
Be warned of this new number. 0845 134 3874 I answered it like a fool, and the no human voice said. “Thank you for registering by calling us back” Something like that. What on earth have I registered for?? Anyone know if there is an app? Regards [removed by Forum Team]
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Lettings in a box
Has anyone had experience of this company? Our letting agents have subcontracted Lettings in a Box to do the sanctions screening
and anti-money laundering checks on all landlords and tenants. The company wrote to me before our LA had informed us of it and I had already blocked them as I had no idea who they were. Despite…
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Citroen Recall
I have had to take my car for the airbag repair to a garage in Macclesfield, I was told I could not drive the car and the garage had no pickup trucks available. I hired a truck to take me to Macclesfield from Denton, Manchester this morning at a cost of £100. How do I claim my money back.
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Compensation for Jet2 error
Hi, I’m due to fly out with my wife and three year old son tomorrow morning for a wedding and we have just found out that our hotel was only booked for 7 nights whilst we had booked with jet2 the holiday for 11 nights and had paid the full amount. The hotel is fully booked and can’t accommodate us and jet2 only gave us two…
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Is your heating ON or OFF?
hi just wonder how many of you have put the heating on yet i was going to wait untill november but my 7 year old dd woke me up at 430 this morring saying she was cold i swear i saw steam coming from her mouth so i got up and put it on the house was cold though and my ds has woken up a few time durring the night to (his…
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Old Style Daily Monday 28 July 2025
Morning all.
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Reduced personal allowance
Hi I earn ~£65k, does a reduced personal allowance (1168L in my case) reduce the point when the higher rate threshold kicks in? i,e does the higher rate band start at £49380 for me Thanks
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Loans to 0% credit card
Hi all, I have a loan (Which I purchased an item) with Klarna for about 4.5k. Is there any way of transferring the debt to a 0% card? I cannot seem to find a way of doing it as it's already a loan and won't be a balance transfer from another card. Thanks is advance
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Lyca transfer esim
I am wondering if anyone has managed to transfer an eSim from one phone to another with Lyca? I spoke with customer services and she said I needed to buy another eSim for new phone and then somehow transfer old to new? Considering I have credit on the old esim and a deal which i bought literally 2 weeks ago this seems…
