-
Nobody to sign passport photos, anyway out of it
I would like and really need a passport. Due to ill health I haven't been able to travel so haven't ever had an adult one (only child one was when I was on my mother's old passport) but I have a chance to go away this year. The thing is, I have nobody to sign my photos. I looked at it before and gave up as I had nobody but…
-
TV licence - Netflix
I have cancelled my TV licence as I don't watch live TV, and thought because I do watch Netflix I was ok because of the advice MSE provides. However, I have received yet another letter and checked on the tvl.co.uk website and that says you need a licence to watch Netflix. Is MSE advice wrong, or have I misunderstood it.…
-
Dispute with tradesperson. Looking for advice
Hi everyone, I’m looking for some advice regarding a dispute with a tradesperson (electrician/plumber). We paid him via bank transfer between October and November 2025 for a mix of electrical, plumbing and plastering work at our property. The payments were made in stages as the work progressed, rather than in one lump sum.…
-
ECP /DCB LEGAL COURT CLAIM 3
I missed this one.. hands up, just couldnt keep up. I have some discontinued, some that appear to not have been follwed up, some that went wrong and had to be corrected, and yeah, i just missed it. POC are mirror image of the others, AOS sent 13-08-25 Can i ask if the template defense including cause of action…
-
HMRC - Lack of communication and income tax due.
I have tried to register with HMRC but all efforts have so far failed. I've tried writing to them but no response. I've tried ringing, but they simply keep me hanging on the line after numerous automated questions to put me through to the correct department, then the endless wait to speak to a human being, and the wracking…
-
ii - selling part of a fund and buying other funds
I have some cash, cash ISA and S&S ISA in my ii account. I am looking to sell part of my OEIC S&S ISA fund and also looking to buy 3 - 4 fund with the sale of this S&S ISA. I would like to know when I am selling this fund whether I can buy back more than one fund during the same transactions or do I have to wait till the…
-
MSE News: Energy firms to trial ‘low or no Standing Charge’ tariffs from April – here’s what we know
Four energy suppliers will introduce 'low or no Standing Charge' tariffs on a trial basis this year, regulator Ofgem has confirmed to MoneySavingExpert.com (MSE). The firms taking part are British Gas, EDF, E.ON and Octopus. We don't have all the details yet, but here's what we know so far… Read the full story:…
-
Parking charge for failing to display Blue badge
I'd be most grateful for some advice on whether I should contest a parking charge issued for failing to display a blue badge. It was a genuine oversight - a disabled passenger suffers with incontinence following a stroke and in our rush to get to the nearest toilets we forgot to display the blue badge. A notice to keeper…
-
Smart Parking - POPLA check
I'll keep this as concise as possible, as I think I'm pretty clear on next steps thanks to the main thread. Just a couple of outstanding questions. CONTEXT I paid for parking in a Milton Keynes car park - managed by Smart Parking. Had some issues with RingGo, but finally sorted payment (180 minutes). I thought I'd…
-
PCN by Parking Control Management Ltd. Appeal failed as third party representation, next steps?
I received a Parking Charge Notice at an Airbnb flat from PCM (Parking Control Management Ltd.) for "Parked without clearly displaying a valid PCM UK permit". Except it was on the dashboard in such clear view the warden took several close ups of it! We appealed, and on advice not to name the driver (me), the company has…
-
PCN reminder before further action - CEL
Hi all, Looking for some advice on a parking charge I’m currently dealing with. I got a PCN from Civil Enforcement Ltd for a visit on 25 October 2025 at a village hall / football ground (Clapham, Bedford). The reason given is for "exceeding the notified maximum free parking period of 2 hours without obtanaing a permit".…
-
UKCPS PoFA received - behind Leeds Railway station
Hi, I have read the NEWBIE forum/posts and I am still unsure on how to appeal this, or if I even should! I received the below PoFA (NOT non-PoFA, which is confusing me based on reading other threads...) on 17/12 for stopping on the yellow lines behind Leeds Railway station/opposite the multi-storey on 10/12. They have 3…
-
DCB legal defence, Eurocarparks - Paragraph 3 check please
Hi - I have received the standard claim form from Europarks via DCB legal, for overstaying in a free car park longer than the maximum time allowed This alleged contravention was dated 04/05/2023. Claim form issue date was dated 19/03/2026 AOS submitted on MCOL 30/03/2026 Based on SoftwareMad’s document, I should have 33…
-
71 Year Old OAP Trying To Get My Money Back From Wren Kitchens
Hi, I hope I'm posting on the right board, if not, perhaps someone can direct me to the correct place? I paid in full for the units back in January 2025, almost 16 months ago. I'm a 71 year old OAP Wren had a New Year sale 40% off, is not a big posh expensive kitchen, cost £4,631.41 with 40% off, just wanted to replace my…
-
Questions on alcove storage design
I'm playing around with a design for alcove storage. I'm thinking about 19mm oak faced ply for doors and trim, and 18mm birch plywood for a carcass. The exterior frame is visible, but the doors are flush as per the 1st image. By the way, if you see an issue with how the carcass is designed please let me know, I'm not an…
-
Busting this debt before 42
New year, new car and new loan, equals new diary. My previous dairy; Why am I doing this s**t agin? Right…because last year I had a midlife crisis and succumbed to the ‘shiny new car’ syndrome. Buggers. I very much enjoyed the challenge of debt busting last year so lets gooooooo round two! My finances so far: Sinking Fund:…
-
UKPC Parking Charge Carlisle
Hi all, I recently received 2 UKPC parking charges whilst unloading and loading our car whilst stopping at a hotel in Carlisle. The car park in question is right next to the hoteI and I had assumed was part of the hotel, but was infact owned by the Pub next door, which had closed down. As soon as I was informed not to park…
-
Annual Pension Statement
I am retired and resident in Spain. For 7 years my tax advisor has requested the annual statement from the DWP for my pension. I have, so far, NEVER received such a letter and have been able to provide a summary of the payments into my bank. This year, however, the personal statment is not being accepted and I am being…
-
Switching to sky full fibre
whilst switching and requesting to transfer my phone number. Could not do so as according to bt I do not have a phone line with them I do have digital voice. Not sure what to do now. Pl advise. Thanks
-
Gladstones Letter Received informing of CCJ Judgement - no court letters received
Hello, I have received a letter from Gladstones stating I have received a CCJ Judgement at the start of the month, also alterted via Clearscore. I moved last year and sold the vehicle, after moving but never up-dated the address. We have mail redirection set up so have been receiving letters directly from Gladstones plus…
