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Failed patio windows under warranty
We own a house which was built in 2017. Two panes of four of the patio doors have failed, with condensation between them. I contacted the makers, Patiomasters, they agreed that they have failed but have said we need to find the installer to activate the warranty. The house was built by a small scale developer, only three…
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Experian and mobile phone eligibility
MSE thread Morning all, Question about my Experian credit score if you don’t mind? On 21st April I transferred a Lloyds credit card balance that was coming to the end of 0% to a NatWest card with a 36 month 0% balance transfer offer (that I found on here so thank you very much for that as well) and didn’t think any more of…
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Mag Dailies End Dates
Does anyone else feel that the end dates for some of the Mag Dailies competitions now seem to be going on for ages?? I enter them day after day, and didn't take much notice of the end dates originally. But I have recently been noticing that a lot of them still have over 20 days remaining - yet I really feel I've been…
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Multiple Spotify accounts - one smart speaker
We're considering getting an Echo Dot but my wife and I have seperate Spotify accounts and I think I'm right in saying that you can only connect to one right? If so, are there other smart speakers that you can link multiple accounts to or is it a Spotify issue. If you can only connect to one account, then presumable one of…
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Cleaning cars - Tyre Black rec
I spend a decent amount of time cleaning the various cars in our household but have fallen out with my usual tyre black product. Obviously I can Google but any recs for decent tyre black products that people here have used would be very welcome. Thanks
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Confusion over when Transitional Protection ends, help needed please.
Hello, I am new to the forum and need a bit of guidance as I feel quite confused and slightly overwhelmed. I apologise for the length of this discussion and if anyone has the time to advise me, I would be extremely grateful. My query is around Universal Credit and Transitional Protection in particular. For context, I was…
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CDER Group involved
Dear forum, I’m hoping for some advice regarding a sticky problem. My partner has a camper van which won’t fit on her drive, and the road outside her house is restricted to 3h parking during working hours. As such I have appealed to the council to grant her a residents’ parking pass, which they have declined on the basis…
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Is this suspicious - No washing machine
We viewed a property yesterday and seems lovely around, however after chatting with the owner and thinking about it, something appeared a bit suspicious. The sellers stated that their washing machine broke and that they are taking their clothes around a families place to do it, and that they won't bother getting a new…
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countrywide asset management
My house was repossessed and after a long fight we have regained our property without it being sold. In the 3 months we were out of the house, with all of our possessions still in situ, it was supposedly looked after by Countrywide Asset management,Bracknell.During the period we were out of the house they did regular…
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Kitchen renovation advice.
Hi all We are about.to start the process of renovating the kitchen in our Victorian terrace. Everything need ripping out and starting again. Kitchen is 3.5m by 2.54m We are planning on staying in the house for another 3/4 years so don't want to go high end but still want it to look good when we sell, so don't want to go…
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Solar Panels - who to trust?
Hi, We use 6,700 kWh per year. We're in the process of getting quotes from 4 different places. The configuration is pretty similar for all of them. 8 x panels will fit on our South facing roof. 9 will fit on our North facing roof. A battery in the realm of 9kWh of storage and a 6kW inverter. We have a slate roof and it's a…
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Civil Enforcement Ltd PCN in Free GP Car Park Appeal
Hi all, We unfortunately got caught out in a, unbeknownst to us at the time, locally known GP Car Park where lots of people have unfortunately been caught out (numerous Worcester News articles about it). This surgery now requires you to register your number plate on arrival inside the building. The driver parked up in the…
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Got myself in a right mess!
Hello all, I've got myself into approx £45k worth of unsecured debt over 1 loan and 5 credit cards. I'm not currently in any arrears, and 3 of the 5 are on 0% interest at the moment. Due to some changes at work, I can see this spiralling out of control. I've entered all my details into stepchange who advised a DMP over 8…
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Over-payment or ISA?
I don't fully understand how the interest works in mortgages but right now my wife and I overpay our mortgage each month as much as possible. We know that no matter how much extra we pay in, we won't be penalised when our fixed rate runs out in 2029. However, I'm wondering if we should put all the extra payments into an…
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Mobile camera for concert photography
Does anyone have any recommendations for a good camera phone for taking photos (or very short clips) at concerts or other events with similar lighting? Budget wise, I'm looking at around £700 (or a little more if there's a big leap in quality). Ideally, I don't want it to be any larger than 6.3 All opinions appreciated -…
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Ebay advice buyer saying collected item has broken with use by someone else
Hi there i hope someone can help, i sold a dogs pushchair on ebay which was only used by me twice and for max 30 mins as i had to have my dog put to sleep it looked brand new etc zero issues. it was collection only, the buy came and checked it etc. messages on ebay before saying they are buying it for a homeless man and…
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Another ISA transfer another bank makes a mistake
For the third year in a row my ISA transfer has gone wrong. I went into branch to do it and they still couldn't get it right. I've complained but their solution was for me to have 2 ISA's. I don't want 2 ISA's. Why do they make it so hard that even their own staff can't correctly open an ISA. I only want what I would have…
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Seeking advice on an escalated PCN
Hi all, I’d really appreciate some advice on a UKPC parking charge that has now escalated to a Letter of Claim stage. Background Parking company: UK Parking Control (UKPC) Location: West Point, 29 Wellington Street, Leeds Date of alleged contravention: 02/11/2025 PCN reason: “Parked displaying a non valid permit” Amount…
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Trying to Understand the 22% Tax on Savings.
I’m having a blind spot and hopefully someone can help me understand this. I am a higher rate tax payer simply because of my Bank & Building society Interest (BBSI). Thus far when submitting my self assessment it hasn’t made any difference in which way the figures are entered, if it hits the 40% level it’s taxed at 40%. If…
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Gaming site refuse to refund my money ( wasn't gambled )
Afternoon , I recently signed up for a game called chicken road ( avoid ) , I deposited £20 (min required to play ) and then played the demo version , I then realised it was a scam and tried to withdrawal my £20 , however it was then stated that the minimum amount to withdrawal is £100 , I hadn't been made aware of this…
