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British Gas, Collective Nov26
Hi, I applied for the BG Collective Fix through MSE Energy Club a month ago but I've heard nothing back from BG. Are others experiencing delays? My current BG fix expires end of Oct so I'm concerned BG are stalling. They had already offered me a new fix before the MSE Collective offer cam up and they are still offering…
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UKCPM - Gladstones LBC - stage - SAR revealed a data privacy breach
Hello fellow forumites, (please excuse long first thread). Background (not very important at the moment, you can skip reading below para for now to save you time): Visited brother at his rented apartment, private land, non-fob residential access, ANPR protected, no payments for visitors, however, after a new change ePermit…
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Smart Parking DCB Legal County Court Claim
Hello there, I would really appreciate any help or guidance with my defence, especially regarding whether Smart Parking's NTK was POFA compliant. I've received a County Court Claim from Smart Parking through DCB Legal Ltd for a parking PCN from over 4 years ago (£313.64). (see image below) My partner at the time advised me…
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only 47 but being offered a cash lump sum from closing pension.
Hello All, first time on the Forum so please bear with me. I am only 47 and have recently received a letter regarding a pension i was briefly in at a former job. The pension fund is closing and i am being offered the chance to take a cash lump sum of approx £2000 (25% will be tax free) so will be taxed on around £1500. as…
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Council Ticket - parked in limited time permit holder
@Coupon-mad I found a post that you referred people to so they can create threads for council tickets for a forum linked to pepipoo.com, when i open it it does not show any page ,just a 404 error - please advise if there is another link i can use ? This is the thread i am referring to which you mentioned -…
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Renting your house to an Air B & B agency. Anyone got any experience?
Spoken with the lady who owns flat above me and her set up is this: Gives it to Air B n B agency who manage all her bookings (giving her a copy of the calendar) A cleaning company gives the place a quick clean & bed sheets change between guests. She has to have landlord insurance and a few other things but basically…
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Child trust fund and JISA
It appears that my child has both a child trust fund and a junior isa. The lady at the bank said she shouldn't have both, but offered no further advice. Accounts are with different banks. Does anyone know if I need to do anything or will this be OK?
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General Discussion and Whimsical Banter
It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…
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Splitting investments between 2 providers
We are planning in investing a large sum of money. However are we best to stay with one provider or split it. Currently we have ISA numerous saving accounts and NS&I but it’s with several banks and needs consolidated.
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TSB account switch
Afternoon everyone, Looking at the TSB switch offer, it doesn't state anywhere that I can see that any direct debits need switching over. Does anyone know if the general 2 direct debits need to be swapped over to get the £150? Thanks.
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Painting - tips and tricks
Having recently bought my first house and sorted some of the issues, I was about to start painting and realised the last time I was able to choose my own wall colour was 20 years ago when I was a teenager at my parents' house (having been in rented shared flats since, so not allowed to redecorate). I have quite a few…
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Octopus Agile
Is Octopus Agile worth changing to if all you can change to cheap hours is dishwasher and washing machine
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Octopus electricity bill 26 Oct problem
Still waiting for a response to my email but I think a will have to ring. I have never come across anything like this before. My September bill was correct. Standing charge 31 days @ 45.09 = 13.98.My October bill standing charge 30 days @ 45.09 = 14.09Both items before VAT & I have checked the rates.If anyone has any…
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LGPS payment anomaly
I finally reached 60 years at the start of this year (Jan '25) and my deferred LGPS pension commenced payment In January this year. My contribiutions were between 1987 - 1997. All the amounts they have paid made sense (circa £620) but on reviewing my bankstatement there sems to be a one-off peak in April which is circa…
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Smart Parking refused landowner's request - court papers received three years later
I was a regular volunteer musician at an event held in a church. This event was usually on a Sunday, but there was a Spring Fayre on a Saturday in March 2022 and I played, without receiving payment. Unbeknownst to me, and other volunteers, the church had engaged with Smart Parking to issue tickets from Monday to Saturday…
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Pension switching incentives
Lots of coverage on incentives for current account switching, but none that I've seen for pensions. I kind of get it - bank accounts are a well oiled process, don't involve long waits, differing paperwork requirements, and potentially large sums needing to move. But given that the demographic of this board is made up of a…
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Milann’s mutterings through retirement
I thought it was about time for a new diary. Ive been a member of MSE many years now and got my debt down from £20,000’s to a big fat ZERO. I kept the debts to myself as I was the one who built them up. Dh would have been ok and we’d have worked through them together…..but it was my mess that I wanted to clear myself and…
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Smart Parking DCB Legal court claim 2025
Hello, My wife finds herself in receipt of a LOC from DCB Legal on behalf of Smart Parking Ltd concerning an alleged breach of contract in 2021. It seems to have taken them several years to track down our address and we were never in receipt of letters from Smart Parking themselves providing a chance to appeal or explain.…
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Santander Edge Explorer
Just about to.open one if these but before I do can anyone see a downside ?? I already have a Nationwide £18 a month Flexplus account which I would close **edit: Just found one - all cover ceases at 75 not that it affects me but may be important for some people
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Millions of Warm Home Discount letters being sent – how to tell if yours is genuine
Millions of households in England, Scotland and Wales will soon receive a letter from the Government confirming their eligibility for the £150 Warm Home Discount. But sadly this inevitably means scammers will be taking advantage of it. Here's what you need to know to make sure your letter is genuine... Read the full story:…
