Recent Discussions

Hello - I tried to find an exisiting thread for this query - apologies if I have missed it. I have a PCN - Ealing Council traffic warden issued - twice challenged and twice declined. Now battling with the desire to have it gone away (just pay £55) and fury at the unfairness of it (terrible council in every way) Here are…

Hello I'd appreciate some help please My car was parking in a pay &display near a hospital (car park not owned by hospital). Paid for a 1 week stay and ended up overstaying due to requiring an unexpected life-saving operation 2 PCN were attached to the car - appealed these, lost and paid for the anyway. Received a notice…

Time for me to start a diary :j. I work 2 days a week, dd is at school and dh was made redundant in the summer. We are living carefully, although the redundancy money is being nibbled away at of course. We are fortunate to have no debts other than the mortgage, so I would like to get rid of it! We'd also like to have a…

Well this is a surprise, I recently switched from British Gas to Octopus - the best thing ever. However, around 6 weeks after switching there was a rather large bill from British Gas to pay, around £320. It was a bit unexpected as I had been paying regular direct debits with British Gas, however there had been issues with…

Am I the only one who finds credit card apps/websites confusing about whether you've actually paid the statement in full? If you make several payments during the month, rather than one single payment to clear it all, the statement balance can be fully paid, but new spending can leave the account showing a balance again…

Can anyone help me please? I've today (2nd October) been told by my employer's pension scheme that I have exceeded the annual allowance for 2025/26. I have no carry-forward available, so I will need to pay the tax charge. I understand I need to declare this via tax self-assessment (even though I intend to use the "scheme…

Hi there I’ve received a payment request letter from BW Legal suggesting my car was parked on yellow lines at a railway station. They are now acting on behalf of Defence Systems Limited for recovery of £170 which includes client debt recovery costs of £70. I understand it is free to park at this particular station and no…

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Welcome to Splendid September's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…

Virgin Media is shutting down its email service for addresses ending: @virginmedia.com @virgin.net @ntlworld.com @blueyonder.co.uk. If you’re affected, Virgin Media will contact you about your options for keeping or replacing it. What’s changing with Virgin Media’s email service:…

Observed this by video this afternoon, Norwich County Court, before DDJ Hunt. Claim 1768829688320680, H v APCOA Parking (UK) Ltd. H was a litigant in person. APCOA was represented by someone in-house (I think). H disputed a PCN and asked APCOA to stop sending letters. H's case was that the debt letters carried on…

Found the answer. It is bedbugs. I had convinced myself it wasn't. But I was wrong.

Hi All, In March 2022, I asked for an advise on this forum about a Smart Parking Limited fine. At the time I made a mistake of appealing with POPLA and got rejected. I was advised to ignore their letters until I receive a a court letter. This incident happened on 27/10/2021, and came about because I paid using the council…

Hi, Recently I purchased the Samsung S26 via the Samsung site. The contract is with o2. The order went through fine and the phone and sim were dispatched and received. I spent ages transferring all my stuff from old phone to new phone. I already had a contract with o2 which had finished and was rolling now so I cancelled…

Hi all, hope all is well. Bit of advice as to if I have a case at all to fight against a PCN. Recently had a NtK issued for a carpark that I wasn't actually parked in. I was parked for 5 minutes on the turn off from the main road that leads into the carpark whilst popping in to pick up a takeaway.. Now this is a common…

Is investing in Bitcoin really worth it or is it all just a scam ? 

Hi Saw add for dij mini 4 pro drone for £352. Contacted seller. All good. Transfered money. Then, nothing. Hw can I get money back pls? Am unemployed and disabled. Tha ks

Hello, My husband had a few letters from parking eye about a parking fine from a private car park in Cambridge - angliear hearing. The signs are not obvious at all and he was there no longer than 10mins to run into the Tesco across the road. We ignored the letters as we believed private parking companies can’t force alt…

I have had a £250 returned payment to my current account following multiple SO`s to multiple RS`s at the beginning of the month. My bank doesn`t give any details. I can trawl through about 20 RS accounts which have a £250 monthly input to see which one has failed or is there an easier method. My bank is Santander.

I received this from these clowns today after my appeal went through roughly a month ago. I was asked to provide my driving licence so they could rule out I was the driver at the time. They managed to get back to me being the registered keeper so I told them I am the keeper not the driver, anything else is up to you to…