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Increase to Minimum Pension age from beyond 57
Hello I ive read this huge thread regarding the raise in age from 55 to 57. It seems that some of you have locked in a SIPP with fidelity who it sounds like may have enact the protected age and allow you to obtain your pensions at 55 irrespective of the age rise. I missed the boat on a fidelity account back then. But i'm…
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Selling Discounted Market Value House ??
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Faulty laptop - what is a reasonable time to repair and can I ask for money back?
Hello All, I have a faulty laptop bought from Currys last August, with about a month of warranty left. The fan has developed a fault, and there are problems with screen quality (lack of sharpness / clarity), the paint coat on the lid failing and rubber pads falling off. Currys (or at least their repair desk representative)…
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Home responsibilities protection
Hello, last year my wife paid 4 years of national insurance gaps, she retires July 2026, this amounted to a few thousand pounds, now looking at her gaps for the years between 1981 and 1989, when she was looking after her children, it’s saying that the years are not full. we have completed an enquiry form online and HMRC…
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ULEZ charges in error: more than two-thirds of mine are wrong!
Like a good boy, I signed up with TFL for automatic payment. I live outside the expanded ULEZ area and have to enter it (just) for childminding duties. They photograph me in my car and they charge me; simple. But no, my bank account has been plundered and, to date, about two-thirds of my payments have been for cars which…
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Timing of pension payments
Dear All My husband and I each receive a State pension and a Teachers' Pension. None are huge, but we should have enough to cover us from month to month. I'm trying to work out some kind of a budget, but the 4 pensions all come in at different times of the month. As a result, I'm finding it really difficult to work out…
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Loft Conditions
I was wondering if anyone had experience of this. I have got a lot of boxes I want to store in an (unconverted) loft. I am concerned about moisture and mould. Airtight plastic containers would be best I realise. But I have a lot, and good quality containers are going to cost an awful lot. My Question is; Would wrapping…
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Fake PCN? Help!
Hi, my husband received this PCN in the post from what they say is LPM. But also names parking collection services. The logo doesn’t seem very clear either but they have the BPA logo on the PCN. It has the option to appeal which I will do but just wondering if anyone has had experience with them?
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Saving for Christmas 2025 - £1 a day
The Aim: To save a £1 a day from 1st December 2024 to 30th November 2025. How you save your £1 doesn't really matter, whether it be a £1 in a tin, an on-line account or anywhere else that suits you. 🎄 Getting ready for Christmas 2025 - save £1 a day challenge 🎄 Also, I just want to say, you don't have to save £1 a day, do…
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A space for my thoughts - tackling debt once and for all!
Good afternoon all, I've spent the last three weeks lurking and very much enjoying reading other people's diaries, seeing their journeys - the ups and the downs - really resonates with me. I like the idea of this being a safe place for me to write down my journey. A few things have led me here - our fixed rate mortgage is…
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Over 50? how do you keep fit?
I've been a bit poorly of late. Usual school bugs. It got me thinking how do others keep fit? Me? Usually cycling all year round. Done well over 20,000 miles since lockdown. I'm not as supple as I was though so probably need to do some work on flexibility. What about you?
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Need Advice – Fighting UKCPM PCN at Rathbone Market (110 Barking Road)
Hi all, I’ve just received a County Court Claim Form from UKCPM, issued via the County Court Business Centre, after months of letters from BW Legal. I’ve now acknowledged the claim on MCOL and want to fight this properly — but would really appreciate some outside perspective. Background: * Alleged incident took place at…
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Totaladblock.com - confused 86 year old
Parent inadvertently signed up to this in December for 1.99. She doesn’t remember doing it (has no need of the service), didn’t know it was an ongoing monthly charge and has only just noticed it in on her statements. It went up to 9.99 a month in January. and is now 14.99. i can’t see that she has ever downloaded anything…
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British Homebuyers - approached me to sell my house for me - anyone have experience of them?
My house is currently on the market with a local estate agent on a sole agency for 6 weeks and I've only had 1 viewing. British Homebuyers sent me a letter offering to sell my house for me. They claim to have buyers waiting, investors waiting, asked me what sort of prices local houses were up for rent, and seem very…
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Amount of personal info wanted by companies
Is it just me that gets a little peeved at the amount of personal info required by some companies running competitions? I know they want/need a certain amount for market research, etc, but I get tired of the amount of times they try to get your DOB and phone number, yet when they advise you of a win, they do it by email or…
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Consumer duty and workplace pension
Hi, Has anyone any experience or knowledge of complaining about pension scheme fees and terms and conditions under the new (2yo) consumer duties? I've seen multiple cases upheld about poor administration, but not around t&cs / fees. My situation is that I have a fairly old Aviva workplace pension with a limited choice of…
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A listed building and heating system
I live about 46 meters from a 210 year old listed stone building My boiler busted and I’m having it replaced by Northern Ireland Housing Executive under their Affordable Warmth Scheme Normally it would just be a straight swap - oil for oil. However, the boiler been that close to the structure I wonder if the HE considers,…
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Probate - how long?
Hi, I know it's been asked before but on this cold and wet afternoon I've nothing else to do but think..... Probate submitted end of June, straightforward, just bank accounts, how long can it reasonably take? Apologies again for repetition, just wanted to hear some real experiences (recently) thanks
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Santander stocks and shares isa
I've mentioned before that I find investing complicated but have spent a few days on learning the system. I have an old Santander stocks and shares isa, where I invested £1.2 k 4 years ago. In 4 years it's gained around £440, with platform fees paid, so 'profit' of £440. I picked the investments - not Santander. I'm happy…
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Water is pooling in the corners of my bath. Anything that can be done?
Hi all I recently had a new bath fitted (bathroom renovation). Everything is tiled in, completed but unfortunately I noticed after that water pools in these corners and won't drain unless I do it myself. Anything that can be done? It's an L-Shaped Bath and I've heard this can be an issue so unsure if it's the bath or the…
