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Capquest/AGG - on a fishing expedition...
Hi all, first time in this part of the forum, but had success seeing off a PPC last year. Anyhow... Opened a suspicious letter from an unknown address and was expecting it to be PPC PCN - but lo & behold it was a letter (actually two) which seemed to be from Capquest saying they had now assumed a debt from AGG. Neither of…
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41 years paying into CSP
I applied for partial retirement as advised 5 months before my 60 th birthday but they couldn't even get the date right . They chose the day before - I was told in October I would get another offer by e-mail within 5 working days, I am still waiting and on part time earnings only. So stressful my thoughts are with anyone…
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Have read the threads several times and need help please
I have 2 seperate PCNs, both from during active treatment of breast cancer when I made mistakes. First was Tesco in September for an overstay, I felt unwell and went to get a drink and some food. I didn't contact the store or appeal in time and I got a letter from Debt Recovery this morning. The second is from GroupNexus…
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Buying a bike, when's a sale?
I want to get a Gravel bike, they are pricey so want to get one in a sale but not sure when this is likely to be, does anyone know when bike shops generally discount or might have a sale on? Thanks
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Smart meter not sending readings to supplier. Supplier won't fix.
Hi All. My smart electricity meter has never sent readings to my supplier. It was installed before I moved into the property, and was seemingly installed without an install code at the time. I initially raised this as an issue with EDF in February, who have since sent 2 engineers round, and had me try and apply a remote…
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Home Insurance Quote misleading.
Compare The Market home insurance search quoted AA silver at £285.56. But, when going to the AA provider they say "Just one more question. What is the value of your house?" and the premium jumps to £518.18. MSE have a search category for house value. Is this is an AA/CTM con?
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Vibration in my house from a heat pump somewhere
Hi ive recently been hearing a low level vibration in my house. I’ve had over a week of sleepless nights. I can’t locate the source as yet and environmental health not too helpful at the moment and staying the equipment they have probably won’t register it. ive even been told to go to Gp to get my hearing tested- I did and…
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Forum Highlights 30th Jan: school trips, student loans & sunglasses
Join us for a tour of some of the week's talking points on the MSE Forum where MoneySavers share tips on everything from choosing a brand of coffee to buying a house. https://www.moneysavingexpert.com/team-blog/2026/01/forum-highlights-30-01-2026/ Seen something on the Forum we should include in next week's highlights…
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HMRC confusing wording...
Hi all, Just looking for a bit of clarification on some HMRC wording (doing my tax Self Assessment). I'm a bit confused about the wording of the section on Capital Allowances (first year I have used this section). The section states: "You can claim capital allowances for certain buildings and the purchase and improvements…
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Teacher's Pension (TPS), faster accrual arrears and reclaiming tax
Hi I'm really hoping someone can give me some advice with regards to getting a tax rebate for paying a TPS faster accrual arrears. I am in the Teacher's Pension Scheme and have always paid extra for Faster Accrual. Normally this comes out of my gross salary and is all sorted out between TPS and my HR department. However,…
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Elaborate eBay/royal mail scam
I think I have been caught up in an elaborate eBay scam, so in summary bought iPhone £500ish on best offer seller accepted posted out via Royal Mail 48 hour service item was delivered somewhere, photo of the delivery is not mine I contacted seller who has now unregistered contacted eBay and filed a claim via PayPal paypal…
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Thames Water - high usage...
Have been in my current address for 4 years, never really
noticed an issue with water, just paid the bills. Back in October 2024 however something caught my eye
– as a little aside, the bill mentioned
my use was the equivalent of 3 bathtubs full of water every day. I had never looked at litres/use before but
this struck me…
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Attractions and venues that offer a discount when you arrive by public transport
Seen a few of these types of offers recently so thought it might be good to compile a bit of a list. The best known is probably the National Rail 2 for 1 scheme which is well documented on MSE's Deals pages here. But less well known are the deals available at London attractions (including the Tower of London and Hampton…
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Virgin Media more than doubling charge, and no other providers available
My deal with Virgin Media broadband ends in 4 weeks, at which point they are planning to more than double my monthly charge (from £30 to £73). I have shopped around for an alternative provider, but there are no other companies offering a broadband service to my address (either fibre, FTTC or ADSL). I don't live in the…
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Mira Excel Exposed Mixer Shower
I have a Mira Excel Exposed Mixer Shower installed in 2016 and it has gradually needed the temperature control increased over the previous months. At first I thought it was just because it was winter and the cold water was colder but I noticed that if I turned the flow down it would get hotter and also the hot pipe into…
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PARKING EYE - court claim - the final stage January 2026
What should I do now? The parking machine was saying PAYMENT APPROVED (I have a photo of that, time and geo location of that photo too) so I assumed the payment was made - this wasn't a pay and display parking. So I didn't need to display the ticket. However I asked for the printout (transaction receipt), which wasn't…
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Lebara switching Sim only plan - Deals only available to new customers
With Lebara (not for much longer!) and needed more data pm so looked on a price comparison site - Lebara was the competitive and as I was already with them gave them a call. Operative was very apologetic but apparently they cannot give any deals to existing customers, and if you order a Sim from the price comparison site…
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Level 2 survey showing
We're in the process of purchasing a house that was built in the late 50s. We had a level 2 survey carried out that has said there were significantly high readings in two areas. One a room to the front of the house that was an extension around 20 years ago, for whatever reason there was no heating out into this room other…
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Probate, Estate expenses & a joint bank account.
Hi Thanks in advance for your help. My Mum has very recently died and I am in the process of trying to get my Mum's affairs ready to submit a Probate application. The estate is likely to be a little over 1million, we are able to use my deceased fathers IHT allowance and the house is to be inherited by myself and my…
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Can an Android 'Sheet' be backed up to Windows 8.1?
This is what I'm getting for just one of my Android Sheets, a rotating symbol on my phone which isn't fixed with a restart. The info on it is vital for my tax return, so I have all the regular updates also going to an old Android phone when both are online. I am now paranoid about the same thing happening to the old phone,…
