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Airtime Rewards – get money off your phone bill via minimal effort cashback app
Have you tried Airtime Rewards, the cashback app that links to your payment card? MSE first wrote about it back in 2019 when it was relatively new. With phone bills rising for many, MSE Laura B has revisited the topic. You can read the guide here: Airtime Rewards: Get money off your phone bill via minimal effort cashback…
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which one
Received this today . Which option will be best for me? I can afford to pay the lump sum but also thinking is there any advantage with the second option? We’re writing to inform you of an issue regarding your recent taxable income payment of £24,751.54 taken from your SIPP . Due to an internal system error, the appropriate…
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DRAWDOWN WITHDRAWAL AND TAX
Hi I can see that there is already a thread about this but I wanted to start my own as I have different circumstances. I hope that's ok! I transferred a pension to AJ Bell in the summer. I took a TFLS and deliberately took an extra £10. This was in the hope that it would lead HMRC to issue a helpful tax code to AJ Bell for…
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Please help us choose which solar & battery set up to go with
We've had four solar installers come and quote for us over the past two weeks and we'd love to get your help in choosing which to go with as they all have their merits. All installers come with at least three recommendations each from local people who have had solar installed in the past 5 years and who rated them as…
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Adding battery to existing solar PV system - any thoughts/advice please.
I am looking to add a battery to my existing solar system (details of which are in my signature). I have received the quote below from a local supplier for a 10kWh system with the potential to charge/discharge at 5kW. As requested, please find below your quotation for works. Solis 5kw AC Coupled Inverter: * Programmable…
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Solar panel quote review please
We've recently started looking in to solar panel systems & getting quotes. The more we've looked in to it the more confused we feel. Can anyone offer any advice or a service / person we can speak with for some impartial advice. Our aims were - to offset our energy bills so they are reduced as much as possible (& the money…
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Contractual periodic tenancy
Hi, We found an another property and we will to move out. I gave to my landlord a short term notice, but he could not accept this. As per the contract we have contractual periodical tenancy which started on 15th of every month. According to the contract he wants 1 month notice. I accept this, because I don't want to do…
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£650 charge! Unpaid fine due to change of address
Hello experts, I need advice please. Long story short, I moved to a new property last year and less than a month later, I changed my address with the DVLA on my driving licence. I did however forget to change my address on my logbook, in truth I didn't even know that I needed to change it as I was under the impression…
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Ditching gas, going electric immersion only, a wee project
I think this fits within the green and ethical section of MSE. This is an ongoing project to replace my gas combi boiler with water tanks heated by immersion. (Hopefully finished In next couple of weeks) A common question would be why not use a heat pump, and there are two reasons for this. 1. It would have to run all day,…
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Lidl Pay - What A Faff
Lidl have introduced Lidl Pay where you can add a payment card to your Lidl Plus card / app and is promoted as "Pay with just one scan". Well that is sort of correct. Open Lidl Plus app and select your Lidl Plus card which now needs auth, either biometric or PIN, then scan it at the checkout. Put goods through and select…
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New Second Car Insurance No NCB
I'm looking for insurance for a new leased car, my own 9 years NCB is linked to existing car which we're keeping. Therefore new car won't have any NCB we can use, although we're both over 50 and don't have any accidents/ points etc. Does anyone have suggestions on any insurers to appoach, or should we just rely on…
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What is the best UK ETF that tracks the Nasdaq 100?
Ideally a low share price as my broker does not allow fractional shares. My main query is whether to go for synthetic replication or physical? I do like n100 from ishares, and see them as a trusted company. But on the other hand, I do like owning my stocks but could stomach owning a synthetic etf if it means I avoid 15%…
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Euro Parking Services PCN, Gladstones letter before claim
Hello everyone! First of all, I would like to say a big thank you to the people that help around here! I find it trully amazing. Now, I received a PCN from Euro Parking Services in August last year. I appealed and tried to get it cancelled but with no luck. This was for parking on a "Parking for patrons whilst on the…
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Electricity Tariffs for Battery owners
Hi everyone, forgive me if this has been asked before but I haven't been able to find a relevant response. Do any of the suppliers offer a suitable tariff for Solar and battery users. I used to be on EonDrive as they accepted Solar users with battery storage, but now they only accept EV owners. I can see some off peak…
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Help need with claim defense urgent.
I tried to park van in euro car park when I enter there was no space at the ground level, so I tried to go one level down but again it was very congested and there no reasonable space to park van, so I decided to move out. When I tried to up to take exit the van got stuck because of very narrow exit bay. It became very…
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SLLM (Single Lady Large Mortgage)
Hello all SLLM - single ladies with large mortgages or single ladies who have previously had large mortgages or single laddies in the process of getting a large mortgage! So if you are a lady and own your own house then yes this is for you. Yes I could not resist it any longer. Ladies large mortgage is a loose term so if…
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Google / Alphabet Shares - UK or USA exchange ?
Been looking at the google shares recently and noticed that it trades on both the UK and USA exchanges - Read that the 0RIH is the equivalent of the Alphabet Class A shares but is bought in GBP . both have pluses and minuses ( exchange rates - withholding dividends etc ) . If buying , would it be best to use the UK…
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Free Will Month
My mum had just had a will drawn up under the Free Month for over 55s. Her assets are only bank accounts , no property or any other assets. The beneficiaries are myself, my sibling and seven grandchildren. All the grands to receive equal amount, my sibling to received a much larger amount, however I am to receive twice as…
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Parking Eye PCN - Lease company paid the fee
Hi, on Friday I was at a family members' party at a hotel, Wednesday this week I get an email from my lease company saying I got a charge notice and they paid it. The email says if I dispute the charge and win, I should tell the lease company and they'll refund me the charge. I presume they're going to direct debit my bank…
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Help with cold lounge that loses heat quick
Hi everyone, So we moved in to our first property 6 months ago. We are looking for some advice on how to improve our lounge. So the house is a late 70s, 3 bed semi. Double glazing throughout. The lounge itself is 15x17ft , with a open staircase. There are 2 doors in and out of the room. One leads into the kitchen, which is…
