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Should I Upgrade My Car or Wait?
I have a dilemma and I was hoping to get advice from people who are more well versed in the financial details of cars. I currently have a 2013 Dacia Duster, passed down to me by my late mother. This car has been going strong, however in the past few months I have had to spend ≈ £1k on general repairs (something crumbling…
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Easyjet cancellation
Hi, looking for a bit of advice please. My daughter & 2 young children have gone on a 3 night break to Switzerland flying with Easyjet. Their flight to come home tonight was cancelled after they arrived at the airport . She was given 3 options to fly from other airports but had to take trains by herself in the dark with 2…
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DCB LEGAL - Registered Keeper but not the driver
I have received a claim form in May 2025 for a parking charge dated Feb 2022, no other correspondence, I was not driving the vehicle at the time, a previous employee of mine was, who cannot be located now. Should I specify this in my defence?
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Charge Certificate from Ealing
Hi I'd like some advice on what I can do about my issue with this charge certificate, asking me to pay £240 from Ealing Council. I'll write the events as follows below: - PCN to owner received through post. Contravention date: 08/06/2025. Date of Notice: 12/06/2025 - PCN challenged on 25/06/2025 formal representation made…
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Guidance on Money Back from Seller Post Completion
Hi All, We are in the process of purchasing a property and very close to exchange. We agreed a sale price of £608k and the vendors advised they would repair a broken fence which we highlighted to them between exchange and completion. Note the vendors have moved abroad. Yesterday the estate agents informed us the vendor…
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New Barclays customer cannot access my money in app BE WARNED.
Having opened a new account earlier this week to get the switch incentive, I paid £2000 into the account . When I later went into the app to withdraw some of that money I was met with the message,”it takes up to 4 days to add a new payee in the app”. on contacting Barclays to express my annoyance, they have told me it can…
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Second home council tax charge
I have received a council tax bill for a second home, which includes a 100% council tax premium. I challenged this with the local authority on the basis that the home was in the process of being sold, so I should be exempt from paying the 100% uplift. The local authority have now responded saying that because I didn't use…
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Juggling mum/work life, whilst looking after my future self, both financially & healthily
Hiiiii, So I thought it was time I started a new diary as my old one got a bit complicated. A little about me. I’m a mum in my 40’s, my husband works away a lot, I work full time, and I have 2 children a tween and a teen. Along with 2 noisy cats. The last few months have been hard financially, and my work is teetering on…
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POPLA Decisions
MSE Note: Hi! Please don't post any private details (yours or other peoples) on the forum for privacy reasons. Thanks! MSE Official Insert: Read our MoneySaving UK Travel & Transport guides to save more including Fight Private Parking Tickets and Parking Ticket Appeals. Back to Aaron Aadvark's original post.... This thread…
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Joint Bank Account
I have a current account in my name but wish my wife to have her name on it also, but she is housebound due to mobilityand dizzieness problems, I have already spokenm to the baank and they said that she will have to go to the bank but she cant go, how do I go about this .
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Parking Penalty Charge Notice
I parked my car yesterday on Tuesday 9:25pm and got a parking charge notice 5 minutes later by Westerminster Council. Location: 57-59 Haymarket, London SW1Y 4QX This section of the road has some building works that divide the long stretch of parking spaces into 2. There are 2 places which had this sign in front of them.…
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Taking tax free allowance and buying a motorhome.
At around 58 years of age (55 just now) I'll have about £300,000 in my only pension pot. If I take the 25% tax free, £75k & spend it all on a new campervan / motorhome would this be really stupid? Yes it probably is but you only have 1 life & I want to make the most of what years I have left. I currently earn around £90k &…
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Trace and Access insurance confusion
Hi there, I'm hoping for some help on how to navigate this issue with my buildings insurance. Long story short, my boiler is losing pressure, immediately once the central heating is switched on. 2 Plumbers have been out, at my cost, and both have suggested a leak, downstairs, under the flooring somewhere. My insurance…
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College Course
Hi, I need advice on what my rights are and if I have a case against a college I attended. In 2018 I decided to change careers and enrolled on a gas engineers course. I attended college almost every Saturday for 2 years. I spent months working at home on a Sunday completing an Off site portfolio, this is evidence of Gas…
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Spectos/Royal Mail Monitoring and Posting Panel
After 600 pages of discussion on the Royal Mail Monitoring and Postal Panel thread, it seems like the time has come for a new thread to be created. Not because any of the discussion there is redundant (far from it) but because the contract for running the survey will shortly be passing from Kantar to Spectos (in…
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Am I obliged to return damaged goods twice if retailer at fault all round?
Hi, just had some damaged goods from a large online fashion retailer. Poor customer service aside, they eventually agreed to send me a prepaid label to return the goods as damaged. I promptly returned them along with the original packing and put a note inside detailing the reason for the return - eg the damage. I then…
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Dcbl asda parkingeye
Hello everyone, i received today letter from dcbl , i neen parked my car at ada parking station for 15min in the morning( before i go to the hospital) i been parking here many times, maybe fine because i parked in the morning ( around 6 -7am but problem is no barriers there and now after 1 year they send me this letter.…
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The Debt Free Roll Of Honour
Update December 2018. We started this Debt Free Roll of Honour back in 2006 and since then there have been some fabulously inspiring stories, which you'll see if you read below. To read the most recent debt-free announcements click the double arrow above to head to the last page of the discussion Back to Martin's original…
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Pension - Higher or lower lump sum
I am a 60 year old women. I plan to draw on my local government pension and reduce my working hours via flexible retirement. I am single with no dependents and no mortgage. Do I take the higher lump sum or the lower one? Higher is £140.000 tax free lump sum and £ 21, 000 annual pension or Lower is £48,000 tax free lump sum…
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25% tax free twice
Say I have £300k in my works pension & I take the 25% tax free at age 58 but continue to contribute £3k a month into it for the rest of my working life (67) do I get 25% of that new portion £350k or there abouts tax free? I think I do but need to know if I'm correct or not? I fully expect to pay full tax on my remaining…
