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Wheres Stardrops Gone?
Hi Folks. Have finally run out of a bulk batch of Stardrops original and green version that I bought years and years ago on the advice of this forum. It really has been great, effective on nearly everything I have tried it on and a real money saver! Before Christmas I started looking about to "restock" but can not seem to…
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Merged: Urgent help needed - claim defence for DCBL parking fine
This discussion has been merged.
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Skipton app up the pokey!?
It worked early this morning then went rogue on me. Has happened before. Probably no one on duty today to fix problems or it’s me or my up to date iOS. So I logged in to their internet banking to transact and of course it demands a code generated from their app! So I uninstall their app, reinstall their app and at the end…
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Debt
I owe my Sister - £7,262.62. PayPal Credit - £3,109.97. M&S Credit Card - £2,800.62. Klarna - £441.26. I also have a Mental Health Condition. I think my Debts will only get cleared if I keep paying and only spend when I have balance on my Debit Card, will take determination. I receive Universal Credit with Disability…
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DCBL/Smart Parking Limited County Court Claim - Defence help please
Hello, I have read through the newbies thread as regards how to respond to PPC's, however, this incident occurred in 2021 and is now being chased by DCBL for their client and has gotten to County Court Claim stage. I have completed the AoS on MCOL as per advice given on this forum. I am currently using the template defence…
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Will making a payment to Outfox Energy stop DD changing?
Hello - My account will be in debit next month so can anyone advise if I make a payment to keep it in credit will this stop my Direct Debit from being amended? I don't want to top my account up and have it changed anyway. Many thanks for your help.
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Favourite fund for beginner
What's everyone's favourite fund? Is there a more popular one? Thinking for somebody wanting to start out in investing and looking to invest in a diversified fund
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Old Help to buy Isa
Hello there, I was wondering once you max out the old help to buy isa at 12k can you keep taking the interest out each month over the 12k without a penalty? thanks
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Car Lease - Netbook Value and Insurance Shortfall
I have an on going ticket with LexAutolease regarding my stolen leased vehicle, I’m hoping someone with better understanding of leasing in this situation can help me as I’ve been confused by the leasing team responses. My leased vehicle was stolen in July 2025 and have received an invoice to settle the shortfall between…
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Quick Check - Gladstones Claim UPDATE 19/7/25 - Default CCJ
Afternoon all, been a while although I'm glad to see my old "intellectually malnourished" quote has caught on in my absence! Feel comfortable with the rest of the process off the back of winning a case as a lay rep for someone back in 2023. Had this one through for myself, claim dated 16th April, AOS being handled. This is…
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UC & Ebay Sales Declaration Query
I have recently had my UC suspended for over a year now because I had some personal items I had bought over the years. Each month I declared and was stopped the UC because I was "Self Employed" I never had a business it was household items like PC and parts, and household items. With this declared money that I got from…
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Drain layout?
Hi all, Can anyone explain how our drains may work? I live in a terraced house in the middle, there are 6. Im the 3rd one down. So we have a manhole about 4 feet away from our back wall under our decking. The water runs ofcourse in one direction only. When our neighbours upstream run their skins or shower water flows…
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Halving our income and still aiming for mortgage free!
Hi everyone, A long time lurker of DFW forum, and then here. Finally starting my own diary as I feel it will help keep me on track! As the title suggests we are halving our income as I have resigned my job in order to keep sane and support DD with home educating for the next year. The last two years we have managed to…
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Advice needed
Ordered an item for christmas wrong item was sent emailed there custmer services to inform them of the mistake,they stated that faulty or returned goods would be at the customers expense but as they sent the wrong item in the first place surely thay are at fault ,A s it came from china they want me to return it back at my…
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UC Application Query
Many thanks for all the assistance on my original thread. This is really a different subject, so needs a new thread really. Let me know if it doesn't :) What happens if an individual applies for UC, and meets the threshold of being under £16K capital savings. I don't see how it could happen, but what if they have a WCA…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Condensation in car - cat litter fix..?
I've heard that keeping a box (with air holes) of cat litter inside your car can greatly reduce condensation build-up. Can anyone comment from actual experience?
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Overdraft
Hi I have set a goal to clear my OD in 2026 which i thought might be a bit much but going to start trying to side hustle, learn more about personal finance (Psychology of Money book ordered) and just be a bit more money savy. I then thought to reviewed my OD interest over 2025 and it came to £585.01 😳😳😳 - that's 1/5 of my…
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Do you tip in restaurants?
Wasn't sure if this was the right place to put this, so admin, please move if needed. Do you guys (and girls) tip when you go for a meal out? Personally I hate the idea, and it's even worse when you've got the waiter standing next to you as you select "No" on the card machine. However, I always say that I don't get tips…
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Making my house a home and my life my own
I am long overdue a new diary as I have just read the first line of my last one. I was married, in my previous house with a much larger mortgage. I hadn’t realised that this was still the same one. I will add all the financial bits and my plans over the coming days, but the title says it all really.
