-
Azure Parking - Northampton appeal rejected
Experts - i got a parking charge notice last month for parking at a car park in Northampton on 27/1 9:21pm. The car park allows for two hours parking but there isn’t any way to pay for more time. Searching this forum it I’m not the only one so I used the guidance to draft the response below. Unsurprisingly it’s been…
-
G24 £472.36 for 2x PCN's in a free car park
Hi, I'm in desperate need of some advice regarding 2x PCN's I've received from G24, which have amounted to £472.36 to date. £100 fine x2 £70 Debt collectors fee x2 £50 court fee £50 legal representatives cost interest of 8% annum Dated December 18th/23rd 2024 In summary, I received an HM Courts and Tribunal Service letter…
-
Transfer advice Barclays afterwork into LGPS?
Hi, first ever post after searching for information….. My wife is age 47 and has a deferred pension with Barclays afterwork which we are considering transferring into LGPS - she is in her first year working for the council so is enrolled in LGPS. She has obtained a transfer value from Barclays of £75,000 which is £50,000…
-
Horizon parking (TESCO) court documents arrived.
Hi all I've been through this before however a good few years ago and need a few pointers to get me on track to defend this one please. Tesco car park 55 pound invoice issued via post. I overstayed by a few hours and then got bombarded with letters. Car is on camera leaving at the times specified. Started off at 55 pound…
-
some basic questions regarding hybrid cars
We are looking at replacing our existing car with either a full EV or possibly a hybrid model. The operation of a full EV is pretty easy to understand but I have a few questions about hybrids please. I understand the principle that you have a battery driven electric motor and also an ice engine that cuts in to recharge the…
-
DCB legal - court papers
Received initial letter for a parking fine a couple years ago, for a day in December 2021. They said I illegally parked in a hospital car park and owe money. I was actually a nurse employed by the hospital at the time, and paid through my salary for the car parking. I have continuously ignored them until now when I have…
-
Lastminute.com dragging their feet over flight refunds
We booked to fly to the far east on 28 Feb, via Abu Dhabi. Shortly after we pushed back the flight returned to the gate and, long story short, we were eventually de-boarded and sent on our way home. I contacted Lastminute.com a couple of days later to enquire about a refund. Their initial response was that as Etihad had…
-
Trading 212 ISA
Hi. Do you get the bonus on the Trading 212 Cash ISA if you're transferring in from another provider? Unless I've got this wrong - On the Martin Lewis money show it showed on the board No bonus for transfers. But that's different from what Trading 212 terms say?? Can anyone help with an answer before I open the ISA? as…
-
BUS LANE FINE
50 years I've been driving and a clean licence but today I received a Penalty Charge Notice for "using a route restricted to certain vehicles" i.e. a bus lane. I know exactly where it was and for the life of me can't recall purposely driving in a bus lane. I did see lots of buses but obviously I couldn't have driven in…
-
LPA: Is "Standard Clause X" for Discretionary Investments still needed in 2026
Hi everyone, I am currently completing my own Property and Financial Affairs LPA using the online service. I’ve come across the debate regarding "Standard Clause X" (the wording that allows attorneys to use Discretionary Investment Management services). I know the OPG updated their guidance in 2022 saying this clause is no…
-
ISA
I have an ISA I took out in 2025 but it matures in July 2026. Can I open a new ISA for 2026 and put the full amount in it.
-
AML checks by estate agents
I have come across a couple of estate agents who insist on doing the full AML checks for purchases and sales (that is on both the buyers and the sellers), where you not only have to show proof of funds but also proof of how you got them. This is generally done at the legal stage by solicitors, so I feel they are over…
-
Planning Limoges airport car hire booking - is "partial prepayment" pretext to overcharge?
Hi forumites We're attending a wedding in France this summer (Aug Bank Hol weekend) and unfortunately hiring a car seems to be necessary - we've had a few bad experiences with some car hire companies in the past but needs must! We need to fly INTO Limoges and out of Bordeaux, and I've been looking at various rental options…
-
Confirmation Scotland (C1) and transfer of Nil Rate Band from predeceased spouse.
I am currently completing the C1 for my late Mum's Estate and we wish to make use of the full NRB which is available from my Dad - as her pre deceased spouse. He passed June 2023. I have checked using the gov.uk website calculator and there is no tax to pay on mums estate. It is an excepted estate. At Q21 and Q22 of the C1…
-
From fixed rate to SVR - Gnatwest
Can anyone advise me please ref. going from fixed rate to SVR? My mortgage is currently on a fixed rate deal that expires at the end of this month. I have already made my max. overpayment for this year allowed under the terms of the current deal. I am in a position to make another lump sum overpayment that will reduce the…
-
UKPC
I have received a parking charge for straying across white lines on a virtually empty car park, I appealed to POPLA who rejected my appeal and UKPC have referred the matter to solicitors. I have had several letters with the solicitors and to date they will not provide me with a photograph containing the time of arrival and…
-
DWP-sympathetic but unhelpful
Question… If your pension forecast is not a guaranteed figure, how do you know how much you will receive before committing to your pension invitation letter, and does it matter I have just come off a phone call with the DWP trying to explain my dilemma. At the beginning of last year my forecast was for me to receive the…
-
Pension advice
I am 63, self employed and already receive a local authority pension. Can I still pay into a sipp and, if I can, how do I receive my pension relief? I intend to stop working in a couple of years so is this worth it or should I just continue to save in my ISA? Would welcome any thoughts and advice.
-
Jet 2 flight delay
We recently had a Jet 2 holiday to Madeira, flying from Edinburgh. Our return flight was due to depart at 14:40 but the incoming flight was unable to land at Funchal due to wind, and was diverted to Tenerife. It then did arrive at Funchal later in the day, we went through security and passport control, boarding was just…
-
Time taken to bill a contactless tube journey
Last Friday I took the tube from Kings Cross to Hammersmith. I used my contactless credit card at both ends of the journey. The journey has not yet appeared on my credit card's online transaction list. I have looked on the LU website and it says 3 working days but we seem to be past that. Do you have any idea/experience…
