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Gym group DCB legal court claim defence
Hi, I’d be grateful if someone could check paragraphs from my Defence. Received PCN for overstaying by 19min. Too late to appeal so contacted the gym and they confirmed it had been sent off to cancel. Received more letters and did the same, again the gym called back and said it has been dealt with. Then received letter of…
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Smart Parking PCN Advice - No letter till fine increased to £155!!
Hi, looking for advice fighting a PCN issued from Smart Parking. Looking at the other threads looks quite common practice that they skip straight to sending letters after the 14 day discount has expired and charging £155!! Unfortunately I didn't come across this forum prior to seek advice and angrily appealed the PCN on…
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PCN from NCP
Hiya I've had a PCN from NCP at our local station. I paid on the app, but looks like I paid for the off peak (paid at 10.50) having arrived within the peak time (8.47am). Claude has given me the following appeal, but just wanted to check it here! Dear Sir/Madam, I am writing to appeal against the above Parking Charge…
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Nationwide online banking - cannot set up payments
Is anyone else having problems setting up new payments on the Nationwide website or ,obile app today???
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Energy department scam call
15th April. Unsolicited call (despite being registered with TPS). Wouldn't answer challenge as to why he called me. Went on and on, taking over me, about our fibreglass insulation being dangerous! Rubbish! Scam call indeed. I didn't wait to hear it all. Better things to do. Be warned. This is nothing to do with Government…
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MOT mileage
Hi Advice needed thanks. My mother had her car MOT a couple of years ago and has recently realised that they had put the wrong mileage on the certificate as it was less than the previous year. How can she rectify this or where could she go to for advice? Many thanks
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Norton core protection alerts
Hi When trying to set up Microsoft 355 Outlook core protection alert keeps going off and telling me to allow permission on apps even though I have had the app on my phone for over a year. The only way I noticed is because I had an issue with my e mail address and had to delete the Outlook app reinstall and changed my…
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American Express (Amex) Preferred Rewards Gold
In the blurb about the benefits of this card it says that the £5k doesn't have to a cash spend but could be a balance transfer. Where does it say this in the Ts&Cs and also does a balance transfer not incure a fee of 3% which eats into the benefits?
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La Dolce Vita 2026
Good Morning My Lovely Friends. Welcome to the new thread. Alas the budget for 2026 will be as tight as ever but I'm determined to live La Dolce Vita. What a glorious morning. Sun streaming through my bedroom window as I lounge in bed, what a lovely way to start the day. I watched the sunrise whilst drinking my coffee and…
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Income Tax Return after death
My mother died last month and I am an executor. Her affairs were pretty simple, but she did own a house, rented out since she finished her days in a care home. So I will need to complete a tax return for 2022/3. I have all the information I need to do this and would like to get it sorted so I can move on to IHT and…
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ID this fitness watch, please.
One half of the strap is missing. This is all there is... No make. Ta.
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MSE O2 Sim only offers O2 claim new offers (only) for new phone number
O2 claim MSE Sim only offers are only available for a new phone number, ALTHOUGH I've been doing this for several years with my existing phone number. O2 have misled me on other counts, including a 12 month contract, not available through O2. Now, yesterday, the day after I agreed 2 new 24 month contracts, (50GB x £10 a…
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How much should I budget for removal costs with packing service?
Does anyone have any recent real example costs for moves by well established national removal firms (e.g. Pickfords) with a full packing service and insurance please? We may downsize / relocate to 3 bed in a city 40 miles away in NE England. Just two people and we do not have a huge amount of stuff (e.g. one bed, no…
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My Experience Closing an Onestream Account – Repeated Errors & Contradictory Information
Posting this to help anyone else dealing with Onestream. I recently closed my broadband account and the process was far more stressful than it needed to be. Despite being told the account was settled after paying the agreed final amount, I continued receiving: Contradictory emails Incorrect payment demands Threats of…
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Debt Advise
Hi all, Looking for a bit of advice on my situation. I’ve built up debt across a few loans and credit cards over time. A lot of it came from overspending on lifestyle/luxuries, and if I’m honest, probably linked to low mood at times—spending made me feel better in the short term. Most of these accounts have now defaulted.…
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Hospital waiting lists information - England
I've been looking online about hospitals in England and waiting times. I've looked at this siite, link below, it states they lists/info is updated "every week." https://www.myplannedcare.nhs.uk/ However, I and my other half both have a couple of appointments at our local hospitals, non-urgent route and we got letters…
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To switch or not to switch...
I'm sure this is the most asked question but I'm a bit confused with the MSE comparison tool. I'm currently with EDF on their Fixed 26 paying £127 per month. I have a zero exit fee and was thinking of jumping before the rise on the 1st July which is also when my tariff expires, as it looks likely there is going to be at…
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PCN issued from NPM on private road.
Evening all, I've received a PCN from NPM for parking on a private road. Attached is the redacted NTK. I thought I'd ask for your opinions before I appeal. (Last time I did my best before involving you guys which made it harder - Still won in court though). Assuming the NTK is POFA compliant, am I correct in thinking that…
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Air fuel surcharges
Next week we are due to pay for our holiday later in the year. Are we likely to be hit by fuel surcharges from tour operators or are we protected?
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G24/DCB Claim Form
Just as I am dealing with my own predatory PCN my Dad sends me a picture of a claim form from Oct 2024. He has no recollection of the event and can't remember receiving any NTKs etc (he may have at the time then threw them away, certainly hasn't received anything relating to this in the last few months). Issue Date: 03…
