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Buildings insurance.
A few months back, a soil pipe cracked and caused damage to two of the Leasehold flats. There are 8 flats in all. The repair work was undertaken, and Zurich Insurance agreed to pay out. The freeholder paid the plumbers' bills, and has now billed us for his expenditure. He says the Service Charge bills will be amended…
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Wording of Will
A relative is making a Will. He has no dependants so it should be fairly simple. His daughter has always relied on the support of the benefits system and this is unlikely to change. He doesn't wish to entirely disinherit but also doesn't want to leave her in a position whereby leaving her a gift affects the benefits she is…
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Currently in a court process with UK Debt company
I have recently found out I had a CCJ issued in 2019, however I know nothing about it and have moved addresses. I have applied to court where the CCJ got cancelled and I have filed a defence asking for assigned deed , original signed information , transactions etc Also that I could also request a SAR . Is the time limit up…
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Retalic function in Word
Hi all I'm wanting to do a left slant italic in a Word document, which, according to Google, is called retalic. I can do the usual right slant italic, and put a shadow with it, but I want to do a left slant retalic with the same word. For the life of me, can I find a way of getting the word to slant left instead of right,…
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Refund went to different bank
I recently made a credit card payment to RAC insurance for an amendment to my car insurance policy. However they overstated the addition premium and had to make a refund. They made the refund, but credited my default credit card account not the one I made the payment from. Is this likey to cause any problems, particularly…
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Vodafone Broadband early termination charges
Hi there, so my 24 month contract for Full Fibre 2 is due to expire on the 1st August, I know it takes about two weeks to activate the service with a new provider after I cancel, is it worth cancelling the contract now as I will be paying about 40% more a month until my new provider takes over the contract (but then I will…
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Put £20k in additional nhs pension or SIPP?
I intend to work another 2 years till age 60. I'd like to boost my pension. If I buy £1250 additional nhs pension, it's a lump sum of £20k. I think I wouldn't be able to gain the full benefit of the extra £100 a month till age 65 - is this correct? I'm thinking of taking the 1995 portion at age 60 and leave the 2015…
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Equiwatt App
I got the equiwatt app so that I could download my usage from n3rgy but I never use the app because I don't like having all that stuff on my phone. However I keep getting emails from equiwatt about not using the app if you remain opted out and inactive for 1 more week, we’ll disconnect your smart meter from your equiwatt…
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PCP vs loan
Hi, I have taken out a PCP for a car. I'm tempted to take out a loan to then cancel the PCP agreement and pay it off with that loan money. Reason being, the difference in interest is about £1800, albeit the loan is 7 years and PCP is 4. Plus I got a dealer deposit plus free servicing with setting up the PCP. My question…
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Broadband Renewal Options
I currently have BT Fibre (FTTC) and out of contract tomorrow
so looking around for a new deal. Openreach FTTP has recently been installed in
our street so there’s a number of options. I have been happy with BT so I’m
wary about moving away from them, I had Sky a few years ago and suffered from
signal drop out and…
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Addon support for Android web browser apps.
HiSeems Kiwi Browser app is no longer maintained.Has been removed from Google PlayStore.Version 137.0.7337.0 apk file is still available...From here ---> https://github.com/kiwibrowser/src.next/releasesIt won't be updated.I've tested it with a crx addon file side-load.Seems to work, sluggish on my low-spec phone. For…
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And now we go again...
...new diary title taken from the line I had already added in to my signature! Regulars will already recognise me - I've been here a while, although aside from one fairly short stint always on the DFW boards. A quick summary of our MSE history for those who have not stumbled across me before though - started out with a…
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NHS Hearing Aids
I have hearing aids provided by the NHS they are Danalogic GN aids. I know that these hearing aids have data logging. Does anybody know how the lodging works.? Can the logging tell if the hearing aid is on but not in the ear? Thanks
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DCB legal Defence statement
I am writing in response to the Letter of Claim issued by DCB Legal regarding an alleged outstanding Parking Charge Notice (PCN) from September 2022. I strongly dispute this claim and maintain that I am not liable for the amount demanded. On the date in question, I parked in a car park operated by Smart Parking Ltd, which…
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Affidea private medical
Just wondering if anyone has had any dealings with this private medical outfit, thinking of using them for a medical issue seeing as our nhs is under pressure and the waiting lists are huge. already waiting several months. any opinions please. thanks WJ
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MTD recommended software for buying / selling from home
Hi all Work from home buying + selling from / to contacts only . Approx £3k turnover / month - £900 profit .I see MTD is something I will have to look at maybe not this year but if turnover increase prob next year. My work is basic - buy from individual via PayPal and sell to another via PayPal payment approx 4 invoices…
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Form IHT406: not enough rows
As I mentioned on another thread, my Dad died last week and I'm 100% sure there is IHT to pay. I've read the HMRC IHT guidelines but this is all new to me. So please continue to bear with me, and thanks in advance to the experts out there. Form IHT406 (bank accounts, NS&I, etc) has insufficient rows to report all of my…
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Nationwide account opening
hello im thinking of opening a current account with Nationwide for the first time I am checking if when you apply to join them they check your identity etc electronically? I don’t want to be messing about sending documents in the post or going to a branch All the banks I have joined down the years have always let me open…
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NorstatPanel warning email
Been with them since they took over Panelbase. Not a brilliant survey site but do get a few £10 a year. But recently I have had one and them today another email saying “ where your survey responses raised quality concerns. We understand mistakes can happen, but we ask that you take more care” I know I have always been…
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Leaving money to legatees who drink
Hi all, both my brother and cousin are in this position, and I wonder if anyone can help. Is there a way to leave money in trust to an over 40, who is an alcoholic, or for another reason not able to manage their own finances? Neither of these two recipients don't have capacity, but neither can manage money at all. Thanks…
