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Stansted drop-off charge appeal
Hello, I received an NTK related to use of express touch-down / drop-off zone at Stansted airport an I plan to appeal on the basis that this is not relevant land under POFA 2012 sch4. I am not going to identify myself (or anyone else) as the driver. I would very much appreciate your thoughts and advice on the following: 1.…
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Side hustle and limiting 40% tax
I'm currently employed and just into the 40% tax bracket, even after paying extra pension contributions which means I'm also in the bracket for paying back our some child benefit. I've now got the opportunity to do some additional work on my days off but I'm not sure it's worth it after deductions. It's been suggested to…
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Regis Road - Road Disguised as Car Park
I received a PCN for "Obstructive Parking" in Regis Road NW5. My car was pictured as being stationary for just over five minutes in an area that was not marked by double yellow lines and was not a parking bay. From a non technical point of view the car was clearly not causing an obstruction. And if it was I was in the…
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Passport check for trip to Mexico
With so many people getting caught up with passport expiry dates, I just wanted to double check that my passport will be valid for a trip to Mexico. I am going to Mexico (Play Del Carmen) from 1st November 2025 to 11th November 2025. My passport dates are: Date of issue: 24th November 2016Date of expirty: 24th November…
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Hot glue gun that won't break the bank?
If anyone could recommend one please, that would be great! There is just so much choice out there and I always seem to pick ones that are less than brilliant. My current one never stops releasing the glue even if it is not being used, the glue just keeps oozing out which is very messy but I'm also using glue sticks like…
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LOC DCB Legal - Smart Parking
Hi, Just received LOC from DCB Legal for PCN (Smart Parking) in October 2020. £140 charge. Never received the original PCN to appeal it as I moved address at the time and had not updated logbook of car yet. First letter I received was from one of the 'debt collecting companies' which I've ignored until this point. Charge…
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Barclaycard sold to PRA
So with the help of this lovely forum I've been making real inroads into my debt so far - Zopa card irresponsible claim upheld and removed from credit report, Updraft 2 loans irresponsible lending upheld and removed from my credit report, still need to pay them back, but interest removed and not reported so a small win for…
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The ups, the downs and the insides out of growing your own in 2025!
Welcome to the new ups and downs of growing your own! Everyone is welcome. Come and tell us about your growing shenanigans What do you like to grow? Are you going to try anything different this year? Did you try anything different last year? Did you like it? Would you grow it again? Do you have any tips for growing? Do you…
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witness statement time
Just got a letter through from the courts with a date so I'm preparing my witness statement now. currently they want around £260. Just recently after I received the last letter, DCBLegal emailed me offering me to settle for 35 quid. As tempting as it was (not really) I've just ignored it. The PCN is for my Mrs so I'm doing…
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PoFA compliant??
Hi all. Is this fine PoFA compliant? Are there grounds to get it thrown out? I didn't even park, I drove in there to take a phone call and then left. Any help to get this thrown out ASAP would be greatly appreciated
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State pension income for tax purposes
DWP have provide my state pension income figure for 24/25 to HMRC which is £700 more than I actually received. I received my state pension at the end of Nov 2024. Is there a formula for agreeing DWP calculation?
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Fixed term Annuity
So after a few years of watching, learning and a few posts to boot! you guys have been essential in my pension learning curve, I now have so many detailed spread sheets all connected , lots of the info supplied by you, so thanks to all! I think I'm now fairly confident & pretty settled on what I'm going to do, in circa 12…
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unfair exit fee and supply charges
I am moving from a property with air source to a property with another form of heating. The house I am moving to has been accidentally marked as a business meter by the company it was being supplied by, it has been empty for 2 yrs. The current company I get elec from, will not give me the move ability as they do not deal…
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Use of data from previous case
Being careful not to give much away here but I think it’s enough. Previous case with one of the scammers which went to court and was won by the keeper thanks in no small part to many of you, thanks. In the communication of the bundle a very specific, single purpose email address was used incorporating the court case…
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UK CPM postal PCN – keeper lives abroad – timeline & next steps advise please
Hi all, I’d really appreciate some advice. I’ve read the NEWBIES thread and followed the guidance so far. Background * I live/work outside the UK. I visited in September 2025 and left on 3 Oct 2025. * I did not receive any PCN before leaving on 3 Oct. * I first became aware of the PCN on 1 Nov 2025 when a relative…
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Bluetooth headphones in the £150 price range
Which over ear heaphones should I be looking at? It has to be wireless and Im looking at the best choices that offer the best sound quality?
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Where to focus - mortgage, renovations etc?
Hello, My partner and I bought our first home together last year (we're late 30s, and both had homes of our own before). The mortgage is high, but it's a forever home and we also only put down a 15% deposit so as to keep some cash back for renovations. Although we have a lot in savings, we've found the cost of materials,…
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Potential CIFA marker - gambling
Please please help. Yesterday Kroo messaged me on the app to say they were closing my account with immediate effect following review of my account. For the past few months I have been depositing money in and using it on a gambling platform (mystake). I was in a stressful situation, trying to make money (stupid mistake I…
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Is this a scam - purporting to be cheque from Virgin Media?
I ended my contract with Virgin Media 5 years ago, and had to use the Ombudsman to stop them furthering their efforts to get money from me. They were ordered to return money to me and they did years ago. Today, however, I received a cheque for £65.38 apparently from Virgin Media issued via the Royal Bank of Scotland with…
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Moved: The next steps, how do I close a bank account after a death, and release the funds
This discussion has been moved.
