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Yield & TER
Does Yield & TER pls mean the same thing on the trading platforms? Thanks for any help
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Euro Car Park PCN - Shell garage
Hello, A PCN has been sent to the registered keeper in our household due to overstaying a time limit on a Shell forecourt. An appeal to the garage manager was dismissed - unless I could prove I was using the laundry and then they would cancel the ticket - and an email to the operator SGN came back with a reply saying they…
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Leaving Gigaclear
Has anyone tried to leave Gigaclear? I was on a promo contract and now the deal has finished the price has shot up. I've found a new much cheaper provider who said they'd handle all the switching process, yet now it seems they can't as Gigaclear won't let new providers deal with cancellation and switching. As I'm out of…
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Easy access and longer term savings accounts for a charity
Hi, I am a treasurer of a small charity and have been tasked to find somewhere to deposit surplus funds. our current account does not offer anything really so have been looking at around £20,000 in a longer term (say three months notice) account and about £10,000 in an easy access account. Been looking online but I gave…
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Emirates Flight Transiting Through Dubai
I have a flight only booked direct with Emirates from Manchester to Kuala Lumpur transmitting through Dubai on the 23rd Mar, FCDO states all but essential travel to UAE, if Emirates still go ahead with the flight but FCDO still state all but essential travel are Emirates obligated to give a refund. If I cancel now I can…
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LGPS when the AVC exceeds 25% of the total pension pot
Hi My position - age 56, 2 LGPS pensions and 2 seperate AVC pots. I have now sussed (thanks for the clarification everyone!) that I can claim these independently but I am now trying to work how flexible retirement will complicate the matter. As I am tempted to go via this route My first pension (deferred member) is larger…
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Permitted development- garage conversion
hey all Looking to convert an attached double garage to be a kids games room. No extensions to walls just bricking up garage door and changing windows/ doors We will also be changing roof from flat to pitched as per other houses on our street I’m told it’s permitted development by the builder and tried to apply for legal…
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Council Tax Renting
Hello! My partner and myself are going to begin a new tenancy in April. We are considering paying council tax upfront to ease the monthly costs. If we move out of our tenancy before the year is up (i.e., Landlord wants to sell, we need to relocate) would we be entitled to a refund on the tax we have yet to use?
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Price history of properties
Does anyone know if Property log is safe to use - I am wanting to see history of properties for sale particularly on Rightmove because also when the agent reduces the price you can't see when it first went on for sale
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Hmo or similar passive income
Hi I am looking at hmo for a while as a investment . I currently have a property worth around £550/600k mortgage free 40+ yo . I am looking to release equity from my house to purchase. I require the extra income to reduce hours at work . I do manual warehouse work . And it's got to the point I dread the thought of going to…
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Seeing Other Folks Accounts
So its happening again! I was surprised to see that folks from 3 major banks could see other folks bank accounts. Back in 2018 when TSB were leaving the Lloyds platform there was a huge scam. Folks could see each others accounts and scammers moved in . They scrambled internet banking users passwords and syphoned the money…
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PCN but no photo evidence
My son was dropping of his mum and stopped on double yellow lines (no kerb markings) she is disabled so has a blue badge and he put this on the dashboard as normal. He helped her out of the car and was just bout to drive away when a traffic warden printed out a ticket and gave to him. He explained to the warden the badge…
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Small Business Energy help for broker scams
Hoping someone can help! We have a small business with two electric meters. One contract is up on 31/3/24 and a third party broker (Northern Gas & Power) have got us in to contract to sign back up with the currently supplier (Engie) but at a rate of 60ppkw for over 3 years. This is on a blend and extend contract so in…
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Help me choose an oven
Hi all, I need to buy an electric oven with electric hob. Standard size for domestic use. Quite like the ones where you have a top and bottom oven that you can put on different temperatures to cook two things at the same time on different settings. No fancy extras needed. Any recommendations or brands/suppliers I should…
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Pinecone Research
Please can anyone tell me if Pinecone Research has always been 1 year to claim your earned balance or is this something that has just started? Thanks.
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Recommendations for a Ryanair-sized Underseat Backpack
Please? Preferably one that can be expanded slightly to the more generous Easyjet size.
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Melton B. Soc
Anyone having issues with Melton, I just logged in to find I don't have any savings accounts yet in reality I have 3 ongoing accounts with over 10k in them. Forget the above, just logged in for the 4th time and now all accounts are showing, very strange.
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Need some legal/smart advice about certain situations in a seperation where I am being bullied/setup
Hello Just need some friendly advice please as my soon to be ex wife is bullying me and baiting me very clearly and threatening me with things, and with her mum saying she will constantly call the police certain things (essentially lying about it when I just talk normally and manipulate things) Anyway is it legal to me to…
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First direct evidence submission timeframe for new applications
I’ve done the maths on my situation and it actually works out better for me to exit my current Nationwide mortgage 1–2 months early and just pay the £500 ERC. That’s only based on the assumption that mortgage rates stay around 0.5% higher than they were last week, when I applied for a new 5‑year fix with First Direct at…
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EV Cars - Road Tax April 2025
How does the above effect Company EV Cars that are obviously registered to the leasing company and not the driver, still have to pay ??
