Recent Discussions

Which AI tools do you use to save money, boost your income or organise your finances? Let us know your success stories (how much did you save? What did you learn?). Does your bank offer any AI tools and if so, are they a help or a hindrance? We'd like to hear of any duds you've tried too. Thank you. ___________________…

Hi Have been with BT for around a decade ( and Virgin for about 20 Years before that ) so not a regular mover between services In short , my BT contract is up and price has gone from £48 to £68 ( Fibre 1 and BT sports ) . Had issues for quite a while with the TV box as it only records for a few minutes before stopping . I…

Totally FREE Christmas 2026 A very warm welcome to everyone <3 The object of the Total Free Christmas thread is to think creatively about how to reduce the cost of Christmas down to it's lowest cost which is ultimately totally FREE. Christmas 2026 is no different to 2025 with the exception of a very sad increase of what is…

I recently switched from Fuse to British Gas via a collective switch. However I have come across a problem. My smart meters are working correctly. Sending data to British Gas and displaying my usage on IHD. The kWh I use display correctly everywhere as does my gas usage and cost BUT My electricity COST is displaying…

Hi, I’ve got these old, rugged brick-effect tiles in my backyard. I think they’re probably 30–40 years old. They seem to be cemented/bedded down, currently weed growing in joints. The whole area is looking quite messy now, and I’ve started removing some of the border tiles. I’m trying to work out the best approach before I…

Hi So after successfully installing a curtain pole 😅 I'm now stuck with where to install the holders. The holders came with 3cm long, it seems sufficient for the job(?). What's the issue? 1. I don't have a lot of space on the wall, the best places in my view one has a socket and a tieback hook with a broken screw and one…

Good morning. I have 81 years left until end of Jan 2027 and needs to extend my lease. I am thinking about informal route as I don't have much time left. Landlord is quoting for £420 to have a valuation but ones I have googled came back with £750 plus vat and upwards. My question is do I need two separate valuations?…

Hello, I have a problem and I hope someone can help! I got a new mattress after researching what my options were and selecting what seemed like a good match. The first one wasn't for me - it was advertised as medium firm but felt more like a rock! Great if you want a firm mattress but I, a side sleeper, need a soft one.…

Hi everyone, I have recently had an offer accepted on a two bed ground floor maisonette and started the purchase process and my solicitor has received the draft contract and ordered searches. we had another viewing today and something we never paid any attention before is that window of one of the bedrooms opens into…

Hi all, Back again for some advice before appealing this one! Received a postal NTK from UKPC for Screwfix Chadwell Heath: Parking date: 06/08/26 NTK dated: 12/08/26 Reason: Parked in a designated disabled person's parking place without displaying a valid disabled person's badge Charge: £100 (£60 discounted) Nothing was…

Anyone having an issues withdrawing funds at the moment? I've never had any problem in the past, but today I tried withdrawing, as normal, and upon entering the amount and hitting the withdraw button, it thinks for a few seconds and nothing! Have tried via 2 different computers, and the app - all the same……

In September 2015 my parents took a further £13,200 from an Aviva lifetime-mortgage reserve. Aviva issued a fresh statement, applied a new fixed interest rate, showed the then-current balance and produced a new projection of the future debt. Could that 2015 release be treated as a separate actionable act/omission for…

Hi All. Hoping someone can give me some advice. I received a PCN from Euro Carparks after parking at Rochdale Road, Manchester. The PCN said id overstayed according to their ANPR. i sent them a copy of my ticket showing their ANPR said i left at 16.03, but my ticket was till 16:04. They then pointed out my ticket was…

My favourite phone has packed up and a new phone won't play my wma music files only the MP3 ones. Didn't know that's what they were untill I put my memory card in. So I can see options to change the wma to MP3 but don't know which is safe and reliable. Can anyone recommend please? I will use my laptop where they are stored…

Hi all, looking for advice on two ParkingEye PCNs at Oldham Leisure Centre, which is council-owned. I’m a regular member for a number of months. I most walk to it but occasionally also drive. Members can park free, but have to enter their vehicle registration into a terminal on each visit. # First incident — 14 September…

I pay my card manually as a direct debit comes far too early for me. When I try and pay via bank transfer in the Amex app, it takes me to Lloyds app and all seems ok, when I''ve competed at Lloyds is redirects me back to the Amex app, but the Amex app has logged me out and no sign of payment I tried a few times but always…

Ok with this one, I did take the fuel. I realised 2 days later I'd driven off without paying, and returned to make payment. The manager refused and said he has just reported it, so they can't accept payment. Had a few letters, this being the latest: (Image removed by Forum Team) Mitigation of loss: I returned of my own…

Morning all, sorry if this is the wrong place for this but my 86 year old relative is very upset and kind of desperate for help. Her husband (my uncle) died a month or so ago and she is now left trying to sort out her life and finances without his help. Before his death they managed fairly well from a financial standpoint…

I have done a Scottish C1 Confirmation submission but I'm encountering hurdles getting the format of the C1's inventory accurate and theres nothing online with which to compare. The Sheriff is knocking it back due to 'formatting' issues and HRMC, when questioned (given it's their form), tell me they can't help and I need…

I would like to set up an investment for each of my grandchildren. I was thinking of investing £1,000 into the S&P 500 for 30 yrs. Can anyone advise the best way to go about this?