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Moorside Legal Letter before claim
Hi there I’m not sure what this letter is actually for or when it happened but regardless I have this letter I have read the newbies pages but I’m still unsure if I should ignore this or reply. I’m no good with technology. Do I just ignore this if not what do I do? I can’t find option to appeal. Please help Thanks
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Bluetooth headphones for someone with hearing loss
Looking for recommendations please. Mainly for listening to music / audiobooks etc. Many thanks in advance
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Fuse energy account
Anybody know whether Fuse is an app only account? The website isnt clear and i cant find a phone number. Which leads me to believe it might be.
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Toby carvery blue light discount
Does the 20% blue light discount work on the carvery there. As it mentions not useable on buffets. Thanks
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Chetwood Bank via Hargreaves Lansdown
Hi - I was thinking about opening the Chetwood 4.32% 1 year fixed term ISA in case rates fall further. I’d be looking to largely fund via a transfer from another ISA. HL seem to say they accept transfers in via their Stocks and Shares ISA - so fiddly, but fine - although in order to open a Cash ISA (to transfer from S&S)…
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Parcel delivered to wrong address - yet another thread!
Our daughter bought some books for delivery to our address. RM 48 Tracked. The parcel's showing as delivered, and there's a very nice picture of someone else standing inside their front door holding the parcel as proof of delivery. I've thought of showing the picture to our postman, to see whether he recognises the front…
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Recovery of overpaid benefits from estate.
Hi, I am looking for some advice on DWP and recovery of overpaid benefits. I am the Executor of the estate of one of my relatives. They had around £60,000 in cash in bank accounts at the time they passed and also owned a property that they lived in worth around £200,000. Inheritance tax is not an issue. Since their passing…
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New speed cameras on the A40
I haven't driven on the A40 for a while. I entered the A40 via the Marylebone Flyover, and after driving slowly around 30mph (to avoid the speed camera fine) I entered the dual carriageway. I sped up to potentially around 40mph and exited around the Westway roundabout (exiting via A320) towards Westfield Shepherds Bush. On…
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Used car
afternoon all, I'm looking for a new to me used car. looking at a diesel estate but stuck on what make/model to punt for. I'm looking at Skoda Superb, Octavia, Volvo V70 or Ford Mondeo. I'll have at most £6k, what do any motoring experts suggest. Anything on the makes above I should look for or avoid? Cheers in advance…
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Debtors lawyer offered to file complaint against bank they were representing?
I finally plucked the courage to call and reply the letter before action... I emailed and was sent an email with the file to fill and send. Today I called. They refused my offer of £50 per month, stating it would take to long to clear the 25k debt, my hope was that they would accept and I could overpay when possible, and…
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Old Style Daily Tuesday 19 August 2025
Morning all.
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Chase £50 gift card switching offer 24/07/2025
Nobody seems to have mentioned this so will post here. It is a very restricted offer but details here https://becleverwithyourcash.com/chase-bank-switch-offer/
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Octopus Final bill for £2K cannot be right
I moved out of a property in June and received a closing bill from Octopus in July which seemed correct. I keep a spreadsheet of bills and usage etc and so I was tracking roughly what the closing amounts should be. Yesterday I received a demand for £1902 from Octopus, stating that the smart meter reading on 8th June was…
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Care Home Top Up Fees
My father in law has less than £23,500 but with his weekly pensions can afford the top up fees himself. If we paid, his savings would go above £23,500 but would only pay for 1 month care home fees then back below £23,500. So we would be constantly having his needs/finances assessed. Can he not pay his own top up fees? It's…
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Elec test done on a green form (not CPS)
When we asked the seller for a EICR, he produced one on a green paper (form), not by someone who is a member of a CPS. The tester (who lives 40 miles from seller) basically did a box ticking exercise and didn't test sockets, wiring, switches. Has anyone had this and would it be acceptable, to pay for a test ourselves and…
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Over 70 licence renewal is this new?
I just applied to renew my driving licence again online and now they won't issue the new licence until I send the old licence back. Is this because I never sent my old licence back the last 3 times I applied or is this a new thing? It is the correct DVLA site I applied to.
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Moorside Legal Claim Form
Hi All, I yesterday received a Claim Form in the post from Moorside Legal for a Parking Charge issued Sept 2019. I have received numerous letters from numerous agencies for this since 2019 and I have ignored them until this landed through the door. I have read the previous threads and I intend to complete the AOS in the…
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Flying solo
I previously had a diary (well actually I've a few) but in June I had a big life shift which meant I disappeared for a while! I've had a few attempts at trying to pay off debt, made great progress and then progress stopped and the debt increased again. But this time I seriously mean business and I am determined to get this…
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Severn Trent 2025 price rises
I have been informed that ST have increased prices for water at about 23% however I have also been told that for those with water meters the price hike is about 42% which I find totally unacceptable as this is supposed to be a fairer way of charging for water used and it seems that ST want to equalise meter billing with…
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Best AntiVirus Software?
Hi My AVG AntiVirus Software is up for renewal. I am no techie so I'm not sure if I'm being ripped off or not. The Internet security package which renews shortly (covers 10 devices - we have 2 mobiles, 2 tablets, 2 laptops), has gone up from the introductory £20 a year to £85! Since setting up the basic security package…
