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Moved: The next steps, how do I close a bank account after a death, and release the funds
This discussion has been moved.
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O/S Daily Monday November 24th 2025
Morning all.
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Manchester airport parking fine
Hi all, I’ve been looking at these threads for a few weeks now. I have an APCOA parking fine for not paying online within 1 day after dropping off at Manchester airport. Just confirming I can use the blue template in the newbies thread and that applies? Just want to make sure I have the most up to date info. Thanks
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**** IMPORTANT: BEFORE YOU POST - Personal info in posts.
It continues to amaze and worry me how much possibly identifying information posters asking for help re: private parking tickets put in their posts. The private parking companies do read these forums, and some posters are leaving information in their posts which could identify their case, and this could lead to problems…
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Parking fine using EV charger
I’ve been advised to start a new thread (newbie here!) In Fort William at a Premier Inn there was a fast charger showed up on my Charging App so we went to use. Saw no signage about any car park restrictions, genuinely. Then out of the blue got a letter from ParkMaven (?!) with £160 charge!!! I appealed with attached…
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UKCPM / BW LEGAL Residential Car Park Court Claim Defence Help
Hi All, I've received a Court Claim from BWLegal / UKCPM for parking in the residential car park where I live. The letters are addressed to my address which is where the alleged breach occurred. I stay with family. I am currently drafting my defence. I'm thinking about copying some of the elements from this post. What do I…
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Energy price cap will rise by 0.2% from January
Here is the OFGEM announcement for the price cap from 1st January 2026 to 31st March 2026 https://www.ofgem.gov.uk/press-release/energy-price-cap-will-rise-02-january The price cap information by region is in the link below. 0.2% is the headline figure but the change will depend on fuel mix and usage. The gas unit rate is…
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Bank Park - Where do I go from here?
I am looking for advice on my situation. A month or so ago, I parked in a car park over the weekend. Right next to where I parked was a parking meter and this showed that the parking was free. I still got a free 'ticket'. When I visited my car on the Saturday night, I realised there was a parking meter in the far corner of…
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Landowner complaint dcbl/smart
Hi all I'll keep this a brief as possible. I've got a loc from dcbl/smart and I've emailed with standard newbies thread response. The community centre I've complained to has come back and said: "Unfortunately, this company is no longer in charge of the car park and therefore we are unable to intervene on your behalf." Is…
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Letter Before Claim DCB Legal
Hello, Thank you for all the good work you do. I received multiple letters from Smart Parking. Ignored as per the advice on this forum. They then sold my debt etc. I have now received a Letter Before Claim from DCB. I read the second part of the newbies thread and have sent the standard letter template to info@dcblegal…
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APCOA PCN Manchester Airport Drop-off
Hi Guys, I recently received a PCN notice from APCOA about a drop-off at Manchester Airport. I know you can usually ignore APCOA, but I don't want it to escalate into a CCJ and affect my credit score. I've also been advised to appeal to APCOA, not admitting to who the driver was, and also asking them to provide the…
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Investment of £40,000
Hi. We're looking at investing £40,000. Were both retired (60), living off our personal pensions and rental income from a property we own. We're looking to invest £40,000 over 4 years into a medium risk investment. Any advice would be greatly appreciated.
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Received a claim form for parking at work parking space
Hello and thank you to all the brilliant guys who help
others on this website. I have received a claim form from Northampton on 3 Oct
and the AoS was sent the next day. The claimant is National Parking Management
LTD and Gladstones is their representative. I have read many threads on the
website and found one which is very…
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Class 2 NI - Under Small Profits Threshold
My OH has a small business and filed their 24/25 tax return this week. On the completed return it showed a liability for Class 2 NI of £92. My understanding is that Class 2 is optional if profits fall under SPT which is the case. Although it's always been my OH's intention to pay the optional NI contribution, I was…
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eBay Turnover under £1000 trading allowance
I have been selling items on eBay as a private seller for a long time with low trading record, mostly used unwanted personal items. As I have sold a few items this year that reached the 30+ items and £1800 threhold - a used bicycle, that eBay need share my NI record and will notify HMRC. I am expecting a letter. For what…
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UC compliance interview Husband did not disclose savings and he’s now been found out
Please help me .I am broken .Married with a joint Uc claim and I didn’t know husband had savings over 16k an investment with the bank . i logged into the Uc account to see he had been invvited for a compliance interview and that’s when he disclosed to me he had savings . i am dealing with the betrayal and also worried…
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Horizon parking ticket help please
Hello, I received a PCN from Horizon Parking at Linenhall Car park in Chester, for what appears to be an overstay of 7 minutes. I have tried Plan A and contacted the landowner, Chester Race Course to complain, however their response was that I needed to take the appeal up with Horizon as there was nothing they could do. I…
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Difference in Solar PV and Battery quotes
I am looking to get solar pv and battery and so far have had 2 quotes, not much in the prices, but different recommendations by them. I have a 3rd quote in the pipeline, but only requested that today. I live in a semi detatched SE facing with a slate roof in Manchester. I do not have an electric car and no plans to get…
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Universal Credit Finances Interview
Hi everyone, Today my brother had a meeting with DWP where they check his finances for any hidden savings etc. He isn't well mentally and my mum was there as his appointee to answer all the questions (she is his carer). For reference my brother barely speaks at times. My mum was answering the questions so she has a…
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Migration from ESA to UC AGAIN
My Daughter was on income related ESA and I have now had a letter saying she is moving to new style Contribution based ESA. Is this normal she's not worked a day in her life She was in support group ESA and now confirmed will. Limited capability to work on UC I have seen that UC take every penny you get from the ESA is…
