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Calor LPG - HELP!
We have had endless issues with them since we’ve been renting this property 4 years ago. We will be moving and only just received a completion date so have just informed them. They delivered gas to us in May (that we never requested) and they want us to pay £1k for that gas because they’re not going to take it back from…
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Best credit card for a holiday to Egypt?
Hi all, I asked a couple of years ago about a holiday to the US and got a great response. We are AI so hopefully not huge spends but would like to take £200 in cash and take a CC for extras and pay off in full when back. Just wondered if anyone has any recommendations? Thanks
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Travel Insurance - Undiagnosed condition
Hi, We are going abroad and want to sort travel insurance. Normally we get this as a couple and use one of the specialists as we both have health conditions. However, this year my partner is currently awaiting confirmation of a newly diagnosed condition (it takes many months of tests to confirm) and we cannot find any…
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New Manchester Airport Pick Up Parking Charge (APCOA)
Looks typical of others. Dropped off and completely forgot to pay. Once remembered, it was too late to pay! After the parking charge was received in the post, I checked here and found it would be pretty simple to appeal. However, some of the templates are referring “Relevant Land” and POFA. On the parking charge received,…
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Combine workplace pensions
I’m currently employed and pay into an Aegon workplace pension, I also have a RL pension which is/was also with my current employer until they switched provider last year, no longer paying into the RL. I’ve taken the tax free cash from the RL which is now in a drawdown plan and I haven’t taken any other cash. I would like…
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Consumer rights
Good afternoon, I purchased a monitor from Amazon 16th July 2024 and on the 22nd July 2025 lots of lines appeared across the top of the screen. I contacted the manufacturer AOC and they told me to contact Amazon so I emailed Amazon and they replied with. The Consumer Rights Act 2015 says that goods must, among other…
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Now TV stream stops for adverts
I have a black Now TV box (not the 4K one). I only use it to watch Sky SportsF1. When Sky goes to an ad break, the stream stops and I'm thrown back to homepage (this is the top level page with the app icons; now, iplayer, Netflix etc.) I have to run the now app, find the channel and start it again. BUT if its an ad break,…
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Information on burial site / grave location
Long story short, I am trying to locate a burial / grave location in the UK.I intend to pay my respects on my return to the UK but although the family of the deceased held an open to everyone funeral service , the internment was private with strictly only immediate family permitted to attend. I have written to the Town…
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Swagbucks 2025
Might as well have a new thread for a new year!
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Overdraft & Self Managed DMP
I’m already on a self managed DMP and have been since last November. It’s all going well bar a few bumps in the road. One thing I have never tackled is my overdraft. Hence the post. Can you ask a bank to freeze the interest charges on your overdraft and then agree to pay £x per month to gradually reduce it? Would they then…
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S75 claim on purchase from 2020
I bought an Eve mattress in 2020, which at the time came with a 10 year guarantee. I've been struggling with the mattress for a while, so today, I removed the washable cover only to discover that there is a huge tear in the foam that extends through all the different layers till it gets to the box springs. I don't really…
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Monmouthshire BS Deposits
Anyone know if there's any known issues with depositing funds recently?, I ask because I sent £1 to my easy access account at around 1am yesterday and it's not shown up yet.
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Tax code on retirement
wrong thread sorry, cant see how to delete
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Cooperative bank - delay in showing transfers in?
I have had a broadly rubbish experience with Coop as a bank, so this observation doesn't surprise me. But I've just transferred money into my Co-op account and it's not showing up. Is this a weekend thing, does anyone know?
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Debts under wrong address
A few years back I left the UK and put most of my accounts at my parents address. When I started struggling financially I changed the address on these accounts to a mail forwarding address so I could continue to receive my letters electronically as this company scans them and I can access them from outside the UK. Since…
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Faulty car - Multiple issues?
Hi - In November 2024 I purchased a Vauxhall Zafira (2016) Manual/Petrol. I travelled short of 60 miles to collect the vehicle. At the time it came with a 3 month showroom-warranty. Just before Christmas I was at work when it rained and I realised there was a stream of oil coming from the under the vehicle. I did have…
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Should I contact moorcroft
Hi, I’m embarking on a self managed dmp after reading guidance on this forum. Two of my accounts have now been passed to moorcroft. From what I can tell this just means they are collecting on behalf of the original debt and it hasn’t been sold to them. Do you advise to set up a payment plan or ignore them until it gets…
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Replacing just double glazed units - Thoughts?
Hey everyone, Our windows at the front have some units which have gone, otherwise the windows are alright. Has anyone had theirs replaced and got any feedback on the process? It looks like it might cost say 300 quid per unit, so, for a three window area like my daughter's bedroom I'd not get much change from a grand. I'm…
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What to do when nectar price isn't applied?
I went to Sainsburys on Friday and saw a product that usually costs £7.75, but with a nectar price of £7. It's a bit of a favourite in our house, so I bought 10 of them, which should have given a discount of £7.50, but when I checked the receipt, I had been charged full price on all of them. Previously when I've had an…
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Missed card repayments
Hi my question is how long do missed payments stay on your credit report and how long does it impact on your score? Context I managed to spend money on an old credit card (now cancelled) as the details were stored on my PC & I thought I was paying with my current card, also saved on there. I just didn't check my bills that…