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Leasehold property - landlord trying to sell Freehold
I've lived in my terraced house 30yrs and have just paid off the mortgage. I have received a letter from a legal company stating the 'landlord wants to sell the freehold, at such an amount. I don't want to buy the leasehold. With legal fees etc its not worth it to me, the leashold has 800years left. Any advice for me,…
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Wood, tiled or carpet - what would you go for?
As the title, we currently have engineered oak in our living room (5 x 4m) but the room has a large (3 x 1.6m) window, it’s east facing and does not retain heat very well at all. The radiator is the largest I could find to fit under the window but it’s not the best. Would you stick with the wood, change to carpet, or tile…
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Product transfers and earnings
Hi all I wanted to ask for some advice. We are on a fixed term mortgage which is coming to an end in the next 6 months. We will have to do a product transfer as the bank isnt aware that we've had a baby and that one of us is working part time and the other is now self employed. We can afford to live comfortably but im not…
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Question Regarding Delivery on Ebay
I have an item I’ve listed as collection in person as the item is quite heavy. Someone is interested in buying it and they asked if I could post it. It’s a home entertainment system with a sub woofer weighing 25kg. I said I could hand deliver it and they have agreed and a price for our time. I’ve never done anything like…
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Winter Fuel Payment
I got a letter today from the DWP telling me that I'm getting a Winter Fuel Payment of £200. Hip, hip, hooray! I'll use the money to increase my shareholding in Drax, the power generation company. However, the payment is only a short-term gain. I'm informed in the letter that if my pre-tax income is above £35k (it is) then…
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Replace roof felt and battens
I had the back half of my roof refelted and battens replaced 2 years ago. Cost £2800. It is a 4 bed detached built in the 60s They quoted £2500 to do the fromt as well but I was strapped for cash so didn't do it. Just had a quote for the front and it is now £3000. Plus if more than 30 tiles need replacing he says I should…
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02 pay as you go gets 5g and wifi calling
My 02 classic sim got this today. To be honest never noticed till i saw the wifi calling icon on my phone. I wonder if its a national roll out, or locally were 3g has been switched off. Anyone know?
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Calling All Canners!
Hi I did a search but couldn't find any threads specifically dedicated to canning. If you're unsure what canning is, it is a type of food preservation that uses hot water bath or a pressure cooker/canner to preserve foods so they are shelf stable in jars, avoiding the use of freezers that may fail in a power failure, but…
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Inheritance tax
My mums estate comes to 309,897 with no house to sell . She has no debts but on the gov website it says her assets in the estate are 619.794 . I don’t understand why we need to pay any tax as she is under the threshold
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MSE Local eBay Deals tool discussion
Hi all, we've built a new Local eBay Deals Mapper tool find pick-up only bargains near you. If you could let us know what you think, that would be fab. How are the results for you? Is there anything you'd like to see added? Thanks for your help! MSE Jenny
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Ready to Defend! Southgate Park MET McDonalds
Hi. Our MET debacle has now gone on and on since August 2024! I emailed them (on behalf of my wife - who is the registered keeper of the vehicle) to try and get them to see sense. Obviously, over the time I've had to research the fraudulent MET activities, I'm not surprised that they didn't listen to reason. However, I…
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Euro Car Parks Sainsbury’s Dartford, Kent
Hi I recently appealed a pcn from euro car parks for a 12 minute overstay. I did not say who the driver was as it actually wasn’t myself. However the driver at the time had to download and set up an app to be able to park. So the paid parking time covered the exit time. The 12 minutes were at the start of the entry period…
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ECP/DCB Legal court claim
Hi all, Had a Letter Before Claim letter arrive today (pic attached with details obscured) with reply form and financial statement form. Having read all the Newbie thread I'm slightly confused to be honest. The Letter Before Claim is from CST Law but states they are instructed by Euro Car Parks. Is this a real LBC or am I…
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Santander Zéro unexpected charges
I've had my Zero card for years and never incurred any charges. On my last 2 statements there are Quasi cash interest charges. I can find no explanation for this on Santander's site. Any ideas?
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scaled discretionary commission and fixed commission to the retailer
I have submitted a number of vehicle claims and received the following replies 1)After checking our records, we can confirm that we did pay scaled discretionary commission to the retailer. We'll treat your email as your complaint. My question is .....I assume "Scaled DCA" is DCA ? but have never heard anyone mentioned…
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Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
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Selling certificated shares
I've got a shareholding I want to sell (worth about £7.5K), and I have paper certificates. The registrar's fees (Link Asset Services) are, natch, rapacious. I used to have a Jarvis X-O account, so I now have a ii account costing me nothing to run (until January?). Is it worth looking for somewhere else to do this trade, or…
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Fixed Annuity or drawdown
Hi, just when I was convinced an annuity was the way to go, drawdown has reared its head, which I know nothing about! I am trying to work if there any tax advantages on either choice. 100k AVC pot 5 year Fixed Annuity or drawdown(over 5 years)? work pension 22k tax code 1257L i like the certainty of the 5 year fixed…
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Sky TV retention deals ( post your haggling successes )
Please post any deals you have negotiated with sky Please post The package The price and discount The length of the contract
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Which Asian Holiday destinations do Qatar Service?
Hi all Our family party of 7 were due to fly to Australia mid December and return Mid January. However, one of the party has had their Australian VISA revoked, for reasons I won’t go into because it’s not useful to this thread. We have flights booked from Brisbane to Manchester in Mid January 2026 with Qatar Air.…
