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Car Lease - Netbook Value and Insurance Shortfall
I have an on going ticket with LexAutolease regarding my stolen leased vehicle, I’m hoping someone with better understanding of leasing in this situation can help me as I’ve been confused by the leasing team responses. My leased vehicle was stolen in July 2025 and have received an invoice to settle the shortfall between…
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Quick Check - Gladstones Claim UPDATE 19/7/25 - Default CCJ
Afternoon all, been a while although I'm glad to see my old "intellectually malnourished" quote has caught on in my absence! Feel comfortable with the rest of the process off the back of winning a case as a lay rep for someone back in 2023. Had this one through for myself, claim dated 16th April, AOS being handled. This is…
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UC & Ebay Sales Declaration Query
I have recently had my UC suspended for over a year now because I had some personal items I had bought over the years. Each month I declared and was stopped the UC because I was "Self Employed" I never had a business it was household items like PC and parts, and household items. With this declared money that I got from…
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Drain layout?
Hi all, Can anyone explain how our drains may work? I live in a terraced house in the middle, there are 6. Im the 3rd one down. So we have a manhole about 4 feet away from our back wall under our decking. The water runs ofcourse in one direction only. When our neighbours upstream run their skins or shower water flows…
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Halving our income and still aiming for mortgage free!
Hi everyone, A long time lurker of DFW forum, and then here. Finally starting my own diary as I feel it will help keep me on track! As the title suggests we are halving our income as I have resigned my job in order to keep sane and support DD with home educating for the next year. The last two years we have managed to…
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Advice needed
Ordered an item for christmas wrong item was sent emailed there custmer services to inform them of the mistake,they stated that faulty or returned goods would be at the customers expense but as they sent the wrong item in the first place surely thay are at fault ,A s it came from china they want me to return it back at my…
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UC Application Query
Many thanks for all the assistance on my original thread. This is really a different subject, so needs a new thread really. Let me know if it doesn't :) What happens if an individual applies for UC, and meets the threshold of being under £16K capital savings. I don't see how it could happen, but what if they have a WCA…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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Condensation in car - cat litter fix..?
I've heard that keeping a box (with air holes) of cat litter inside your car can greatly reduce condensation build-up. Can anyone comment from actual experience?
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Overdraft
Hi I have set a goal to clear my OD in 2026 which i thought might be a bit much but going to start trying to side hustle, learn more about personal finance (Psychology of Money book ordered) and just be a bit more money savy. I then thought to reviewed my OD interest over 2025 and it came to £585.01 😳😳😳 - that's 1/5 of my…
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Do you tip in restaurants?
Wasn't sure if this was the right place to put this, so admin, please move if needed. Do you guys (and girls) tip when you go for a meal out? Personally I hate the idea, and it's even worse when you've got the waiter standing next to you as you select "No" on the card machine. However, I always say that I don't get tips…
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Making my house a home and my life my own
I am long overdue a new diary as I have just read the first line of my last one. I was married, in my previous house with a much larger mortgage. I hadn’t realised that this was still the same one. I will add all the financial bits and my plans over the coming days, but the title says it all really.
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Money Moral Dilemma: Should we return the furniture we thought we'd been given for free?
This week's MoneySaver who wants advice asks... My mum's neighbour gave us some furniture, which we believed to be a generous offer to help us furnish our first home. To show our appreciation, we donated £100 to his son, who ran the London Marathon for charity last weekend. The neighbour has now said he could have sold the…
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Frump to Fab - 2025
Happy New Year 🥂🍾 Welcome to the new bright and shiny all singing all dancing new thread. Are you ready to transform yourself this year. To get fit, healthy and gorgeous. To ditch the frump and to get FAB-U-LOUS. To emerge from the chrysalis into a beautiful butterfly. Are you fed up with being a downtrodden workhorse, are…
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Marriage allowance
Hi, I applied for marriage allowance over 12 weeks ago. I have heard nothing from HMRC and obviously I’m waiting to submit my tax return via my accountant and they need to know if it’s been changed or not. Is this something I can check online, I have looked but I don’t think I can? Thanks DH
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Litfad Company?
Don't know if this is the correct section but here goes. I am looking for info on the company "Litfad". I have seen a desk that I would like to buy but am wary of the company. Put it in Google and it wasn't good reviews and some saying it was a scam company. I was originally looking if it was a British Company as I didn't…
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Onwards to freedom!
Hello and welcome to my MFW diary. Not sure how often I'll update as I'm going down the boring 'increase monthly mortgage direct debit' route, not the more interesting to read 'random repayment as and when a bit of extra money is made' route. Still, no harm in starting a diary here, even if it's just for me to look back on…
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UW, Econ 7 and Dimplex Quantum heater
Somewhere in the above combination there is a mismatch and I need someone to point me in the direction of what I can check please. After a month with UW, I have my bill, readings day 303, night 128. This time last year day 76, night 409 - which is what I would expect. I am now at home full-time compared to last year BUT…
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Duplicate home insurance policy reclaim
I've recently became aware that for the period of Dec24-Dec25 I have been paying two house insurance policies. I had a policy with Source Insurance, through a local broker for Dec23-24. I received an insurance renewal email from Source in Nov24. I contacted my broker for a renewal quote in Nov/Dec24 and I didn't wish to…
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Boosting mobile/ cellphone signal?
Hopefully someone with technical experience in this field can give some advice. Hopefully enough explanation below but can possibly add more. The issue. I am in a rural area ( on the edge of a village rather than put in the wilds) so my property does not get a good 4G mobile signal. It is down around -100dB but fluctuates…
