Recent Discussions

We've received a PCN through the post from a BPA member. We paid and displayed a ticket and didn't overstay (full day ticket). There was also an app option to pay but we paid cash at the machine The PCN includes a photo of the car entering and leaving and times but doesn't refer to any issue with the ticket paid for. We've…

Hi everyone, I have attempted to read the newbies post but I am very confused and in an awkward position. I am a nurse and park in the hospital car park which are controlled by parking eye. My car is an NHS lease car so in the past, if I have received a PCN it has to go through the lease car team who then inform me via…

The Mercedes people carrier to my left parked like a Tw.. he front was angled towards the parking space i used so i allowed space as to not damage both vehicles. My blue badge was displayed. I received the letter today it happened on the 11th. I appealed via the online site stating as above what do you guys think, orwould…

Hi all, Dad has recently passed and I'm seeking some advice on a number of issues: Mum and I are executors of Dad's will. Mum lacks capacity - I have enduring PoA for mum, registered with the OPG. What process do I follow to remove/renunciate mum as an executor given her lack of capacity (PA15? PA14?) with respect to any…

So DW and I are in the lucky position that about 67% of our retirement income will come from Govt/LGPS DB pension and state pension so fully index linked. However this means we are majorly exposed to UK sovereign risk. If the UK ends up doing a Greece and being forced to slash pensions we are very exposed. To hedge some of…

I've been charged by arriva for my kids monthly bus ticket this month, which seems a little off due to the government subsidising "kids go free" travel for the whole of August. I've emailed Arriva and requested they refund this month's charges, but are they allowed to charge this if the government have mandated free kids…

Hi all, Received mooresides standard LOC with usual forms. Just to confirm i have read the newbie thread correctly i should reply with the following. Dear Sirs, Your Ref. ############ Proposed Legal Proceedings Claimant: xxxxxx xxxxxxxx Ltd I refer to your your letter of claim. I confirm that my address for service for the…

Hello all, I have searched unsuccessfully on MSE Forum for posts specifically relating to the Airport Data Breach (Data Security Incident – 27.08.26), my interest being limited to Manchester Airport. I have found only one reference – under airport parking, which I find bizarre...so if I have missed a main thread, I…

Hi all, I had visited Worthing on 19/03 to see a couple of friends and paid for parking. I then received a letter from NCP dated 01/04 claiming I hadn't paid, so I appealed it as I fortunately still had the tickets. However, my appeal was rejected as they claim I hadn't paid enough! I'd really like to take a photograph of…

This week's MoneySaver who wants advice asks… My wife and I set up junior stocks & shares ISAs for our two children when they each turned one. We pay the same amount into both and invest in the same funds, as we want to treat them equally. Yet as there are four years between them, the investments will be subject to…

hi I went to Gatwick Airport long stay car park stay there less than two hours come back out and my car is registered on my Gatwick app. I received a penalty charge afterwards from times 24UK A made appeal. Against that that I’m a private hire in a private hi Driver designated area then send them all the proof of My Car…

Hi, looking for some clarification. in January I sent a letter to HMRC providing an estimate of the BBSI my mother would receive in the 25/26 tax year. It was approx £11000. They send us a form to complete giving details of each account which we returned. They replied stating that they would receive the information…

By the time I am made redundant in early December, I will have earned around £19,000 in taxable salary. My redundancy pay is around £80,000. Total taxable for the financial year is, therefore, £69,000. Will I be taxed as if £69,000 is all I am being paid this year? Does HMRC do anything weird like assume I'll continue…

Im asking on behalf of a friend. She is experiencing severe mental health difficulties and has been asked to complete a standard Universal Credit review, but feels unable to go through with it. Her parents have said they will support her financially and help look after her. She no longer wants to claim Universal Credit.…

Hi I have been employed with a structured company for longer than 7 years. From Feb'26 payslip continually until Sep'26 I have been receiving a "Holiday Topup" amount which varies by the month. I checked and found there was a Holiday Top Up paid in my Apr’25 payslip, but nothing from May’25 through to Jan’26. Also checked…

Dear all, thank you so much for all that you do here. I am helping out my dad with a PCN. It's a long story but after a change in parking management and a lack of communication from Premier Park we received a PCN. We live in a close and have a parking bay assigned to us. unfortunately the road have 5 different type of…

Welcome to the Mortgage-Free Roll of Honour. This is for Mortgage-Free Wannabees who are no longer Wannabees. Please report a. The date you decided to become a MFW b. Mortgage Debt at its highest c. Mortgage-Free Date d. Your one perl of wisdom. e. The MSE Mortgage guides and others that helped you f. And if you had a…

It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…

Hi, I'm currently in a mess with some high heat retention heaters in my aim to improve the energy rating of my house. It's an old build and so the wiring isn't particularly modern and I'm trying to get my head around what the best way to install these is. We've had economy 7 installed by eon and now have 2 electricians…

I live in quite a modern house down a road with lots of other houses on the outskirts of town. I believe the house has been supplied with electricity and gas ever since it was built. Until about five years ago, I used ebico to supply my energy. It was great because there was no standing charge. By not heating my house and…