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Premium bonds win
Hi all, My 5 month old son was fortunate enough to win a decent sum on the premium bonds recently and we'd like to use the winnings to invest for the longer term. Our plan is to split the winnings across our two sons and max out their junior isas each year (until we reach the sum of money won). My questions are about the…
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HSBC ransom
HSBC has chosen to close my business account because I did not respond to their safeguarding request. They sent it to my old email address, did not receive by post and was in amongst all the other scam callers on the phone that I regularly receive So fine, close the account, no problem What they then do is say they do not…
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CUP Enforcement - Watford
2 x PCNs for the popular trap adjacent to Sainsburys, Watford I have left it very late to post my own thread and it is not worth me trying to give reasons or excuses. I am asking for opinions on my situation and on my amendments to the template defence. I have until Monday 25th August to post my defence. I have been…
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Old Style Daily Wednesday 11 March 2026
Morning all. ☔️
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Part-funding property for daughter.
My wife and I are looking at releasing funds to help our daughter with a property purchase of around £180k. One option we are considering is to use the remainder of my pension TFLS as a deposit towards the property (I took £168k TFLS from my Defined Benefit pension when I retired in 2023 and I currently have £500k in a…
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Trading 212 Cash ISA - Promo Code?
Hi, Has anyone successfully opened a new Trading 212 account and received the ‘newbie’ bonus, taking the interest to 5.05%? I tried doing this, and successfully opened an account but this was with 4.9%, it turns out you need to enter a promo code…. Martin Lewis doesn’t specify this code… so has anyone been able to get…
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CMS and Fostering
I am in the process of going to panel to foster 2 of my grandchildren if they don’t go back to Mum and Dad. Currently they are in emergency foster care but I have been successful in the assessment I am still paying maintenance through the CMS for my 18 year old Daughter who’s in college How does the CMS see the fostering…
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BridgePAM ticket
Hi, I as keeper received a Parking Charge from BridgePAM. The letter was dated 27 June for 'Unauthorised Parking'. I am planning to appeal in the first instance using the generic wording in the Newbies Guide. I dispute your 'parking charge', as the keeper of the vehicle. I deny any liability or contractual agreement and I…
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Workplace Pension/extra cash payment
Hi, There may or may not be a straight forward answer to this, but appreciate anyones thoughts. Im due an inheritance very soon, it involves a house sale so as per normal, this is taking an age to complete. Its touch and go that i'm going to get this cash before the end of March, i had intended to make a payment of around…
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Indemnity policy to cover drain serving neighbours property on my land
We are trying to avoid being blamed for a drain on our land collecting surface water runoff from the neighbours garage roof which connects to the water authority sewer system underneath our driveway. There was no permission sought for the connection to the sewer. Our neighbour doesn't talk to us so we can't sort it out.…
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15 free hours @ nursery
My 3-year-old attends nursery 2 days per week. He started in November and the nursery sent me an invoice which I paid. In the new year I realised that we (and indeed, anyone) are eligible for the 15 hours of government funded childcare (we're not eligible for the 30). I pointed this out and they said they'd stop charging…
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Bank Fraud
Is anyone able to give advice on how to proceed with the bank, on a fraud which occurred on my father’s bank account? A couple of months ago, a tradesman came to my father’s doorstep to offer to do some work on his property. My father agreed to the work and the amount, and the work was undertaken and paid for by chip & pin…
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Problems transferring cash isa from trading 212
hi I have had my request to transfer my cash isa to cynergy as cynergy will only accepts cash isas via bacs transfer and not a manual transfer. Has anyone else experienced this problem and how was it resolved?
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"Letter of claim" from DCB legal. Northern Ireland
Hi there! Sorry if this is repetitive but I'm really anxious about this as money is a bit tight. My car apparently overstayed at a Belfast Euro Car park last year, I have since sold the car and moved to England but the letters followed me. I ignored them. Now I have this letter of claim from DCB legal asking for £170. My…
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More Effort Required - the next 5 years
Background: 2014 - Final LBM and DFW 2019 - DFD - exhausting journey but :smiley: 2020 - Back on the property ladder £300k+ 2025 - Mortgage down to £200k+ 2026 - Reset needed 2031 - Working towards MF by SPA Looks like I do these things in five year cycles, so hopefully this is the final one. How do I enjoy these next 5…
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Motivation and Inspiration pre-retirement
Well, I'll be 60 in a couple of months, and my spreadsheets and projections say I should be able to retire at 62. Since I mentally set my self up to do this, I find I'm totally not motivated at work - I get my "hard" deadline projects done on time, but I just dawdle on others. I dread going to work, and the days drag - I…
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Does anyone know where to find the API on the Ryanair app?
Does anyone know where to find the API on the Ryanair app? After booking and paying for my flights on Ryanair, they then decided to change the terms and that I can only fly if I use the Ryan mobile app. I have installed the mobile app and it has scant information about my flights. I have just read that I must complete the…
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Claim Form received
I’ve received a Claim Form regarding a parking ticket from 20/08/23. I can’t remember but I think it’s one I may have appealed. We overstayed our time but it was because we were blocked in whilst trying to leave. We’d parked in an overflow area of grass and there was a fun fair on and it was busy when we were trying to…
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Novice Isa question
So i am new to isa's and opened my first in june 2025 i put 15k in one and 5k in another. Now when it comes to been able to deposit more money in them my question is this:- if i put another 20k into the 15k isa do i get interest on 35k or just the new 20k? thanks, please don't crucify me :)
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EE 4G WIFI Mini Hub EE72E and alternatives.
Hi. Any thoughts on these, and alternatives? I know they work, and seem reasonable value - you can buy the unit 2nd-hand for around £25, and data costs ain't bad. But, what are the alternatives? Any better? And, does it need to be an EE SIM in the EE device, or will any SIM with data work? Ta.
