2026/2027 trading 212 cash isa question

moacs

I’m trying to decide whether to stay with Trading 212 Cash ISA for the 2026/27 tax year or switch to Plum for the higher interest rate and new customer bonus.
A bit of context:
• First time using a Cash ISA last tax year
• Opened and paid into a Trading 212 Cash ISA
• Got the first-time/new customer bonus there which was above 4
• Interest rate now seems to be around 3.6%
• Plum currently appears to offer a better rate plus a joining bonus
What I’m unsure about:
• Is it worth transferring mid tax year just for the higher rate/bonus?
• Are there any downsides to moving from Trading 212 to Plum for new money being paid into cash isa?
• What is the downside of Moneybox which gives good interest rate for cash isa transfers?
I’m mainly using it for savings rather than investing, and I want to make sure I don’t accidentally break any ISA rules by moving providers.
Any advice appreciated.

moacs

Apologies but this is a duplicate. I am not sure how to delete this thread.

Housey4_Housey

Hi it has taken several days to have Trading 212 cash isa verified. Now my bank keeps giving warning of possible scam and not to transfer money! Anyone else have this issue please?

Beddie

https://forums.moneysavingexpert.com/discussion/comment/82028890#Comment_82028890

Ignore the bank warnings - as long as you have used the correct T212 details you'll be fine. Send £1 if you want to check first.