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Mortgage Free Plod

Hello MFWs 

I'm de-lurking after living vicariously through you all for a very long time. I've exchanged on my first house today! So now I'm a MFW too. 

My context: I'm a divorced, single mum (1DS). We'll be moving into a little 2-bed house with our moggy. I've taken out a 95% repayment mortgage over 27 years, which takes me to what I expect will be SP age for my generation.

As well as plodding towards financial independence (and, with a following wind, early retirement), I like to enjoy the simple things: family and friends, crafty hobbies, reading and having a walk in the fresh air. 

Welcome to all who stop by. 
MPHx

Comments

  • Sammie_1985
    Sammie_1985 Posts: 36 Forumite
    Sixth Anniversary 10 Posts
    Congratulations on exchanging today! When is your completion date? Good luck with your journey. 😀
  • beanielou
    beanielou Posts: 96,884 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy shiny new diary. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sunshineli
    sunshineli Posts: 101 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    Congratulations on your new home! I look forward to following along. 
  • Good luck 💜
    Credit card 1800
    Overdraft 250

    EF 50
  • Thank you for the lovely warm welcome 😊 

    Completion date is 18th November, but won't be moving in straightaway. I have an overlap with my rented place so I can move across without too much stress. 
  • powerspowers
    powerspowers Posts: 1,368 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Congratulations on your new home and good luck with becoming mortgage free! 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £3,350/£5,000


  • CrazyBee787
    CrazyBee787 Posts: 1,307 Forumite
    1,000 Posts Name Dropper Photogenic
    Good luck on your journey I look forward to seeing how you go. Enjoy your new home when you finally get the keys. XX
  • Ms_Potato_Head
    Ms_Potato_Head Posts: 15 Forumite
    Fifth Anniversary 10 Posts Name Dropper Combo Breaker
    Thanks @powerspowers and @CrazyBee787 😊

    I went "shopping" in my mum's loft yesterday. I now have pots and pans, cutlery, crockery, glasses and even a lovely wall hanging. The kitchen in my rental is fully equipped, so I would have had to buy all that stuff. And Mum is happy because she's decluttered!
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