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Mortgage Free Plod
Comments
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Hi @Jemma01 thank you so much! 😊
MFW: Journey started Nov 2025. Due to finish Nov 2053.
OPs: £20
DC pension pot to target: 22.5%
Mrs SD's 2026 Declutter Campaign: 🏅⭐️
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1 mortgage payment down, 323 to go!
I'm sure the novelty will wear off quickly, but it does feel nice to be on my way.
This week my fridge/freezer and washing machine have been delivered and today I've got help to move the bigger items of furniture that I can't move on my own, so I'm making the most of it. Our last week in this house will feel a bit like camping, but that's no problem.
Spendy spends this week were £176:
£18 school dinners/bus money
£45 food
£19 takeaway
£49 Christmas gifts
£45 Textbook for my next exam
Wishing all the lovely MFWs a good week ahead
MPHxMFW: Journey started Nov 2025. Due to finish Nov 2053.
OPs: £20
DC pension pot to target: 22.5%
Mrs SD's 2026 Declutter Campaign: 🏅⭐️
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Looking at your spendy spends you seem to be quite frugal, how many does £45 feed and do you do a bigger shop once per month, I am just wondering what you buy to get your grocery money so low? Enjoy your last week.
Get EF up to £1000 Currently £300/ £1000 - 30% of the way there.
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Can you not get the books off Vinted / eBay ? My friend sold all of hers online once she’d finished with them.Sealed pot challenge 822
Jan - £176.66 :j2 -
Hi @CrazyBee787 happy Sunday! My food spend is unusually low at the moment as I'm working through what is in my cupboards. I usually spend at least £60 per week. Still quite low but I only feed my DS 4 nights a week and he has school dinners which are a separate category. I also usually spend £20-30 eating out each week.CrazyBee787 said:Looking at your spendy spends you seem to be quite frugal, how many does £45 feed and do you do a bigger shop once per month, I am just wondering what you buy to get your grocery money so low? Enjoy your last week.MFW: Journey started Nov 2025. Due to finish Nov 2053.
OPs: £20
DC pension pot to target: 22.5%
Mrs SD's 2026 Declutter Campaign: 🏅⭐️
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Hi @dawnybabes thanks for popping in to my corner of the forum 😊 The textbooks for this course are all online and unshareable - you have to set up an account with an app to read the textbooks sadly.dawnybabes said:Can you not get the books off Vinted / eBay ? My friend sold all of hers online once she’d finished with them.MFW: Journey started Nov 2025. Due to finish Nov 2053.
OPs: £20
DC pension pot to target: 22.5%
Mrs SD's 2026 Declutter Campaign: 🏅⭐️
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It's finally moving in day! There's still a lot to do, but we'll take it one step at a time.
Spendy spends were quite high this week - £216 - despite spending next to nothing on food! Freezer and cupboards are now very depleted.
£59 petrol
£47 cat supplies
£33 food
£26 takeaway
£23 school dinners/bus money
£16 spare sets of keys and some tools
£12 gifts
Wishing all the lovely MFWs a good week ahead
MPHxMFW: Journey started Nov 2025. Due to finish Nov 2053.
OPs: £20
DC pension pot to target: 22.5%
Mrs SD's 2026 Declutter Campaign: 🏅⭐️
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Good luck in your new home 🏡Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!0 -
Happy new house.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Best of luck in your new home 🏡0
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